Obamacare ACA (Affordable Care Act)

tempo_n_groove

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

HesCalledDyer

Our government is nothing more than a socialist program for the wealthy.

fife

As long as health care is controlled by insurance companies, this will happen.  ACA was never the best possible solution but maybe the best possible achievable solution. 

mace1229

There is nothing affordable about this.
my employee contribution is about $800 a month, close to double what it was 5 or 6 years ago. And we had to reduce our benefits quite a bit to not make it go up more.
its ridiculous.
Its not just ACA, but the insurance companies and providers. ACA just forces us to use an already corrupt system.
Aboauktely nothing affordable about it. And almost no one is better with insurance (out of those not getting subsidized insurance anyway)

tempo_n_groove

fife said:

As long as health care is controlled by insurance companies, this will happen.  ACA was never the best possible solution but maybe the best possible achievable solution. 

HesCalledDyer said:

Our government is nothing more than a socialist program for the wealthy.

mace1229 said:

There is nothing affordable about this.
my employee contribution is about $800 a month, close to double what it was 5 or 6 years ago. And we had to reduce our benefits quite a bit to not make it go up more.
its ridiculous.
Its not just ACA, but the insurance companies and providers. ACA just forces us to use an already corrupt system.
Aboauktely nothing affordable about it. And almost no one is better with insurance (out of those not getting subsidized insurance anyway)

Thanks everyone.  I was so for the ACA as I thought it was the right move.  I was wrong and I was fleeced.

I do know that the Trump campaign is defunding certain things to quite possibly bankrupt it which is shitty considering the American people are losing.

Obama doesn't get a pass either because I had a significant jump during his admin too...

brianlux

And yet so many get up in arms over the idea of Democratic Socialism (something apparently most people mistake for traditional socialism or, more strangely) communism.  We are a peculiar people. 

tempo_n_groove

brianlux said:

And yet so many get up in arms over the idea of Democratic Socialism (something apparently most people mistake for traditional socialism or, more strangely) communism.  We are a peculiar people. 

I want Democratic Socialism Brian.  This is capitalism, thievery and borderline rape.

brianlux

tempo_n_groove said:

brianlux said:

And yet so many get up in arms over the idea of Democratic Socialism (something apparently most people mistake for traditional socialism or, more strangely) communism.  We are a peculiar people. 

I want Democratic Socialism Brian.  This is capitalism, thievery and borderline rape.

I agree. 

On a personal note, this is one subject I try to avoid here at home.  I love my wife more than any one in the world but this is one subject that when she and I discuss it, at best always leaves me scratching my head or at times gets me quite riled up.  She always comes up with the same argument:

"Look what Warren Buffet has done.  The man lives in the same modest house he's been in for decades and because he is so rich, look at all the money he gives to good causes.  Same with Bill Gates."

"Yes, dear, but what about all the other billionaires that don't give two shits about anything but their money number game?"

"That's too bad but still, without capitalism, there would not be the generous wealthy people like Buffet.  If we had millions of dollars, think of all the good we could do!"

"Uh huh.  And so tell me how, at my advanced age, I'm going to make that happen for us?  Besides, I don't want to play that crooked game.."

And on and on and on.  Oh fuck it! 

Thank you for listening. (And yes, I still love her dearly anyway!)

josevolution

tempo_n_groove said:

fife said:

As long as health care is controlled by insurance companies, this will happen.  ACA was never the best possible solution but maybe the best possible achievable solution. 

HesCalledDyer said:

Our government is nothing more than a socialist program for the wealthy.

mace1229 said:

There is nothing affordable about this.
my employee contribution is about $800 a month, close to double what it was 5 or 6 years ago. And we had to reduce our benefits quite a bit to not make it go up more.
its ridiculous.
Its not just ACA, but the insurance companies and providers. ACA just forces us to use an already corrupt system.
Aboauktely nothing affordable about it. And almost no one is better with insurance (out of those not getting subsidized insurance anyway)

Thanks everyone.  I was so for the ACA as I thought it was the right move.  I was wrong and I was fleeced.

I do know that the Trump campaign is defunding certain things to quite possibly bankrupt it which is shitty considering the American people are losing.

Obama doesn't get a pass either because I had a significant jump during his admin too...

Yep but your not addressing the fact that Orange Baffoon ran on taking ACÁ out and implementing his own grand plan yeah Obamacare was not perfect but Obama actually had an idea , the fool on the hill is incompetent beyond words he’s fleeced this country too ...

Meltdown99

You'll never address your healthcare affordability problems ever...insurance companies are involved, they aren't giving up that cash...

tempo_n_groove

josevolution said:

tempo_n_groove said:

fife said:

As long as health care is controlled by insurance companies, this will happen.  ACA was never the best possible solution but maybe the best possible achievable solution. 

HesCalledDyer said:

Our government is nothing more than a socialist program for the wealthy.

mace1229 said:

There is nothing affordable about this.
my employee contribution is about $800 a month, close to double what it was 5 or 6 years ago. And we had to reduce our benefits quite a bit to not make it go up more.
its ridiculous.
Its not just ACA, but the insurance companies and providers. ACA just forces us to use an already corrupt system.
Aboauktely nothing affordable about it. And almost no one is better with insurance (out of those not getting subsidized insurance anyway)

Thanks everyone.  I was so for the ACA as I thought it was the right move.  I was wrong and I was fleeced.

