Obamacare

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  • lukin2006lukin2006 Posts: 9,087
    Go Beavers wrote:
    Because I'm not sure "can't be turned away" means "we won't send you a bill".

    They can't turn you away but they don't have to give you good treatment. If you can't pay for it, they just have to keep you from dying long enough to get you to leave.

    There is some bleak imagery painted with this description. Is the Hippocratic Oath obsolete? In Canada... a person is found on the streets in need of serious medical attention... this person gets it without being chased afterwards for massive bills incurred.

    I'm late to this discussion and have not read any of the previous posts, but I would suggest that public health and public education should be two staples of any society regardless of who benefits the most and who uses it the least.

    There are plenty of examples of people receiving poor treatment at the hospitals in Canada. Just look that poor guy in Winnipeg (I think) that died in the ER waiting for medical attention, an enquiry has taken place or is underway. The facts in Canada are quite simple that plenty of people are living in pain waiting for much needed elective surgery, as well as the many who have no doc and must rely on the ER (long waits) or walk in clinics ... here in Ontario it's around 50% of every tax dollar goes to health and then add public education brings about 70% of every tax dollar into those 2.

    So my guess is even though our basic needs may be met through the public system ... in time where going to be asked to pay more, probably in some form of user fees.
    I have certain rules I live by ... My First Rule ... I don't believe anything the government tells me ... George Carlin

    "Life Is What Happens To You When Your Busy Making Other Plans" John Lennon
  • You can find horror stories anywhere. The facts are that healthcare in the USA is not as effective and comes at a much higher cost than countries that provide universal care.

    Don't even bother arguing....those are facts
    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
  • lukin2006lukin2006 Posts: 9,087
    You can find horror stories anywhere. The facts are that healthcare in the USA is not as effective and comes at a much higher cost than countries that provide universal care.

    Don't even bother arguing....those are facts

    so ... quality healthcare cost ...
    I have certain rules I live by ... My First Rule ... I don't believe anything the government tells me ... George Carlin

    "Life Is What Happens To You When Your Busy Making Other Plans" John Lennon
  • lukin2006 wrote:
    You can find horror stories anywhere. The facts are that healthcare in the USA is not as effective and comes at a much higher cost than countries that provide universal care.

    Don't even bother arguing....those are facts

    so ... quality healthcare cost ...

    http://www.bloomberg.com/visual-data/be ... -countries

    If you are suggesting that healthcare in the USA costs more because it is better you are horribly wrong.
    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
  • Hey at least we're better than Serbia!
    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
  • Jason PJason P Posts: 19,138
    Wow. Our healthcare cost per capita and % of GDP is outragous. You would think our government would be working on figuring out what is wrong with our healthcare system expenditures and what is driving up cost.

    No wonder people can't afford insurance.
  • know1know1 Posts: 6,794
    Jason P wrote:
    Wow. Our healthcare cost per capita and % of GDP is outragous. You would think our government would be working on figuring out what is wrong with our healthcare system expenditures and what is driving up cost.

    No wonder people can't afford insurance.

    Insurance is one of the biggest reasons health care costs so much in my opinion.
    The only people we should try to get even with...
    ...are those who've helped us.

    Right 'round the corner could be bigger than ourselves.
  • Jason P wrote:
    Wow. Our healthcare cost per capita and % of GDP is outragous. You would think our government would be working on figuring out what is wrong with our healthcare system expenditures and what is driving up cost.

    No wonder people can't afford insurance.

    uh....have you heard of the Affordable Care Act? Part of the problem is people getting healthcare and paying nothing because they are uninsured.

    That's the problem with our system.
    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
  • Jason PJason P Posts: 19,138
    Jason P wrote:
    Wow. Our healthcare cost per capita and % of GDP is outragous. You would think our government would be working on figuring out what is wrong with our healthcare system expenditures and what is driving up cost.

    No wonder people can't afford insurance.

    uh....have you heard of the Affordable Care Act? Part of the problem is people getting healthcare and paying nothing because they are uninsured.

