Retirement

Gern Blansten

josevolution said:

I’m semiretired I’m not taking SS yet I’m 64 will be 65 in September, I take 500$ a month from IRA account I work perdiem my own schedule 1-2 days a week my wife works for the same health system I do so I get benefits from her.
im planning on eventually living 4-6 months in Chile and the time here in the states I can even get my SS sent to me in Chile if i need to live there permanently, I’m enjoying my life 

I've got a client that retired to Mexico. They love it. I can't remember exactly what area but they use a UPS Store in Houston as their US connection. 

They live very comfortably on their SS benefits and savings. They told me they have enough to pay rent, eat out, etc., with no financial worries.

josevolution

Gern Blansten said:

josevolution said:

I’m semiretired I’m not taking SS yet I’m 64 will be 65 in September, I take 500$ a month from IRA account I work perdiem my own schedule 1-2 days a week my wife works for the same health system I do so I get benefits from her.
im planning on eventually living 4-6 months in Chile and the time here in the states I can even get my SS sent to me in Chile if i need to live there permanently, I’m enjoying my life 

I've got a client that retired to Mexico. They love it. I can't remember exactly what area but they use a UPS Store in Houston as their US connection. 

They live very comfortably on their SS benefits and savings. They told me they have enough to pay rent, eat out, etc., with no financial worries.

Yeah for us Chile is such an easy transition I’ve got extended family there and I just found out that I still have my Chilean citizenship so I have dual citizenship, I know someone who’s also collecting SS there and says the exchange makes his living very comfortable 

Lerxst1992

josevolution said:

I’m semiretired I’m not taking SS yet I’m 64 will be 65 in September, I take 500$ a month from IRA account I work perdiem my own schedule 1-2 days a week my wife works for the same health system I do so I get benefits from her.
im planning on eventually living 4-6 months in Chile and the time here in the states I can even get my SS sent to me in Chile if i need to live there permanently, I’m enjoying my life 

How do you handle healthcare if you are overseas and don’t wish to return early? 

josevolution

Lerxst1992 said:

josevolution said:

I’m semiretired I’m not taking SS yet I’m 64 will be 65 in September, I take 500$ a month from IRA account I work perdiem my own schedule 1-2 days a week my wife works for the same health system I do so I get benefits from her.
im planning on eventually living 4-6 months in Chile and the time here in the states I can even get my SS sent to me in Chile if i need to live there permanently, I’m enjoying my life 

How do you handle healthcare if you are overseas and don’t wish to return early? 

I’m a Chilean citizen I’ll apply for their healthcare 

Get_Right

josevolution said:

Lerxst1992 said:

josevolution said:

I’m semiretired I’m not taking SS yet I’m 64 will be 65 in September, I take 500$ a month from IRA account I work perdiem my own schedule 1-2 days a week my wife works for the same health system I do so I get benefits from her.
im planning on eventually living 4-6 months in Chile and the time here in the states I can even get my SS sent to me in Chile if i need to live there permanently, I’m enjoying my life 

How do you handle healthcare if you are overseas and don’t wish to return early? 

I’m a Chilean citizen I’ll apply for their healthcare 

My wife and I have been having that same conversation about Japan. Healthcare is almost free and once you are outside a major city, the cost of living is not too bad. Japan also treats the elderly very well.

SPEEDY MCCREADY

Heading down to the Orlando area in 2 days. Going to look at 3 more apartments, and make our decision on which one to rent for 12 months. Kathy is going to keep working for 2 years, hopefully from home most of time. Our house will hopefully be officially up for sale within the next 3-4 weeks. All the major work has been finished. Gonna have a pod delivered and start loading it up with our belongings. Also going to get a small dumpster delivered and load that up with garbage and the furniture that we are not taking with us. Im paying someone to drive the pod down to Florida. The price was much cheaper than I was thinking it would be. 

Hopefully the next 3-8 weeks go smoothly. 
Im not really worried about the house selling. Its going to sell quickly. 

mickeyrat

SPEEDY MCCREADY said:

Heading down to the Orlando area in 2 days. Going to look at 3 more apartments, and make our decision on which one to rent for 12 months. Kathy is going to keep working for 2 years, hopefully from home most of time. Our house will hopefully be officially up for sale within the next 3-4 weeks. All the major work has been finished. Gonna have a pod delivered and start loading it up with our belongings. Also going to get a small dumpster delivered and load that up with garbage and the furniture that we are not taking with us. Im paying someone to drive the pod down to Florida. The price was much cheaper than I was thinking it would be. 

