Obamacare

Losiento

unsung wrote:

A very large portion of the population doesn't believe in letting the government run their healthcare. There are those of us that want less government intrusion.

All of us would like less government intrusion. It is called an elimination of a police state. Look it up on Google. I am all for programs that the government wishes to make us healthy people physically and mentally which seems to be a lack thereof. Instead of the "Potter" negative mentality of building and investing more prisons and law enforcement agencies which are reactive answers of a ill and disabled humane nation. Human healthcare is the first step towards being proactive.

lukin2006

Gern Blansten wrote:

lukin2006 wrote:

don't kid yourself ... the waits for elective surgery can be long, ER is generally a long wait, a lot also depends where you live ... if you live in more densely populated area you stand a better chance of having a family doctor which should eliminate the need for ER visits for common ailments. If you live in a less densely populated area healthcare can be a nightmare and can really be frustrating. The community I lived in 6 years ago only had 1 walk-in clinic and all family doctors had closed practices, my parents still live there and their doctor passed away 2 years ago and have been unable to obtain another doctor ... the community still has only 1 walk-in clinic and and 1 emergency department so waits at the ER easily can run 4 or more hours with the clinic being a little better. So far no one has found a solution that seems to work, Canada is kinda in tough because many doctors and especially specialist choose to work in the states, nurses do as well. Our system is just patched together, healthcare isn't even close to equal going community to community ... but if you get really sick you are taken no matter where yo live.

Just like in the USA. Not equal community to community.

I bet you never have to argue with an insurance company to pay your bill.....like never

your right, dealing with an insurance company is not an issue ... just pointing out that our system is far from perfect and I am doubtful it will improve much over the years.

otter

This law is switching the power (in a super small way) from insurance companies to the federal government. A very tiny transfer is about to happen. But this switch will empower the insurance companies to charge more giving the fed more political advantage.

The solution is the opposite of what is happening....LESS GOVERNMENT INFLUENCE.

If you really care about your fellow humans you would support less government, obviously.

fife

otter wrote:

This law is switching the power (in a super small way) from insurance companies to the federal government. A very tiny transfer is about to happen. But this switch will empower the insurance companies to charge more giving the fed more political advantage.

The solution is the opposite of what is happening....LESS GOVERNMENT INFLUENCE.

If you really care about your fellow humans you would support less government, obviously.

so you are telling me that people who think universal health care (which i know this is not even close to) is a good ideas don't care about other human beings?

can you explain this further?

Gern Blansten

otter wrote:

This law is switching the power (in a super small way) from insurance companies to the federal government. A very tiny transfer is about to happen. But this switch will empower the insurance companies to charge more giving the fed more political advantage.

The solution is the opposite of what is happening....LESS GOVERNMENT INFLUENCE.

If you really care about your fellow humans you would support less government, obviously.

This makes no sense.

The insurance companies will still rule. Costs can't increase....not mathematically possible. Don't forget about the 80% rule that the insurance companies are required to meet.

The goal is to make so much competition among insurance companies that the companies themselves will force lower costs on the providers in order to send their customers to the provider. It makes the for profit companies demand lower costs rather than the federal government demanding lower costs.

EdsonNascimento

Everyone knows who's fighting nationalized hc in the us the hardest right? Have you seen the Medicaid and Medicare fee schedules for providers?

Very hard to argue with providers who are not making enough to pay off their college loans servicing Govt program patients.

You only solve the problem by TAKING CARE of patients. Whoever above said ins co make money by denying care listens to the media too much. That's a very short term method of being profitable.

The best way is to help patients avoid preventable exacerbations of their chronic morbidities. And good managed care entitities do just that. The Govt (NO Govt) can do that.

Lowering provider fees is lose lose lose. Facilities need to be reigned in and (Good) Managed Care Companies need to be empowered.

Gern Blansten

EdsonNascimento wrote:

Everyone knows who's fighting nationalized hc in the us the hardest right? Have you seen the Medicaid and Medicare fee schedules for providers?

Very hard to argue with providers who are not making enough to pay off their college loans servicing Govt program patients.

You only solve the problem by TAKING CARE of patients. Whoever above said ins co make money by denying care listens to the media too much. That's a very short term method of being profitable.

