SCOTUS (Supreme Court of the United States)
Comments
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The trolls here can take their racist views and shove it. I haven't the faintest clue how they became fans of Pearl Jam in the first place, and how they ended up here is just a bit strange. Wrong fucking universe, people.
"It's a sad and beautiful world"-Roberto Benigni0 -
brianlux said:The trolls here can take their racist views and shove it. I haven't the faintest clue how they became fans of Pearl Jam in the first place, and how they ended up here is just a bit strange. Wrong fucking universe, people.
If the QtRUmplicans want to keep paying to post their hateful ignorant beliefs, let them.Post edited by Bentleyspop on0 -
Bentleyspop said:brianlux said:The trolls here can take their racist views and shove it. I haven't the faintest clue how they became fans of Pearl Jam in the first place, and how they ended up here is just a bit strange. Wrong fucking universe, people.
If the QtRUmplicans want to keep paying to post their hateful ignorant beliefs, let them.Haha! Good point/perspective.So anyway, Jesus, I can't believe affirmative action is no more. This country is going to hell."It's a sad and beautiful world"-Roberto Benigni0 -
Rooting for the status quo to continue seems beyond short sighted right now, but hey. as long as libz are owned, who gives a shit about the future of the middle and lower class in this country?
#priorities0 -
brianlux said:The trolls here can take their racist views and shove it. I haven't the faintest clue how they became fans of Pearl Jam in the first place, and how they ended up here is just a bit strange. Wrong fucking universe, people.My advice to all minority college applicants is to legally change your names to Bill Smith, Bob Jones, Mary White. Level the playing field. Check the White/Caucasian box ALL THE TIME. You’ve got to play as dirty as they do. This won’t work for employment but I would try anything to get accepted. I’m not being racist, but names say so much about who we are.0
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cblock4life said:brianlux said:The trolls here can take their racist views and shove it. I haven't the faintest clue how they became fans of Pearl Jam in the first place, and how they ended up here is just a bit strange. Wrong fucking universe, people.My advice to all minority college applicants is to legally change your names to Bill Smith, Bob Jones, Mary White. Level the playing field. Check the White/Caucasian box ALL THE TIME. You’ve got to play as dirty as they do. This won’t work for employment but I would try anything to get accepted. I’m not being racist, but names say so much about who we are.
It's that easy, the poors just need to figure it out.0 -
TJ25487 said:Another slap down for Joe Bribem!
The Supreme Court struck down President Joe Biden’s student loan forgiveness plan on Friday, ending a $430 billion debt writeoff that critics said had been a midterm election gimmick Biden knew was unconstitutional.
As Breitbart News reported last fall: “Over the summer, Biden announced his decision to forgive up to $20,000 in student debt for Americans making less than $125,000 a year. The president announced details of his plan on social media, describing it as a “campaign promise” to give “working and middle-class families breathing room” on student loans.”
At the end of the day, I think this is a good thing, but likely not for the reasons you do. In my opinion, student loan forgiveness is actually a regressive policy, not progressive. College graduates make significantly more over their lifetime than non-college grads (e.g. Trump supporters). So you have a situation where the gov't is waiving debt on people who are most likely to be middle to upper middle to wealthy. That's regressive in my book. The core issue is the rising cost of tuition and for students to be wiser in what they borrow and where they choose to go to school. Waiving loans does not accomplish that.
Because I'm at the age where my kids are in school, and my friends' children are going to school, I'm seeing firsthand the poor choices. I see kids going to private schools or out of state publics when I know they can't afford 50-70k per year in costs. It makes no sense. I told my kids they are going in state, public unless they get scholarships. There is no reason not to do so. And if costs are even tighter, junior college to state university is the way to go. I had to do that myself.0 -
mrussel1 said:TJ25487 said:Another slap down for Joe Bribem!
The Supreme Court struck down President Joe Biden’s student loan forgiveness plan on Friday, ending a $430 billion debt writeoff that critics said had been a midterm election gimmick Biden knew was unconstitutional.
As Breitbart News reported last fall: “Over the summer, Biden announced his decision to forgive up to $20,000 in student debt for Americans making less than $125,000 a year. The president announced details of his plan on social media, describing it as a “campaign promise” to give “working and middle-class families breathing room” on student loans.”
