Ankle-biting Democrats

11617192122

Comments

  • gimmesometruth27
    gimmesometruth27 St. Fuckin Louis Posts: 24,737
    To say, pull yourself up by your bootstraps by not having a little treat vs, advocate fixing the system is certainly a take.


    you only live once. i say live it up and buy yourself a treat every once in a while. what good is having a shit load of money at the end of your life anyway? especially if you have no kids.
    "You can tell the greatness of a man by what makes him angry."  - Lincoln

    "Well, you tell him that I don't talk to suckas."
  • OnWis97
    OnWis97 St. Paul, MN Posts: 5,661
    There was a time when the middle class didn't have to be on a constant shoestring budget. Then we started serving shareholders.
    1995 Milwaukee     1998 Alpine, Alpine     2003 Albany, Boston, Boston, Boston     2004 Boston, Boston     2006 Hartford, St. Paul (Petty), St. Paul (Petty)     2011 Alpine, Alpine     
    2013 Wrigley     2014 St. Paul     2016 Fenway, Fenway, Wrigley, Wrigley     2018 Missoula, Wrigley, Wrigley     2021 Asbury Park     2022 St Louis     2023 Austin, Austin
    2024 Napa, Wrigley, Wrigley
  • Tim Simmons
    Tim Simmons Posts: 10,135
    Save money where you can by not buying superfluous stuff and invest it. Someone should write a book about that.

    Thanks is for the idea. There must be books on this concept? As well as the performance of the American financial markets?
    Yeah. It was Suzi Orman’s whole schtick
  • DE4173
    DE4173 Posts: 3,189
    1993: 11/22 Little Rock
    1996; 9/28 New York
    1997: 11/14 Oakland, 11/15 Oakland
    1998: 7/5 Dallas, 7/7 Albuquerque, 7/8 Phoenix, 7/10 San Diego, 7/11 Las Vegas
    2000: 10/17 Dallas
    2003: 4/3 OKC
    2012: 11/17 Tulsa(EV), 11/18 Tulsa(EV)
    2013: 11/16 OKC
    2014: 10/8 Tulsa
    2022: 9/20 OKC
    2023: 9/13 Ft Worth, 9/15 Ft Worth
  • Tim Simmons
    Tim Simmons Posts: 10,135
    meme economy
  • HughFreakingDillon
    HughFreakingDillon Winnipeg Posts: 39,977
    Whether one generation does it more than others, is irrelevant, which explains why the liberal minds go there.


    based on the success of coffee houses the last 25 years or so, and subscription services the last 10-15, its being done. That’s a fact.


    The point is the opportunity in America is to invest. Anyone walking around these American streets not aware of Wall is missing out on the greatest opportunity on earth. Find $ every day and invest. Heck, even the govt will give you a 40 year tax deferral to help your invested money explode in value.
    "liberal minds" don't go there. No one was comparing if one generation buys more coffee than another. It's the fact that older generations blame these ridiculous things for the reason millennials can't afford a house, which, as proven by basic economics, is patently absurd. 

    I'll let you decide to use AI for this or not, but the subscription services vs cable is also likely a wash. No people my kids age pay for cable. Only streaming. Which amounts to about the same cost, if you have say 5 or so streaming services vs basic cable. Many have only 1 or 2. 

    Investing your daily coffee, I'd agree, is a great idea. And will amount to a shit ton of money WHEN YOU ARE AT RETIREMENT AGE. That does literally zero for buying a house in your 20's, 30's, or even your 40's. But investing wasn't your original point. Giving up coffee to be able to afford a house, was. And you pivoted. 

    Limiting expensive coffee and subscriptions is a step in the right direction, not a pivot. My point is opportunity from investing, whether by retirement accounts (that generate free money from employers and the government ) and/ or brokerage accounts. (retirement accounts here allow borrowing for home purchases)

    the world has changed from the days when Ten dominated the album charts. As long as we are using anecdotes to prove our points…You ever see hgtv type shows like House Hunters? Ever see a young couple looking for their first home on there? This happens often….


    ”OMG this kitchen is over twenty years old…FULL GUT JOB…and look at that bathroom…another gut job…”


    not sure what the world is like by you, but it was absolutely unequivocally NOT like this when my generation were first time house buyers. Most of us believed in getting our financial house in order before investing in renovations like granite countertops tops and marble bathrooms. Tell your kids friends there was a time when cable tv changed the world, and that legacy still exists.


    This way of life is a double edged sword. It depletes liquidity from young adults and drives up comparable real estate values on the market.


    This type of rapid increase in property values is nothing new. Way way back when I was 20 the average home prices had tripled in ten years in my region. It’s just the marble and granite purchases by young adults that is.
    Look at the rate of increase in average property values vs average income. It has absolutely skyrocketed more than any other generation. Not sure why you’re still defending this ridiculous premise. 

    It’s your comments that are ridiculous. You discredit facts on nothing more than anecdotes. Every topic. Same nonsense.

