Obamacare ACA (Affordable Care Act)

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

«134

Comments

  • fifefife Posts: 3,201
    As long as health care is controlled by insurance companies, this will happen.  ACA was never the best possible solution but maybe the best possible achievable solution. 
  • mace1229mace1229 Posts: 2,975
    There is nothing affordable about this.
    my employee contribution is about $800 a month, close to double what it was 5 or 6 years ago. And we had to reduce our benefits quite a bit to not make it go up more.
    its ridiculous.
    Its not just ACA, but the insurance companies and providers. ACA just forces us to use an already corrupt system.
    Aboauktely nothing affordable about it. And almost no one is better with insurance (out of those not getting subsidized insurance anyway)
  • tempo_n_groovetempo_n_groove Posts: 15,339
    fife said:
    As long as health care is controlled by insurance companies, this will happen.  ACA was never the best possible solution but maybe the best possible achievable solution. 
    Our government is nothing more than a socialist program for the wealthy.
    mace1229 said:
    There is nothing affordable about this.
    my employee contribution is about $800 a month, close to double what it was 5 or 6 years ago. And we had to reduce our benefits quite a bit to not make it go up more.
    its ridiculous.
    Its not just ACA, but the insurance companies and providers. ACA just forces us to use an already corrupt system.
    Aboauktely nothing affordable about it. And almost no one is better with insurance (out of those not getting subsidized insurance anyway)
    Thanks everyone.  I was so for the ACA as I thought it was the right move.  I was wrong and I was fleeced.

    I do know that the Trump campaign is defunding certain things to quite possibly bankrupt it which is shitty considering the American people are losing.

    Obama doesn't get a pass either because I had a significant jump during his admin too...
  • brianluxbrianlux Moving through All Kinds of Terrain.Posts: 25,312
    And yet so many get up in arms over the idea of Democratic Socialism (something apparently most people mistake for traditional socialism or, more strangely) communism.  We are a peculiar people. 

    "Love and only love will break it down"
    -Neil Young
    ***********
    M.I.T.S.





  • tempo_n_groovetempo_n_groove Posts: 15,339
    brianlux said:
    And yet so many get up in arms over the idea of Democratic Socialism (something apparently most people mistake for traditional socialism or, more strangely) communism.  We are a peculiar people. 

    I want Democratic Socialism Brian.  This is capitalism, thievery and borderline rape.
  • brianluxbrianlux Moving through All Kinds of Terrain.Posts: 25,312
    brianlux said:
    And yet so many get up in arms over the idea of Democratic Socialism (something apparently most people mistake for traditional socialism or, more strangely) communism.  We are a peculiar people. 

    I want Democratic Socialism Brian.  This is capitalism, thievery and borderline rape.
    I agree. 

    On a personal note, this is one subject I try to avoid here at home.  I love my wife more than any one in the world but this is one subject that when she and I discuss it, at best always leaves me scratching my head or at times gets me quite riled up.  She always comes up with the same argument:

    "Look what Warren Buffet has done.  The man lives in the same modest house he's been in for decades and because he is so rich, look at all the money he gives to good causes.  Same with Bill Gates."

    "Yes, dear, but what about all the other billionaires that don't give two shits about anything but their money number game?"

    "That's too bad but still, without capitalism, there would not be the generous wealthy people like Buffet.  If we had millions of dollars, think of all the good we could do!"

    "Uh huh.  And so tell me how, at my advanced age, I'm going to make that happen for us?  Besides, I don't want to play that crooked game.."

    And on and on and on.  Oh fuck it! 

    Thank you for listening. (And yes, I still love her dearly anyway!)
    "Love and only love will break it down"
    -Neil Young
    ***********
    M.I.T.S.