At the end of the day, I think this is a good thing, but likely not for the reasons you do. In my opinion, student loan forgiveness is actually a regressive policy, not progressive. College graduates make significantly more over their lifetime than non-college grads (e.g. Trump supporters). So you have a situation where the gov't is waiving debt on people who are most likely to be middle to upper middle to wealthy. That's regressive in my book. The core issue is the rising cost of tuition and for students to be wiser in what they borrow and where they choose to go to school. Waiving loans does not accomplish that.
Because I'm at the age where my kids are in school, and my friends' children are going to school, I'm seeing firsthand the poor choices. I see kids going to private schools or out of state publics when I know they can't afford 50-70k per year in costs. It makes no sense. I told my kids they are going in state, public unless they get scholarships. There is no reason not to do so. And if costs are even tighter, junior college to state university is the way to go. I had to do that myself.Once my son saw the cost of Michigan State he decided on a great in state school for his major, knowing that we were making the payments (unless they fucked up) until he got a good job so the balance would be his responsibility). Started 2 weeks after graduating making 55,000, so here’s your loan sweetheart.Funny but neither of my kids were against it even though their student loans were all paid.Didn’t bother them at all.You’re correct. The changes need to happen at all aspects of the college process. Biggest ripoff next to funerals.0 -
Gern Blansten said:Bentleyspop said:Supreme Court says Christian business owner can refuse to create same-sex marriage websites0
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TJ25487 said:Another slap down for Joe Bribem!
The Supreme Court struck down President Joe Biden’s student loan forgiveness plan on Friday, ending a $430 billion debt writeoff that critics said had been a midterm election gimmick Biden knew was unconstitutional.
As Breitbart News reported last fall: “Over the summer, Biden announced his decision to forgive up to $20,000 in student debt for Americans making less than $125,000 a year. The president announced details of his plan on social media, describing it as a “campaign promise” to give “working and middle-class families breathing room” on student loans.”
09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;
Libtardaplorable©. And proud of it.
Brilliantati©0 -
cblock4life said:mrussel1 said:TJ25487 said:Another slap down for Joe Bribem!
The Supreme Court struck down President Joe Biden’s student loan forgiveness plan on Friday, ending a $430 billion debt writeoff that critics said had been a midterm election gimmick Biden knew was unconstitutional.
As Breitbart News reported last fall: “Over the summer, Biden announced his decision to forgive up to $20,000 in student debt for Americans making less than $125,000 a year. The president announced details of his plan on social media, describing it as a “campaign promise” to give “working and middle-class families breathing room” on student loans.”
At the end of the day, I think this is a good thing, but likely not for the reasons you do. In my opinion, student loan forgiveness is actually a regressive policy, not progressive. College graduates make significantly more over their lifetime than non-college grads (e.g. Trump supporters). So you have a situation where the gov't is waiving debt on people who are most likely to be middle to upper middle to wealthy. That's regressive in my book. The core issue is the rising cost of tuition and for students to be wiser in what they borrow and where they choose to go to school. Waiving loans does not accomplish that.
Because I'm at the age where my kids are in school, and my friends' children are going to school, I'm seeing firsthand the poor choices. I see kids going to private schools or out of state publics when I know they can't afford 50-70k per year in costs. It makes no sense. I told my kids they are going in state, public unless they get scholarships. There is no reason not to do so. And if costs are even tighter, junior college to state university is the way to go. I had to do that myself.Once my son saw the cost of Michigan State he decided on a great in state school for his major, knowing that we were making the payments (unless they fucked up) until he got a good job so the balance would be his responsibility). Started 2 weeks after graduating making 55,000, so here’s your loan sweetheart.Funny but neither of my kids were against it even though their student loans were all paid.Didn’t bother them at all.You’re correct. The changes need to happen at all aspects of the college process. Biggest ripoff next to funerals.The sad thing to me is that student loans are so much more necessary than the used to be. Cost for tuition today are insane.Using an inflation calculator, I calculate that my first first semester of full time (15 units) of college courses at the 4 year university I attended would today cost $427.... total... for all 15 units. The actual cost of a full load of classes at that same college today is $7,522. The discrepancy there is absurd."It's a sad and beautiful world"-Roberto Benigni0 -
_____________________________________SIGNATURE________________________________________________
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '140 -
_____________________________________SIGNATURE________________________________________________
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '140 -
_____________________________________SIGNATURE________________________________________________
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '140 -
lindamarie73 said:mickeyrat said:josevolution said:mickeyrat said:jesus greets me looks just like me ....0
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brianlux said:cblock4life said:mrussel1 said:TJ25487 said:Another slap down for Joe Bribem!
