oh scary... 40000 morbidly obese christians wearing fanny packs invading europe is probably the least scariest thing since I watched an edited version of The Care Bears movie in an extremely brightly lit cinema.
last year when i had my fall before MSG 2 and went to the ER....was there for hours, had some x-rays, meds, exam, given crutches and an aircast, etc......i paid $75. the actual bill for services was i think almost a grand. and yes, my insurance covered it - no paperwork, nada, just covered.
When my husband was taken to hospital in ambulance (obviously seen immediately) MRI's, brain surgery, 8/9 weeks intensive care, total hospital stay of 4 months (intensive care and high dependency ward), 3 months residential neuro-rehabilitation, wheelchair when he couldn't walk, 6 months of weekly community rehab with speech therapist, occupational therapist & physio, continued ad hoc (monthly) sessions with those three, 3-monthly neuro visits + MRI's every 6 months, 8 different types of daily tablets, etc.....
Bill = £0. No paperwork.
As one said, the NHS has it flaws, but..... Should we have had private insurance, they would not have paid for a lot of what he had via the NHS.
last year when i had my fall before MSG 2 and went to the ER....was there for hours, had some x-rays, meds, exam, given crutches and an aircast, etc......i paid $75. the actual bill for services was i think almost a grand. and yes, my insurance covered it - no paperwork, nada, just covered.
When my husband was taken to hospital in ambulance (obviously seen immediately) MRI's, brain surgery, 7 weeks intensive care, total hospital stay of 4 months (intensive care and high dependancy ward), 3 months residential neuro-rehabilitation, wheelchair when he couldn't walk, 6 months of weekly community rehab with speech therapist, occupational therapist & physio, continued ad hoc (monthly) sessions with those three, 3-monthly neuro visits + MRI's every 6 months, 8 different types of daily tablets, etc.....
Bill = £0.
As one said, the NHS has it flaws, but.....
if that was in America Red I dread to think how, or even if, you and your family would have coped. As you said... the NHS can be flawed but it is in my opinion one of the greatest social feats of the last 100 years... if not the greatest.
oh scary... 40000 morbidly obese christians wearing fanny packs invading europe is probably the least scariest thing since I watched an edited version of The Care Bears movie in an extremely brightly lit cinema.
last year when i had my fall before MSG 2 and went to the ER....was there for hours, had some x-rays, meds, exam, given crutches and an aircast, etc......i paid $75. the actual bill for services was i think almost a grand. and yes, my insurance covered it - no paperwork, nada, just covered.
When my husband was taken to hospital in ambulance (obviously seen immediately) MRI's, brain surgery, 7 weeks intensive care, total hospital stay of 4 months (intensive care and high dependancy ward), 3 months residential neuro-rehabilitation, wheelchair when he couldn't walk, 6 months of weekly community rehab with speech therapist, occupational therapist & physio, continued ad hoc (monthly) sessions with those three, 3-monthly neuro visits + MRI's every 6 months, 8 different types of daily tablets, etc.....
Bill = £0.
As one said, the NHS has it flaws, but.....
if that was in America Red I dread to think how, or even if, you and your family would have coped. As you said... the NHS can be flawed but it is in my opinion one of the greatest social feats of the last 100 years... if not the greatest.
He may have had the emergency treatment at the hospital but that is it. I truly believe that should this have happened in the US, he would either be dead or a wheelchair bound babbling fool. Someone I know in the US (well, her sister's partner) had a motorcycle accident around the same time. He sustained quite a bit of physical + brain injury. When Rob was being treated 'for free' and was having mega rehab, this person was sitting on the sofa at home doing nothing while his partner was working several jobs to be able to pay the hospital bills. Obviously, not much hope of neuro/physical rehab.
I don't understand how people can be against a national health service.
I was hit by a car a few months ago was attended by an emergency response paramedic for the few minutes waiting for the ambulance to arrive. Taken to A&E (ER) where I was monitored for several hours and had a few tests had stitches which were done by a maxiofacial surgeon who was called to the department, and then was sent on my way with a bunch of meds. I told them my name, date of birth and name of my doctor. I didn't fill in any forms and didn't hand over any cash (I know a few universal health care systems do require some form of co-pay)
I also have a condition that requires me to go to see a specialist for a check up three times a year and may require treatment while I'm at the check up none of which I pay for. Also if in between times I have any problems I have a number to call the clinic for advice and if they think I need to be seen they will just tell me to come in the next day ... no long wait for appointments (I know this is something people worry about with universal healthcare) ... this is a condition that doesn't terribly inconvenience me or where a wait would cause a problem.
