Viruses / Vaccines
Options
Comments
-
tempo_n_groove said:mace1229 said:Zod said:So how much does health insurance cost in the US? I've always been kind of curious what people (which would be interest to compare to the 40% of our tax dollars here in Canada that go to health care).
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Benefit%20Rates%2021%2022.pdfAs for the details of what it covers, you can read about it here if you want or here’s a screenshot of the summary.
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Cherry%20Creek%202021%20Guide%208_5.pdfBasically nothing is covered u til you spend 12k out of pocket, then it’s all covered.. This is pretty standard for school districts. And most of the info is public you can look up on their website. So it costs a teacher $1224/month for a family and you have to spend $12k out of pocket before the insurance kicks in.you’d be spending 25k a year before insurance kicks in and covers anything. Not to mention the district is using about 12-15k of their funds to supplement it.
Edit: No Union rep with this? Teachers should be united around the states to pool for better coverage...0 -
mace1229 said:tempo_n_groove said:mace1229 said:Zod said:So how much does health insurance cost in the US? I've always been kind of curious what people (which would be interest to compare to the 40% of our tax dollars here in Canada that go to health care).
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Benefit%20Rates%2021%2022.pdfAs for the details of what it covers, you can read about it here if you want or here’s a screenshot of the summary.
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Cherry%20Creek%202021%20Guide%208_5.pdfBasically nothing is covered u til you spend 12k out of pocket, then it’s all covered.. This is pretty standard for school districts. And most of the info is public you can look up on their website. So it costs a teacher $1224/month for a family and you have to spend $12k out of pocket before the insurance kicks in.you’d be spending 25k a year before insurance kicks in and covers anything. Not to mention the district is using about 12-15k of their funds to supplement it.
Edit: No Union rep with this? Teachers should be united around the states to pool for better coverage...
"I don't want FOP gahdammit, I'm a Dapper Dan Man!"
They are forcing you to accept something that is just not economically right.0 -
jpgoegel said:MA is at the uh oh stage again. Time to wrap up in bubble wrap and dont fall down on the ice
https://www.wgbh.org/news/local-news/2022/01/04/no-icu-beds-left-massachusetts-hospitals-are-maxed-out-as-covid-continues-to-surge
On yesterday's dashboard there were 441 patients reported in ICU from Covid.
April of 2020 there were 1,089.
My guess is there is some capacity in the state somewhere.
Obviously, things aren't going well currently, but I think this article is overdramatizing the situation.This weekend we rock Portland0 -
tempo_n_groove said:mace1229 said:tempo_n_groove said:mace1229 said:Zod said:So how much does health insurance cost in the US? I've always been kind of curious what people (which would be interest to compare to the 40% of our tax dollars here in Canada that go to health care).
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Benefit%20Rates%2021%2022.pdfAs for the details of what it covers, you can read about it here if you want or here’s a screenshot of the summary.
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Cherry%20Creek%202021%20Guide%208_5.pdfBasically nothing is covered u til you spend 12k out of pocket, then it’s all covered.. This is pretty standard for school districts. And most of the info is public you can look up on their website. So it costs a teacher $1224/month for a family and you have to spend $12k out of pocket before the insurance kicks in.you’d be spending 25k a year before insurance kicks in and covers anything. Not to mention the district is using about 12-15k of their funds to supplement it.
Edit: No Union rep with this? Teachers should be united around the states to pool for better coverage...
"I don't want FOP gahdammit, I'm a Dapper Dan Man!"
They are forcing you to accept something that is just not economically right.If you think about car insurance, it might cost $1000 a year and you may go several years without needed it. But that year your truck gets stolen, you are really glad you have it and think you’d be out 20k if you let it lapse.
The way our medical is, the only way I’ll be glad I have it is if we get some $80k medical bill. Even the cost of having a kid, or rack up $20k in bills with an ER visit, we would still have saved money that year by not having insurance. Literally the only way I will save money with it is if we have over 25k in medical bills in 1 year. And even if I end up with an 80k bill, that still won’t make up for the 10 years we overpaid by 20k for minimal service.
But yet we don’t have options and I legally have to buy it.
Its designed to make the insurance companies a lot of money and not protect the insured. Many hospitals charge a fraction of the billed amount if you offer cash, because an MRI doesn’t have to cost 5k. But that’s what the insurance will bill you.Post edited by mace1229 on0 -
mace1229 said:tempo_n_groove said:mace1229 said:tempo_n_groove said:mace1229 said:Zod said:So how much does health insurance cost in the US? I've always been kind of curious what people (which would be interest to compare to the 40% of our tax dollars here in Canada that go to health care).
