The coronavirus
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Again, plus every dollar you've paid in ahead of time.static111 said:
$184/month seems like a deal to mepjl44 said:Oh, and that Medicare premium doesn't include a drug plan. So tack another $40/month on for a basic plan.
Also, I only quoted the $1,400 hospital deductible (which you're on the hook for as many as 5-6 times per year, depending on how your hospitalizations fall). For routine medical care, there is an annual $200 deductible and you pay 20% of the cost of services.
Basically, cost share for services winds up being much higher than copays people are used to paying with private plans.0 -
This is an important point. M4A won't be $184 per month. It's designed as an entitlement earned over your working years. So I don't see how it could be priced the same as for a senior. The only caveat is risk, which none of us can possiblity calculate. Usage obviously increases as you age.pjl44 said:
Again, plus every dollar you've paid in ahead of time.static111 said:
$184/month seems like a deal to mepjl44 said:Oh, and that Medicare premium doesn't include a drug plan. So tack another $40/month on for a basic plan.
Also, I only quoted the $1,400 hospital deductible (which you're on the hook for as many as 5-6 times per year, depending on how your hospitalizations fall). For routine medical care, there is an annual $200 deductible and you pay 20% of the cost of services.
Basically, cost share for services winds up being much higher than copays people are used to paying with private plans.0 -
Very true. Plus, all of the enrollment rules, penalties, etc. are designed for beneficiaries who are ultimately going to stay on it once they join. It would take a pretty massive overhaul to design it as a safety net. To your point, accounting for that actuarially seems pretty daunting. I can’t see how excess costs would be passed along to older folks without a revolt, so it would almost certainly have to be absorbed by this newly eligible class.mrussel1 said:
This is an important point. M4A won't be $184 per month. It's designed as an entitlement earned over your working years. So I don't see how it could be priced the same as for a senior. The only caveat is risk, which none of us can possiblity calculate. Usage obviously increases as you age.pjl44 said:
Again, plus every dollar you've paid in ahead of time.static111 said:
$184/month seems like a deal to mepjl44 said:Oh, and that Medicare premium doesn't include a drug plan. So tack another $40/month on for a basic plan.
Also, I only quoted the $1,400 hospital deductible (which you're on the hook for as many as 5-6 times per year, depending on how your hospitalizations fall). For routine medical care, there is an annual $200 deductible and you pay 20% of the cost of services.
Basically, cost share for services winds up being much higher than copays people are used to paying with private plans.0 -
Let me get things back on track. First Fauci and now Gottlieb sounding optimistic on a vaccine. Gottlieb here saying 6 months seems possible and also bullish on more treatment options over that period.
https://theweek.com/speedreads-amp/922516/former-fda-commissioner-confidently-predicts-6-months-until-vaccine-treatment-ends-epidemic
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Yes but the demand worldwide means it could be months after that before we have it available, particularly if said treatment does not originate in the States.pjl44 said:Let me get things back on track. First Fauci and now Gottlieb sounding optimistic on a vaccine. Gottlieb here saying 6 months seems possible and also bullish on more treatment options over that period.
https://theweek.com/speedreads-amp/922516/former-fda-commissioner-confidently-predicts-6-months-until-vaccine-treatment-ends-epidemic0 -
Who's to say only one demonstrates safety and efficacy? There are several heading into Phase 3 trials soon.mrussel1 said:
Yes but the demand worldwide means it could be months after that before we have it available, particularly if said treatment does not originate in the States.pjl44 said:Let me get things back on track. First Fauci and now Gottlieb sounding optimistic on a vaccine. Gottlieb here saying 6 months seems possible and also bullish on more treatment options over that period.
https://theweek.com/speedreads-amp/922516/former-fda-commissioner-confidently-predicts-6-months-until-vaccine-treatment-ends-epidemic0 -
There may be more than one, but as soon as the first one is ready, the demand for that will far outpace any available supply for many months. Now you would think whoever is successful will provide the science to other nations can start producing, but it will still be a long process before the virus is gone. I'm not being negative but even if it is ready by the end of the year, I feel like that the logistical challenges will be just starting.pjl44 said:
Who's to say only one demonstrates safety and efficacy? There are several heading into Phase 3 trials soon.mrussel1 said:
Yes but the demand worldwide means it could be months after that before we have it available, particularly if said treatment does not originate in the States.pjl44 said:Let me get things back on track. First Fauci and now Gottlieb sounding optimistic on a vaccine. Gottlieb here saying 6 months seems possible and also bullish on more treatment options over that period.
https://theweek.com/speedreads-amp/922516/former-fda-commissioner-confidently-predicts-6-months-until-vaccine-treatment-ends-epidemic0 -
meanwhile 500k dead worldwide confirmed and 10 mil confirmed positive worldwide
_____________________________________SIGNATURE________________________________________________
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '140 -
Hate to be Debbie Downer but...