The best way is to help patients avoid preventable exacerbations of their chronic morbidities. And good managed care entitities do just that. The Govt (NO Govt) can do that.

Lowering provider fees is lose lose lose. Facilities need to be reigned in and (Good) Managed Care Companies need to be empowered.

WRONG

An insurance company collects premiums. It keeps more money in its pocket by denying care as much as possible. Taking care of patients is not their role...that's the doctor's role.

EdsonNascimento

Gern Blansten wrote:

EdsonNascimento wrote:

Everyone knows who's fighting nationalized hc in the us the hardest right? Have you seen the Medicaid and Medicare fee schedules for providers?

Very hard to argue with providers who are not making enough to pay off their college loans servicing Govt program patients.

You only solve the problem by TAKING CARE of patients. Whoever above said ins co make money by denying care listens to the media too much. That's a very short term method of being profitable.

The best way is to help patients avoid preventable exacerbations of their chronic morbidities. And good managed care entitities do just that. The Govt (NO Govt) can do that.

Lowering provider fees is lose lose lose. Facilities need to be reigned in and (Good) Managed Care Companies need to be empowered.

WRONG

An insurance company collects premiums. It keeps more money in its pocket by denying care as much as possible. Taking care of patients is not their role...that's the doctor's role.

in theory (and media), you are correct. In the real world you are not. If you've seen the statistics based on AHRQ's Prevention Quality Indicators and how doctors and hospitals are doing, you'd know otherwise.

Hospitals are where folks go to get sick, and it's not worth doctors time to see their own patients there.

You should probabaly stop getting your news and facts from the media.

Logically, why would we have even needed HMOs and the like in the first place if doctors were handling their business under indemnity plans?

Gern Blansten

EdsonNascimento wrote:

in theory (and media), you are correct. In the real world you are not. If you've seen the statistics based on AHRQ's Prevention Quality Indicators and how doctors and hospitals are doing, you'd know otherwise.

Hospitals are where folks go to get sick, and it's not worth doctors time to see their own patients there.

You should probabaly stop getting your news and facts from the media.

Logically, why would we have even needed HMOs and the like in the first place if doctors were handling their business under indemnity plans?

wrong again...

I'm not listening to media I'm living it

Gern Blansten

Real life example...

My wife does medical transcription for a large heart practice. She is constantly transcribing letters from doctor to Insurance company demanding that the insurance company pay for testing requested by the doctor.

The doctor will schedule a patient for a certain test/scan, etc. and the insurance company will NOT give pre-approval. So the doctor has to go through this exercise of demanding it and making all kinds of threats in order for his patient to receive care.

That's not media....that's life in a for profit healthcare system.

Gern Blansten

Another real life example...

http://www.indystar.com/article/2013090 ... ive-months

Kenneth Dale Low’s heart condition was bad enough that his doctor decided he needed a pacemaker to correct it.

Problem was, according to a lawsuit, that Low’s insurance company, Indianapolis-based Anthem, disagreed with his doctors that a pacemaker was the right treatment. The doctors went back and forth with Anthem for nearly five months before the insurer agreed to pay for it. But eight days after the approval was granted — three days before the surgery — Kenneth Dale Low died.

ajedigecko

The unions that strongly supportted ocare...now strongly oppose it?

This will be interesting to watch unfold.

ajedigecko

http://newsbusters.org/blogs/scott-whit ... -obamacare


unfolding.

BinFrog

ajedigecko wrote:

http://newsbusters.org/blogs/scott-whitlock/2013/09/12/nbc-cbs-fail-cover-afl-cios-impassioned-rejection-obamacare


unfolding.

Lol....News Busters.

ajedigecko

BinFrog wrote:

ajedigecko wrote:

http://newsbusters.org/blogs/scott-whitlock/2013/09/12/nbc-cbs-fail-cover-afl-cios-impassioned-rejection-obamacare


unfolding.

Lol....News Busters.

giggle...huffingtonpost

http://www.huffingtonpost.com/2013/08/2 ... 90548.html

regardless of source...if it is truth....it is truth.

