Viruses / Vaccines

Gern Blansten

lastexitlondon said:

This blows my mind. I know the  nhs gets a hard rap but im so glad i live here. 

Our system is so fucked up. Profit at every level.

My wife had to have a hysterectomy a few years ago. The doctor/surgeon was her OBGYN at the hospital where the procedure was performed.

We got to the hospital that morning, checked in, gave our insurance info that they already had, etc.

Had the procedure...she was there two nights I think.

Then about six weeks later we get a bill for $80K because our insurance had not been notified ahead of time.  The hospital got it worked out but give me a fucking break.

elvistheking44

Gern Blansten said:

lastexitlondon said:

This blows my mind. I know the  nhs gets a hard rap but im so glad i live here. 

Our system is so fucked up. Profit at every level.

My wife had to have a hysterectomy a few years ago. The doctor/surgeon was her OBGYN at the hospital where the procedure was performed.

We got to the hospital that morning, checked in, gave our insurance info that they already had, etc.

Had the procedure...she was there two nights I think.

Then about six weeks later we get a bill for $80K because our insurance had not been notified ahead of time.  The hospital got it worked out but give me a fucking break.

That is so fucked up…..but I will say every procedure myself or anyone else I insure has had I was told ahead of time that it was my responsibility to get it approved with my insurance company first. Ass backwards.

bootlegger10

Agree, Gern.  There needs to be a profit motivation to get good people and incentivize innovation, but I would love to get rid of the profit margin going to insurance companies somehow.  

Gern Blansten

elvistheking44 said:

Gern Blansten said:

lastexitlondon said:

This blows my mind. I know the  nhs gets a hard rap but im so glad i live here. 

Our system is so fucked up. Profit at every level.

My wife had to have a hysterectomy a few years ago. The doctor/surgeon was her OBGYN at the hospital where the procedure was performed.

We got to the hospital that morning, checked in, gave our insurance info that they already had, etc.

Had the procedure...she was there two nights I think.

Then about six weeks later we get a bill for $80K because our insurance had not been notified ahead of time.  The hospital got it worked out but give me a fucking break.

That is so fucked up…..but I will say every procedure myself or anyone else I insure has had I was told ahead of time that it was my responsibility to get it approved with my insurance company first. Ass backwards.

yeah that's good practice but the lady that checked us in said she would get the approval for us...like I said, the hospital was all over it but it was still shocking.

tempo_n_groove

Gern Blansten said:

lastexitlondon said:

This blows my mind. I know the  nhs gets a hard rap but im so glad i live here. 

Our system is so fucked up. Profit at every level.

My wife had to have a hysterectomy a few years ago. The doctor/surgeon was her OBGYN at the hospital where the procedure was performed.

We got to the hospital that morning, checked in, gave our insurance info that they already had, etc.

Had the procedure...she was there two nights I think.

Then about six weeks later we get a bill for $80K because our insurance had not been notified ahead of time.  The hospital got it worked out but give me a fucking break.

Worked out?  What is there to "work out".  You pay insurance and you get care where it allows you to.  What was up the Insurance company's ass that it was a thing in the first place?  Jeeze...

I wouldn't have paid it.  Take me to collections.  It doesn't show up on your credit anyways.

mrussel1

bootlegger10 said:

Agree, Gern.  There needs to be a profit motivation to get good people and incentivize innovation, but I would love to get rid of the profit margin going to insurance companies somehow.  

Right, it's just another entity taking a vig. 

Gern Blansten

bootlegger10 said:

Agree, Gern.  There needs to be a profit motivation to get good people and incentivize innovation, but I would love to get rid of the profit margin going to insurance companies somehow.  

insurance company profits + cost is the drag on medical expenses....it's fucked up

Meltdown99

mrussel1 said:

Meltdown99 said:

No country is going to prioritize the health of their citizens as a first priority.  The government would prefer you in the ground once you retire and have to rely more on the system…the government is all about take, take …. 

This statement is kind of silly.  The gov't is made up of people, not androids.  So your argument is that the representatives elected, many of which are older themselves, want you and the rest of their fellow citizens in the ground as quickly as possible?  

Why?  Your government cares so much about people's health Biden would rather give the well to do 12500 to buy an electric vehicle...lol. That's the same thing in Canada...if you got the bucks you get better healthcare, if you got the bucks the government
subsides your lifestyle...if you are low-income/poor...fuck you take what we give you...be thankful.

Meltdown99

Religious leaders are people too...they are still con men, just politicians...

Gern Blansten

Meltdown99 said:

mrussel1 said:

Meltdown99 said:

No country is going to prioritize the health of their citizens as a first priority.  The government would prefer you in the ground once you retire and have to rely more on the system…the government is all about take, take …. 

This statement is kind of silly.  The gov't is made up of people, not androids.  So your argument is that the representatives elected, many of which are older themselves, want you and the rest of their fellow citizens in the ground as quickly as possible?  

Why?  Your government cares so much about people's health Biden would rather give the well to do 12500 to buy an electric vehicle...lol. That's the same thing in Canada...if you got the bucks you get better healthcare, if you got the bucks the government
subsides your lifestyle...if you are low-income/poor...fuck you take what we give you...be thankful.

uh....you need to review the ACA that passed under Obama/Biden. Massive benefit to lower income people.

stuckinline

tempo_n_groove said:

lastexitlondon said:

What i can't understand is.
My whole family except my mum and us 4 in this house have had covid over Christmas.  Now my brother and his wife are alcoholics  and smoke a pack a day.  High b.p.Double vaccinated  with different  vaccines. AZ and pfizer.
Not one symptom. 
The others very  mild . One unvaccinated  had it twice. Worse 2nd time and ill 10 days.
Reading  above about children  worrys me. But how can the ones with poor health  have no symptoms. 