  • josevolutionjosevolution Posts: 19,776
    fife said:
    As long as health care is controlled by insurance companies, this will happen.  ACA was never the best possible solution but maybe the best possible achievable solution. 
    Our government is nothing more than a socialist program for the wealthy.
    mace1229 said:
    There is nothing affordable about this.
    my employee contribution is about $800 a month, close to double what it was 5 or 6 years ago. And we had to reduce our benefits quite a bit to not make it go up more.
    its ridiculous.
    Its not just ACA, but the insurance companies and providers. ACA just forces us to use an already corrupt system.
    Aboauktely nothing affordable about it. And almost no one is better with insurance (out of those not getting subsidized insurance anyway)
    Thanks everyone.  I was so for the ACA as I thought it was the right move.  I was wrong and I was fleeced.

    I do know that the Trump campaign is defunding certain things to quite possibly bankrupt it which is shitty considering the American people are losing.

    Obama doesn't get a pass either because I had a significant jump during his admin too...
    Yep but your not addressing the fact that Orange Baffoon ran on taking ACÁ out and implementing his own grand plan yeah Obamacare was not perfect but Obama actually had an idea , the fool on the hill is incompetent beyond words he’s fleeced this country too ...
    jesus greets me looks just like me ....
  • Meltdown99Meltdown99 None Of Your Business...Posts: 3,161
    You'll never address your healthcare affordability problems ever...insurance companies are involved, they aren't giving up that cash...
  • tempo_n_groovetempo_n_groove Posts: 15,339
    fife said:
    As long as health care is controlled by insurance companies, this will happen.  ACA was never the best possible solution but maybe the best possible achievable solution. 
    Our government is nothing more than a socialist program for the wealthy.
    mace1229 said:
    There is nothing affordable about this.
    my employee contribution is about $800 a month, close to double what it was 5 or 6 years ago. And we had to reduce our benefits quite a bit to not make it go up more.
    its ridiculous.
    Its not just ACA, but the insurance companies and providers. ACA just forces us to use an already corrupt system.
    Aboauktely nothing affordable about it. And almost no one is better with insurance (out of those not getting subsidized insurance anyway)
    Thanks everyone.  I was so for the ACA as I thought it was the right move.  I was wrong and I was fleeced.

    I do know that the Trump campaign is defunding certain things to quite possibly bankrupt it which is shitty considering the American people are losing.

    Obama doesn't get a pass either because I had a significant jump during his admin too...
    Yep but your not addressing the fact that Orange Baffoon ran on taking ACÁ out and implementing his own grand plan yeah Obamacare was not perfect but Obama actually had an idea , the fool on the hill is incompetent beyond words he’s fleeced this country too ...
    Did you miss this when I wrote it Jose?
  • CM189191CM189191 Minneapolis via ChicagoPosts: 3,958
    This topic needs to be revitalized.

    So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

    This coming year it will increase almost 30% to a whopping $904 a month.

    The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

    That is an 80% increase from my first year enrolled.  

    What's affordable about this?

    I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)
    WI 6/27/98 WI 10/8/00 MO 10/11/00 IL 4/23/03 MN 6/26/06 MN 6/27/06 WI 6/30/06 IL 8/5/07 IL 8/21/08 (EV) IL 8/22/08 (EV) IL 8/23/09 IL 8/24/09 IN 5/7/10 IL 6/28/11 (EV) IL 6/29/11 (EV) WI 9/3/11 WI 9/4/11 IL 7/19/13 NE 10/09/14 IL 10/17/14 MN 10/19/14 FL 4/11/16 IL 8/20/16 IL 8/22/16 IL 08/18/18 IL 08/20/18
  • tempo_n_groovetempo_n_groove Posts: 15,339
    CM189191 said:
    This topic needs to be revitalized.

    So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

    This coming year it will increase almost 30% to a whopping $904 a month.

    The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

    That is an 80% increase from my first year enrolled.  

    What's affordable about this?

    I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)
    If you can explain why they aren't I'd love to hear it.