Asymptomatic COVID-19 findings dim hopes for 'herd immunity' and 'immunity passports'
Antibodies few and short-lived, lung abnormalities found in asymptomatic carriers
https://www.cbc.ca/news/health/asymptomatic-covid-19-1.5629172
And then there's this...
Tennessee Concert Attracts Packed Crowd With No Masks Or Social Distancing
https://www.stereogum.com/2089588/chace-rice-concert-tennessee-coronavirus-crowd/news/
YOLO!!0 -
The Darwin tour.
0 -
The energy of an outdoor venue at a former state penitentiary has to be unreal. Right up there with Immagine in Cornice.dignin said:Hate to be Debbie Downer but...Asymptomatic COVID-19 findings dim hopes for 'herd immunity' and 'immunity passports'
Antibodies few and short-lived, lung abnormalities found in asymptomatic carriers
https://www.cbc.ca/news/health/asymptomatic-covid-19-1.5629172
And then there's this...Tennessee Concert Attracts Packed Crowd With No Masks Or Social Distancing
https://www.stereogum.com/2089588/chace-rice-concert-tennessee-coronavirus-crowd/news/
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Brilliantati©0 -
I’m really hoping that whoever produces the vaccine sees it as A humanitarian resource and not a cash grab. Not to derail but just wanted to thank you and @PJ44 For your perspectives on the health insurance pitfalls surrounding covid.mrussel1 said:
There may be more than one, but as soon as the first one is ready, the demand for that will far outpace any available supply for many months. Now you would think whoever is successful will provide the science to other nations can start producing, but it will still be a long process before the virus is gone. I'm not being negative but even if it is ready by the end of the year, I feel like that the logistical challenges will be just starting.pjl44 said:
Who's to say only one demonstrates safety and efficacy? There are several heading into Phase 3 trials soon.mrussel1 said:
Yes but the demand worldwide means it could be months after that before we have it available, particularly if said treatment does not originate in the States.pjl44 said:Let me get things back on track. First Fauci and now Gottlieb sounding optimistic on a vaccine. Gottlieb here saying 6 months seems possible and also bullish on more treatment options over that period.
https://theweek.com/speedreads-amp/922516/former-fda-commissioner-confidently-predicts-6-months-until-vaccine-treatment-ends-epidemicScio me nihil scire
There are no kings inside the gates of eden0 -
I work in healthcare and could peck out a random list of strong opinions, glaring inefficiencies, and principles that I think should be bedrocks. Whenever I try to mash all of that together and figure out how I think the system should function, it's completely overwhelming. There's a reason why private companies and governments constantly fumble it. Balancing cost effectiveness with equal access and quality is really, really, extremely, very difficult.static111 said:
I’m really hoping that whoever produces the vaccine sees it as A humanitarian resource and not a cash grab. Not to derail but just wanted to thank you and @PJ44 For your perspectives on the health insurance pitfalls surrounding covid.mrussel1 said:
There may be more than one, but as soon as the first one is ready, the demand for that will far outpace any available supply for many months. Now you would think whoever is successful will provide the science to other nations can start producing, but it will still be a long process before the virus is gone. I'm not being negative but even if it is ready by the end of the year, I feel like that the logistical challenges will be just starting.pjl44 said:
Who's to say only one demonstrates safety and efficacy? There are several heading into Phase 3 trials soon.mrussel1 said:
Yes but the demand worldwide means it could be months after that before we have it available, particularly if said treatment does not originate in the States.pjl44 said:Let me get things back on track. First Fauci and now Gottlieb sounding optimistic on a vaccine. Gottlieb here saying 6 months seems possible and also bullish on more treatment options over that period.
https://theweek.com/speedreads-amp/922516/former-fda-commissioner-confidently-predicts-6-months-until-vaccine-treatment-ends-epidemic0 -
static111 said:
I’m really hoping that whoever produces the vaccine sees it as A humanitarian resource and not a cash grab. Not to derail but just wanted to thank you and @PJ44 For your perspectives on the health insurance pitfalls surrounding covid.mrussel1 said:
There may be more than one, but as soon as the first one is ready, the demand for that will far outpace any available supply for many months. Now you would think whoever is successful will provide the science to other nations can start producing, but it will still be a long process before the virus is gone. I'm not being negative but even if it is ready by the end of the year, I feel like that the logistical challenges will be just starting.pjl44 said:
Who's to say only one demonstrates safety and efficacy? There are several heading into Phase 3 trials soon.mrussel1 said:
Yes but the demand worldwide means it could be months after that before we have it available, particularly if said treatment does not originate in the States.pjl44 said:Let me get things back on track. First Fauci and now Gottlieb sounding optimistic on a vaccine. Gottlieb here saying 6 months seems possible and also bullish on more treatment options over that period.
