have a "cadillac" plan with anthem bc/bs, before ACA $395, now $690 Appreciate it bro.
With anthem being the only one left in the market and predicting and 65% increase in the coming year, even us "well off" are gonna be priced out. I'm already payin an amount akin to a Lexus GS F lease so I can help subsidize the heath care of two 400 pounders who smoke 2 packs of 'Ports per day and whom eat 5 times a week at Mickey D;'s.
no you aren't...
I know but don't count my money socialist, lol.
"the problem with socialism is you eventually run out of OTHER people's money." Ask the soviet union. Oh my bad, they don't exist anymore.
Ask all the other countries with a single payer system.
the doctors in those countries have a good standard of living, not an INCREDIBLE standard of living.
Thought this was relevant / interesting Why aren't we more focused on the high costs of health care? We are not getting a great return on our investment here.
Every western country and every western country ranking better than US has tax funded healthcare in one way or another.
But the land of the brave and the free and the weird prayers every day at school can't get to the conclusion that it's better than your shitty capitalist system.
"Mostly I think that people react sensitively because they know you’ve got a point"
Just admit you got it all wrong and correct yourself.
You're not the best country in the world. But try to better yourself. Like, in not leaving climate change agreements and not killing citizens who cant afford healthcare.
"Mostly I think that people react sensitively because they know you’ve got a point"
Just admit you got it all wrong and correct yourself.
You're not the best country in the world. But try to better yourself. Like, in not leaving climate change agreements and not killing citizens who cant afford healthcare.
What time is it over there where you are? How much have you had?
Just admit you got it all wrong and correct yourself.
You're not the best country in the world. But try to better yourself. Like, in not leaving climate change agreements and not killing citizens who cant afford healthcare.
What time is it over there where you are? How much have you had?
0236 am
some nuts. What we over here at least call "chili nuts".
"Mostly I think that people react sensitively because they know you’ve got a point"
0
brianlux
Moving through All Kinds of Terrain. Posts: 42,321
Just received a memo from out HR department regarding our benefits. To prevent costs from going even higher, we are getting reduced coverage. This is how it will change: Premiums up 20% (was going to be even higher until we lowered the coverage by the following)
Dr. visit up 50% ER visit up 50% Medication copay up 33% Max out of pocket up 75% Annual Deductible up 300% Yes, three hundred!
These increases were to keep our premiums from increasing even more than the 20%. O yeah, and we were just told that at this time no raises are being approved.
Where do those people work who claim health benefits aren't skyrocketing?
Just received a memo from out HR department regarding our benefits. To prevent costs from going even higher, we are getting reduced coverage. This is how it will change: Premiums up 20% (was going to be even higher until we lowered the coverage by the following)
Dr. visit up 50% ER visit up 50% Medication copay up 33% Max out of pocket up 75% Annual Deductible up 300% Yes, three hundred!
These increases were to keep our premiums from increasing even more than the 20%. O yeah, and we were just told that at this time no raises are being approved.
Where do those people work who claim health benefits aren't skyrocketing?
I was far better off before this mess took over.
mine aren't, but I work in the insurance industry, so....
have a "cadillac" plan with anthem bc/bs, before ACA $395, now $690 Appreciate it bro.
With anthem being the only one left in the market and predicting and 65% increase in the coming year, even us "well off" are gonna be priced out. I'm already payin an amount akin to a Lexus GS F lease so I can help subsidize the heath care of two 400 pounders who smoke 2 packs of 'Ports per day and whom eat 5 times a week at Mickey D;'s.
Just received a memo from out HR department regarding our benefits. To prevent costs from going even higher, we are getting reduced coverage. This is how it will change: Premiums up 20% (was going to be even higher until we lowered the coverage by the following)
Dr. visit up 50% ER visit up 50% Medication copay up 33% Max out of pocket up 75% Annual Deductible up 300% Yes, three hundred!
These increases were to keep our premiums from increasing even more than the 20%. O yeah, and we were just told that at this time no raises are being approved.
Where do those people work who claim health benefits aren't skyrocketing?
I was far better off before this mess took over.
mine aren't, but I work in the insurance industry, so....
The best part is I been plunking money into my HSA for about a decade without taking hardly any out. So I can afford to take a higher-deductible policy each year, and my premiums go down. So I can afford to put more money into my HSA. And the company contributes for participating in their wellness program. At the end of the day, health insurance is costing me about $100 per month.
It is. At least with price increase before coverage wasn't getting worse. But to have premiums increase by 20% on top of reducing coverage 25-25% or more in 1 year is ridiculous.
With the new plan it will cost 50% more to see a doctor, 33% more to fill prescriptions. All while paying 20% more to have this plan. In 20 years of being an adult I have never have seen this big of a change in o e year
It is. At least with price increase before coverage wasn't getting worse. But to have premiums increase by 20% on top of reducing coverage 25-25% or more in 1 year is ridiculous.
With the new plan it will cost 50% more to see a doctor, 33% more to fill prescriptions. All while paying 20% more to have this plan. In 20 years of being an adult I have never have seen this big of a change in o e year
It's not new if we're using personal anecdotal stories as a gauge of our glorious health insurance system. (Which seems like a popular way to measure it). I had more expensive premiums with less coverage every year since '95.
Who needs health insurance? Everyone should not get sick, hurt or require care of any kind. And if you do, you rely upon yourself to get well or the rugged individuals in your compound. And if you do go to the hospital, you can barter your chickens, goats or cows or offer a daughter up for marriage or a son to labor. Stop being a taker. Sheesh.
ObamaCare is only a mess to people that paid for bullshit plans that offered little in the way of protection if you got truly sick. That's the facts. If you lost your plan, it's because you paid for crap. Deal with it.