Hopefully the next 3-8 weeks go smoothly. 
Im not really worried about the house selling. Its going to sell quickly. 

donate whatever is servicable. are there any volunteers of america thrift stores up there?

nicknyr15

SPEEDY MCCREADY said:

Heading down to the Orlando area in 2 days. Going to look at 3 more apartments, and make our decision on which one to rent for 12 months. Kathy is going to keep working for 2 years, hopefully from home most of time. Our house will hopefully be officially up for sale within the next 3-4 weeks. All the major work has been finished. Gonna have a pod delivered and start loading it up with our belongings. Also going to get a small dumpster delivered and load that up with garbage and the furniture that we are not taking with us. Im paying someone to drive the pod down to Florida. The price was much cheaper than I was thinking it would be. 

Hopefully the next 3-8 weeks go smoothly. 
Im not really worried about the house selling. It’s going to sell quickly. 

That’s exciting!! Best of luck. I’m not too far behind. I’m done with nyc. Can’t take the weather anymore amongst many other things. Narrowed down to Melbourne or Stuart Florida. Hoping by December to have an apartment rented. If everything works out and we love it, we’ll be on the hunt for an ocean front condo. 

Keep us updated! 

SPEEDY MCCREADY

mickeyrat said:

SPEEDY MCCREADY said:

Heading down to the Orlando area in 2 days. Going to look at 3 more apartments, and make our decision on which one to rent for 12 months. Kathy is going to keep working for 2 years, hopefully from home most of time. Our house will hopefully be officially up for sale within the next 3-4 weeks. All the major work has been finished. Gonna have a pod delivered and start loading it up with our belongings. Also going to get a small dumpster delivered and load that up with garbage and the furniture that we are not taking with us. Im paying someone to drive the pod down to Florida. The price was much cheaper than I was thinking it would be. 

Hopefully the next 3-8 weeks go smoothly. 
Im not really worried about the house selling. Its going to sell quickly. 

donate whatever is servicable. are there any volunteers of america thrift stores up there?

Ive already taken 536 trips to goodwill.

mickeyrat

SPEEDY MCCREADY said:

mickeyrat said:

SPEEDY MCCREADY said:

Heading down to the Orlando area in 2 days. Going to look at 3 more apartments, and make our decision on which one to rent for 12 months. Kathy is going to keep working for 2 years, hopefully from home most of time. Our house will hopefully be officially up for sale within the next 3-4 weeks. All the major work has been finished. Gonna have a pod delivered and start loading it up with our belongings. Also going to get a small dumpster delivered and load that up with garbage and the furniture that we are not taking with us. Im paying someone to drive the pod down to Florida. The price was much cheaper than I was thinking it would be. 

Hopefully the next 3-8 weeks go smoothly. 
Im not really worried about the house selling. Its going to sell quickly. 

donate whatever is servicable. are there any volunteers of america thrift stores up there?

Ive already taken 536 trips to goodwill.

they dont pick up?

SPEEDY MCCREADY

nicknyr15 said:

SPEEDY MCCREADY said:

Heading down to the Orlando area in 2 days. Going to look at 3 more apartments, and make our decision on which one to rent for 12 months. Kathy is going to keep working for 2 years, hopefully from home most of time. Our house will hopefully be officially up for sale within the next 3-4 weeks. All the major work has been finished. Gonna have a pod delivered and start loading it up with our belongings. Also going to get a small dumpster delivered and load that up with garbage and the furniture that we are not taking with us. Im paying someone to drive the pod down to Florida. The price was much cheaper than I was thinking it would be. 

Hopefully the next 3-8 weeks go smoothly. 
Im not really worried about the house selling. It’s going to sell quickly. 

That’s exciting!! Best of luck. I’m not too far behind. I’m done with nyc. Can’t take the weather anymore amongst many other things. Narrowed down to Melbourne or Stuart Florida. Hoping by December to have an apartment rented. If everything works out and we love it, we’ll be on the hunt for an ocean front condo. 