    They created something that is spiraling out of control with costs now so they are getting some blame too.
  • Gern BlanstenGern Blansten Your Mom'sPosts: 8,016
    This topic needs to be revitalized.

    So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

    This coming year it will increase almost 30% to a whopping $904 a month.

    The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

    That is an 80% increase from my first year enrolled.  

    What's affordable about this?

    I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

    Actually one party is to blame.  The ACA has been raped by the republicans.  There have always been increases in insurance but the ACA would have at least lessened those increases IF

    1. The penalty for non-participation wasn't appealed (effective 1/1/19)
    2. Subsidies weren't constantly being threatened or delayed
    3. Total repeal wasn't constantly being threatened

    the GOP owns this bullshit....remember how tRump said our premiums would go down?  
    Remember the Thomas Nine!! (10/02/2018)

    1998: Noblesville
    2003: Noblesville
    2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville
    2011: EV Chicago, East Troy, East Troy
    2013: London ON, Chicago
    2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1
    2018: Wrigley #1, Wrigley #2, Boston #1, Boston #2
  • tempo_n_groovetempo_n_groove Posts: 15,339
    This topic needs to be revitalized.

    So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

    This coming year it will increase almost 30% to a whopping $904 a month.

    The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

    That is an 80% increase from my first year enrolled.  

    What's affordable about this?

    I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

    Actually one party is to blame.  The ACA has been raped by the republicans.  There have always been increases in insurance but the ACA would have at least lessened those increases IF

    1. The penalty for non-participation wasn't appealed (effective 1/1/19)
    2. Subsidies weren't constantly being threatened or delayed
    3. Total repeal wasn't constantly being threatened

    the GOP owns this bullshit....remember how tRump said our premiums would go down?  
    I do know that the only reason some states signed on was BECAUSE of the subsidies.

    I'm mad at the whole damn insurance and medical field every month I see that bill...
  • CM189191CM189191 Minneapolis via ChicagoPosts: 3,958
    CM189191 said:
    This topic needs to be revitalized.

    So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

    This coming year it will increase almost 30% to a whopping $904 a month.

    The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

    That is an 80% increase from my first year enrolled.  

    What's affordable about this?

    I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)
    If you can explain why they aren't I'd love to hear it.

    They created something that is spiraling out of control with costs now so they are getting some blame too.

    Let's start simple and work our way up:

    Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

    next lesson: why is water wet?
    WI 6/27/98 WI 10/8/00 MO 10/11/00 IL 4/23/03 MN 6/26/06 MN 6/27/06 WI 6/30/06 IL 8/5/07 IL 8/21/08 (EV) IL 8/22/08 (EV) IL 8/23/09 IL 8/24/09 IN 5/7/10 IL 6/28/11 (EV) IL 6/29/11 (EV) WI 9/3/11 WI 9/4/11 IL 7/19/13 NE 10/09/14 IL 10/17/14 MN 10/19/14 FL 4/11/16 IL 8/20/16 IL 8/22/16 IL 08/18/18 IL 08/20/18
  • tempo_n_groovetempo_n_groove Posts: 15,339
    CM189191 said:
    CM189191 said:
    This topic needs to be revitalized.

    So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

    This coming year it will increase almost 30% to a whopping $904 a month.

    The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

    That is an 80% increase from my first year enrolled.  

    What's affordable about this?

    I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)
    If you can explain why they aren't I'd love to hear it.

    They created something that is spiraling out of control with costs now so they are getting some blame too.

    Let's start simple and work our way up:

    Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

    next lesson: why is water wet?
    Great answer!  Thanks for playing!!!
  • mace1229mace1229 Posts: 2,975
    brianlux said:
    brianlux said:
    And yet so many get up in arms over the idea of Democratic Socialism (something apparently most people mistake for traditional socialism or, more strangely) communism.  We are a peculiar people. 

    I want Democratic Socialism Brian.  This is capitalism, thievery and borderline rape.
    I agree. 

