Obamacare is a mess

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  • Halifax2TheMax
    Halifax2TheMax Posts: 42,319
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  • mace1229
    mace1229 Posts: 9,831
    edited March 2017
    Yeah that data makes zero sense. First, they immediately dismiss anyome who get health benefits through their employers, which is 90% of us. Then rationalizes that lost who pay for it get government assistance (which makes sense, because they wouldn't be paying for it if they had a full time job-except those self employed) and dismisses those as not being affected by the increase. Leaving us with only 3% who suffer the increase.
    Completely idiotic reasoning. Those 90% immediately dismissed still pay an increase!!!! Even if the employer pays the difference, cost in health care is none reason wages haven't risen much. Or, in many cases, the employee is responsible for the difference, I know my pay deductions have tripled as a result of employee contributions.
    Next, those who get government assistance, where do you think that magic money comes from? Everyone pays towards that!!!! Or do you not pay taxes?
    This article was probably the single dumbest argument for Obamacare I've seen. They don't even deny the skyrocketing prices, they just try to pretend only a small portion pay it, which isn't true. If you have health insurance, whether through work, government or your own, you pay the increase. Looking at the resources the article sites, employers pay about an extra 6k/year in premiums while the employee pays an extra 2k. Those employers are not just eating that extra cost. What is also mentioned in that same source that the article ignores is that price of deductibles have tripled in the same time, of which the employer and government pay zero portion. More and more employers are choosing horrible plans with huge deductibels and copays to keep the premiums from going even higher, which only affects the insured.
    If this article makes you want to buy into Obamacare, then send me a PM because I have a great investment opportunity for you, I just need a little bit of untraceable cash to get the ball rolling and we'll both get rich.
    Post edited by mace1229 on
  • Halifax2TheMax
    Halifax2TheMax Posts: 42,319
    mace1229 said:

    Yeah that data makes zero sense. First, they immediately dismiss anyome who get health benefits through their employers, which is 90% of us. Then rationalizes that lost who pay for it get government assistance (which makes sense, because they wouldn't be paying for it if they had a full time job-except those self employed) and dismisses those as not being affected by the increase. Leaving us with only 3% who suffer the increase.
    Completely idiotic reasoning. Those 90% immediately dismissed still pay an increase!!!! Even if the employer pays the difference, cost in health care is none reason wages haven't risen much. Or, in many cases, the employee is responsible for the difference, I know my pay deductions have tripled as a result of employee contributions.
    Next, those who get government assistance, where do you think that magic money comes from? Everyone pays towards that!!!! Or do you not pay taxes?
    This article was probably the single dumbest argument for Obamacare I've seen. They don't even deny the skyrocketing prices, they just try to pretend only a small portion pay it, which isn't true. If you have health insurance, whether through work, government or your own, you pay the increase.
    If this article makes you want to buy into Obamacare, then send me a PM because I have a great investment opportunity for you, I just need a little bit of untraceable cash to get the ball rolling and we'll both get rich.
    I have health insurance, thank you. And since Obama care, my copays only went up by single digit % rather than double digit % in the 30 years I've had health insurance through my employer and in the last two years, my portion has remained flat. Yea, so tell me again how the previous model was better?
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  • mace1229
    mace1229 Posts: 9,831
    I thought I just did. Because based on the article you linked costs have gone up about 50% in the last few years and deductibles have tripled to prevent those costs from being even higher.
    But now you're denying those increases? Even the article you linked didn't deny the cost, they just defended it by saying either your employer or government absorbs the bulk of it. That just isn't true, stagnet wages combined with increase employee contributions would suggest everyone is paying for it.
    Double digit increase is to be expected over 30 years in your case.
    In my case, I'm a public employee with a simple step increase for salary based on yearly experience. As with many workers accross the nation there was a pay freeze for several years that was combined with premium increases. We were actually making less money for about 4 straight years in a row.
  • Halifax2TheMax
    Halifax2TheMax Posts: 42,319
    mace1229 said:

    I thought I just did. Because based on the article you linked costs have gone up about 50% in the last few years and deductibles have tripled to prevent those costs from being even higher.
    But now you're denying those increases? Even the article you linked didn't deny the cost, they just defended it by saying either your employer or government absorbs the bulk of it. That just isn't true, stagnet wages combined with increase employee contributions would suggest everyone is paying for it.
    Double digit increase is to be expected over 30 years in your case.
    In my case, I'm a public employee with a simple step increase for salary based on yearly experience. As with many workers accross the nation there was a pay freeze for several years that was combined with premium increases. We were actually making less money for about 4 straight years in a row.

    My double digit % increases were year over year, year after year. Six years of those thirty I was a public employee as well. We went from a choice of six health plans to two and saw increases in our portion to pay as well as co-pays, in violation of our CBA (mid contract, didn't open negotiations, just unilaterally imposed it). Where I live and work, healthcare isn't the number one issue. We have Romneycare. And yo, guess what? It works pretty well.
    09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;

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  • Halifax2TheMax
    Halifax2TheMax Posts: 42,319
    You want to get down in the weeds of Obamacare? Here you go.

    https://www.census.gov/content/dam/Census/library/publications/2016/demo/p60-257.pdf

    Briefly scanning the charts and graphs, net positive. Is it perfect? No. Should it be tweaked and improved upon? Yes. Repeal, replace and run away? No. The republican plan will be worse. But don't take my word for it. Live it, you'll see.
    09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;

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  • mace1229
    mace1229 Posts: 9,831
    edited March 2017
    From what I've heard so far I don't like some of the proposed changes either. I wasn't defending that, I haven't made a single comment about it yet because quite honestly I don't know enough about it yet.
    I was only commenting on the article that tried to hide the fact prices are higher. First it said high prices are a myth put forth by republicans. Then it went on to say they have skyrocketed, but since 97% of Americans get their healthcare through their employment or is subsidized by the government it doesn't affect you unless you are the other 3%. To think the higher cost to employers isn't going to trickle down to the employee seems silly to me. And to argue that if Uncle Sam is paying for it, then it really isn't an increase either seems equally flawed. Those are the 2 arguments put forth in the article to defend the spike in costs. And if that is the defense, it doesn't explain the weaker plans as the prices increase. The article was beyond obvious that it was bias and portrayed information in a certain light. Even this pro-obamacare source you provided acknowledged the ridiculous price increases, it just tried to defend it by saying in 97% of cases your employer or government pays the majority of it. That doesn't make me feel better about the price increases.
    Post edited by mace1229 on
  • rgambs
    rgambs Posts: 13,576
    unsung said:

    unsung said:

    sure. homeschool everyone on the bible.

    Give them raises when they aren't in a union that overwhelmingly supports Democrats. They have an agenda to see that the students do the same, it ensures their survival.
    give me a break.
    Public schools are government indoctrination centers.
    :how_interesting:

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  • josevolution
    josevolution Posts: 31,666
    The replacement health care plan that these idiots are trying to pass will take insurance away from 26 million by 2026 but 14 of those millions will loose insurance when yep you guessed it 2018 just in time for elections of house and senate !
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  • PP193448 said:

    ^^this is the incorrect stereotype of doctors. While some plastic surgeons in Beverly Hills may live extravagant lifestyles, most real world rural doctors are far from this. Have you researched the average salary of pediatricians, family medicine docs, and internal medicine docs?? Maybe you could research that and realize that your assumptions are eroneous. And while most people complain about student loans for college, compound that with additional 250k medical school loans. Then ask around to see how many hours most docs invest into their practice that they are not able to bill for, like lawyers who bill per 15 min basis. And compare the salaries with professional athletes who make 1-25 million per year and CEOs of hospitals who make millions. And Wall Street hedge fund and bankers. Are you seriously blaming doctors for the exorbitant costs of healthcare because of their salaries?? Which actually can decrease because of reimbursement cuts by CMS and insurances. Granted that lots of doctors order too many tests because of "cover your ass" medical practices of today with all the lawsuits as well as the encouragement from hospitals that profit the most for all the unnecessary workup expenses...