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Benefit%20Rates%2021%2022.pdfAs for the details of what it covers, you can read about it here if you want or here’s a screenshot of the summary.
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Cherry%20Creek%202021%20Guide%208_5.pdfBasically nothing is covered u til you spend 12k out of pocket, then it’s all covered.. This is pretty standard for school districts. And most of the info is public you can look up on their website. So it costs a teacher $1224/month for a family and you have to spend $12k out of pocket before the insurance kicks in.you’d be spending 25k a year before insurance kicks in and covers anything. Not to mention the district is using about 12-15k of their funds to supplement it.
Edit: No Union rep with this? Teachers should be united around the states to pool for better coverage...
"I don't want FOP gahdammit, I'm a Dapper Dan Man!"
They are forcing you to accept something that is just not economically right.If you think about car insurance, it might cost $1000 a year and you may go several years without needed it. But that year your truck gets stolen, you are really glad you have it and think you’d be out 20k if you let it lapse.
The way our medical is, the only way I’ll be glad I have it is if we get some $80k medical bill. Even the cost of having a kid, or rack up $20k in bills with an ER visit, we would still have saved money that year by not having insurance. Literally the only way I will save money with it is if we have over 25k in medical bills in 1 year. And even if I end up with an 80k bill, that still won’t make up for the 10 years we overpaid by 20k for minimal service.
But yet we don’t have options and I legally have to buy it.
Its designed to make the insurance companies a lot of money and not protect the insured. Many hospitals charge a fraction of the billed amount if you offer cash, because an MRI doesn’t have to cost 5k. But that’s what the insurance will bill you.Remember the Thomas Nine !! (10/02/2018)
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt20 -
Gern Blansten said:mace1229 said:tempo_n_groove said:mace1229 said:tempo_n_groove said:mace1229 said:Zod said:So how much does health insurance cost in the US? I've always been kind of curious what people (which would be interest to compare to the 40% of our tax dollars here in Canada that go to health care).
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Benefit%20Rates%2021%2022.pdfAs for the details of what it covers, you can read about it here if you want or here’s a screenshot of the summary.
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Cherry%20Creek%202021%20Guide%208_5.pdfBasically nothing is covered u til you spend 12k out of pocket, then it’s all covered.. This is pretty standard for school districts. And most of the info is public you can look up on their website. So it costs a teacher $1224/month for a family and you have to spend $12k out of pocket before the insurance kicks in.you’d be spending 25k a year before insurance kicks in and covers anything. Not to mention the district is using about 12-15k of their funds to supplement it.
Edit: No Union rep with this? Teachers should be united around the states to pool for better coverage...
"I don't want FOP gahdammit, I'm a Dapper Dan Man!"
They are forcing you to accept something that is just not economically right.If you think about car insurance, it might cost $1000 a year and you may go several years without needed it. But that year your truck gets stolen, you are really glad you have it and think you’d be out 20k if you let it lapse.
The way our medical is, the only way I’ll be glad I have it is if we get some $80k medical bill. Even the cost of having a kid, or rack up $20k in bills with an ER visit, we would still have saved money that year by not having insurance. Literally the only way I will save money with it is if we have over 25k in medical bills in 1 year. And even if I end up with an 80k bill, that still won’t make up for the 10 years we overpaid by 20k for minimal service.
But yet we don’t have options and I legally have to buy it.
Its designed to make the insurance companies a lot of money and not protect the insured. Many hospitals charge a fraction of the billed amount if you offer cash, because an MRI doesn’t have to cost 5k. But that’s what the insurance will bill you.
But kinda sad that I’d have to hope to develop cancer in order to make health insurance worth while.0 -
mace1229 said:Gern Blansten said:mace1229 said:tempo_n_groove said:mace1229 said:tempo_n_groove said:mace1229 said:Zod said:So how much does health insurance cost in the US? I've always been kind of curious what people (which would be interest to compare to the 40% of our tax dollars here in Canada that go to health care).
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Benefit%20Rates%2021%2022.pdfAs for the details of what it covers, you can read about it here if you want or here’s a screenshot of the summary.
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Cherry%20Creek%202021%20Guide%208_5.pdfBasically nothing is covered u til you spend 12k out of pocket, then it’s all covered.. This is pretty standard for school districts. And most of the info is public you can look up on their website. So it costs a teacher $1224/month for a family and you have to spend $12k out of pocket before the insurance kicks in.you’d be spending 25k a year before insurance kicks in and covers anything. Not to mention the district is using about 12-15k of their funds to supplement it.
