Obamacare ACA (Affordable Care Act)

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  • Meltdown99
    Meltdown99 None Of Your Business... Posts: 10,739
    cincybearcat said:
    Meltdown99 said:
     I worked with a teacher that had his hernia repaired there.  He went there because there suppose to be one of the clinics around.  
    This seems like one of those commercials (at&t maybe?)...

    They are “one of the clinics” hahahaha
    I meant one of the best clinics.  And anyone who claims any surgery is routine, then why whenever I had a routine procedure at hospitals do they make us sign a form so we understand that there is a risk.
    Give Peas A Chance…
  • mace1229
    mace1229 Posts: 9,829
    edited January 2019
    CM189191 said:
    weird...health care is expensive...who knew?

    How does your health care expenditure compare to your budgets for food, car or home?

    For example, if I were to ballpark annual costs : 
    • Health care insurance, Rx, and appointment co-pays : $2500 per year
    • Car gas & maintenance : $3500
    • Mortgage, assn dues, & home maintenance : $20000
    • Grocery/food : $10000
    • Student loans : paid off
    • Pearl Jam concerts, merch & travel : $priceless
    This is really rough napkin math.  But health care isn't so expensive for me when compared to other 'essentials'.
    Healthcare is my biggest expense. Partly because I moved to Colorado 7 years ago, just before the housing market exploded here and when interest rates were a record low. That wouldn't be the case if I bought y house today or still lived in California. It would probably be close to equal if I bought my house today.
    But my employee contribution to just monthly premiums alone is $100 more than my mortgage. And my employer pays $1000 on top of that each month which theoretically would go to employee pay if we didn't have insurance, and that doesn't factor any of my out-of-pocket expenses. 
    Health is definitely the highest expense for me. The next highest is mortgage, which is probably only about half of what I pay for health (not even counting my employer contribution).
    Post edited by mace1229 on
  • rgambs
    rgambs Posts: 13,576
    Meltdown99 said:
    cincybearcat said:
    Meltdown99 said:
     I worked with a teacher that had his hernia repaired there.  He went there because there suppose to be one of the clinics around.  
    This seems like one of those commercials (at&t maybe?)...

    They are “one of the clinics” hahahaha
    I meant one of the best clinics.  And anyone who claims any surgery is routine, then why whenever I had a routine procedure at hospitals do they make us sign a form so we understand that there is a risk.
    Because anesthesia is risky. 
    Inguinal hernia repair is very, very routine, but a small percentage of people who undergo anesthesia die for no other reason.
    Monkey Driven, Call this Living?
  • oftenreading
    oftenreading Victoria, BC Posts: 12,856
    rgambs said:
    Meltdown99 said:
    cincybearcat said:
    Meltdown99 said:
     I worked with a teacher that had his hernia repaired there.  He went there because there suppose to be one of the clinics around.  
    This seems like one of those commercials (at&t maybe?)...

    They are “one of the clinics” hahahaha
    I meant one of the best clinics.  And anyone who claims any surgery is routine, then why whenever I had a routine procedure at hospitals do they make us sign a form so we understand that there is a risk.
    Because anesthesia is risky. 
    Inguinal hernia repair is very, very routine, but a small percentage of people who undergo anesthesia die for no other reason.
    Sure, that’s a risk but not the only one. Unexpected complications, unusual anatomy, surgical infections .... all can happen even with “routine” procedures. 
    my small self... like a book amongst the many on a shelf
  • Halifax2TheMax
    Halifax2TheMax Posts: 42,196
    I used to work with a guy who spent 30 years running facilities in the health care industry. One day he pulled me aside and told me that, "hospitals are places that you go to to die. Best not to end up in one." Harsh, I know but it shook me to my core because I never had thought of it that way.
    09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;

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  • Meltdown99
    Meltdown99 None Of Your Business... Posts: 10,739
    Halifax2TheMax said:
    I used to work with a guy who spent 30 years running facilities in the health care industry. One day he pulled me aside and told me that, "hospitals are places that you go to to die. Best not to end up in one." Harsh, I know but it shook me to my core because I never had thought of it that way.
    My sister in law who is a nurse says it's risky sometimes to go as a visitor.  
    Give Peas A Chance…
  • tempo_n_groove
    tempo_n_groove Posts: 41,372
    CM189191 said:
    weird...health care is expensive...who knew?

    How does your health care expenditure compare to your budgets for food, car or home?

