Obamacare ACA (Affordable Care Act)
tempo_n_groove
Posts: 40,350
This topic needs to be revitalized.
So for the last 4 years starting in 2014 I have been on Obamacare/ACA. My first year of coverage cost my company $501 a month.
This coming year it will increase almost 30% to a whopping $904 a month.
The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...
That is an 80% increase from my first year enrolled.
What's affordable about this?
I'm calling out both sides of the aisle on this. No way one party is to blame for this kind of robbery.
So for the last 4 years starting in 2014 I have been on Obamacare/ACA. My first year of coverage cost my company $501 a month.
This coming year it will increase almost 30% to a whopping $904 a month.
The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...
That is an 80% increase from my first year enrolled.
What's affordable about this?
I'm calling out both sides of the aisle on this. No way one party is to blame for this kind of robbery.
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Comments
my employee contribution is about $800 a month, close to double what it was 5 or 6 years ago. And we had to reduce our benefits quite a bit to not make it go up more.
its ridiculous.
Its not just ACA, but the insurance companies and providers. ACA just forces us to use an already corrupt system.
Aboauktely nothing affordable about it. And almost no one is better with insurance (out of those not getting subsidized insurance anyway)
I do know that the Trump campaign is defunding certain things to quite possibly bankrupt it which is shitty considering the American people are losing.
Obama doesn't get a pass either because I had a significant jump during his admin too...
They created something that is spiraling out of control with costs now so they are getting some blame too.
1. The penalty for non-participation wasn't appealed (effective 1/1/19)
2. Subsidies weren't constantly being threatened or delayed
3. Total repeal wasn't constantly being threatened
the GOP owns this bullshit....remember how tRump said our premiums would go down?
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
I'm mad at the whole damn insurance and medical field every month I see that bill...
Let's start simple and work our way up:
Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.
next lesson: why is water wet?
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.
Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist) I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.
Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs.
Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?
Libtardaplorable©. And proud of it.
Brilliantati©
As much money as we spend on medicaid/medicare and all the money that companies/people pay for coverage I find it hard to believe that we can't make healthcare universal.
https://www.theatlantic.com/health/archive/2017/06/how-we-spend-3400000000000/530355/
Hill–Burton Act
Community Mental Health Act
signed by Kennedy (D)
Social Security Act of 1935
signed by Roosevelt (D)
Social Security Amendments of 1965 (creating Medicare & Medicaid)
signed by Johnson (D)
gasp!
Children's Health Insurance Program
signed by Clinton (D)
Patient Protection and Affordable Care Act
signed by Obama (D)
Ds have tried time and time again to make health care affordable and accessible to the American people.
Time and time again R's have used these programs as wedge issues. Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.
Explain to me again how both sides are culpable here?
So tired of this 'both sides are bad narrative'. It's demonstrably false.
Piss poor planning.
GOP had 2 options : take a good program and make it better, or destroy it. They elected to destroy it.
I also would like to thank you for insulting me yet a second time. You must be a riot at parties or you get punched a lot.