Is there a way to get paid for sale of tickets on F2F if you don’t have a domestic bank account?

camhendy

Stupid questions guys but bear with me lol. As a Canadian with a US domiciled card I can enter all of the details on TM that would get me paid as if I have a US bank account? Trying to get all of those cheques dispatched last year almost gave me a fucking aneurysm 

GlowGirl

camhendy said:

Stupid questions guys but bear with me lol. As a Canadian with a US domiciled card I can enter all of the details on TM that would get me paid as if I have a US bank account? Trying to get all of those cheques dispatched last year almost gave me a fucking aneurysm 

I had that same issue in 2022 as a U.S. citizen trying to get paid for selling my Canadian shows. It was the most stressful process trying to get paid. It took forever.

camhendy

GlowGirl said:

camhendy said:

Stupid questions guys but bear with me lol. As a Canadian with a US domiciled card I can enter all of the details on TM that would get me paid as if I have a US bank account? Trying to get all of those cheques dispatched last year almost gave me a fucking aneurysm 

I had that same issue in 2022 as a U.S. citizen trying to get paid for selling my Canadian shows. It was the most stressful process trying to get paid. It took forever.

Seriously. It felt like pulling teeth even getting them to send the cheques let alone the wait time for them to arrive

Vedd Hedd

Does a Wise card work for cash conversion like an ATM?
Scenario, I live in the US and travel to Canada.  
I put come cash in my wise card account staring with USD. 
I can convert that to CAD. 
I go to canada, and use an ATM there to takeout CAD?  

Is that how that works?

BeerBaron

RatherStarved said:

Both RBC and TD offer US domiciled bank accounts to Canadians.  I got one of these a couple of years ago and it is as easy as can be to get paid from ticket sales.  

Is this a USD bank account with TD/RBC in Canada or is this an account that is registered to the address of one of their US branches? 

Hawk123

My payout for US shows to Canada was really quick last tour. They used something called Hyperwallet and it was back in my PayPal in no time. 

RatherStarved

To answer some questions, RBC charges an annual fee for the account (waived if a promotion is on).  It’s a bit annoying to pay but it’s like $3/month or so on average and the value is there for me.  I don’t think TD charges but when I was trying to set mine up I kept hitting dead ends with them.  The account is US domiciled.  Distinct from US denominated Canadian domiciled.  

100 Pacer

Logged into TD Easyweb and followed the steps to open a TD Convenience Checking account with account & routing numbers I believe will be accepted for F2F payment transfers. It’s a US based product so I don’t foresee any issues.

juliefer

Vedd Hedd said:

Does a Wise card work for cash conversion like an ATM?
Scenario, I live in the US and travel to Canada.  
I put come cash in my wise card account staring with USD. 
I can convert that to CAD. 
I go to canada, and use an ATM there to takeout CAD?  

Is that how that works?

I think so, yes - except you don't have to convert it to CAD you just use it as is.

As a Canadian, I opened a Wise account because it has a better exchange rate and can be used like a credit card or debit card in the US. I put money in my account in CAD and use it in the US and I don't have to do any currency converting myself. The downside is that it is like a prepaid credit card, so you have to put in enough money to use on your trip, you can't just charge things and then pay them off when you get home. (Of course, you can log in and add funds any time from your connected account, so as long as you have the money available somewhere I guess it's not a big deal.)

@100 Pacer Does that answer your question too? For F2F purposes, once you have a Wise account in CAD, you can easily open a USD one too so that TM can put funds in there if you sell tickets.

Also I have a referral code I can share that waives the fee on your first transfer and gives me a bonus if you transfer a certain amount. PM if you like.

Zod

With my TD one.  The monthly fee is waived if the balance stays over $100 USD.

There's no TD branches in the West Coast of the US, so when I did the online app to open it, I chose my nearest branch as being in Pennsylvania (as I think that was geographically closest to me). I don't think it matters.  I've never needed to step foot in a branch. I do everything online, by the phone, or via ATM.

I also don't mind this now that it's setup. I tend to go to the US once or twice a year.   Whatever ends up going on the card, I just spend while I'm down there.  Its kind of handy if something gets refunded to it, because it doesn't convert back to Canadian and I save on FX fees.