Edit: No Union rep with this? Teachers should be united around the states to pool for better coverage...
"I don't want FOP gahdammit, I'm a Dapper Dan Man!"
They are forcing you to accept something that is just not economically right.If you think about car insurance, it might cost $1000 a year and you may go several years without needed it. But that year your truck gets stolen, you are really glad you have it and think you’d be out 20k if you let it lapse.
The way our medical is, the only way I’ll be glad I have it is if we get some $80k medical bill. Even the cost of having a kid, or rack up $20k in bills with an ER visit, we would still have saved money that year by not having insurance. Literally the only way I will save money with it is if we have over 25k in medical bills in 1 year. And even if I end up with an 80k bill, that still won’t make up for the 10 years we overpaid by 20k for minimal service.
But yet we don’t have options and I legally have to buy it.
Its designed to make the insurance companies a lot of money and not protect the insured. Many hospitals charge a fraction of the billed amount if you offer cash, because an MRI doesn’t have to cost 5k. But that’s what the insurance will bill you.
But kinda sad that I’d have to hope to develop cancer in order to make health insurance worth while.0 -
mrussel1 said:mace1229 said:Gern Blansten said:mace1229 said:tempo_n_groove said:mace1229 said:tempo_n_groove said:mace1229 said:Zod said:So how much does health insurance cost in the US? I've always been kind of curious what people (which would be interest to compare to the 40% of our tax dollars here in Canada that go to health care).
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Benefit%20Rates%2021%2022.pdfAs for the details of what it covers, you can read about it here if you want or here’s a screenshot of the summary.
https://www.cherrycreekschools.org/cms/lib/CO50000184/Centricity/Domain/2323/Cherry%20Creek%202021%20Guide%208_5.pdfBasically nothing is covered u til you spend 12k out of pocket, then it’s all covered.. This is pretty standard for school districts. And most of the info is public you can look up on their website. So it costs a teacher $1224/month for a family and you have to spend $12k out of pocket before the insurance kicks in.you’d be spending 25k a year before insurance kicks in and covers anything. Not to mention the district is using about 12-15k of their funds to supplement it.
Edit: No Union rep with this? Teachers should be united around the states to pool for better coverage...
"I don't want FOP gahdammit, I'm a Dapper Dan Man!"
They are forcing you to accept something that is just not economically right.If you think about car insurance, it might cost $1000 a year and you may go several years without needed it. But that year your truck gets stolen, you are really glad you have it and think you’d be out 20k if you let it lapse.
The way our medical is, the only way I’ll be glad I have it is if we get some $80k medical bill. Even the cost of having a kid, or rack up $20k in bills with an ER visit, we would still have saved money that year by not having insurance. Literally the only way I will save money with it is if we have over 25k in medical bills in 1 year. And even if I end up with an 80k bill, that still won’t make up for the 10 years we overpaid by 20k for minimal service.
But yet we don’t have options and I legally have to buy it.
Its designed to make the insurance companies a lot of money and not protect the insured. Many hospitals charge a fraction of the billed amount if you offer cash, because an MRI doesn’t have to cost 5k. But that’s what the insurance will bill you.
But kinda sad that I’d have to hope to develop cancer in order to make health insurance worth while.I shared earlier even when we had a baby it would have been better off to be uninsured. And my wife spent 3 nights in the hospital and our kid I think had to do 5 because of jondis and other things. After our copays and premiums, we still would have spent less just being uninsured and paying the bill ourselves.That’s like having a car worth 40k, paying $500 a month for insurance and having a deductible of 30k. The only way you’d benefit is if the car is stolen or totaled, but for $500 a month it should cover the damage in a fender-bender too. The risk/reward is way out of wack. I wouldn’t have car insurance if that’s all that was available.0 -
Poncier said:jpgoegel said:MA is at the uh oh stage again. Time to wrap up in bubble wrap and dont fall down on the ice
https://www.wgbh.org/news/local-news/2022/01/04/no-icu-beds-left-massachusetts-hospitals-are-maxed-out-as-covid-continues-to-surge
On yesterday's dashboard there were 441 patients reported in ICU from Covid.
April of 2020 there were 1,089.
My guess is there is some capacity in the state somewhere.