    This. My brother is a family practice doctor and he doesn't lead an extravagant lifestyle. He doesn't have children so that does help a bit. I would describe his life as comfortable. His biggest bills are student loan debt and malpractice insurance.
    I'm through with screaming
  • ponytd
    ponytd Nashville Posts: 671

    PP193448 said:

    ^^this is the incorrect stereotype of doctors. While some plastic surgeons in Beverly Hills may live extravagant lifestyles, most real world rural doctors are far from this. Have you researched the average salary of pediatricians, family medicine docs, and internal medicine docs?? Maybe you could research that and realize that your assumptions are eroneous. And while most people complain about student loans for college, compound that with additional 250k medical school loans. Then ask around to see how many hours most docs invest into their practice that they are not able to bill for, like lawyers who bill per 15 min basis. And compare the salaries with professional athletes who make 1-25 million per year and CEOs of hospitals who make millions. And Wall Street hedge fund and bankers. Are you seriously blaming doctors for the exorbitant costs of healthcare because of their salaries?? Which actually can decrease because of reimbursement cuts by CMS and insurances. Granted that lots of doctors order too many tests because of "cover your ass" medical practices of today with all the lawsuits as well as the encouragement from hospitals that profit the most for all the unnecessary workup expenses...

    This. My brother is a family practice doctor and he doesn't lead an extravagant lifestyle. He doesn't have children so that does help a bit. I would describe his life as comfortable. His biggest bills are student loan debt and malpractice insurance.
    Yeah, the student loan debt and malpractice insurance is out of this world absurd. While some doctors are able to pay off their student loans within several years of getting a job, many are not, but they're still left with the huge burden of malpractice insurance. And nurses can rack up a lot of student loan debt too, but have even a harder time paying it off since most nurses don't get paid squat for the crap they have to go through
  • gimmesometruth27
    gimmesometruth27 St. Fuckin Louis Posts: 24,161
    oh boy that trump health care bill is gonna be a doozy.

    millions of people are going to be hurt by it. and it includes tax cuts for the rich.

    a republican wet dream, no doubt.
    "You can tell the greatness of a man by what makes him angry."  - Lincoln

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  • Halifax2TheMax
    Halifax2TheMax Posts: 42,319

    oh boy that trump health care bill is gonna be a doozy.

    millions of people are going to be hurt by it. and it includes tax cuts for the rich.

    a republican wet dream, no doubt.

    DOA. Seems Obama's death panels are alive and well after all. Shadow government and all.
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  • josevolution
    josevolution Posts: 31,666
    The replacement plan is dead on arrival it will be a crushing blow to Ryan as it should the man is spineless it couldn't happen to a better man and bafoon's budget will also get thrown back in his face like the new immigration law ...
    jesus greets me looks just like me ....
  • rgambs
    rgambs Posts: 13,576
    Where are all the Obamacare critics with their assessment of Trump are?
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  • PJPOWER
    PJPOWER Posts: 6,499
    edited March 2017
    .3% of Americans identify as transgender, yet plenty of people support regulations and laws specifically to fit them...so what's your point? 3% is actually a pretty large number of people.
    Post edited by PJPOWER on
  • Halifax2TheMax
    Halifax2TheMax Posts: 42,319
    PJPOWER said:

    .3% of Americans identify as transgender, yet plenty of people support regulations and laws specifically to fit them...so what's your point? 3% is actually a pretty large number of people.
    As many as the 26 million that will lose health insurance under Trump per CBO? What's your point?
    09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;

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  • PJPOWER
    PJPOWER Posts: 6,499
    edited March 2017