2000 - 8/21 - Columbus, OH 2003 - 6/18 - Chicago, IL 2006 - 5/22 - Auburn Hills, MI 2007 - 8/5 - Chicago, IL 2015 - 9/26 - New York, NY 2016 - 4/16 - Greenville, SC; 8/20 - Chicago, IL; 8/22 - Chicago, IL 2018 - 8/18 - Chicago, IL; 8/20 - Chicago, IL
brianlux
Moving through All Kinds of Terrain. Posts: 42,321
edited April 2017
In 1971 I sliced my head open on a door sill. I had zero insurance and worked minimum wage. My roommate took me to a free clinic just off the panhandle and the doc cleaned me up, sewed me up and sent me on my way. No charge.
Modern times made up for it. I forget the exact cost now but much later in life when I had an inguinal hernia repair a band aid or gauze pad cost something like ten bucks, etc. etc.
Medical care today = kaching!
Got hurt? No money? Tough shit!
"Pretty cookies, heart squares all around, yeah!" -Eddie Vedder, "Smile"
Just received a memo from out HR department regarding our benefits. To prevent costs from going even higher, we are getting reduced coverage. This is how it will change: Premiums up 20% (was going to be even higher until we lowered the coverage by the following)
Dr. visit up 50% ER visit up 50% Medication copay up 33% Max out of pocket up 75% Annual Deductible up 300% Yes, three hundred!
These increases were to keep our premiums from increasing even more than the 20%. O yeah, and we were just told that at this time no raises are being approved.
Where do those people work who claim health benefits aren't skyrocketing?
I was far better off before this mess took over.
I work in government. Haven't had an increase in premiums in years. Deductible has gone up slightly and co-pay up $2.
I also work in government (education). It has gone up almost every year, but this year is probably the worst. There were several replies that claimed they get the same speech from HR every year about increases, and this is nothing new. Well here's a little math for you. For those that stated this is normal, that is not true. If you had a $5 copay 20 years ago and it went up 50% every year, you'd be paying $16,000 20 years later. A $20 copay that goes up 50% every year would be $66,000 20 years later. So saying a 50% increase is normal and on par with American health insurance is not even close. A $100 deductible that triples every year (as mine did) would be $348 billion 20 years later. this is normal?
I also work in government (education). It has gone up almost every year, but this year is probably the worst. There were several replies that claimed they get the same speech from HR every year about increases, and this is nothing new. Well here's a little math for you. For those that stated this is normal, that is not true. If you had a $5 copay 20 years ago and it went up 50% every year, you'd be paying $16,000 20 years later. A $20 copay that goes up 50% every year would be $66,000 20 years later. So saying a 50% increase is normal and on par with American health insurance is not even close. A $100 deductible that triples every year (as mine did) would be $348 billion 20 years later. this is normal?
only for the very understanding socialists on these boards. lmao
Comments
Why aren't we more focused on the high costs of health care? We are not getting a great return on our investment here.
But the land of the brave and the free and the weird prayers every day at school can't get to the conclusion that it's better than your shitty capitalist system.
You're not the best country in the world. But try to better yourself. Like, in not leaving climate change agreements and not killing citizens who cant afford healthcare.
How much have you had?
some nuts. What we over here at least call "chili nuts".
http://kunstler.com/clusterfuck-nation/racket-of-rackets/
-Eddie Vedder, "Smile"
This is how it will change:
Premiums up 20% (was going to be even higher until we lowered the coverage by the following)
Dr. visit up 50%
ER visit up 50%
Medication copay up 33%
Max out of pocket up 75%
Annual Deductible up 300% Yes, three hundred!
These increases were to keep our premiums from increasing even more than the 20%.
O yeah, and we were just told that at this time no raises are being approved.
Where do those people work who claim health benefits aren't skyrocketing?
I was far better off before this mess took over.
So I can afford to take a higher-deductible policy each year, and my premiums go down.
So I can afford to put more money into my HSA.
And the company contributes for participating in their wellness program.
At the end of the day, health insurance is costing me about $100 per month.
But to have premiums increase by 20% on top of reducing coverage 25-25% or more in 1 year is ridiculous.
With the new plan it will cost 50% more to see a doctor, 33% more to fill prescriptions. All while paying 20% more to have this plan. In 20 years of being an adult I have never have seen this big of a change in o e year
-Eddie Vedder, "Smile"
Libtardaplorable©. And proud of it.
Brilliantati©
2003 - 6/18 - Chicago, IL
2006 - 5/22 - Auburn Hills, MI
2007 - 8/5 - Chicago, IL
2015 - 9/26 - New York, NY
2016 - 4/16 - Greenville, SC; 8/20 - Chicago, IL; 8/22 - Chicago, IL
2018 - 8/18 - Chicago, IL; 8/20 - Chicago, IL
livefootsteps.org/user/?usr=3045
Modern times made up for it. I forget the exact cost now but much later in life when I had an inguinal hernia repair a band aid or gauze pad cost something like ten bucks, etc. etc.
Medical care today = kaching!
Got hurt? No money? Tough shit!
-Eddie Vedder, "Smile"
There were several replies that claimed they get the same speech from HR every year about increases, and this is nothing new.
Well here's a little math for you.
For those that stated this is normal, that is not true. If you had a $5 copay 20 years ago and it went up 50% every year, you'd be paying $16,000 20 years later.
A $20 copay that goes up 50% every year would be $66,000 20 years later.
So saying a 50% increase is normal and on par with American health insurance is not even close.
A $100 deductible that triples every year (as mine did) would be $348 billion 20 years later.
this is normal?