100 Pacer

Zod said:

With my TD one.  The monthly fee is waived if the balance stays over $100 USD.

There's no TD branches in the West Coast of the US, so when I did the online app to open it, I chose my nearest branch as being in Pennsylvania (as I think that was geographically closest to me). I don't think it matters.  I've never needed to step foot in a branch. I do everything online, by the phone, or via ATM.

I also don't mind this now that it's setup. I tend to go to the US once or twice a year.   Whatever ends up going on the card, I just spend while I'm down there.  It’s kind of handy if something gets refunded to it, because it doesn't convert back to Canadian and I save on FX fees.

Good to hear. Confirms what they told me today prior to submitting my application. For those Canadians opening an account with TD in the States be advised the proper method is logging into your Easyweb account and bringing up the application there - initially I was direct to TD’s US website and the application was rejected.

SomethingCreative

lol good luck.  I still have a Canadian check from selling my Toronto tix (I’m US) sitting in my shelf that I apparently cant do anything with without setting up a Canadian bank account!

juliefer

SomethingCreative said:

lol good luck.  I still have a Canadian check from selling my Toronto tix (I’m US) sitting in my shelf that I apparently cant do anything with without setting up a Canadian bank account!

check out my above post above about Wise. You could open an account through them without having to go anywhere in person.

Zod

SomethingCreative said:

lol good luck.  I still have a Canadian check from selling my Toronto tix (I’m US) sitting in my shelf that I apparently cant do anything with without setting up a Canadian bank account!

wait, American banks don't accept cheques from Canada?  Canadian ones accept ones from the US, you just have to wait longer for them to clear. Seems one sided

GlowGirl

Zod said:

SomethingCreative said:

lol good luck.  I still have a Canadian check from selling my Toronto tix (I’m US) sitting in my shelf that I apparently cant do anything with without setting up a Canadian bank account!

wait, American banks don't accept cheques from Canada?  Canadian ones accept ones from the US, you just have to wait longer for them to clear. Seems one sided

My bank cashed the Canadian check. They took out money for the exchange rate or something like that - but they cashed it.

Zod

GlowGirl said:

Zod said:

SomethingCreative said:

lol good luck.  I still have a Canadian check from selling my Toronto tix (I’m US) sitting in my shelf that I apparently cant do anything with without setting up a Canadian bank account!

wait, American banks don't accept cheques from Canada?  Canadian ones accept ones from the US, you just have to wait longer for them to clear. Seems one sided

My bank cashed the Canadian check. They took out money for the exchange rate or something like that - but they cashed it.

That's normal.   We Canadians run into that alot.  Any time we buy something in foreign currency on a credit card, and the order has to get refunded for one reason or another.   We lose out on the foreign exchange twice (once when it goes from CDN to US to buy the thing, then again when it gets refunded, the US to CDN).  On a credit card it's like 2.5% in one direction, so you can lose 5%, when a company cancels an order on you.

I don't Americans run into as much because you can buy all the cool stuff in America

palm0014

Thanks for all the info on this.  I’m hoping to go to the Chicago show but am in Ottawa.

i have a question…can I buy tickets for the show using my credit card (like I’ve done in the past) and I only need to open a Wise account if I try and sell the tickets..or do I need to buy tickets from the beginning with a Wise account in order to sell them?  Just trying to figure out if I have to haul ass and get a wise account set up before February 18.  Thanks!

Zod

You can buy the tickets with a Canadian credit card.  You only need the US card if you want to sell the tickets. 

palm0014

Zod said:

You can buy the tickets with a Canadian credit card.  You only need the US card if you want to sell the tickets. 

You have made my life better all of a sudden.  Now I can focus my efforts more on planning how many shows to catch instead of setting up accounts!  Thank you.

RatherStarved

palm0014 said:

Thanks for all the info on this.  I’m hoping to go to the Chicago show but am in Ottawa.

i have a question…can I buy tickets for the show using my credit card (like I’ve done in the past) and I only need to open a Wise account if I try and sell the tickets..or do I need to buy tickets from the beginning with a Wise account in order to sell them?  Just trying to figure out if I have to haul ass and get a wise account set up before February 18.  Thanks!

Chicago tickets are transferable so you can sell them any way you want.  This nonsense doesn’t apply.  Just have to respect face value rule.