once again, fans without credit cards left with no option....

Heineken Helen

dunkman wrote:

you are in Ireland you should tell me.

hint: halifax

oops sorry, I meant halifax. Hibernians insurance I think.

I_Got_Shit

Heineken Helen wrote:

I never said they owe it to me... I did say I have the choice, to either not get the merch or get a credit card, which goes agains a LOT of my principles...

I do have to admire you for sticking to your principles. The powers that be certainly make it a lot more convenient for us to give in.

I'm like the only Pearl Jam fan who hates this Verizon partnership, and even I have a credit card.

dunkman

I_Got_Shit wrote:

I do have to admire you for sticking to your principles. The powers that be certainly make it a lot more convenient for us to give in.

I'm like the only Pearl Jam fan who hates this Verizon partnership, and even I have a credit card.

all the OP and Helen need to do is get a fucking debit card with the VISA logo on it.

case dismissed

Dunkman awarded freedom of Argentina

Heineken Helen

I_Got_Shit wrote:

I do have to admire you for sticking to your principles. The powers that be certainly make it a lot more convenient for us to give in.

I'm like the only Pearl Jam fan who hates this Verizon partnership, and even I have a credit card.

Oh I don't always stick to them. I'm in the 10club (prepaid vouchers) and I buy flights with prepaid vouchers. They really make it impossible. Sure you can LIVE without a credit card no problem... but if you wanna do stuff, it's IMPOSSIBLE! I can go to a travel agent and pay them 30euro to book my flight for me :rolleyes: but can't afford to do that every time.

SINCE WHEN DID CASH CEASE BEING LEGAL TENDER?

dunkman

Heineken Helen wrote:

oops sorry, I meant halifax. Hibernians insurance I think.

[smugness] i knew what you meant [/smugness]

all these wrong postings.. i'm doubting your integrity these days

Yellow Bedwetter

well if you're a fan w/o a credit card, then that also implies that u don't have VISA/MC, which also means u're not part of the 10C which also makes me believe you're not as big a fan as everyone else and would stoop to the level to get the boots for free rather than pay the band for the service they provide that bring you so much pleasure

DAMN...that chicken issss goooood

chromiam

Heineken Helen wrote:

:eek: this post alone makes me want to scream. You think credits a very good thing and you don't see why I think it might not be??????????? Have you SEEN the state of the world recently???

There is nothing wrong with credit... the problem is people abusing it and overextending themselves by buying things that they cannot afford. You can easily get a CC, buy let's say monthly groceries on it, and then easily pay the FULL AMOUNT every month on the card, no problems right?? But when you start buying things you cannot afford, then credit (a line of credit at a store) and credit cards can become a heavy burden.

dunkman

Heineken Helen wrote:

SINCE WHEN DID CASH CEASE BEING LEGAL TENDER?

well in the UK the Scottish Bank note isnt legal tender in England... but the English money is legal up here... so i cant give an exact date... but it was around 1975

weird huh?

voodoopug

My take on it is that Pearl Jam is a band based in the US in a society that does overall believe in credit and where virtually anyone with enough disposable income to purchase live Pearl Jam bootlegs has a credit card/debit card with a visa/mc logo/ability to buy a visa gift card/etc. That being said, fans from other countries need to adapt to the USA market to enjoy goods/services purchased from a US based company.

My company buys a lot of product from countries all over the world, and unless financial compensation is involved, it is my responsibility to make any changes to the products to make them conform to the US market (IE products purchased from Mexico typically have instructions/literature in Spanish).

There are far too many options out there for fans who do not have credit cards:
Paypal, visa gift cards, friends with cards, debit cards with MC logo, etc for this to be a problem worthy for Pearl Jam to designate time/money/effort to change.

Heineken Helen

chromiam wrote:

There is nothing wrong with credit... the problem is people abusing it and overextending themselves by buying things that they cannot afford. You can easily get a CC, buy let's say monthly groceries on it, and then easily pay the FULL AMOUNT every month on the card, no problems right?? But when you start buying things you cannot afford, then credit (a line of credit at a store) and credit cards can become a heavy burden.

Oh I can easily get a credit cart... I'm offered loads of them... I've had one... they kept putting the limit up without my authorisation. It's MUCH EASIER to spend money you don't have when you're allowed credit. It's much easier to give into a moment of pure weakness when you have access to the money. Now I've no cc... I've cancelled my overdraft, paid back my loans, my savings can only be touched with a 7 day notice... and it's MUCH better. I KNOW everything I have is mine and it feels great.

Jason P

They can put spending limits on those suckers. This is really a silly thread.

Heineken Helen

dunkman wrote:

well in the UK the Scottish Bank note isnt legal tender in England... but the English money is legal up here... so i cant give an exact date... but it was around 1975

weird huh?

huh... so scottish money isn't legal tender in scotland? If that's NOT what you're trying to say, you've completely ignored my question

dunkman

voodoopug wrote:

My take on it is that Pearl Jam is a band based in the US in a society that does overall believe in credit and where virtually anyone with enough disposable income to purchase live Pearl Jam bootlegs has a credit card/debit card with a visa/mc logo/ability to buy a visa gift card/etc. That being said, fans from other countries need to adapt to the USA market to enjoy goods/services purchased from a US based company.

My company buys a lot of product from countries all over the world, and unless financial compensation is involved, it is my responsibility to make any changes to the products to make them conform to the US market (IE products purchased from Mexico typically have instructions/literature in Spanish).