Also for the past year my father has health problems (and lives in a different part of the country so different local health authority) ... he is being seen by a neurologist, cardiologist, general surgeon, opthamologist and haematologist, has had mris, ct scans, pretty much every test known to man :P and he takes around 15 pills a day. The only cost is the prescription co-pay which in this country is £7.20 per item ... but if you want (which my Dad does) you can pay £104 and that covers all medication for a year. So for about $150 he gets around 120 prescriptions of drugs
EDIT: Have thought of one other thing. My nephew needed surgery that could be performed at a handful of hospitals in this country. His parents was given the choice of which hospital they wanted the surgery performed at and chose the best children's hospital in the country which happened to be the furthest from where they lived :P ... the NHS covered travel by plane or train to and from all his appointments including pre and post op for him and 2 adults as well as over night accommodation for those who travelled with him when he had his surgery.
Post edited by chime on
So are we strangers now? Like rock and roll and the radio?
The only cost is the prescription co-pay which in this country is £7.20 per item ... but if you want (which my Dad does) you can pay £104 and that covers all medicines for a year.
Once he hits 60, these will be free too. Depending on age, income, illness, etc. you may be entitled to free prescriptions too.
The only cost is the prescription co-pay which in this country is £7.20 per item ... but if you want (which my Dad does) you can pay £104 and that covers all medicines for a year.
Once he hits 60, these will be free too. Depending on age, income, illness, etc. you may be entitled to free prescriptions too.
only £5 per item in Scotland Chimey...
wife also does the 3 month pre-paid thing which works out even cheaper!
canny Scots n that
oh scary... 40000 morbidly obese christians wearing fanny packs invading europe is probably the least scariest thing since I watched an edited version of The Care Bears movie in an extremely brightly lit cinema.
The only cost is the prescription co-pay which in this country is £7.20 per item ... but if you want (which my Dad does) you can pay £104 and that covers all medicines for a year.
Once he hits 60, these will be free too. Depending on age, income, illness, etc. you may be entitled to free prescriptions too.
only £5 per item in Scotland Chimey...
wife also does the 3 month pre-paid thing which works out even cheaper!
canny Scots n that
Aren't they free in Wales?? ... as a canny Scot you may want to consider moving :P
So are we strangers now? Like rock and roll and the radio?
Once he hits 60, these will be free too. Depending on age, income, illness, etc. you may be entitled to free prescriptions too.
only £5 per item in Scotland Chimey...
wife also does the 3 month pre-paid thing which works out even cheaper!
canny Scots n that
Aren't they free in Wales?? ... as a canny Scot you may want to consider moving :P
nah, the moving costs far outweigh any financial savings i would make on prescription charges seeing as how i've had about 2 prescriptions in the last 6 years or summat.
plus i'd be living in Wales.
oh scary... 40000 morbidly obese christians wearing fanny packs invading europe is probably the least scariest thing since I watched an edited version of The Care Bears movie in an extremely brightly lit cinema.
wife also does the 3 month pre-paid thing which works out even cheaper!
canny Scots n that
Aren't they free in Wales?? ... as a canny Scot you may want to consider moving :P
nah, the moving costs far outweigh any financial savings i would make on prescription charges seeing as how i've had about 2 prescriptions in the last 6 years or summat.
plus i'd be living in Wales.
Ah but the wife's prescription costs too ... plus if you had the foresight to do this a couple of months ago you had moving costs anyway :P
But no ... your right ... you would be living in Wales :oops: :twisted:
So are we strangers now? Like rock and roll and the radio?
$239/month medical
$61/month dental
$29/month vision
I have no idea how much my employer pays. This is all OK, except for the fact that every single year my co-pays go up for both visits and prescriptions. I don't think most people mind paying what they pay for insurance, but I absolutely hate the fact that the insurance companies can overrule doctors on what they think is the best treatment, can drop you with no warning, and can arbitrarily refuse to cover certain drugs or procedures.
I wasn't necessarily a fan of Obama's healthcare plan. But I detest the one we have now.
you can't even compare the numbers here....everyone gets something different for that cost, not to mention the true cost of insurance is buried in your companies P&L.
However, with that said, we pay an average of $10K per person. That is both the company portion and the employee's portion....and is weighted based on coverage (none, single, children, spouse, spouse & children).
Insurance is right up there with big banking when it comes to scummy companies.
Comments
When my husband was taken to hospital in ambulance (obviously seen immediately) MRI's, brain surgery, 8/9 weeks intensive care, total hospital stay of 4 months (intensive care and high dependency ward), 3 months residential neuro-rehabilitation, wheelchair when he couldn't walk, 6 months of weekly community rehab with speech therapist, occupational therapist & physio, continued ad hoc (monthly) sessions with those three, 3-monthly neuro visits + MRI's every 6 months, 8 different types of daily tablets, etc.....
