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Hillary won more votes for President

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    JC29856JC29856 Posts: 9,617
    Hillary vs Bernie is like the original Rocky and also like Rocky 4
    Bernie is taking the fights 15 rounds, he ain't going down. Hillary may have taken Bernie too lightly.
    Bernie up against the BIG cheater with an entire country behind his opponent but as the fight goes on everybody starts chanting Bernie Bernie Bernie Bernie.
    Hillary wins by default saved by the bell and there ain't gonna be no rematch.
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    mrussel1mrussel1 Posts: 28,678
    Free said:

    Mrussel, you say you read the article, but I would appreciate a response from you as a consumer and not a banker. The DNC is attacking the one senator who is on the consumer side and fights for us. I still don't trust banks.

    Sure, no problem. Let me dissent from your framing of the issue for a second:
    1. I'm not a banker. I understand banks and have done business with them, but I'm not one.
    2. Banks and payday lenders are NOT the same. Banks provide checking accounts, mortgages, auto loans, HELOCs, CD's, etc. Payday lenders do not. And they typically receive their financing from private equity groups at high rates of interest. Banks borrow from other banks and from their customer's CD's and savings accounts to fund their lending. Please don't use them interchangeably. They are not the same. I could go into 20 other things that sets them apart, but hopefully not necessary.
    3. The DNC is not attacking Warren. First off, Wasserman is acting in her capacity as a FL congresswoman, not as the chair of the DNC. There are no DNC resources being applied to this. That's a misrepresentation.
    4. If a congressman (or woman) disagrees with the policy direction of fellow party senator, that's not 'attacking'. The articles you handed me are so chock full of overstated adjectives that I feel like I'm reading a Right Wing publication. This is precisely why I read multiple sources from every angle for an issue where I care.
    5. The article calls rails about the existing FL regulations without exploring what they are and why they aren't working. The article is thin on details, but heavy on adjectives and hyperbole.

    Bottom line, Payday lenders are POS. But I have no idea what Wasserman's motivation is here. And I sure as hell don't blindly support Warren just because she supports something. There is not nearly enough information in this article to form an opinion about Wasserman or her role. I know she is the big bad boogeyman to those on the far left now because of her role in the debates and support of HRC against Bernie.

    But let me say it again to ensure there is no misunderstanding... Payday lenders are pieces of shit that engage in predatory lending, by and large. I don't have an issue with strong regulations on them.
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    JC29856JC29856 Posts: 9,617
    edited March 2016
    mrussel1 said:

    Free said:

    Mrussel, you say you read the article, but I would appreciate a response from you as a consumer and not a banker. The DNC is attacking the one senator who is on the consumer side and fights for us. I still don't trust banks.

    Sure, no problem. Let me dissent from your framing of the issue for a second:
    1. I'm not a banker. I understand banks and have done business with them, but I'm not one.
    2. Banks and payday lenders are NOT the same. Banks provide checking accounts, mortgages, auto loans, HELOCs, CD's, etc. Payday lenders do not. And they typically receive their financing from private equity groups at high rates of interest. Banks borrow from other banks and from their customer's CD's and savings accounts to fund their lending. Please don't use them interchangeably. They are not the same. I could go into 20 other things that sets them apart, but hopefully not necessary.
    3. The DNC is not attacking Warren. First off, Wasserman is acting in her capacity as a FL congresswoman, not as the chair of the DNC. There are no DNC resources being applied to this. That's a misrepresentation.
    4. If a congressman (or woman) disagrees with the policy direction of fellow party senator, that's not 'attacking'. The articles you handed me are so chock full of overstated adjectives that I feel like I'm reading a Right Wing publication. This is precisely why I read multiple sources from every angle for an issue where I care.
    5. The article calls rails about the existing FL regulations without exploring what they are and why they aren't working. The article is thin on details, but heavy on adjectives and hyperbole.

    Bottom line, Payday lenders are POS. But I have no idea what Wasserman's motivation is here. And I sure as hell don't blindly support Warren just because she supports something. There is not nearly enough information in this article to form an opinion about Wasserman or her role. I know she is the big bad boogeyman to those on the far left now because of her role in the debates and support of HRC against Bernie.