BinFrog

ajedigecko wrote:

BinFrog wrote:

ajedigecko wrote:

http://newsbusters.org/blogs/scott-whitlock/2013/09/12/nbc-cbs-fail-cover-afl-cios-impassioned-rejection-obamacare


unfolding.

Lol....News Busters.

giggle...huffingtonpost

http://www.huffingtonpost.com/2013/08/2 ... 90548.html

regardless of source...if it is truth....it is truth.

you do realize of course, because I'm sure you read both thoroughly and comprehended them, that they are discussing 2 fairly separate stories right?

ajedigecko

Busted...i did not read the huff repot.

ldent42

I have to decide by the end of this month if I want to sign up for the student health insurance offered by my school for approx 25% of my income, or if I want to wait and take a gamble with the new insurance exchanges. I tried to find out more about costs and coverage with the plans that are going to be offered on the exchanges but I couldn't find anything. Does anyone know where the Obamacare plans are actually listed with the prices?

Prince Of Dorkness

gimmesometruth27 wrote:

as i have stated before, if a company can not afford to give their employees appropriate benefits, such as those fought for and guaranteed by unions, then they have no business being in business.

Amen.

If your business can only survive by fucking over your employees, you're not a good businessperson and should go get a job at McDonald's.

Jason P

Prince Of Dorkness wrote:

gimmesometruth27 wrote:

as i have stated before, if a company can not afford to give their employees appropriate benefits, such as those fought for and guaranteed by unions, then they have no business being in business.

Amen.

If your business can only survive by fucking over your employees, you're not a good businessperson and should go get a job at McDonald's.

What is the healthcare plan in your biz?

ajedigecko

Prince Of Dorkness wrote:

gimmesometruth27 wrote:

as i have stated before, if a company can not afford to give their employees appropriate benefits, such as those fought for and guaranteed by unions, then they have no business being in business.

Amen.

If your business can only survive by fucking over your employees, you're not a good businessperson and should go get a job at McDonald's.

...or receive gov't bailout - because company is too big to fail.

Jason P

Irony: AFL-CIO had their demands rejected by the Obama admin. Which will essentially end a majority of union healthcare plans according to the AFL-CIO.

Less water for the beak to seek.

EdsonNascimento

duska3419 wrote:

I have to decide by the end of this month if I want to sign up for the student health insurance offered by my school for approx 25% of my income, or if I want to wait and take a gamble with the new insurance exchanges. I tried to find out more about costs and coverage with the plans that are going to be offered on the exchanges but I couldn't find anything. Does anyone know where the Obamacare plans are actually listed with the prices?

Are you a healthy 20 something? My advice is don't buy anything and get taxed the 1% penalty. It's cheaper, and you're still technically insured since you can't be turned away in case of emergency, which if you're relatively healthy is the only way you will be accessing the healthcare system anyway.

Go Beavers

EdsonNascimento wrote:

duska3419 wrote:

I have to decide by the end of this month if I want to sign up for the student health insurance offered by my school for approx 25% of my income, or if I want to wait and take a gamble with the new insurance exchanges. I tried to find out more about costs and coverage with the plans that are going to be offered on the exchanges but I couldn't find anything. Does anyone know where the Obamacare plans are actually listed with the prices?

Are you a healthy 20 something? My advice is don't buy anything and get taxed the 1% penalty. It's cheaper, and you're still technically insured since you can't be turned away in case of emergency, which if you're relatively healthy is the only way you will be accessing the healthcare system anyway.

Go here and click on your state:

https://www.healthcare.gov/what-is-the-marketplace-in-my-state/

Because I'm not sure "can't be turned away" means "we won't send you a bill".

Prince Of Dorkness

Jason P wrote:

Prince Of Dorkness wrote:

Amen.

If your business can only survive by fucking over your employees, you're not a good businessperson and should go get a job at McDonald's.

What is the healthcare plan in your biz?

Depends. Since I'm a salaried employee, the studio I work for has full PPO health insurance for all their full time employees and I think our part time employees have access to it although they have to pay part of the premium. Don't quote me on that. I'll have to look it up.

Some studios that have performers on full time contracts will do the same for their performers. Our performers are all working on contract basis that usually only lasts a few days tops. They're not covered by our health care plan.

Most of our performers have regular day jobs, though, so they're covered under their employer's plans.