Keep us updated! 

Right on! The housing market in Florida is tanking. Im in no hurry to buy. Ill rent a year, make sure we are happy, and then we will make our next move. Being an hour or so from The Gulf, Cocoa Beach, and Daytona(Although I wasn't impressed with Daytona our last trip), sounds perfect.

Good for you for making the move. You only live once. 

mickeyrat

found this...

https://www.ilamvets.org/schedule-a-pick-up

nicknyr15

SPEEDY MCCREADY said:

nicknyr15 said:

SPEEDY MCCREADY said:

Heading down to the Orlando area in 2 days. Going to look at 3 more apartments, and make our decision on which one to rent for 12 months. Kathy is going to keep working for 2 years, hopefully from home most of time. Our house will hopefully be officially up for sale within the next 3-4 weeks. All the major work has been finished. Gonna have a pod delivered and start loading it up with our belongings. Also going to get a small dumpster delivered and load that up with garbage and the furniture that we are not taking with us. Im paying someone to drive the pod down to Florida. The price was much cheaper than I was thinking it would be. 

Hopefully the next 3-8 weeks go smoothly. 
Im not really worried about the house selling. It’s going to sell quickly. 

That’s exciting!! Best of luck. I’m not too far behind. I’m done with nyc. Can’t take the weather anymore amongst many other things. Narrowed down to Melbourne or Stuart Florida. Hoping by December to have an apartment rented. If everything works out and we love it, we’ll be on the hunt for an ocean front condo. 

Keep us updated! 

Right on! The housing market in Florida is tanking. Im in no hurry to buy. Ill rent a year, make sure we are happy, and then we will make our next move. Being an hour or so from The Gulf, Cocoa Beach, and Daytona(Although I wasn't impressed with Daytona our last trip), sounds perfect.

Good for you for making the move. You only live once. 

Yea dude I’m in no rush. Theres an abundance of inventory. Again, good luck and keep us updated! 

SPEEDY MCCREADY

nicknyr15 said:

SPEEDY MCCREADY said:

nicknyr15 said:

SPEEDY MCCREADY said:

Heading down to the Orlando area in 2 days. Going to look at 3 more apartments, and make our decision on which one to rent for 12 months. Kathy is going to keep working for 2 years, hopefully from home most of time. Our house will hopefully be officially up for sale within the next 3-4 weeks. All the major work has been finished. Gonna have a pod delivered and start loading it up with our belongings. Also going to get a small dumpster delivered and load that up with garbage and the furniture that we are not taking with us. Im paying someone to drive the pod down to Florida. The price was much cheaper than I was thinking it would be. 

Hopefully the next 3-8 weeks go smoothly. 
Im not really worried about the house selling. It’s going to sell quickly. 

That’s exciting!! Best of luck. I’m not too far behind. I’m done with nyc. Can’t take the weather anymore amongst many other things. Narrowed down to Melbourne or Stuart Florida. Hoping by December to have an apartment rented. If everything works out and we love it, we’ll be on the hunt for an ocean front condo. 

Keep us updated! 

Right on! The housing market in Florida is tanking. Im in no hurry to buy. Ill rent a year, make sure we are happy, and then we will make our next move. Being an hour or so from The Gulf, Cocoa Beach, and Daytona(Although I wasn't impressed with Daytona our last trip), sounds perfect.

Good for you for making the move. You only live once. 

Yea dude I’m in no rush. Theres an abundance of inventory. Again, good luck and keep us updated! 

The Florida housing is ridiculous. I've watched the prices plummet over the last 12 months. But finding single family homes in the area we want, that DO NOT have HOA, isn't easy. Its a whole different world down there. 

SPEEDY MCCREADY

nicknyr15 said:

SPEEDY MCCREADY said:

nicknyr15 said:

SPEEDY MCCREADY said:

Heading down to the Orlando area in 2 days. Going to look at 3 more apartments, and make our decision on which one to rent for 12 months. Kathy is going to keep working for 2 years, hopefully from home most of time. Our house will hopefully be officially up for sale within the next 3-4 weeks. All the major work has been finished. Gonna have a pod delivered and start loading it up with our belongings. Also going to get a small dumpster delivered and load that up with garbage and the furniture that we are not taking with us. Im paying someone to drive the pod down to Florida. The price was much cheaper than I was thinking it would be. 