    On a personal note, this is one subject I try to avoid here at home.  I love my wife more than any one in the world but this is one subject that when she and I discuss it, at best always leaves me scratching my head or at times gets me quite riled up.  She always comes up with the same argument:

    "Look what Warren Buffet has done.  The man lives in the same modest house he's been in for decades and because he is so rich, look at all the money he gives to good causes.  Same with Bill Gates."

    "Yes, dear, but what about all the other billionaires that don't give two shits about anything but their money number game?"

    "That's too bad but still, without capitalism, there would not be the generous wealthy people like Buffet.  If we had millions of dollars, think of all the good we could do!"

    "Uh huh.  And so tell me how, at my advanced age, I'm going to make that happen for us?  Besides, I don't want to play that crooked game.."

    And on and on and on.  Oh fuck it! 

    Thank you for listening. (And yes, I still love her dearly anyway!)
    So do you think the government should have a system in place that prevents people from getting filthy rich?
  • Gern BlanstenGern Blansten Your Mom'sPosts: 8,016
    mace1229 said:
    brianlux said:
    brianlux said:
    And yet so many get up in arms over the idea of Democratic Socialism (something apparently most people mistake for traditional socialism or, more strangely) communism.  We are a peculiar people. 

    I want Democratic Socialism Brian.  This is capitalism, thievery and borderline rape.
    I agree. 

    On a personal note, this is one subject I try to avoid here at home.  I love my wife more than any one in the world but this is one subject that when she and I discuss it, at best always leaves me scratching my head or at times gets me quite riled up.  She always comes up with the same argument:

    "Look what Warren Buffet has done.  The man lives in the same modest house he's been in for decades and because he is so rich, look at all the money he gives to good causes.  Same with Bill Gates."

    "Yes, dear, but what about all the other billionaires that don't give two shits about anything but their money number game?"

    "That's too bad but still, without capitalism, there would not be the generous wealthy people like Buffet.  If we had millions of dollars, think of all the good we could do!"

    "Uh huh.  And so tell me how, at my advanced age, I'm going to make that happen for us?  Besides, I don't want to play that crooked game.."

    And on and on and on.  Oh fuck it! 

    Thank you for listening. (And yes, I still love her dearly anyway!)
    So do you think the government should have a system in place that prevents people from getting filthy rich?
    We do....the estate tax.  But it keeps getting eroded
    Remember the Thomas Nine!! (10/02/2018)

    1998: Noblesville
    2003: Noblesville
    2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville
    2011: EV Chicago, East Troy, East Troy
    2013: London ON, Chicago
    2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1
    2018: Wrigley #1, Wrigley #2, Boston #1, Boston #2
  • PJinILPJinIL satan's bedPosts: 386
    edited July 13
    "next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet :) 

    For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

    Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

    Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

    Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?


    Post edited by PJinIL on
    It's amazing what you hear when you take time to listen.
  • Halifax2TheMaxHalifax2TheMax Posts: 17,323
    PJinIL said:
    "next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet :) 

    For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

    Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

    Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

    Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?


    The processed food and fast food industries would ensure this never sees the light of day.
    09/15/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/29/08, 06/30/08, Mansfield, MA; 08/18/08, O2 London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA;

    "If you're looking down on someone, it better be to extend them a hand to lift them up."

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  • tempo_n_groovetempo_n_groove Posts: 15,339
    PJinIL said:
    "next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet :) 

    For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

    Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

    Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

    Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?


    The processed food and fast food industries would ensure this never sees the light of day.
    Aren't we as a nation though moving towards healthier lifestyles?

    As much money as we spend on medicaid/medicare and all the money that companies/people pay for coverage I find it hard to believe that we can't make healthcare universal.
  • tempo_n_groovetempo_n_groove Posts: 15,339
    I did not know that we spend 3.4Trillion dollars a year on medical...  Holy cow...
    https://www.theatlantic.com/health/archive/2017/06/how-we-spend-3400000000000/530355/
  • oftenreadingoftenreading Victoria, BCPosts: 8,991
    PJinIL said:
    "next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet :) 

    For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

    Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

    Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

    Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?