    That's the problem with our system.
    I don't think you can get away without paying. They can't deny you medical attention if you don't have insurance, but I'm pretty sure they come looking for you to pay the bill.
  • Not if you don't have any money.
    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
  • puremagicpuremagic Posts: 1,907
    duska3419 wrote:
    I have to decide by the end of this month if I want to sign up for the student health insurance offered by my school for approx 25% of my income, or if I want to wait and take a gamble with the new insurance exchanges. I tried to find out more about costs and coverage with the plans that are going to be offered on the exchanges but I couldn't find anything. Does anyone know where the Obamacare plans are actually listed with the prices?


    Using the attached link, you can tack on whatever State you wish to seek information.

    Take a moment to read some of the benefits offered at this site.

    This site can answer any questions you have regarding the Patient Protection and Affordable Care Act. I would strongly stress that any and everyone read the section on PRE-conditions, as this is the underlying part of the Act that Congress wants to get repelled. This is the section that could save your life in the long run.

    https://www.healthcare.gov/
    SIN EATERS--We take the moral excrement we find in this equation and we bury it down deep inside of us so that the rest of our case can stay pure. That is the job. We are morally indefensible and absolutely necessary.
  • Is the Hippocratic Oath obsolete?


    that really just says "do no harm."

    And if they come in with a broken collarbone (like my friend did after a motorcycle accident) have have no insurance (since he was "healthy and in his 20s"), they can just hand you a sling and a few aspirin once they determine you aren't about to die from internal bleeding. Bones set? fuck you, poor guy, casts are for people with insurance or the ability to pay for care.
  • Jason PJason P Posts: 19,138
    Interesting article from Kaiser Health News on what drives the healthcare cost in this country to 18% of the GDP. They are a non-partisan, non-profit organization. The link at the bottom goes deeper into each issue:

    1. We pay our doctors, hospitals and other medical providers in ways that reward doing more, rather than being efficient

    2. We're growing older, sicker and fatter.

    3. We want new drugs, technologies, services and procedures.

    4. We get tax breaks on buying health insurance -- and the cost to patients of seeking care is often low.

    5. We don't have enough information to make decisions on which medical care is best for us.

    6. Our hospitals and other providers are increasingly gaining market share and are better able to demand higher prices.

    7. We have supply and demand problems, and legal issues that complicate efforts to slow spending.

    http://www.kaiserhealthnews.org/stories/2012/october/25/health-care-costs.aspx
  • lukin2006 wrote:
    There are plenty of examples of people receiving poor treatment at the hospitals in Canada. Just look that poor guy in Winnipeg (I think) that died in the ER waiting for medical attention, an enquiry has taken place or is underway.

    OK... you just answered your own question. That's so rare in Canada that there is an enquiry underway.

    That happens every day in the US. And people just shrug it off.
  • Godfather.Godfather. Posts: 12,504
    A group of House conservatives introduced legislation Wednesday that members say will replace ObamaCare and its “unworkable” taxes and mandates with a plan that expands tax breaks for Americans who buy their own insurance.

    Under the proposal endorsed by the 175-member Republican Study Committee, Americans who purchase coverage through state-run exchanges can claim a $7,500 deduction against their income and payroll taxes, regardless of the cost of the insurance. Families could deduct $20,000.



    Read more: http://www.foxnews.com/politics/2013/09 ... z2fHXTwvTC


    Godfather.
  • No overall cost estimates for the bill were available.

    The legislation contains no provision to assure insurance coverage for millions of lower-income Americans who are scheduled under current law to be enrolled in Medicaid, a state-federal health care program for the poor.

    Nor are there replacements for several of the requirements the current law imposes on insurance companies, including one that requires them to retain children up to the age of 26 on their parents' coverage plan and another barring lifetime limits on coverage.

    LOL...sounds like a GREAT PLAN!!!
    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
  • hedonisthedonist Posts: 24,524
    Is the Hippocratic Oath obsolete?


    that really just says "do no harm."