Bill = £0. No paperwork.
As one said, the NHS has it flaws, but..... Should we have had private insurance, they would not have paid for a lot of what he had via the NHS.
if that was in America Red I dread to think how, or even if, you and your family would have coped. As you said... the NHS can be flawed but it is in my opinion one of the greatest social feats of the last 100 years... if not the greatest.
He may have had the emergency treatment at the hospital but that is it. I truly believe that should this have happened in the US, he would either be dead or a wheelchair bound babbling fool. Someone I know in the US (well, her sister's partner) had a motorcycle accident around the same time. He sustained quite a bit of physical + brain injury. When Rob was being treated 'for free' and was having mega rehab, this person was sitting on the sofa at home doing nothing while his partner was working several jobs to be able to pay the hospital bills. Obviously, not much hope of neuro/physical rehab.
I don't understand how people can be against a national health service.
I was hit by a car a few months ago was attended by an emergency response paramedic for the few minutes waiting for the ambulance to arrive. Taken to A&E (ER) where I was monitored for several hours and had a few tests had stitches which were done by a maxiofacial surgeon who was called to the department, and then was sent on my way with a bunch of meds. I told them my name, date of birth and name of my doctor. I didn't fill in any forms and didn't hand over any cash (I know a few universal health care systems do require some form of co-pay)
I also have a condition that requires me to go to see a specialist for a check up three times a year and may require treatment while I'm at the check up none of which I pay for. Also if in between times I have any problems I have a number to call the clinic for advice and if they think I need to be seen they will just tell me to come in the next day ... no long wait for appointments (I know this is something people worry about with universal healthcare) ... this is a condition that doesn't terribly inconvenience me or where a wait would cause a problem.
Also for the past year my father has health problems (and lives in a different part of the country so different local health authority) ... he is being seen by a neurologist, cardiologist, general surgeon, opthamologist and haematologist, has had mris, ct scans, pretty much every test known to man :P and he takes around 15 pills a day. The only cost is the prescription co-pay which in this country is £7.20 per item ... but if you want (which my Dad does) you can pay £104 and that covers all medication for a year. So for about $150 he gets around 120 prescriptions of drugs
EDIT: Have thought of one other thing. My nephew needed surgery that could be performed at a handful of hospitals in this country. His parents was given the choice of which hospital they wanted the surgery performed at and chose the best children's hospital in the country which happened to be the furthest from where they lived :P ... the NHS covered travel by plane or train to and from all his appointments including pre and post op for him and 2 adults as well as over night accommodation for those who travelled with him when he had his surgery.
Once he hits 60, these will be free too. Depending on age, income, illness, etc. you may be entitled to free prescriptions too.
only £5 per item in Scotland Chimey...
wife also does the 3 month pre-paid thing which works out even cheaper!
canny Scots n that
Aren't they free in Wales?? ... as a canny Scot you may want to consider moving
What is this you talk about?
The poison from the poison stream caught up to you ELEVEN years ago and you floated out of here. Sept. 14, 08
nah, the moving costs far outweigh any financial savings i would make on prescription charges seeing as how i've had about 2 prescriptions in the last 6 years or summat.
plus i'd be living in Wales.
Ah but the wife's prescription costs too
But no ... your right ... you would be living in Wales :oops: :twisted:
Married with kids
$239/month medical
$61/month dental
$29/month vision
I have no idea how much my employer pays. This is all OK, except for the fact that every single year my co-pays go up for both visits and prescriptions. I don't think most people mind paying what they pay for insurance, but I absolutely hate the fact that the insurance companies can overrule doctors on what they think is the best treatment, can drop you with no warning, and can arbitrarily refuse to cover certain drugs or procedures.
I wasn't necessarily a fan of Obama's healthcare plan. But I detest the one we have now.
BOS-9/28/04,9/29/04,6/28/08,6/30/08, 9/5/16, 9/7/16, 9/2/18
MTL-9/15/05, OTT-9/16/05
PHL-5/27/06,5/28/06,10/30/09,10/31/09
CHI-8/2/07,8/5/07,8/23/09,8/24/09
HTFD-6/27/08
ATX-10/4/09, 10/12/14
KC-5/3/2010,STL-5/4/2010
Bridge School-10/23/2010,10/24/2010
PJ20-9/3/2011,9/4/2011
OKC-11/16/13
SEA-12/6/13
TUL-10/8/14
However, with that said, we pay an average of $10K per person. That is both the company portion and the employee's portion....and is weighted based on coverage (none, single, children, spouse, spouse & children).
Insurance is right up there with big banking when it comes to scummy companies.