The Supreme Court struck down President Joe Biden’s student loan forgiveness plan on Friday, ending a $430 billion debt writeoff that critics said had been a midterm election gimmick Biden knew was unconstitutional.
As Breitbart News reported last fall: “Over the summer, Biden announced his decision to forgive up to $20,000 in student debt for Americans making less than $125,000 a year. The president announced details of his plan on social media, describing it as a “campaign promise” to give “working and middle-class families breathing room” on student loans.”
At the end of the day, I think this is a good thing, but likely not for the reasons you do. In my opinion, student loan forgiveness is actually a regressive policy, not progressive. College graduates make significantly more over their lifetime than non-college grads (e.g. Trump supporters). So you have a situation where the gov't is waiving debt on people who are most likely to be middle to upper middle to wealthy. That's regressive in my book. The core issue is the rising cost of tuition and for students to be wiser in what they borrow and where they choose to go to school. Waiving loans does not accomplish that.
Because I'm at the age where my kids are in school, and my friends' children are going to school, I'm seeing firsthand the poor choices. I see kids going to private schools or out of state publics when I know they can't afford 50-70k per year in costs. It makes no sense. I told my kids they are going in state, public unless they get scholarships. There is no reason not to do so. And if costs are even tighter, junior college to state university is the way to go. I had to do that myself.Once my son saw the cost of Michigan State he decided on a great in state school for his major, knowing that we were making the payments (unless they fucked up) until he got a good job so the balance would be his responsibility). Started 2 weeks after graduating making 55,000, so here’s your loan sweetheart.Funny but neither of my kids were against it even though their student loans were all paid.Didn’t bother them at all.You’re correct. The changes need to happen at all aspects of the college process. Biggest ripoff next to funerals.The sad thing to me is that student loans are so much more necessary than the used to be. Cost for tuition today are insane.Using an inflation calculator, I calculate that my first first semester of full time (15 units) of college courses at the 4 year university I attended would today cost $427.... total... for all 15 units. The actual cost of a full load of classes at that same college today is $7,522. The discrepancy there is absurd.
1. States have reduced the funding provided to its universities, so the costs get passed on to the students
2. Amenities are night and day from when you went to college, to me in the 90s and now to today. Went I went to school, it was very spartan. AC was a gift. My middle child is at James Madison University right now and the campus is beautiful. Food court is amazing, library, gym, everything. The state didn't pay for that, we did. But students started making decisions based on these amenities and universities began pouring money into it.
3. Many students receive discounted/free tuition because they are disadvantaged. That means the full tuition students are likely paying more than what they would pay if there was no discounted tuition. I'm actually okay with this.
My son's full load tuition for a semester is right at that 7500 number you quoted. While I don't think it's cheap, I also don't think it's obscene. One thing that is interesting is that books are no longer a big cost. That would add several hundred dollars a semester when I was in school, but for my son, it's de minimis. And he's on a pre-law track so lots of books, but they are all either free online or on Amazon. So that's a bonus.0 -
mrussel1 said:brianlux said:cblock4life said:mrussel1 said:TJ25487 said:Another slap down for Joe Bribem!
The Supreme Court struck down President Joe Biden’s student loan forgiveness plan on Friday, ending a $430 billion debt writeoff that critics said had been a midterm election gimmick Biden knew was unconstitutional.
As Breitbart News reported last fall: “Over the summer, Biden announced his decision to forgive up to $20,000 in student debt for Americans making less than $125,000 a year. The president announced details of his plan on social media, describing it as a “campaign promise” to give “working and middle-class families breathing room” on student loans.”
At the end of the day, I think this is a good thing, but likely not for the reasons you do. In my opinion, student loan forgiveness is actually a regressive policy, not progressive. College graduates make significantly more over their lifetime than non-college grads (e.g. Trump supporters). So you have a situation where the gov't is waiving debt on people who are most likely to be middle to upper middle to wealthy. That's regressive in my book. The core issue is the rising cost of tuition and for students to be wiser in what they borrow and where they choose to go to school. Waiving loans does not accomplish that.