    I guess authors such as David Bach, J.L. Collins and Justin Sliva have nothing compared to the financial genius coming from your comments lol.

     Yeah Vancouver is expensive. We had Todd Talbot teach us that ten years ago. Didn’t realize he was an expert giving advice on American opportunity, if we’re talking about pivots.. High housing prices doesnt mean people can’t be smart with money to build wealth. Maybe I should invest in the Swedish or Canadian financial markets instead.

     
    no, you changed your argument from "stop buying starbucks so you can buy a house" to "stop buying starbucks and invest it instead" because you were proven wrong. next. 
    Your boos mean nothing to me, for I have seen what makes you cheer



  • Tim Simmons
    Tim Simmons Posts: 10,135
    Boy, that Ezra Klein podcast/video/op ed from today with TNC is fantastic.  
  • DE4173
    DE4173 Posts: 3,189
    Kamala Harris’s election memoir shows just how deluded the Democrats still are

    This unapologetic trawl through a doomed campaign reveals a celebrity-obsessed party high on its own supply. It would be hilarious if it wasn’t so tragic.

    https://www.theguardian.com/commentisfree/2025/sep/29/kamala-harris-memoir-election-campaign-democrats-deluded
    1993: 11/22 Little Rock
    1996; 9/28 New York
    1997: 11/14 Oakland, 11/15 Oakland
    1998: 7/5 Dallas, 7/7 Albuquerque, 7/8 Phoenix, 7/10 San Diego, 7/11 Las Vegas
    2000: 10/17 Dallas
    2003: 4/3 OKC
    2012: 11/17 Tulsa(EV), 11/18 Tulsa(EV)
    2013: 11/16 OKC
    2014: 10/8 Tulsa
    2022: 9/20 OKC
    2023: 9/13 Ft Worth, 9/15 Ft Worth
  • HughFreakingDillon
    HughFreakingDillon Winnipeg Posts: 39,977
    Deluded. Good lord. She lost by 1.5% of the vote. 
    Your boos mean nothing to me, for I have seen what makes you cheer



  • * The following opinion is mine and mine alone and does not represent the views of my family, friends, government and/or my past, present or future employer. US Department of State: 1-888-407-4747.

    Dems just need to be a little bit Nazi and they’ll win back the house and senate and if they go a little bit more Nazi in 2028, they’ll take the White House.





    09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR; 05/03/2025, New Orleans, LA;

    Libtardaplorable©. And proud of it.

    Brilliantati©
  • Lerxst1992
    Lerxst1992 Posts: 8,316
    Whether one generation does it more than others, is irrelevant, which explains why the liberal minds go there.


    based on the success of coffee houses the last 25 years or so, and subscription services the last 10-15, its being done. That’s a fact.


    The point is the opportunity in America is to invest. Anyone walking around these American streets not aware of Wall is missing out on the greatest opportunity on earth. Find $ every day and invest. Heck, even the govt will give you a 40 year tax deferral to help your invested money explode in value.
    "liberal minds" don't go there. No one was comparing if one generation buys more coffee than another. It's the fact that older generations blame these ridiculous things for the reason millennials can't afford a house, which, as proven by basic economics, is patently absurd. 

    I'll let you decide to use AI for this or not, but the subscription services vs cable is also likely a wash. No people my kids age pay for cable. Only streaming. Which amounts to about the same cost, if you have say 5 or so streaming services vs basic cable. Many have only 1 or 2. 

    Investing your daily coffee, I'd agree, is a great idea. And will amount to a shit ton of money WHEN YOU ARE AT RETIREMENT AGE. That does literally zero for buying a house in your 20's, 30's, or even your 40's. But investing wasn't your original point. Giving up coffee to be able to afford a house, was. And you pivoted. 

    Limiting expensive coffee and subscriptions is a step in the right direction, not a pivot. My point is opportunity from investing, whether by retirement accounts (that generate free money from employers and the government ) and/ or brokerage accounts. (retirement accounts here allow borrowing for home purchases)

    the world has changed from the days when Ten dominated the album charts. As long as we are using anecdotes to prove our points…You ever see hgtv type shows like House Hunters? Ever see a young couple looking for their first home on there? This happens often….


    ”OMG this kitchen is over twenty years old…FULL GUT JOB…and look at that bathroom…another gut job…”


    not sure what the world is like by you, but it was absolutely unequivocally NOT like this when my generation were first time house buyers. Most of us believed in getting our financial house in order before investing in renovations like granite countertops tops and marble bathrooms. Tell your kids friends there was a time when cable tv changed the world, and that legacy still exists.


    This way of life is a double edged sword. It depletes liquidity from young adults and drives up comparable real estate values on the market.


    This type of rapid increase in property values is nothing new. Way way back when I was 20 the average home prices had tripled in ten years in my region. It’s just the marble and granite purchases by young adults that is.
    Look at the rate of increase in average property values vs average income. It has absolutely skyrocketed more than any other generation. Not sure why you’re still defending this ridiculous premise. 

    It’s your comments that are ridiculous. You discredit facts on nothing more than anecdotes. Every topic. Same nonsense.