    And if they come in with a broken collarbone (like my friend did after a motorcycle accident) have have no insurance (since he was "healthy and in his 20s"), they can just hand you a sling and a few aspirin once they determine you aren't about to die from internal bleeding. Bones set? fuck you, poor guy, casts are for people with insurance or the ability to pay for care.
    I just read the entire oath, and it's beautiful and eloquent. I think it's much more than "do no harm" - though that could just be semantics.

    Tomato, tomahto.

    ER treatment, I'm guessing, is different in different regions...different in different times too, maybe. Dunno.

    When my husband first moved out here and was uninsured (and unemployed), we made several needed trips to the ER. Those doctors and nurses, far as I could tell, had no idea about his insurance status and treated him with professionalism and compassion - as did the administrators we dealt with. No worry about him being discharged before he should be.

    Sure we had a shitload of bills afterward, but they were warranted. And eventually paid.

    I'll also say I'm thankful about not having the pre-condition aspect anymore.
  • ldent42ldent42 Posts: 7,859
    puremagic wrote:
    duska3419 wrote:
    I have to decide by the end of this month if I want to sign up for the student health insurance offered by my school for approx 25% of my income, or if I want to wait and take a gamble with the new insurance exchanges. I tried to find out more about costs and coverage with the plans that are going to be offered on the exchanges but I couldn't find anything. Does anyone know where the Obamacare plans are actually listed with the prices?


    Using the attached link, you can tack on whatever State you wish to seek information.

    Take a moment to read some of the benefits offered at this site.

    This site can answer any questions you have regarding the Patient Protection and Affordable Care Act. I would strongly stress that any and everyone read the section on PRE-conditions, as this is the underlying part of the Act that Congress wants to get repelled. This is the section that could save your life in the long run.

    https://www.healthcare.gov/

    Hey, thanks a lot for that link I actually found some really good information on that website. I swear I've checked it before though so maybe the recently updated it or something. Anyway! For anyone who may be curious about the actual costs of this thing:
    You won’t be able to get your exact costs for a specific plan until you fill out a Marketplace application after October 1, 2013. Then you’ll see all of the plans available to you, compare features and prices side-by-side, choose a plan, and enroll.
    This is the 'rough estimate' calculator that they are using: http://kff.org/interactive/subsidy-calculator/

    And just for shits and giggles, in New York the maximum monthly income for a single person without kids to qualify for medicaid is $750. For Family Health Plus, (which is like an extension of medicaid) it's $958.
    $750 a month is the MOST money you can earn (this might actually be BEFORE taxes I'm not sure) to get covered by Medicaid. Minimum wage is $7.50, so even with a full time minimum wage job you will be earning too much to qualify for medicaid. Just think about that before jumping to judgement of others.
    NYC 06/24/08-Auckland 11/27/09-Chch 11/29/09-Newark 05/18/10-Atlanta 09/22/12-Chicago 07/19/13-Brooklyn 10/18/13 & 10/19/13-Hartford 10/25/13-Baltimore 10/27/13-Auckland 1/17/14-GC 1/19/14-Melbourne 1/24/14-Sydney 1/26/14-Amsterdam 6/16/14 & 6/17/14-Milan 6/20/14-Berlin 6/26/14-Leeds 7/8/14-Milton Keynes 7/11/14-St. Louis 10/3/14-NYC 9/26/15
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  • Jason PJason P Posts: 19,138
    Dad Explains Obamacare

    ‘It’s Bullshit,’ Father Says

    News in Brief • Family • Politics • ISSUE 49•39 • Sep 23, 2013

    PITTSBURGH—After noticing a newspaper article about the implementation of the upcoming Affordable Care Act, local father Andrew Panetta, 53, made an effort Monday to explain the intricacies of Obamacare to his son, sources confirmed. “It’s bullshit,” Panetta reportedly said, clarifying how insurance companies will comply with federal law in order to properly set up state-sponsored health care exchanges. “All of it. Complete and total bullshit.” Panetta went on to conclude his seven-second explanation of the expansive new health care law by saying, “I’m telling you, it’s bullshit.”

    http://www.theonion.com/articles/dad-explains-obamacare,33961/
  • Jason P wrote:
    Dad Explains Obamacare