Our families are covered by our health insurance, too.

Prince Of Dorkness

EdsonNascimento wrote:

duska3419 wrote:

I have to decide by the end of this month if I want to sign up for the student health insurance offered by my school for approx 25% of my income, or if I want to wait and take a gamble with the new insurance exchanges. I tried to find out more about costs and coverage with the plans that are going to be offered on the exchanges but I couldn't find anything. Does anyone know where the Obamacare plans are actually listed with the prices?

Are you a healthy 20 something? My advice is don't buy anything and get taxed the 1% penalty. It's cheaper, and you're still technically insured since you can't be turned away in case of emergency, which if you're relatively healthy is the only way you will be accessing the healthcare system anyway.

This is horrible advice.

If you're in a car accident and have multiple broken bones, they have to stabilize you but that's it. They'll send you home disabled as long as you're not dead. As long as you're not dead, they can send you home with broken bones that aren't set.

Screening for things like Testicular cancer and other things that tend to strike younger people aren't done if you don't go to a doctor at least once per year. You need to get tested for things like STIs, high blood pressure, vitamin deficiencies and cholesterol levels.

You can't get cancer, multiple sclerosis and diabetes treated at an emergency room.

Besides... stop being a Tea Party Pooper and expect the rest of us to pay for your health care. Pay for it yourself. Show at least a BIT of personal responsibility and stop rounding down to the lower common denominator of "it's cheaper."

this is your health. "Better" is more desirable than "cheaper."

ldent42

Go Beavers wrote:

EdsonNascimento wrote:

duska3419 wrote:

I have to decide by the end of this month if I want to sign up for the student health insurance offered by my school for approx 25% of my income, or if I want to wait and take a gamble with the new insurance exchanges. I tried to find out more about costs and coverage with the plans that are going to be offered on the exchanges but I couldn't find anything. Does anyone know where the Obamacare plans are actually listed with the prices?

Are you a healthy 20 something? My advice is don't buy anything and get taxed the 1% penalty. It's cheaper, and you're still technically insured since you can't be turned away in case of emergency, which if you're relatively healthy is the only way you will be accessing the healthcare system anyway.

Go here and click on your state:

https://www.healthcare.gov/what-is-the-marketplace-in-my-state/

Because I'm not sure "can't be turned away" means "we won't send you a bill".

Thanks for the link. Unfortunately it just re-directs back to the site I was already looking for answers on. But I appreciate the effort.

And to answer the question, I do need the health insurance. If I didn't I wouldn't be considering any of this and I'd be confused come tax time. Before I got laid off I had really good insurance but no time to go to the doctors, so even though I had the insurance I barely ever used it.

Prince Of Dorkness

Go Beavers wrote:

Because I'm not sure "can't be turned away" means "we won't send you a bill".

They can't turn you away but they don't have to give you good treatment. If you can't pay for it, they just have to keep you from dying long enough to get you to leave.

Go Beavers

duska3419 wrote:

Go Beavers wrote:

Go here and click on your state:

https://www.healthcare.gov/what-is-the-marketplace-in-my-state/

Because I'm not sure "can't be turned away" means "we won't send you a bill".

Thanks for the link. Unfortunately it just re-directs back to the site I was already looking for answers on. But I appreciate the effort.

And to answer the question, I do need the health insurance. If I didn't I wouldn't be considering any of this and I'd be confused come tax time. Before I got laid off I had really good insurance but no time to go to the doctors, so even though I had the insurance I barely ever used it.

Some states are further along in the process than others. You should be able to get accurate numbers by October 1st.

Thirty Bills Unpaid

Prince Of Dorkness wrote:

Go Beavers wrote:

Because I'm not sure "can't be turned away" means "we won't send you a bill".

They can't turn you away but they don't have to give you good treatment. If you can't pay for it, they just have to keep you from dying long enough to get you to leave.

There is some bleak imagery painted with this description. Is the Hippocratic Oath obsolete? In Canada... a person is found on the streets in need of serious medical attention... this person gets it without being chased afterwards for massive bills incurred.

I'm late to this discussion and have not read any of the previous posts, but I would suggest that public health and public education should be two staples of any society regardless of who benefits the most and who uses it the least.