    I guess authors such as David Bach, J.L. Collins and Justin Sliva have nothing compared to the financial genius coming from your comments lol.

     Yeah Vancouver is expensive. We had Todd Talbot teach us that ten years ago. Didn’t realize he was an expert giving advice on American opportunity, if we’re talking about pivots.. High housing prices doesnt mean people can’t be smart with money to build wealth. Maybe I should invest in the Swedish or Canadian financial markets instead.

     
    no, you changed your argument from "stop buying starbucks so you can buy a house" to "stop buying starbucks and invest it instead" because you were proven wrong. next. 


    They obviously need better schools near you because that is atrocious reading comprehension and that usage of quotations is so misrepresentative of the truth…these comments are absurd as is the false bravado. Proven? What a joke. 


    ” capitalism falling six points is nothing more than rent and housing being expensive now. So the kids should  stop buying Starbucks and Netflix and start investing. That’s the American way. Nothing compares to it on earth.

    they can do a lot better investing than getting free handouts from the government.
  • Tim Simmons
    Tim Simmons Posts: 10,135
    I don’t think the ones who need handouts from the government are the ones buying Starbucks daily with several stream subscriptions. 
  • Tim Simmons
    Tim Simmons Posts: 10,135
    edited September 29
    Changing zoning laws would help promote building houses for millennials and Zs who are hoping to move into that realm. That’s something government can do for them. 
  • Lerxst1992
    Lerxst1992 Posts: 8,316
    I don’t think the ones who need handouts from the government are the ones buying Starbucks daily with several stream subscriptions. 

    The point of the original comment was they can do a lot better investing than getting free handouts from the government.

    the Starbucks and Netflix are jokes with a hint of truth …and not a bad idea for those not investing. Those funds represent a great starting point for investing for those on a tight budget.

    and the context of all this “handouts” is a mamdani style govt in the financial capital of the world. That’s where my commenting on this originated. Him running that particular city is a very unique situation. Not only referencing the stock market, but how easy it is for large employers to move a mile from midtown to escape his promised high tax rates.
  • I don’t think the ones who need handouts from the government are the ones buying Starbucks daily with several stream subscriptions. 

    The point of the original comment was they can do a lot better investing than getting free handouts from the government.

    the Starbucks and Netflix are jokes with a hint of truth …and not a bad idea for those not investing. Those funds represent a great starting point for investing for those on a tight budget.

    and the context of all this “handouts” is a mamdani style govt in the financial capital of the world. That’s where my commenting on this originated. Him running that particular city is a very unique situation. Not only referencing the stock market, but how easy it is for large employers to move a mile from midtown to escape his promised high tax rates.

    * The following opinion is mine and mine alone and does not represent the views of my family, friends, government and/or my past, present or future employer. US Department of State: 1-888-407-4747.


    “His promised high tax rates” take the state legislature to pass a bill and the governor to sign it, something she’s come out against. Good luck with that. And Plan Mamdani is the dem plan all across this great land.



    09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR; 05/03/2025, New Orleans, LA;

    Libtardaplorable©. And proud of it.

    Brilliantati©
  • Tim Simmons
    Tim Simmons Posts: 10,135
    I don’t think the ones who need handouts from the government are the ones buying Starbucks daily with several stream subscriptions. 

    The point of the original comment was they can do a lot better investing than getting free handouts from the government.

    the Starbucks and Netflix are jokes with a hint of truth …and not a bad idea for those not investing. Those funds represent a great starting point for investing for those on a tight budget.

    and the context of all this “handouts” is a mamdani style govt in the financial capital of the world. That’s where my commenting on this originated. Him running that particular city is a very unique situation. Not only referencing the stock market, but how easy it is for large employers to move a mile from midtown to escape his promised high tax rates.
    My point is, people who can create the extra income to invest aren’t asking for handouts. 
  • Tim Simmons
    Tim Simmons Posts: 10,135
    Guys. I cannot recommend this more. It really gets to the heart of the divide in Dem circles. I went back to read this today after listening to the audio yesterday (also in the link). Just a great convo

    https://www.nytimes.com/2025/09/28/opinion/ezra-klein-podcast-ta-nehisi-coates.html
  • Tim Simmons
    Tim Simmons Posts: 10,135
    ope
  • gimmesometruth27
    gimmesometruth27 St. Fuckin Louis Posts: 24,737
    ope
    she should make blue hats that read "kamala was right about everything"
    "You can tell the greatness of a man by what makes him angry."  - Lincoln

    "Well, you tell him that I don't talk to suckas."
  • Tim Simmons
    Tim Simmons Posts: 10,135
    Guys. I cannot recommend this more. It really gets to the heart of the divide in Dem circles. I went back to read this today after listening to the audio yesterday (also in the link). Just a great convo

    https://www.nytimes.com/2025/09/28/opinion/ezra-klein-podcast-ta-nehisi-coates.html
    video too

    https://www.youtube.com/watch?v=UaeoDlLNnok