https://theweek.com/speedreads-amp/922516/former-fda-commissioner-confidently-predicts-6-months-until-vaccine-treatment-ends-epidemicOne reason to hope it is first developed outside the USA.0 -
Maybe? I think there are too many different scenarios for how this plays out to really sweat one. What you're describing is one of the worst case scenarios, short of no vaccine.mrussel1 said:
There may be more than one, but as soon as the first one is ready, the demand for that will far outpace any available supply for many months. Now you would think whoever is successful will provide the science to other nations can start producing, but it will still be a long process before the virus is gone. I'm not being negative but even if it is ready by the end of the year, I feel like that the logistical challenges will be just starting.pjl44 said:
Who's to say only one demonstrates safety and efficacy? There are several heading into Phase 3 trials soon.mrussel1 said:
Yes but the demand worldwide means it could be months after that before we have it available, particularly if said treatment does not originate in the States.pjl44 said:Let me get things back on track. First Fauci and now Gottlieb sounding optimistic on a vaccine. Gottlieb here saying 6 months seems possible and also bullish on more treatment options over that period.
https://theweek.com/speedreads-amp/922516/former-fda-commissioner-confidently-predicts-6-months-until-vaccine-treatment-ends-epidemic
I'll throw an extra wrinkle in your scenario, though. What if the first one that breaks has good but not great efficacy data? And preliminary data for 2 others looks great but is still a month or two away from review? So neither is a lock. What do you do then? It's going to be a wild ride.0 -
In many of these cases you're talking about large, multinational pharmaceutical companies. It's not all about what country they're headquartered in. I expect that whomever has the first would take care of their home country first with existing stock, but if it's as simple as sharing the technology they almost certainly will. There are ramifications well beyond profits that would disincentivize hoarding.Smellyman said:static111 said:
I’m really hoping that whoever produces the vaccine sees it as A humanitarian resource and not a cash grab. Not to derail but just wanted to thank you and @PJ44 For your perspectives on the health insurance pitfalls surrounding covid.mrussel1 said:
There may be more than one, but as soon as the first one is ready, the demand for that will far outpace any available supply for many months. Now you would think whoever is successful will provide the science to other nations can start producing, but it will still be a long process before the virus is gone. I'm not being negative but even if it is ready by the end of the year, I feel like that the logistical challenges will be just starting.pjl44 said:
Who's to say only one demonstrates safety and efficacy? There are several heading into Phase 3 trials soon.mrussel1 said:
Yes but the demand worldwide means it could be months after that before we have it available, particularly if said treatment does not originate in the States.pjl44 said:Let me get things back on track. First Fauci and now Gottlieb sounding optimistic on a vaccine. Gottlieb here saying 6 months seems possible and also bullish on more treatment options over that period.
https://theweek.com/speedreads-amp/922516/former-fda-commissioner-confidently-predicts-6-months-until-vaccine-treatment-ends-epidemicOne reason to hope it is first developed outside the USA.
Look at how these companies have handled early treatment authorizations. Whether it was the brief moment when hydroxychloroquine looked viable or remdesivir later, companies gave away their supplies for distribution and ramped up production.0 -
These are people who live here whom I might run into if I ever go out. At my club we just had our first confirmed case COVID19 last week. These people seem to be unaware Florida is BACK in a crisis mode. This while my PBeach friends are leaving in droves on their private planes, oh I think I need a vacation from this crazy state.g under p said:*THINGS NEED TO BREATHE*
ONLY in Florida and my county Palm Beach. These are citizens of PBCounty who are anti-maskers raging at *devils laws* mandate. Please give a watch of what this woman says within the first minute. UNBELIEVABLE!
https://youtu.be/9CmTSRAI0Ks
Peace
Peace*We CAN bomb the World to pieces, but we CAN'T bomb it into PEACE*...Michael Franti
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.....song_Music & Politics....Michael Franti
*The scientists of today think deeply instead of clearly. One must be sane to think clearly, but one can think deeply and be quite INSANE*....Nikola Tesla(a man who shaped our world of electricity with his futuristic inventions)0 -
FOX should just rebrand this as "Obamaflu" so that the tribe can take it seriously and toe the party line.___________________________________________
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