Because I'm at the age where my kids are in school, and my friends' children are going to school, I'm seeing firsthand the poor choices. I see kids going to private schools or out of state publics when I know they can't afford 50-70k per year in costs. It makes no sense. I told my kids they are going in state, public unless they get scholarships. There is no reason not to do so. And if costs are even tighter, junior college to state university is the way to go. I had to do that myself.Once my son saw the cost of Michigan State he decided on a great in state school for his major, knowing that we were making the payments (unless they fucked up) until he got a good job so the balance would be his responsibility). Started 2 weeks after graduating making 55,000, so here’s your loan sweetheart.Funny but neither of my kids were against it even though their student loans were all paid.Didn’t bother them at all.You’re correct. The changes need to happen at all aspects of the college process. Biggest ripoff next to funerals.The sad thing to me is that student loans are so much more necessary than the used to be. Cost for tuition today are insane.Using an inflation calculator, I calculate that my first first semester of full time (15 units) of college courses at the 4 year university I attended would today cost $427.... total... for all 15 units. The actual cost of a full load of classes at that same college today is $7,522. The discrepancy there is absurd.
1. States have reduced the funding provided to its universities, so the costs get passed on to the students
2. Amenities are night and day from when you went to college, to me in the 90s and now to today. Went I went to school, it was very spartan. AC was a gift. My middle child is at James Madison University right now and the campus is beautiful. Food court is amazing, library, gym, everything. The state didn't pay for that, we did. But students started making decisions based on these amenities and universities began pouring money into it.
3. Many students receive discounted/free tuition because they are disadvantaged. That means the full tuition students are likely paying more than what they would pay if there was no discounted tuition. I'm actually okay with this.
My son's full load tuition for a semester is right at that 7500 number you quoted. While I don't think it's cheap, I also don't think it's obscene. One thing that is interesting is that books are no longer a big cost. That would add several hundred dollars a semester when I was in school, but for my son, it's de minimis. And he's on a pre-law track so lots of books, but they are all either free online or on Amazon. So that's a bonus.Ronny Rayguns trickle down was supposed to level the playing field and reach down and lift up. Hardly.09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;
Libtardaplorable©. And proud of it.
Brilliantati©0 -
Halifax2TheMax said:mrussel1 said:brianlux said:cblock4life said:mrussel1 said:TJ25487 said:Another slap down for Joe Bribem!
The Supreme Court struck down President Joe Biden’s student loan forgiveness plan on Friday, ending a $430 billion debt writeoff that critics said had been a midterm election gimmick Biden knew was unconstitutional.
As Breitbart News reported last fall: “Over the summer, Biden announced his decision to forgive up to $20,000 in student debt for Americans making less than $125,000 a year. The president announced details of his plan on social media, describing it as a “campaign promise” to give “working and middle-class families breathing room” on student loans.”
At the end of the day, I think this is a good thing, but likely not for the reasons you do. In my opinion, student loan forgiveness is actually a regressive policy, not progressive. College graduates make significantly more over their lifetime than non-college grads (e.g. Trump supporters). So you have a situation where the gov't is waiving debt on people who are most likely to be middle to upper middle to wealthy. That's regressive in my book. The core issue is the rising cost of tuition and for students to be wiser in what they borrow and where they choose to go to school. Waiving loans does not accomplish that.
Because I'm at the age where my kids are in school, and my friends' children are going to school, I'm seeing firsthand the poor choices. I see kids going to private schools or out of state publics when I know they can't afford 50-70k per year in costs. It makes no sense. I told my kids they are going in state, public unless they get scholarships. There is no reason not to do so. And if costs are even tighter, junior college to state university is the way to go. I had to do that myself.Once my son saw the cost of Michigan State he decided on a great in state school for his major, knowing that we were making the payments (unless they fucked up) until he got a good job so the balance would be his responsibility). Started 2 weeks after graduating making 55,000, so here’s your loan sweetheart.Funny but neither of my kids were against it even though their student loans were all paid.Didn’t bother them at all.You’re correct. The changes need to happen at all aspects of the college process. Biggest ripoff next to funerals.The sad thing to me is that student loans are so much more necessary than the used to be. Cost for tuition today are insane.Using an inflation calculator, I calculate that my first first semester of full time (15 units) of college courses at the 4 year university I attended would today cost $427.... total... for all 15 units. The actual cost of a full load of classes at that same college today is $7,522. The discrepancy there is absurd.