    But let me say it again to ensure there is no misunderstanding... Payday lenders are pieces of shit that engage in predatory lending, by and large. I don't have an issue with strong regulations on them.
    1. Some banks are in the business of pay day lending.
    2. Banks agreed to hop on board with pay day lenders by allowing direct debits. If the money isn't in the account on pay backdate then back charge the account holder overdraft fees. It's fucking beautiful!
    Post edited by JC29856 on
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    mrussel1mrussel1 Posts: 28,678
    JC29856 said:

    mrussel1 said:

    Free said:

    Mrussel, you say you read the article, but I would appreciate a response from you as a consumer and not a banker. The DNC is attacking the one senator who is on the consumer side and fights for us. I still don't trust banks.

    Sure, no problem. Let me dissent from your framing of the issue for a second:
    1. I'm not a banker. I understand banks and have done business with them, but I'm not one.
    2. Banks and payday lenders are NOT the same. Banks provide checking accounts, mortgages, auto loans, HELOCs, CD's, etc. Payday lenders do not. And they typically receive their financing from private equity groups at high rates of interest. Banks borrow from other banks and from their customer's CD's and savings accounts to fund their lending. Please don't use them interchangeably. They are not the same. I could go into 20 other things that sets them apart, but hopefully not necessary.
    3. The DNC is not attacking Warren. First off, Wasserman is acting in her capacity as a FL congresswoman, not as the chair of the DNC. There are no DNC resources being applied to this. That's a misrepresentation.
    4. If a congressman (or woman) disagrees with the policy direction of fellow party senator, that's not 'attacking'. The articles you handed me are so chock full of overstated adjectives that I feel like I'm reading a Right Wing publication. This is precisely why I read multiple sources from every angle for an issue where I care.
    5. The article calls rails about the existing FL regulations without exploring what they are and why they aren't working. The article is thin on details, but heavy on adjectives and hyperbole.

    Bottom line, Payday lenders are POS. But I have no idea what Wasserman's motivation is here. And I sure as hell don't blindly support Warren just because she supports something. There is not nearly enough information in this article to form an opinion about Wasserman or her role. I know she is the big bad boogeyman to those on the far left now because of her role in the debates and support of HRC against Bernie.

    But let me say it again to ensure there is no misunderstanding... Payday lenders are pieces of shit that engage in predatory lending, by and large. I don't have an issue with strong regulations on them.
    1. Some banks are in the business of pay day lending.
    2. Banks agreed to hop on board with pay day lenders by allowing direct debits. If the money isn't in the account on pay backdate then back charge the account holder overdraft fees. It's fucking beautiful!
    1. Which banks do payday lending? I'm not saying there are zero, I just can't think of any.
    2. I'm not sure this is an indictment of banks as lots and lots of businesses connect through direct debits. If you give a company (payday) authority to debit your bank account on certain days of the month and it's not there, it's a fee. But that isn't relegated to only payday, it's most businesses that have structured payments. Home Depot, Sears, Springleaf, etc. It's not unusual. Should the banks be in business of denying their customer the right to provide another company direct debit access?
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    JC29856JC29856 Posts: 9,617
    edited March 2016
    WF BoA US bank JP PNC
    The next answers are complicated...I can't get into it now. Your last question is akin to me asking this...should Sears home depot and Macy's charge up to 200% interest. I'll answer later thou but its technical.
    Responsiblelending.org has alot of info.

    Better to start a pay day lending thread
    Post edited by JC29856 on
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    mrussel1mrussel1 Posts: 28,678
    JC29856 said:

    WF BoA US bank JP PNC
    The next answers are complicated...I can't get into it now. Your last question is akin to me asking this...should Sears home depot and Macy's charge up to 200% interest. I'll answer later thou but its technical.
    Responsiblelending.org has alot of info.

    Those banks exited short term loans in early 2014. The OCC put them on notice that the effective interest rates (when you factor fees + interest rate) was possibly usurious.

    My point on #2 is that I'm not sure a Bank should take away a consumer's choice as to who they share their bank account information with. That seems a little too 'nanny' state for me.
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    JC29856JC29856 Posts: 9,617
    It's technical...should have its own thread if you so desire.
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    mrussel1mrussel1 Posts: 28,678
    JC29856 said:

    It's technical...should have its own thread if you so desire.