I wonder if when this is all said and done they can trace the virus to attacking a specific gene or trait in people and that's why it could pass over one person and hit another hard.

It would be interesting and not out of the realms of science to figure that out.

One of my friends is a nurse in the Covid ward of a major hospital in Cleveland. She told me most of their current covid patients are unvaccinated, and the vaccinated patients that are hospitalized with covid have other health issues: diabetes, thyroid, heart disease, etc,

mrussel1

Meltdown99 said:

mrussel1 said:

Meltdown99 said:

No country is going to prioritize the health of their citizens as a first priority.  The government would prefer you in the ground once you retire and have to rely more on the system…the government is all about take, take …. 

This statement is kind of silly.  The gov't is made up of people, not androids.  So your argument is that the representatives elected, many of which are older themselves, want you and the rest of their fellow citizens in the ground as quickly as possible?  

Why?  Your government cares so much about people's health Biden would rather give the well to do 12500 to buy an electric vehicle...lol. That's the same thing in Canada...if you got the bucks you get better healthcare, if you got the bucks the government
subsides your lifestyle...if you are low-income/poor...fuck you take what we give you...be thankful.

Tell me why your govt leaders want you dead again? 

Meltdown99

Lol.  I’m not reading the ACA..it doesn’t make it difference.  

It’s still does not change the fact those with the bucks get much better healthcare. 

Why not offer each American 12500 to go buy their own insurance….

That’s because poor people Can’t afford lobbyist to get them real solid help like ford, GM, Amazon … you know those capitalist company who want socialism to subsidize their business’s…lol

gimmesometruth27

well the hip symposium and cadaver lab i was supposed to work at the end of the month just got canceled due to covid. i only had about 25 hours in to planning and prepping for that

Gern Blansten

Meltdown99 said:

Lol.  I’m not reading the ACA..it doesn’t make it difference.  

It’s still does not change the fact those with the bucks get much better healthcare. 

Why not offer each American 12500 to go buy their own insurance….

That’s because poor people Can’t afford lobbyist to get them real solid help like ford, GM, Amazon … you know those capitalist company who want socialism to subsidize their business’s…lol

The insurance that I pay $1,080 for is the same insurance that people making less than $67K pay $0 for

Meltdown99

And the same goes for Canada…we love subsidizing corporations…fuck poor peoples health..Take what you get and be thankful…

Amazon “Mr. government we are one the richest companies in the world, subsidize us.”

GM “We suck at running a business, bail us out.”

Lol

Corporations “we don’t fucking care if people have good healthcare, our executives need an all exclusive holiday to St. Lucia.” 

HughFreakingDillon

very simple minded, ignorant view. don't bother. 

mace1229

Zod said:

So how much does health insurance cost in the US?  I've always been kind of curious what people (which would be interest to compare to the 40% of our tax dollars here in Canada that go to health care).

Here’s a link to what our local school district offers employees. $1224/month for the cheaper of the 2 options. That’s the employee contribution, the district pays probably about $1000 on top of that too. These are not the details of the plan either, but its titled “HDHP” which stands for “High Deductible Health Plan.” So, as you can imagine, the deductibles are pretty high and the out of pocket expense on top of the monthly premium is pretty high.
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Benefit%20Rates%2021%2022.pdf

As for the details of what it covers, you can read about it here if you want or here’s a screenshot of the summary.
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Cherry%20Creek%202021%20Guide%208_5.pdf

Basically nothing is covered u til you spend 12k out of pocket, then it’s all covered.. This is pretty standard for school districts. And most of the info is public you can look up on their website. So it costs a teacher $1224/month for a family and you have to spend $12k out of pocket before the insurance kicks in.you’d be spending 25k a year before insurance kicks in and covers anything. Not to mention the district is using about 12-15k of their funds to supplement it.

tempo_n_groove

mace1229 said:

Zod said:

So how much does health insurance cost in the US?  I've always been kind of curious what people (which would be interest to compare to the 40% of our tax dollars here in Canada that go to health care).

Here’s a link to what our local school district offers employees. $1224/month for the cheaper of the 2 options. That’s the employee contribution, the district pays probably about $1000 on top of that too. These are not the details of the plan either, but its titled “HDHP” which stands for “High Deductible Health Plan.” So, as you can imagine, the deductibles are pretty high and the out of pocket expense on top of the monthly premium is pretty high.
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Benefit%20Rates%2021%2022.pdf

As for the details of what it covers, you can read about it here if you want or here’s a screenshot of the summary.
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Cherry%20Creek%202021%20Guide%208_5.pdf

Basically nothing is covered u til you spend 12k out of pocket, then it’s all covered.. This is pretty standard for school districts. And most of the info is public you can look up on their website. So it costs a teacher $1224/month for a family and you have to spend $12k out of pocket before the insurance kicks in.you’d be spending 25k a year before insurance kicks in and covers anything. Not to mention the district is using about 12-15k of their funds to supplement it.

At that point I would purchase the cheapest Obamacare insurance at $200 a month and pay cash for doctor visits.  Holy shit that's horrible.

Edit:  No Union rep with this?  Teachers should be united around the states to pool for better coverage...

jpgoegel

MA is at the uh oh stage again.  Time to wrap up in bubble wrap and dont fall down on the ice

https://www.wgbh.org/news/local-news/2022/01/04/no-icu-beds-left-massachusetts-hospitals-are-maxed-out-as-covid-continues-to-surge