Hopefully the next 3-8 weeks go smoothly. 
Im not really worried about the house selling. It’s going to sell quickly. 

That’s exciting!! Best of luck. I’m not too far behind. I’m done with nyc. Can’t take the weather anymore amongst many other things. Narrowed down to Melbourne or Stuart Florida. Hoping by December to have an apartment rented. If everything works out and we love it, we’ll be on the hunt for an ocean front condo. 

Keep us updated! 

Right on! The housing market in Florida is tanking. Im in no hurry to buy. Ill rent a year, make sure we are happy, and then we will make our next move. Being an hour or so from The Gulf, Cocoa Beach, and Daytona(Although I wasn't impressed with Daytona our last trip), sounds perfect.

Good for you for making the move. You only live once. 

Yea dude I’m in no rush. Theres an abundance of inventory. Again, good luck and keep us updated! 

Im sure you have followed the whole HOA situation in Florida. Its just a disaster. The whole condo thing scares me. But I'm sure you are well aware of the situation. 

gotthebottle

I'm turning 61 and was hoping to work to 70 to maximize my SS... but that's probably not gonna be there for me

Spurs14

SPEEDY MCCREADY said:

Heading down to the Orlando area in 2 days. Going to look at 3 more apartments, and make our decision on which one to rent for 12 months.

I’m down here right now. Looked at 10 apartments on Monday and 9 houses/townhomes tomorrow.  Need to decide what makes the most financial sense. Winter Garden, Horizon West to be specific.  Have lived here before.  Small world (no pun) if our paths crossed. 

tempo_n_groove

SPEEDY MCCREADY said:

nicknyr15 said:

SPEEDY MCCREADY said:

nicknyr15 said:

SPEEDY MCCREADY said:

Heading down to the Orlando area in 2 days. Going to look at 3 more apartments, and make our decision on which one to rent for 12 months. Kathy is going to keep working for 2 years, hopefully from home most of time. Our house will hopefully be officially up for sale within the next 3-4 weeks. All the major work has been finished. Gonna have a pod delivered and start loading it up with our belongings. Also going to get a small dumpster delivered and load that up with garbage and the furniture that we are not taking with us. Im paying someone to drive the pod down to Florida. The price was much cheaper than I was thinking it would be. 

Hopefully the next 3-8 weeks go smoothly. 
Im not really worried about the house selling. It’s going to sell quickly. 

That’s exciting!! Best of luck. I’m not too far behind. I’m done with nyc. Can’t take the weather anymore amongst many other things. Narrowed down to Melbourne or Stuart Florida. Hoping by December to have an apartment rented. If everything works out and we love it, we’ll be on the hunt for an ocean front condo. 

Keep us updated! 

Right on! The housing market in Florida is tanking. Im in no hurry to buy. Ill rent a year, make sure we are happy, and then we will make our next move. Being an hour or so from The Gulf, Cocoa Beach, and Daytona(Although I wasn't impressed with Daytona our last trip), sounds perfect.

Good for you for making the move. You only live once. 

Yea dude I’m in no rush. Theres an abundance of inventory. Again, good luck and keep us updated! 

The Florida housing is ridiculous. I've watched the prices plummet over the last 12 months. But finding single family homes in the area we want, that DO NOT have HOA, isn't easy. Its a whole different world down there. 

Move out of that cesspool that is Orlando.  Check out Ocala or Hollywood, Haelia.  There are plenty of places you  can go in Florida but for Gods sake stay away from the Villages!

Gern Blansten

gotthebottle said:

I'm turning 61 and was hoping to work to 70 to maximize my SS... but that's probably not gonna be there for me

it will be there....I'm planning on pulling at my full retirement age

it seems like living to 80 is the mark where benefits at your full retirement age match cumulative benefits when you wait until age 70. 

Halifax2TheMax

You may want to reconsider. Maybe someplace with a little less lightening, perhaps?

https://www.theguardian.com/us-news/2025/jun/25/florida-lightning-strike-honeymoon