    For example, if I were to ballpark annual costs : 
    • Health care insurance, Rx, and appointment co-pays : $2500 per year
    • Car gas & maintenance : $3500
    • Mortgage, assn dues, & home maintenance : $20000
    • Grocery/food : $10000
    • Student loans : paid off
    • Pearl Jam concerts, merch & travel : $priceless
    This is really rough napkin math.  But health care isn't so expensive for me when compared to other 'essentials'.
    You only pay $2500 a year for health insurance?

    My plan is $9800 a year...
  • HughFreakingDillon
    HughFreakingDillon Winnipeg Posts: 39,473
    I don't know how any american with health insurance can afford food. 
    By The Time They Figure Out What Went Wrong, We'll Be Sitting On A Beach, Earning Twenty Percent.




  • Spiritual_Chaos
    Spiritual_Chaos Posts: 31,471
    I removed my appendix. 

    I paid 30 dollars for the emergency visit. 

    Then 20 dollars for the stay (10 dollars a night)

    = 50 dollars.

    No health insurance.
    "Mostly I think that people react sensitively because they know you’ve got a point"
  • cincybearcat
    cincybearcat Posts: 16,836
    Meltdown99 said:
    cincybearcat said:
    Meltdown99 said:
     I worked with a teacher that had his hernia repaired there.  He went there because there suppose to be one of the clinics around.  
    This seems like one of those commercials (at&t maybe?)...

    They are “one of the clinics” hahahaha
    I meant one of the best clinics.  And anyone who claims any surgery is routine, then why whenever I had a routine procedure at hospitals do they make us sign a form so we understand that there is a risk.
    I know, just perfect for the recent string of commercials ;)
    hippiemom = goodness
  • cincybearcat
    cincybearcat Posts: 16,836
    Spiritual_Chaos said:
    I removed my appendix. 

    I paid 30 dollars for the emergency visit. 

    Then 20 dollars for the stay (10 dollars a night)

    = 50 dollars.

    No health insurance.
    Damn you paid $50 and still had to remove your own appendix?
    hippiemom = goodness
  • HughFreakingDillon
    HughFreakingDillon Winnipeg Posts: 39,473
    cincybearcat said:
    Spiritual_Chaos said:
    I removed my appendix. 

    I paid 30 dollars for the emergency visit. 

    Then 20 dollars for the stay (10 dollars a night)

    = 50 dollars.

    No health insurance.
    Damn you paid $50 and still had to remove your own appendix?
    LOL
    By The Time They Figure Out What Went Wrong, We'll Be Sitting On A Beach, Earning Twenty Percent.




  • HughFreakingDillon
    HughFreakingDillon Winnipeg Posts: 39,473
    had my appendix out and paid $0. 
    By The Time They Figure Out What Went Wrong, We'll Be Sitting On A Beach, Earning Twenty Percent.




  • jeffbr
    jeffbr Seattle Posts: 7,177
    tempo_n_groove said:
    CM189191 said:
    weird...health care is expensive...who knew?

    How does your health care expenditure compare to your budgets for food, car or home?

    For example, if I were to ballpark annual costs : 
    • Health care insurance, Rx, and appointment co-pays : $2500 per year
    • Car gas & maintenance : $3500
    • Mortgage, assn dues, & home maintenance : $20000
    • Grocery/food : $10000
    • Student loans : paid off
    • Pearl Jam concerts, merch & travel : $priceless
    This is really rough napkin math.  But health care isn't so expensive for me when compared to other 'essentials'.
    You only pay $2500 a year for health insurance?

    My plan is $9800 a year...
    Yeah, I'm at about $7,000/yr for premiums, plus a few grand for out-of-pocket. Even my Dr visit co-pay just went from $30 to $60 this year. $60 to walk through the fucking door to talk to a doctor. Easily > $10k each year, and that is if things are relatively healthy. Throw in a procedure (kidney stones surgery last year that I spent a year making payments for), and it can be a lot more than that. $2500 is nowhere near the per capita healthcare spend in the US, which is $10,739 currently.
    "I'll use the magic word - let's just shut the fuck up, please." EV, 04/13/08
  • oftenreading
    oftenreading Victoria, BC Posts: 12,856
    cincybearcat said:
    Spiritual_Chaos said:
    I removed my appendix. 

    I paid 30 dollars for the emergency visit. 

    Then 20 dollars for the stay (10 dollars a night)

    = 50 dollars.

    No health insurance.
    Damn you paid $50 and still had to remove your own appendix?
    Hospital Depot is an even cheaper alternative for DIY surgery 
    my small self... like a book amongst the many on a shelf
  • CM189191
    CM189191 Posts: 6,927
    tempo_n_groove said:
    CM189191 said:
    weird...health care is expensive...who knew?