    The processed food and fast food industries would ensure this never sees the light of day.
    Aren't we as a nation though moving towards healthier lifestyles?

    As much money as we spend on medicaid/medicare and all the money that companies/people pay for coverage I find it hard to believe that we can't make healthcare universal.
    Trump’s administration just lobbied the WHO to water down their resolution in support of breastfeeding; in fact, they pressured the sponsoring nation until it dropped the resolution. Why? Because the WH likes the support of the formula manufacturers. Breastmilk isn’t making anyone any money. 
    my small self... like a book amongst the many on a shelf
  • CM189191CM189191 Minneapolis via ChicagoPosts: 3,958
    CM189191 said:
    CM189191 said:
    This topic needs to be revitalized.

    So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

    This coming year it will increase almost 30% to a whopping $904 a month.

    The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

    That is an 80% increase from my first year enrolled.  

    What's affordable about this?

    I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)
    If you can explain why they aren't I'd love to hear it.

    They created something that is spiraling out of control with costs now so they are getting some blame too.

    Let's start simple and work our way up:

    Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

    next lesson: why is water wet?
    Great answer!  Thanks for playing!!!
    in no particular order : 

    Hill–Burton Act
    signed by Truman (D)

    National Mental Health Act
    signed by Truman (D)

    Community Mental Health Act
    signed by Kennedy (D)

    Social Security Act of 1935
    signed by Roosevelt (D)

    Social Security Amendments of 1965 (creating Medicare & Medicaid)
    signed by Johnson (D)

    Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)
    signed by Reagan (R) 
    gasp!

    Children's Health Insurance Program
    signed by Clinton (D)

    Patient Protection and Affordable Care Act
    signed by Obama (D)

    Ds have tried time and time again to make health care affordable and accessible to the American people.

    Time and time again R's have used these programs as wedge issues.  Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.

    Explain to me again how both sides are culpable here?

    So tired of this 'both sides are bad narrative'. It's demonstrably false.

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

    WI 6/27/98 WI 10/8/00 MO 10/11/00 IL 4/23/03 MN 6/26/06 MN 6/27/06 WI 6/30/06 IL 8/5/07 IL 8/21/08 (EV) IL 8/22/08 (EV) IL 8/23/09 IL 8/24/09 IN 5/7/10 IL 6/28/11 (EV) IL 6/29/11 (EV) WI 9/3/11 WI 9/4/11 IL 7/19/13 NE 10/09/14 IL 10/17/14 MN 10/19/14 FL 4/11/16 IL 8/20/16 IL 8/22/16 IL 08/18/18 IL 08/20/18
  • tempo_n_groovetempo_n_groove Posts: 15,339
    CM189191 said:
    CM189191 said:
    CM189191 said:
    This topic needs to be revitalized.

    So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

    This coming year it will increase almost 30% to a whopping $904 a month.

    The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

    That is an 80% increase from my first year enrolled.  

    What's affordable about this?

    I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)
    If you can explain why they aren't I'd love to hear it.

    They created something that is spiraling out of control with costs now so they are getting some blame too.

    Let's start simple and work our way up:

    Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

    next lesson: why is water wet?
    Great answer!  Thanks for playing!!!
    in no particular order : 

    Hill–Burton Act
    signed by Truman (D)

    National Mental Health Act
    signed by Truman (D)

    Community Mental Health Act
    signed by Kennedy (D)

    Social Security Act of 1935
    signed by Roosevelt (D)

    Social Security Amendments of 1965 (creating Medicare & Medicaid)
    signed by Johnson (D)

    Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)
    signed by Reagan (R) 
    gasp!