    ‘It’s Bullshit,’ Father Says

    News in Brief • Family • Politics • ISSUE 49•39 • Sep 23, 2013

    PITTSBURGH—After noticing a newspaper article about the implementation of the upcoming Affordable Care Act, local father Andrew Panetta, 53, made an effort Monday to explain the intricacies of Obamacare to his son, sources confirmed. “It’s bullshit,” Panetta reportedly said, clarifying how insurance companies will comply with federal law in order to properly set up state-sponsored health care exchanges. “All of it. Complete and total bullshit.” Panetta went on to conclude his seven-second explanation of the expansive new health care law by saying, “I’m telling you, it’s bullshit.”

    http://www.theonion.com/articles/dad-explains-obamacare,33961/

    I love that The Onion has their finger on the pulse of American citizens than the media does.
  • ajedigeckoajedigecko Posts: 2,430
    ...why would anyone push an agenda and exempt themselves and handout waivers to exempt others?
    live and let live...unless it violates the pearligious doctrine.
  • Jason PJason P Posts: 19,138
    It appears that the lower-middle class will be forced to deal with premiums or penalties more then anyone else. I think alot of people are going to choose to pay a $400 tax versus a $3,000 - $4,000 policy.
  • Jason PJason P Posts: 19,138
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  • Go BeaversGo Beavers Posts: 9,095
    There's also tax credits that will apply for a lot of people that I don't think are factored in the numbers on the graph.
  • unsungunsung Posts: 9,487
    Obamacare has to be funded by participants, and since an ID is required democrats will sue or not play. The end result will be a collapse of the law.
  • Jason PJason P Posts: 19,138
    Go Beavers wrote:
    There's also tax credits that will apply for a lot of people that I don't think are factored in the numbers on the graph.
    There is so much bear shit in the barley out there ... But the claim subsidies are factored into the graph, so they claim.

    It appears the penalties are so low that no one will pay for insurance over the first few years. But by 2017 it appears a 95$ penalty could rise to $600. Still hard to tell if that is enough incentive to get it if you are making under $50K.

    I am curious what happens if you don't pay the penalty. They claim it isn't a tax, but the IRS is in charge of collecting

    Will they repo your stuff and stick you in the honorary Wesley Snipes jail cell if you can't afford the affordable care act? I don't feel anything has been made crystal clear to us yet.

    This act has been in motion for years, yet we don't get clear costs until a week before it is too late to stop the gears in motion.

    :|
  • unsungunsung Posts: 9,487
    Just saw on CNN that a worker making $12 an hour will have additional fees of $150 a month to participate in this. What isn't commonly mentioned is that plan will have an annual deductible of $6200.

    Who makes $12/hr and has $6200 to waste?

    Obamacare will fail or it will be our downfall.
  • unsung wrote:
    Just saw on CNN that a worker making $12 an hour will have additional fees of $150 a month to participate in this. What isn't commonly mentioned is that plan will have an annual deductible of $6200.

    Who makes $12/hr and has $6200 to waste?

    Obamacare will fail or it will be our downfall.

    Can't you make the same argument now? At a minimum the ACA helps this guy get coverage for pre-existing conditions. If he can't afford coverage he's in the same boat as he is right now.
    Remember the Thomas Nine !! (10/02/2018)
    The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
  • ajedigeckoajedigecko Posts: 2,430
    If it is good...why the exemptions?
    live and let live...unless it violates the pearligious doctrine.
  • unsungunsung Posts: 9,487
    unsung wrote:
    Just saw on CNN that a worker making $12 an hour will have additional fees of $150 a month to participate in this. What isn't commonly mentioned is that plan will have an annual deductible of $6200.

    Who makes $12/hr and has $6200 to waste?

    Obamacare will fail or it will be our downfall.

    Can't you make the same argument now? At a minimum the ACA helps this guy get coverage for pre-existing conditions. If he can't afford coverage he's in the same boat as he is right now.


    If he can't afford it then what's the point? These politicians have got to know that people aren't able to afford this. Are they doing this just to extort another $700 in fees/fines?
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