There are far too many options out there for fans who do not have credit cards:
Paypal, visa gift cards, friends with cards, debit cards with MC logo, etc for this to be a problem worthy for Pearl Jam to designate time/money/effort to change.

you should post more often

dunkman

Heineken Helen wrote:

huh... so scottish money isn't legal tender in scotland? If that's NOT what you're trying to say, you've completely ignored my question

thats exactly what i'm saying

scottish bank notes are not LEGAL TENDER in Scotland... only coins are

decides2dream

Heineken Helen wrote:

I just think it's ridiculous that many people are advocating getting a credit card simply cos it'll help you if you want to buy a house in the future :eek: so having bought things on credit your whole life makes you a good customer and a good candidate to give lots of money to? : just none of it makes sense to me. I'm not trying to patronise anyone... but I've had dunk and others patronise me before for this line of thought and he seems to think he's somehow better than me cos he has a mortgage and a credit card and yet every penny I have and everything I own is actually mine

actually, i would 'advocate' getting a credit card simply b/c it's so EASY to use, don't have to carry cash, don't have to worry aobut losing/stealing your $$$...and even if your card is stoeln, not responsible for the purchases. i said more earlier: pay your bill in full each month, it's like an interest-free loan on your purchases every month while your $$$ earns interest in the bank......many cards offer cash back rewards, airmiles....other incentives....so YOU get more from your purchases. the fact that they are a good tool for building a credit history is a bonus. one CAN build good credit w/o, i'ts not necessary.....it just is yet another tool. besid, it's not just for a home purchase, it could help for ANy loan one might want down the line: house, car, school, etc.

btw - it's a big resounding YES as to using a credit card and having a good credit history makes you a good candidate for a loan - one of the factos in the proces, anyway. you answered your own question. having a detailed history of paying your bills on time all adds up and banks look at such factors when asked for say a home mortgage....and thus you can secure a better rate with such a history. it makes total sense.

i certainly do not think i am 'better'....nor one 'less' simply for having, or not having a credit card. i do not understand being 'against' credit on principle, being socially conscious, etc...i just don't see it that way. to me, it's simple. i find having a credit card adds a LOT of EASE to my life. i really LIKE credit and debit cards. i rarely set foot in a bank, i use my ATM card to take out what little cash i carry, and i use my credit card for EVERYthing, and pay my bill in full each month. i also know most merchants readily accept visa, makes it very easy for anything i want/need to purchase. it is a TOOL.

what i don't 'get' is people who complain about them. don't like em...don't use em. there are a multitude of very GOOD reasons why people use credit cards, and why merchants - epecially in the internet age - accept them and prefer or require them for certain purchases. if one doesn't want to be a part of that, don't...but don't complain about it if you CHOOSE to not be involved in that. getting/using a credit card is not 'bad'.....just an option.


btw - everything i own is 'mine'...except my house. you rent, so you don't own.....i own, but carry that debt. c'est la vie and another discussion, haha.



anyhooooooo....getting way off topic now. this is the porch, all about pearl jam. if one wants to purchase pearl jam merch there ARE MANY OPTIONs to do so! lots of good suggestions in this thread...and it seems quite covered that most, if not all, can easily get a DEBIT CARD with the visa or MC logo in their home country, problem solved.

chromiam

Heineken Helen wrote:

Oh I can easily get a credit cart... I'm offered loads of them... I've had one... they kept putting the limit up without my authorisation. It's MUCH EASIER to spend money you don't have when you're allowed credit. It's much easier to give into a moment of pure weakness when you have access to the money. Now I've no cc... I've cancelled my overdraft, paid back my loans, my savings can only be touched with a 7 day notice... and it's MUCH better. I KNOW everything I have is mine and it feels great.

That's great and that's your choice. However, by making that choice you have to realize that it limits what you can do with your money. And if you accept that, then there are no problems.

decides2dream

voodoopug wrote:

My take on it is that Pearl Jam is a band based in the US in a society that does overall believe in credit and where virtually anyone with enough disposable income to purchase live Pearl Jam bootlegs has a credit card/debit card with a visa/mc logo/ability to buy a visa gift card/etc. That being said, fans from other countries need to adapt to the USA market to enjoy goods/services purchased from a US based company.

My company buys a lot of product from countries all over the world, and unless financial compensation is involved, it is my responsibility to make any changes to the products to make them conform to the US market (IE products purchased from Mexico typically have instructions/literature in Spanish).

There are far too many options out there for fans who do not have credit cards:
Paypal, visa gift cards, friends with cards, debit cards with MC logo, etc for this to be a problem worthy for Pearl Jam to designate time/money/effort to change.

exactly!
said a couple times over, by a few people, in this very thread......but very succinct!

Mrs.Vedder78

Heineken Helen wrote:

I just think it's ridiculous that many people are advocating getting a credit card simply cos it'll help you if you want to buy a house in the future :eek: so having bought things on credit your whole life makes you a good customer and a good candidate to give lots of money to? just none of it makes sense to me. I'm not trying to patronise anyone... but I've had dunk and others patronise me before for this line of thought and he seems to think he's somehow better than me cos he has a mortgage and a credit card and yet every penny I have and everything I own is actually mine

That's great that everything you own is yours, but I haven't met many people that can pay $200,000 for a house all in cash.. shit at least I know I can't.
It makes sense that for banks to lend you money to get a house they have proof that you are not going to default, $200,000 or more is a lot of money to lend to someone... credit card history is like tenant history.. references...

I won't rent for the rest of my life just because I don't want to buy anything on credit, I guess once you get married and have children there are things that get pushed to the back burner and you start thinking of what's better for your family rather than fighting Big corporate America... IMO

dunkman

dunkman wrote:

no its not.

not doing to well today are we Hells..

1st you say no-one in UK has them - wrong
then you say you DONT get them in Ireland - wrong
then you say its only one bank - wrong

yeah i just quoted myself... but i liked it so much i thought i'd read it again

eldarion75

Helens right and the rest of you are all brain dead..


go get em
Helen

dx