    Children's Health Insurance Program
    signed by Clinton (D)

    Patient Protection and Affordable Care Act
    signed by Obama (D)

    Ds have tried time and time again to make health care affordable and accessible to the American people.

    Time and time again R's have used these programs as wedge issues.  Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.

    Explain to me again how both sides are culpable here?

    So tired of this 'both sides are bad narrative'. It's demonstrably false.

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

    Why I blame the Dems is adding subsidies that can easily be taken away.  They should have planned it better.  The GOP is just going to bankrupt the program now by taking everything away.

    Piss poor planning.
  • tempo_n_groovetempo_n_groove Posts: 15,339
    PJinIL said:
    "next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet :) 

    For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

    Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

    Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

    Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?


    The processed food and fast food industries would ensure this never sees the light of day.
    Aren't we as a nation though moving towards healthier lifestyles?

    As much money as we spend on medicaid/medicare and all the money that companies/people pay for coverage I find it hard to believe that we can't make healthcare universal.
    Trump’s administration just lobbied the WHO to water down their resolution in support of breastfeeding; in fact, they pressured the sponsoring nation until it dropped the resolution. Why? Because the WH likes the support of the formula manufacturers. Breastmilk isn’t making anyone any money. 
    Baby formula companies have lobbyists too?
  • CM189191CM189191 Minneapolis via ChicagoPosts: 3,958
    CM189191 said:
    CM189191 said:
    CM189191 said:
    This topic needs to be revitalized.

    So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

    This coming year it will increase almost 30% to a whopping $904 a month.

    The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

    That is an 80% increase from my first year enrolled.  

    What's affordable about this?

    I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)
    If you can explain why they aren't I'd love to hear it.

    They created something that is spiraling out of control with costs now so they are getting some blame too.

    Let's start simple and work our way up:

    Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

    next lesson: why is water wet?
    Great answer!  Thanks for playing!!!
    in no particular order : 

    Hill–Burton Act
    signed by Truman (D)

    National Mental Health Act
    signed by Truman (D)

    Community Mental Health Act
    signed by Kennedy (D)

    Social Security Act of 1935
    signed by Roosevelt (D)

    Social Security Amendments of 1965 (creating Medicare & Medicaid)
    signed by Johnson (D)

    Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)
    signed by Reagan (R) 
    gasp!

    Children's Health Insurance Program
    signed by Clinton (D)

    Patient Protection and Affordable Care Act
    signed by Obama (D)

    Ds have tried time and time again to make health care affordable and accessible to the American people.

    Time and time again R's have used these programs as wedge issues.  Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.

    Explain to me again how both sides are culpable here?

    So tired of this 'both sides are bad narrative'. It's demonstrably false.

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

    Why I blame the Dems is adding subsidies that can easily be taken away.  They should have planned it better.  The GOP is just going to bankrupt the program now by taking everything away.

    Piss poor planning.
    maybe pictures will help



    GOP had 2 options : take a good program and make it better, or destroy it.  They elected to destroy it. 

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

    WI 6/27/98 WI 10/8/00 MO 10/11/00 IL 4/23/03 MN 6/26/06 MN 6/27/06 WI 6/30/06 IL 8/5/07 IL 8/21/08 (EV) IL 8/22/08 (EV) IL 8/23/09 IL 8/24/09 IN 5/7/10 IL 6/28/11 (EV) IL 6/29/11 (EV) WI 9/3/11 WI 9/4/11 IL 7/19/13 NE 10/09/14 IL 10/17/14 MN 10/19/14 FL 4/11/16 IL 8/20/16 IL 8/22/16 IL 08/18/18 IL 08/20/18
  • tempo_n_groovetempo_n_groove Posts: 15,339
    CM189191 said:
    CM189191 said:
    CM189191 said:
    CM189191 said:
    This topic needs to be revitalized.

    So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

    This coming year it will increase almost 30% to a whopping $904 a month.