    PJPOWER said:

    .3% of Americans identify as transgender, yet plenty of people support regulations and laws specifically to fit them...so what's your point? 3% is actually a pretty large number of people.
    As many as the 26 million that will lose health insurance under Trump per CBO? What's your point?
    Didn't have one, just trying to figure out what your was...I've never been one to buy into the whole "a bad plan is better than no plan" rhetoric. Obamacare was a bad plan. Trumpcare is a bad plan. Health insurance is a scam. Pharmaceutical companies and healthcare providers abuse insurance to an insane degree. Kill the healthcare providers and monopolistic pharmaceutical companies' desire or ability to charge outrageously for their products or services and you might someway get back on the right track. Taxpayers pay out the ass for medical and pharmaceutical research and then allow the pharmaceutical companies to patent their taxpayer funded product? That product should be publicly owned and readily available to all taxpayers. Private research may be a different beast, but medical patents should be seriously scrutinized.
    Post edited by PJPOWER on
  • rgambs
    rgambs Posts: 13,576
    PJPOWER said:

    PJPOWER said:

    .3% of Americans identify as transgender, yet plenty of people support regulations and laws specifically to fit them...so what's your point? 3% is actually a pretty large number of people.
    As many as the 26 million that will lose health insurance under Trump per CBO? What's your point?
    Didn't have one, just trying to figure out what your was...I've never been one to buy into the whole "a bad plan is better than no plan" rhetoric. Obamacare was a bad plan. Trumpcare is a bad plan. Health insurance is a scam. Pharmaceutical companies and healthcare providers abuse insurance to an insane degree. Kill the healthcare providers and monopolistic pharmaceutical companies' desire or ability to charge outrageously for their products or services and you might someway get back on the right track. Taxpayers pay out the ass for medical and pharmaceutical research and then allow the pharmaceutical companies to patent their taxpayer funded product? That product should be publicly owned and readily available to all taxpayers. Private research may be a different beast, but medical patents should be seriously scrutinized.
    Some parts of this comment make it seem like you fundamentally misunderstand the complexity and scope of the issues facing health care providers, insurers, and consumers.
    I don't remember if it was you or mace, but I corrected a huge misconception about rates for insured vs uninsured patients a while back but my connection was shaky and it was lost in a deluge of posts.
    Monkey Driven, Call this Living?
  • PJPOWER
    PJPOWER Posts: 6,499
    edited March 2017
    rgambs said:

    PJPOWER said:

    PJPOWER said:

    .3% of Americans identify as transgender, yet plenty of people support regulations and laws specifically to fit them...so what's your point? 3% is actually a pretty large number of people.
    As many as the 26 million that will lose health insurance under Trump per CBO? What's your point?
    Didn't have one, just trying to figure out what your was...I've never been one to buy into the whole "a bad plan is better than no plan" rhetoric. Obamacare was a bad plan. Trumpcare is a bad plan. Health insurance is a scam. Pharmaceutical companies and healthcare providers abuse insurance to an insane degree. Kill the healthcare providers and monopolistic pharmaceutical companies' desire or ability to charge outrageously for their products or services and you might someway get back on the right track. Taxpayers pay out the ass for medical and pharmaceutical research and then allow the pharmaceutical companies to patent their taxpayer funded product? That product should be publicly owned and readily available to all taxpayers. Private research may be a different beast, but medical patents should be seriously scrutinized.
    Some parts of this comment make it seem like you fundamentally misunderstand the complexity and scope of the issues facing health care providers, insurers, and consumers.
    I don't remember if it was you or mace, but I corrected a huge misconception about rates for insured vs uninsured patients a while back but my connection was shaky and it was lost in a deluge of posts.
    That's not much of an elaboration...what parts are being misunderstood? The fact that healthcare providers and monopolistic pharmaceutical companies abuse the healthcare system? The FDA is not innocent in this whole mess either.
    Post edited by PJPOWER on
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