    I don't. I have no passion to defend Payday loans, direct debits or usurious behavior. Everything I said to Free still stands. I don't like the CFPB, not because we don't need a consumer protection vehicle (although we have a few already), but because they are fairly incompetent in my view. And that Wasserman-Shultz is acting in her capacity of a FL congresswoman, not DNC chairperson when fighting the new regulations that the CFPB seeks to implement.
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    JC29856JC29856 Posts: 9,617
    The New York Times published two lengthy pieces this week detailing Hillary Clinton’s role in the 2011 NATO bombing of Libya. Both are important documents, and provide much insight into how, as secretary of state for the Obama administration, Clinton played a uniquely hands-on role in the war.

    http://www.salon.com/2016/03/02/even_critics_understate_how_catastrophically_bad_the_hillary_clinton_led_nato_bombing_of_libya_was/
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    Gern BlanstenGern Blansten Your Mom's Posts: 17,986
    Remember the Thomas Nine !! (10/02/2018)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Chicago; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
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    mrussel1mrussel1 Posts: 28,678
    I definitely think there will be crossover voting. Educated moderates who might lean Romney, in the suburbs, etc., some women that would lean GOP, may make the switch. The question is whether maybe some union types (not leaders but rank and file) and traditional, older white Dems might go Trump. If there is a pretty even crossover, the map still favors a Dem.
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    Gern BlanstenGern Blansten Your Mom's Posts: 17,986
    mrussel1 said:

    I definitely think there will be crossover voting. Educated moderates who might lean Romney, in the suburbs, etc., some women that would lean GOP, may make the switch. The question is whether maybe some union types (not leaders but rank and file) and traditional, older white Dems might go Trump. If there is a pretty even crossover, the map still favors a Dem.
    I made the switch 8 years ago as an anti-Palin vote. That opened my eyes to the absolute bullshit that is the current day GOP.

    Remember the Thomas Nine !! (10/02/2018)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Chicago; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
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    Gern BlanstenGern Blansten Your Mom's Posts: 17,986
    http://projects.fivethirtyeight.com/2016-endorsement-primary/

    Endorsement Update:

    Rubio..........157
    Cruz...............34
    Trump............29

    Clinton...........478
    Remember the Thomas Nine !! (10/02/2018)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Chicago; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
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    jeffbrjeffbr Seattle Posts: 7,177
    mrussel1 said:

    I definitely think there will be crossover voting. Educated moderates who might lean Romney, in the suburbs, etc., some women that would lean GOP, may make the switch. The question is whether maybe some union types (not leaders but rank and file) and traditional, older white Dems might go Trump. If there is a pretty even crossover, the map still favors a Dem.
    There will be crossover voting for sure. Moderate GOP will head to Hillary. Dixiecrats and other racist dems will head to Trump, who is the new George Wallace. It will be interesting to watch.

    http://www.thedailybeast.com/articles/2016/03/02/donald-trump-and-the-rise-of-the-new-dixiecrats.html
    "I'll use the magic word - let's just shut the fuck up, please." EV, 04/13/08
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    Gern BlanstenGern Blansten Your Mom's Posts: 17,986
    jeffbr said:

    mrussel1 said:

    I definitely think there will be crossover voting. Educated moderates who might lean Romney, in the suburbs, etc., some women that would lean GOP, may make the switch. The question is whether maybe some union types (not leaders but rank and file) and traditional, older white Dems might go Trump. If there is a pretty even crossover, the map still favors a Dem.
    There will be crossover voting for sure. Moderate GOP will head to Hillary. Dixiecrats and other racist dems will head to Trump, who is the new George Wallace. It will be interesting to watch.

    http://www.thedailybeast.com/articles/2016/03/02/donald-trump-and-the-rise-of-the-new-dixiecrats.html
    It's unlikely that racist dems voted for Obama for the past two elections. Those aren't dems anymore.
    Remember the Thomas Nine !! (10/02/2018)

    1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
    2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
    2013: London ON, Chicago; 2014: Cincy, St Louis, Moline (NO CODE)
    2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
    2020: Oakland, Oakland:  2021: EV Ohana, Ohana, Ohana, Ohana
    2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
    2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
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    mrussel1mrussel1 Posts: 28,678

    jeffbr said:

    mrussel1 said:

    I definitely think there will be crossover voting. Educated moderates who might lean Romney, in the suburbs, etc., some women that would lean GOP, may make the switch. The question is whether maybe some union types (not leaders but rank and file) and traditional, older white Dems might go Trump. If there is a pretty even crossover, the map still favors a Dem.
    There will be crossover voting for sure. Moderate GOP will head to Hillary. Dixiecrats and other racist dems will head to Trump, who is the new George Wallace. It will be interesting to watch.

    http://www.thedailybeast.com/articles/2016/03/02/donald-trump-and-the-rise-of-the-new-dixiecrats.html
    It's unlikely that racist dems voted for Obama for the past two elections. Those aren't dems anymore.
    I agree with this and why I think crossover will favor the Dems.
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    jeffbrjeffbr Seattle Posts: 7,177

    jeffbr said:

    mrussel1 said:

    I definitely think there will be crossover voting. Educated moderates who might lean Romney, in the suburbs, etc., some women that would lean GOP, may make the switch. The question is whether maybe some union types (not leaders but rank and file) and traditional, older white Dems might go Trump. If there is a pretty even crossover, the map still favors a Dem.
    There will be crossover voting for sure. Moderate GOP will head to Hillary. Dixiecrats and other racist dems will head to Trump, who is the new George Wallace. It will be interesting to watch.

    http://www.thedailybeast.com/articles/2016/03/02/donald-trump-and-the-rise-of-the-new-dixiecrats.html
    It's unlikely that racist dems voted for Obama for the past two elections. Those aren't dems anymore.
    Are you saying there are no more Dixiecrats or racist dems because of Obama? I'm not sure I understand. There are plenty of fundamentalist, evangelical, Southern Christian Democrats running around. They don't have the same power they used to in the party, and may be democrat in name only, but that's how they identify. A good example is that loony tunes Kim Davis (county clerk from Kentucky) who I believe recently turned rep, but was a dem when all of her BS went down. She's precisely the type who would vote Trump. They didn't all magically leave the party when Obama ran. They just didn't vote for him. If Trump gets the GOP nomination, there will be plenty in the GOP who are not Trump supporters, but who will continue to identify with the GOP and will vote GOP next presidential election cycle even if they don't during this one.
    "I'll use the magic word - let's just shut the fuck up, please." EV, 04/13/08
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    mrussel1mrussel1 Posts: 28,678
    jeffbr said:

    jeffbr said:

    mrussel1 said:

    I definitely think there will be crossover voting. Educated moderates who might lean Romney, in the suburbs, etc., some women that would lean GOP, may make the switch. The question is whether maybe some union types (not leaders but rank and file) and traditional, older white Dems might go Trump. If there is a pretty even crossover, the map still favors a Dem.
    There will be crossover voting for sure. Moderate GOP will head to Hillary. Dixiecrats and other racist dems will head to Trump, who is the new George Wallace. It will be interesting to watch.

    http://www.thedailybeast.com/articles/2016/03/02/donald-trump-and-the-rise-of-the-new-dixiecrats.html
    It's unlikely that racist dems voted for Obama for the past two elections. Those aren't dems anymore.
    Are you saying there are no more Dixiecrats or racist dems because of Obama? I'm not sure I understand. There are plenty of fundamentalist, evangelical, Southern Christian Democrats running around. They don't have the same power they used to in the party, and may be democrat in name only, but that's how they identify. A good example is that loony tunes Kim Davis (county clerk from Kentucky) who I believe recently turned rep, but was a dem when all of her BS went down. She's precisely the type who would vote Trump. They didn't all magically leave the party when Obama ran. They just didn't vote for him. If Trump gets the GOP nomination, there will be plenty in the GOP who are not Trump supporters, but who will continue to identify with the GOP and will vote GOP next presidential election cycle even if they don't during this one.
    I think he's saying that those people may be registered as Dems, but they haven't voted for a Dem in years. So when comparing what we need in 2016 vs. 08/12, these people are not being counted upon anyway.
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    FreeFree Posts: 3,562
    http://act.democracyforamerica.com/sign/standwithwarren/?source=dfafb160302

    Sign the petition to Democrats: Stand with Elizabeth Warren, not Republicans
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    usamamasan1usamamasan1 Posts: 4,695
    Hillary is so bad