    The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

    That is an 80% increase from my first year enrolled.  

    What's affordable about this?

    I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)
    If you can explain why they aren't I'd love to hear it.

    They created something that is spiraling out of control with costs now so they are getting some blame too.

    Let's start simple and work our way up:

    Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

    next lesson: why is water wet?
    Great answer!  Thanks for playing!!!
    in no particular order : 

    Hill–Burton Act
    signed by Truman (D)

    National Mental Health Act
    signed by Truman (D)

    Community Mental Health Act
    signed by Kennedy (D)

    Social Security Act of 1935
    signed by Roosevelt (D)

    Social Security Amendments of 1965 (creating Medicare & Medicaid)
    signed by Johnson (D)

    Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)
    signed by Reagan (R) 
    gasp!

    Children's Health Insurance Program
    signed by Clinton (D)

    Patient Protection and Affordable Care Act
    signed by Obama (D)

    Ds have tried time and time again to make health care affordable and accessible to the American people.

    Time and time again R's have used these programs as wedge issues.  Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.

    Explain to me again how both sides are culpable here?

    So tired of this 'both sides are bad narrative'. It's demonstrably false.

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

    Why I blame the Dems is adding subsidies that can easily be taken away.  They should have planned it better.  The GOP is just going to bankrupt the program now by taking everything away.

    Piss poor planning.
    maybe pictures will help



    GOP had 2 options : take a good program and make it better, or destroy it.  They elected to destroy it. 

    You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

    I know that.  It's partisanship at it's finest.  It doesn't mean I can't be pissed at the Dems for not making it bulletproof.

    I also would like to thank you for insulting me yet a second time.  You must be a riot at parties or you get punched a lot.
  • oftenreadingoftenreading Victoria, BCPosts: 8,991
    PJinIL said:
    "next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet :) 

    For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

    Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

    Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

    Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?


    The processed food and fast food industries would ensure this never sees the light of day.
    Aren't we as a nation though moving towards healthier lifestyles?

    As much money as we spend on medicaid/medicare and all the money that companies/people pay for coverage I find it hard to believe that we can't make healthcare universal.
    Trump’s administration just lobbied the WHO to water down their resolution in support of breastfeeding; in fact, they pressured the sponsoring nation until it dropped the resolution. Why? Because the WH likes the support of the formula manufacturers. Breastmilk isn’t making anyone any money. 
    Baby formula companies have lobbyists too?
    Oh man, they have a terrible history. Years ago Nestle was sanctioned for marketing to women in third world countries with the message that breastmilk was unsafe and formula was healthier, which led to women trying to switch to formula, which they couldn’t afford, and which they watered down with unsafe water, so babies died of malnutrition and waterborne illnesses. Yes, they have lobbyists. 

     
    my small self... like a book amongst the many on a shelf
  • tempo_n_groovetempo_n_groove Posts: 15,339
    PJinIL said:
    "next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet :) 

    For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

    Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

    Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

    Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?


    The processed food and fast food industries would ensure this never sees the light of day.
    Aren't we as a nation though moving towards healthier lifestyles?

    As much money as we spend on medicaid/medicare and all the money that companies/people pay for coverage I find it hard to believe that we can't make healthcare universal.
    Trump’s administration just lobbied the WHO to water down their resolution in support of breastfeeding; in fact, they pressured the sponsoring nation until it dropped the resolution. Why? Because the WH likes the support of the formula manufacturers. Breastmilk isn’t making anyone any money. 
    Baby formula companies have lobbyists too?
    Oh man, they have a terrible history. Years ago Nestle was sanctioned for marketing to women in third world countries with the message that breastmilk was unsafe and formula was healthier, which led to women trying to switch to formula, which they couldn’t afford, and which they watered down with unsafe water, so babies died of malnutrition and waterborne illnesses. Yes, they have lobbyists. 

     
    I never knew that.  I am surprised they weren't brought up on charges.
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