1. States have reduced the funding provided to its universities, so the costs get passed on to the students
2. Amenities are night and day from when you went to college, to me in the 90s and now to today. Went I went to school, it was very spartan. AC was a gift. My middle child is at James Madison University right now and the campus is beautiful. Food court is amazing, library, gym, everything. The state didn't pay for that, we did. But students started making decisions based on these amenities and universities began pouring money into it.
3. Many students receive discounted/free tuition because they are disadvantaged. That means the full tuition students are likely paying more than what they would pay if there was no discounted tuition. I'm actually okay with this.
My son's full load tuition for a semester is right at that 7500 number you quoted. While I don't think it's cheap, I also don't think it's obscene. One thing that is interesting is that books are no longer a big cost. That would add several hundred dollars a semester when I was in school, but for my son, it's de minimis. And he's on a pre-law track so lots of books, but they are all either free online or on Amazon. So that's a bonus.Ronny Rayguns trickle down was supposed to level the playing field and reach down and lift up. Hardly.0 -
mrussel1 said:brianlux said:cblock4life said:mrussel1 said:TJ25487 said:Another slap down for Joe Bribem!
The Supreme Court struck down President Joe Biden’s student loan forgiveness plan on Friday, ending a $430 billion debt writeoff that critics said had been a midterm election gimmick Biden knew was unconstitutional.
As Breitbart News reported last fall: “Over the summer, Biden announced his decision to forgive up to $20,000 in student debt for Americans making less than $125,000 a year. The president announced details of his plan on social media, describing it as a “campaign promise” to give “working and middle-class families breathing room” on student loans.”
At the end of the day, I think this is a good thing, but likely not for the reasons you do. In my opinion, student loan forgiveness is actually a regressive policy, not progressive. College graduates make significantly more over their lifetime than non-college grads (e.g. Trump supporters). So you have a situation where the gov't is waiving debt on people who are most likely to be middle to upper middle to wealthy. That's regressive in my book. The core issue is the rising cost of tuition and for students to be wiser in what they borrow and where they choose to go to school. Waiving loans does not accomplish that.
Because I'm at the age where my kids are in school, and my friends' children are going to school, I'm seeing firsthand the poor choices. I see kids going to private schools or out of state publics when I know they can't afford 50-70k per year in costs. It makes no sense. I told my kids they are going in state, public unless they get scholarships. There is no reason not to do so. And if costs are even tighter, junior college to state university is the way to go. I had to do that myself.Once my son saw the cost of Michigan State he decided on a great in state school for his major, knowing that we were making the payments (unless they fucked up) until he got a good job so the balance would be his responsibility). Started 2 weeks after graduating making 55,000, so here’s your loan sweetheart.Funny but neither of my kids were against it even though their student loans were all paid.Didn’t bother them at all.You’re correct. The changes need to happen at all aspects of the college process. Biggest ripoff next to funerals.The sad thing to me is that student loans are so much more necessary than the used to be. Cost for tuition today are insane.Using an inflation calculator, I calculate that my first first semester of full time (15 units) of college courses at the 4 year university I attended would today cost $427.... total... for all 15 units. The actual cost of a full load of classes at that same college today is $7,522. The discrepancy there is absurd.
1. States have reduced the funding provided to its universities, so the costs get passed on to the students
2. Amenities are night and day from when you went to college, to me in the 90s and now to today. Went I went to school, it was very spartan. AC was a gift. My middle child is at James Madison University right now and the campus is beautiful. Food court is amazing, library, gym, everything. The state didn't pay for that, we did. But students started making decisions based on these amenities and universities began pouring money into it.
3. Many students receive discounted/free tuition because they are disadvantaged. That means the full tuition students are likely paying more than what they would pay if there was no discounted tuition. I'm actually okay with this.