    "Why don't you go run for something then" while looking down her nose. Fake ass smile. What a shame.
    and her "super predators" remarks....oh boy. She is going to lose so bad the the Tru Don
    http://thefederalist.com/2016/03/02/hillary-pops-off-to-skeptical-black-voter-why-dont-you-go-run-for-something-then/
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    eddieceddiec Posts: 3,838

    Hillary is so bad

    "Why don't you go run for something then" while looking down her nose. Fake ass smile. What a shame.
    and her "super predators" remarks....oh boy. She is going to lose so bad the the Tru Don
    http://thefederalist.com/2016/03/02/hillary-pops-off-to-skeptical-black-voter-why-dont-you-go-run-for-something-then/

    "You know, it really doesn`t matter what [the media] write as long as you`ve got a young and beautiful piece of ass." –Donald Trump
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    mrussel1mrussel1 Posts: 28,678
    eddiec said:

    Hillary is so bad

    "Why don't you go run for something then" while looking down her nose. Fake ass smile. What a shame.
    and her "super predators" remarks....oh boy. She is going to lose so bad the the Tru Don
    http://thefederalist.com/2016/03/02/hillary-pops-off-to-skeptical-black-voter-why-dont-you-go-run-for-something-then/

    "You know, it really doesn`t matter what [the media] write as long as you`ve got a young and beautiful piece of ass." –Donald Trump
    Family values.
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    usamamasan1usamamasan1 Posts: 4,695
    haha, that's funny and so true.

    woot
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    BentleyspopBentleyspop Craft Beer Brewery, Colorado Posts: 10,561
    eddiec said:

    Hillary is so bad

    "Why don't you go run for something then" while looking down her nose. Fake ass smile. What a shame.
    and her "super predators" remarks....oh boy. She is going to lose so bad the the Tru Don
    http://thefederalist.com/2016/03/02/hillary-pops-off-to-skeptical-black-voter-why-dont-you-go-run-for-something-then/

    "You know, it really doesn`t matter what [the media] write as long as you`ve got a young and beautiful piece of ass." –Donald Trump
    The only thing he's ever been honest about
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    rgambsrgambs Posts: 13,576

    haha, that's funny and so true.

    woot

    Such a fine example for the young women of America Trump's "young and beautiful piece of ass" would be as First Lady.
    Monkey Driven, Call this Living?
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    mrussel1mrussel1 Posts: 28,678
    rgambs said:

    haha, that's funny and so true.

    woot

    Such a fine example for the young women of America Trump's "young and beautiful piece of ass" would be as First Lady.
    And that the American dream that is attainable to everyone is to:
    1. Inherit 200MM
    2. Find a new wife every 15 years, discarding the old

    Remember, we are a Christian nation and John 3:16 was very clear that this is how Jesus wanted 'Merica.
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    usamamasan1usamamasan1 Posts: 4,695
    She compromised our national secrets. She dissembled to the families of the slain. And she jettisoned her most profound beliefs to gain presidential power. For the last three decades, the Clintons have lived at the intersection of money and politics, trading their political influence to enrich their personal finances.

    They embody the term, “crony capitalism.” It disgusts the American people and causes them to lose faith in our political process. A person so untrustworthy and dishonest as Hillary Clinton must not become president.

    Romney on Hillary today. So true. That's why she will never win. And of course the old flakes that don't melt Sanders has no chance in the general.
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    mrussel1mrussel1 Posts: 28,678

    She compromised our national secrets. She dissembled to the families of the slain. And she jettisoned her most profound beliefs to gain presidential power. For the last three decades, the Clintons have lived at the intersection of money and politics, trading their political influence to enrich their personal finances.

    They embody the term, “crony capitalism.” It disgusts the American people and causes them to lose faith in our political process. A person so untrustworthy and dishonest as Hillary Clinton must not become president.

    Romney on Hillary today. So true. That's why she will never win. And of course the old flakes that don't melt Sanders has no chance in the general.

    Funny that you are quoting Romney on Hillary today, considering the hit job he put on Trump. Do you only believe half of what a person says? Oh yeah, you must since you support Trump. Trouble is, you don't know which half to believe.
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    usamamasan1usamamasan1 Posts: 4,695
    we all agree she embodies the term crony capitalism.
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    usamamasan1usamamasan1 Posts: 4,695
    We all agree she is untrustworthy
This discussion has been closed.