    How does your health care expenditure compare to your budgets for food, car or home?

    For example, if I were to ballpark annual costs : 
    • Health care insurance, Rx, and appointment co-pays : $2500 per year
    • Car gas & maintenance : $3500
    • Mortgage, assn dues, & home maintenance : $20000
    • Grocery/food : $10000
    • Student loans : paid off
    • Pearl Jam concerts, merch & travel : $priceless
    This is really rough napkin math.  But health care isn't so expensive for me when compared to other 'essentials'.
    You only pay $2500 a year for health insurance?

    My plan is $9800 a year...
    single or family?

    That's my single rate.  If my wife didn't cover herself, it would more or less double.  We don't have any kids, which would make it double again.  

    So it still comes out to ~$2500 per year per person.  
  • tempo_n_groove
    tempo_n_groove Posts: 41,372
    oftenreading said:
    cincybearcat said:
    Spiritual_Chaos said:
    I removed my appendix. 

    I paid 30 dollars for the emergency visit. 

    Then 20 dollars for the stay (10 dollars a night)

    = 50 dollars.

    No health insurance.
    Damn you paid $50 and still had to remove your own appendix?
    Hospital Depot is an even cheaper alternative for DIY surgery 
    I know a whole lot of people that go down to Mexico for dental work because it's way cheaper than here and they do a really good job.
  • tempo_n_groove
    tempo_n_groove Posts: 41,372
    CM189191 said:
    tempo_n_groove said:
    CM189191 said:
    weird...health care is expensive...who knew?

    How does your health care expenditure compare to your budgets for food, car or home?

    For example, if I were to ballpark annual costs : 
    • Health care insurance, Rx, and appointment co-pays : $2500 per year
    • Car gas & maintenance : $3500
    • Mortgage, assn dues, & home maintenance : $20000
    • Grocery/food : $10000
    • Student loans : paid off
    • Pearl Jam concerts, merch & travel : $priceless
    This is really rough napkin math.  But health care isn't so expensive for me when compared to other 'essentials'.
    You only pay $2500 a year for health insurance?

    My plan is $9800 a year...
    single or family?

    That's my single rate.  If my wife didn't cover herself, it would more or less double.  We don't have any kids, which would make it double again.  

    So it still comes out to ~$2500 per year per person.  
    Just me...
  • CM189191
    CM189191 Posts: 6,927
    tempo_n_groove said:
    CM189191 said:
    tempo_n_groove said:
    CM189191 said:
    weird...health care is expensive...who knew?

    How does your health care expenditure compare to your budgets for food, car or home?

    For example, if I were to ballpark annual costs : 
    • Health care insurance, Rx, and appointment co-pays : $2500 per year
    • Car gas & maintenance : $3500
    • Mortgage, assn dues, & home maintenance : $20000
    • Grocery/food : $10000
    • Student loans : paid off
    • Pearl Jam concerts, merch & travel : $priceless
    This is really rough napkin math.  But health care isn't so expensive for me when compared to other 'essentials'.
    You only pay $2500 a year for health insurance?

    My plan is $9800 a year...
    single or family?

    That's my single rate.  If my wife didn't cover herself, it would more or less double.  We don't have any kids, which would make it double again.  

    So it still comes out to ~$2500 per year per person.  
    Just me...
    yikes, good luck with that
  • tempo_n_groove
    tempo_n_groove Posts: 41,372
    CM189191 said:
    tempo_n_groove said:
    CM189191 said:
    tempo_n_groove said:
    CM189191 said:
    weird...health care is expensive...who knew?

    How does your health care expenditure compare to your budgets for food, car or home?

    For example, if I were to ballpark annual costs : 
    • Health care insurance, Rx, and appointment co-pays : $2500 per year
    • Car gas & maintenance : $3500
    • Mortgage, assn dues, & home maintenance : $20000
    • Grocery/food : $10000
    • Student loans : paid off
    • Pearl Jam concerts, merch & travel : $priceless
    This is really rough napkin math.  But health care isn't so expensive for me when compared to other 'essentials'.
    You only pay $2500 a year for health insurance?

    My plan is $9800 a year...
    single or family?

    That's my single rate.  If my wife didn't cover herself, it would more or less double.  We don't have any kids, which would make it double again.  

    So it still comes out to ~$2500 per year per person.  
    Just me...
    yikes, good luck with that
    I don't understand why you pay a fraction of my cost?  I do have the "Gold Package".

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