My son's full load tuition for a semester is right at that 7500 number you quoted. While I don't think it's cheap, I also don't think it's obscene. One thing that is interesting is that books are no longer a big cost. That would add several hundred dollars a semester when I was in school, but for my son, it's de minimis. And he's on a pre-law track so lots of books, but they are all either free online or on Amazon. So that's a bonus.1. That's for sure. Universities are not support by states as they once were.2. I only referenced tuition. It's true though that housing was less expensive then. From '71 to '73 three I shared a flat in San Francisco's upper Haight. 3 br, 1 bath, terrific view, use of roof as a deck, sole use of 1 car garage, shared backyard. In today's money, our rent was the equivalent of $1480 a month. That's a lot, but the same place today would be about three times as much. Everything is more expensive today!3. Could be.I still don't see why tuition should be over 17 times a high today. Today, it's an elitist game."It's a sad and beautiful world"-Roberto Benigni0 -
brianlux said:mrussel1 said:brianlux said:cblock4life said:mrussel1 said:TJ25487 said:Another slap down for Joe Bribem!
The Supreme Court struck down President Joe Biden’s student loan forgiveness plan on Friday, ending a $430 billion debt writeoff that critics said had been a midterm election gimmick Biden knew was unconstitutional.
As Breitbart News reported last fall: “Over the summer, Biden announced his decision to forgive up to $20,000 in student debt for Americans making less than $125,000 a year. The president announced details of his plan on social media, describing it as a “campaign promise” to give “working and middle-class families breathing room” on student loans.”
At the end of the day, I think this is a good thing, but likely not for the reasons you do. In my opinion, student loan forgiveness is actually a regressive policy, not progressive. College graduates make significantly more over their lifetime than non-college grads (e.g. Trump supporters). So you have a situation where the gov't is waiving debt on people who are most likely to be middle to upper middle to wealthy. That's regressive in my book. The core issue is the rising cost of tuition and for students to be wiser in what they borrow and where they choose to go to school. Waiving loans does not accomplish that.
Because I'm at the age where my kids are in school, and my friends' children are going to school, I'm seeing firsthand the poor choices. I see kids going to private schools or out of state publics when I know they can't afford 50-70k per year in costs. It makes no sense. I told my kids they are going in state, public unless they get scholarships. There is no reason not to do so. And if costs are even tighter, junior college to state university is the way to go. I had to do that myself.Once my son saw the cost of Michigan State he decided on a great in state school for his major, knowing that we were making the payments (unless they fucked up) until he got a good job so the balance would be his responsibility). Started 2 weeks after graduating making 55,000, so here’s your loan sweetheart.Funny but neither of my kids were against it even though their student loans were all paid.Didn’t bother them at all.You’re correct. The changes need to happen at all aspects of the college process. Biggest ripoff next to funerals.The sad thing to me is that student loans are so much more necessary than the used to be. Cost for tuition today are insane.Using an inflation calculator, I calculate that my first first semester of full time (15 units) of college courses at the 4 year university I attended would today cost $427.... total... for all 15 units. The actual cost of a full load of classes at that same college today is $7,522. The discrepancy there is absurd.
1. States have reduced the funding provided to its universities, so the costs get passed on to the students
2. Amenities are night and day from when you went to college, to me in the 90s and now to today. Went I went to school, it was very spartan. AC was a gift. My middle child is at James Madison University right now and the campus is beautiful. Food court is amazing, library, gym, everything. The state didn't pay for that, we did. But students started making decisions based on these amenities and universities began pouring money into it.
3. Many students receive discounted/free tuition because they are disadvantaged. That means the full tuition students are likely paying more than what they would pay if there was no discounted tuition. I'm actually okay with this.
My son's full load tuition for a semester is right at that 7500 number you quoted. While I don't think it's cheap, I also don't think it's obscene. One thing that is interesting is that books are no longer a big cost. That would add several hundred dollars a semester when I was in school, but for my son, it's de minimis. And he's on a pre-law track so lots of books, but they are all either free online or on Amazon. So that's a bonus.1. That's for sure. Universities are not support by states as they once were.2. I only referenced tuition. It's true though that housing was less expensive then. From '71 to '73 three I shared a flat in San Francisco's upper Haight. 3 br, 1 bath, terrific view, use of roof as a deck, sole use of 1 car garage, shared backyard. In today's money, our rent was the equivalent of $1480 a month. That's a lot, but the same place today would be about three times as much. Everything is more expensive today!3. Could be.I still don't see why tuition should be over 17 times a high today. Today, it's an elitist game.
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