I do know that the Trump campaign is defunding certain things to quite possibly bankrupt it which is shitty considering the American people are losing.

Obama doesn't get a pass either because I had a significant jump during his admin too...

Yep but your not addressing the fact that Orange Baffoon ran on taking ACÁ out and implementing his own grand plan yeah Obamacare was not perfect but Obama actually had an idea , the fool on the hill is incompetent beyond words he’s fleeced this country too ...

Did you miss this when I wrote it Jose?

CM189191

tempo_n_groove said:

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

tempo_n_groove

CM189191 said:

tempo_n_groove said:

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

If you can explain why they aren't I'd love to hear it.

They created something that is spiraling out of control with costs now so they are getting some blame too.

Gern Blansten

tempo_n_groove said:

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

Actually one party is to blame.  The ACA has been raped by the republicans.  There have always been increases in insurance but the ACA would have at least lessened those increases IF

1. The penalty for non-participation wasn't appealed (effective 1/1/19)
2. Subsidies weren't constantly being threatened or delayed
3. Total repeal wasn't constantly being threatened

the GOP owns this bullshit....remember how tRump said our premiums would go down?  

tempo_n_groove

Gern Blansten said:

tempo_n_groove said:

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

Actually one party is to blame.  The ACA has been raped by the republicans.  There have always been increases in insurance but the ACA would have at least lessened those increases IF

1. The penalty for non-participation wasn't appealed (effective 1/1/19)
2. Subsidies weren't constantly being threatened or delayed
3. Total repeal wasn't constantly being threatened

the GOP owns this bullshit....remember how tRump said our premiums would go down?  

I do know that the only reason some states signed on was BECAUSE of the subsidies.

I'm mad at the whole damn insurance and medical field every month I see that bill...

CM189191

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

If you can explain why they aren't I'd love to hear it.

They created something that is spiraling out of control with costs now so they are getting some blame too.

Let's start simple and work our way up:

Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

next lesson: why is water wet?

tempo_n_groove

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

If you can explain why they aren't I'd love to hear it.

They created something that is spiraling out of control with costs now so they are getting some blame too.

Let's start simple and work our way up:

Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

next lesson: why is water wet?

Great answer!  Thanks for playing!!!

mace1229

brianlux said:

tempo_n_groove said:

brianlux said:

And yet so many get up in arms over the idea of Democratic Socialism (something apparently most people mistake for traditional socialism or, more strangely) communism.  We are a peculiar people. 

I want Democratic Socialism Brian.  This is capitalism, thievery and borderline rape.

I agree. 

On a personal note, this is one subject I try to avoid here at home.  I love my wife more than any one in the world but this is one subject that when she and I discuss it, at best always leaves me scratching my head or at times gets me quite riled up.  She always comes up with the same argument:

"Look what Warren Buffet has done.  The man lives in the same modest house he's been in for decades and because he is so rich, look at all the money he gives to good causes.  Same with Bill Gates."

"Yes, dear, but what about all the other billionaires that don't give two shits about anything but their money number game?"

"That's too bad but still, without capitalism, there would not be the generous wealthy people like Buffet.  If we had millions of dollars, think of all the good we could do!"

"Uh huh.  And so tell me how, at my advanced age, I'm going to make that happen for us?  Besides, I don't want to play that crooked game.."

And on and on and on.  Oh fuck it! 

Thank you for listening. (And yes, I still love her dearly anyway!)

So do you think the government should have a system in place that prevents people from getting filthy rich?

Gern Blansten

mace1229 said:

brianlux said:

tempo_n_groove said:

brianlux said:

And yet so many get up in arms over the idea of Democratic Socialism (something apparently most people mistake for traditional socialism or, more strangely) communism.  We are a peculiar people. 

I want Democratic Socialism Brian.  This is capitalism, thievery and borderline rape.

I agree. 

On a personal note, this is one subject I try to avoid here at home.  I love my wife more than any one in the world but this is one subject that when she and I discuss it, at best always leaves me scratching my head or at times gets me quite riled up.  She always comes up with the same argument:

"Look what Warren Buffet has done.  The man lives in the same modest house he's been in for decades and because he is so rich, look at all the money he gives to good causes.  Same with Bill Gates."

"Yes, dear, but what about all the other billionaires that don't give two shits about anything but their money number game?"

"That's too bad but still, without capitalism, there would not be the generous wealthy people like Buffet.  If we had millions of dollars, think of all the good we could do!"

"Uh huh.  And so tell me how, at my advanced age, I'm going to make that happen for us?  Besides, I don't want to play that crooked game.."

And on and on and on.  Oh fuck it! 

Thank you for listening. (And yes, I still love her dearly anyway!)

So do you think the government should have a system in place that prevents people from getting filthy rich?

We do....the estate tax.  But it keeps getting eroded

PJinIL

"next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet  

For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?

Halifax2TheMax

PJinIL said:

"next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet  

For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?

The processed food and fast food industries would ensure this never sees the light of day.