Obviously, things aren't going well currently, but I think this article is overdramatizing the situation.0 -
doesnt have today's numbers but im guessing this is where to go? looks on par with your numbers
Alarmist reporting, perhaps?jpgoegel said:MA is at the uh oh stage again. Time to wrap up in bubble wrap and dont fall down on the ice
https://www.wgbh.org/news/local-news/2022/01/04/no-icu-beds-left-massachusetts-hospitals-are-maxed-out-as-covid-continues-to-surge
On yesterday's dashboard there were 441 patients reported in ICU from Covid.
April of 2020 there were 1,089.
My guess is there is some capacity in the state somewhere.
Obviously, things aren't going well currently, but I think this article is overdramatizing the situation.
https://www.mass.gov/info-details/covid-19-response-reporting
0 -
So it sounds like both the Canadian systems and US system are kind of f'd.Here in Canada, because of the lack of Doctors, I'm unlikely to catch or have something looked before it gets to the point it's irreversable (this is starting to happen a lot here). No GPs, no annual doctor visits etc, you kind of go until your fucked, and then its too late.The US has big insurance premiums and big deductibles, so you're basically paying that stuff out of pocket. Between the premiums and deductables it sounds like it would cost me about double of the 40% of my taxes that go to health care.seems like both systems are kind of rubbish.0
-
jpgoegel said:
doesnt have today's numbers but im guessing this is where to go? looks on par with your numbers
Alarmist reporting, perhaps?jpgoegel said:MA is at the uh oh stage again. Time to wrap up in bubble wrap and dont fall down on the ice
https://www.wgbh.org/news/local-news/2022/01/04/no-icu-beds-left-massachusetts-hospitals-are-maxed-out-as-covid-continues-to-surge
On yesterday's dashboard there were 441 patients reported in ICU from Covid.
April of 2020 there were 1,089.
My guess is there is some capacity in the state somewhere.
Obviously, things aren't going well currently, but I think this article is overdramatizing the situation.
https://www.mass.gov/info-details/covid-19-response-reportingYep, that's the state dashboard, updated daily (Monday-Friday) at 5PM. Shows data through previous day, so the 427 number is a drop from Tuesday's report of 441 ICU patients.
This weekend we rock Portland0 -
excellent! learn something every day, gracias0
-
Yay! Fly them home on a military C-130, make them pay for it, quarantine them in a military hanger upon arrival and put them on a no-fly list. Or, let them figure out how to get home.
Partying passengers stuck in Mexico after airlines decline to fly them home | CNN Travel
09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;
Libtardaplorable©. And proud of it.
Brilliantati©0 -
They are Canadian, it’s cold here in January. Threatening to leave a Canadian in Mexico in January is not much of a threat. Drag their ass back so they can freeze like the rest of us…Give Peas A Chance…0
-
Bentleyspop said:
COVID-Infected Radio Host Douglas Kuzma Dies After QAnon-Friendly Conference With Baseless Anthrax Rumors (thedailybeast.com)
This weekend we rock Portland0 -
Meltdown99 said:They are Canadian, it’s cold here in January. Threatening to leave a Canadian in Mexico in January is not much of a threat. Drag their ass back so they can freeze like the rest of us…09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;
Libtardaplorable©. And proud of it.
Brilliantati©0 -
Halifax2TheMax said:Meltdown99 said:They are Canadian, it’s cold here in January. Threatening to leave a Canadian in Mexico in January is not much of a threat. Drag their ass back so they can freeze like the rest of us…Hugh Freaking Dillon is currently out of the office, returning sometime in the fall0
-
It was a charter flight and I think they were influencers...i think they can make youtube videos and whatnot on a beach in Mexico...there is not a good reason to want go back to Quebec anytime soon. They are locked down with a curfew...Give Peas A Chance…0
-
HughFreakingDillon said:Halifax2TheMax said:Meltdown99 said:They are Canadian, it’s cold here in January. Threatening to leave a Canadian in Mexico in January is not much of a threat. Drag their ass back so they can freeze like the rest of us…Hugh Freaking Dillon is currently out of the office, returning sometime in the fall0
This discussion has been closed.
Categories
- All Categories
- 148.8K Pearl Jam's Music and Activism
- 110K The Porch
- 274 Vitalogy
- 35K Given To Fly (live)
- 3.5K Words and Music...Communication
- 39.1K Flea Market
- 39.1K Lost Dogs
- 58.7K Not Pearl Jam's Music
- 10.6K Musicians and Gearheads
- 29.1K Other Music
- 17.8K Poetry, Prose, Music & Art
- 1.1K The Art Wall
- 56.7K Non-Pearl Jam Discussion
- 22.2K A Moving Train
- 31.7K All Encompassing Trip
- 2.9K Technical Stuff and Help