Obamacare ACA (Affordable Care Act)

tempo_n_groove

Halifax2TheMax said:

PJinIL said:

"next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet  

For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?

The processed food and fast food industries would ensure this never sees the light of day.

Aren't we as a nation though moving towards healthier lifestyles?

As much money as we spend on medicaid/medicare and all the money that companies/people pay for coverage I find it hard to believe that we can't make healthcare universal.

tempo_n_groove

I did not know that we spend 3.4Trillion dollars a year on medical...  Holy cow...
https://www.theatlantic.com/health/archive/2017/06/how-we-spend-3400000000000/530355/

oftenreading

tempo_n_groove said:

Halifax2TheMax said:

PJinIL said:

"next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet  

For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?

The processed food and fast food industries would ensure this never sees the light of day.

Aren't we as a nation though moving towards healthier lifestyles?

As much money as we spend on medicaid/medicare and all the money that companies/people pay for coverage I find it hard to believe that we can't make healthcare universal.

Trump’s administration just lobbied the WHO to water down their resolution in support of breastfeeding; in fact, they pressured the sponsoring nation until it dropped the resolution. Why? Because the WH likes the support of the formula manufacturers. Breastmilk isn’t making anyone any money. 

CM189191

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

If you can explain why they aren't I'd love to hear it.

They created something that is spiraling out of control with costs now so they are getting some blame too.

Let's start simple and work our way up:

Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

next lesson: why is water wet?

Great answer!  Thanks for playing!!!

in no particular order : 

Hill–Burton Act

signed by Truman (D)

National Mental Health Act

signed by Truman (D)

Community Mental Health Act
signed by Kennedy (D)

Social Security Act of 1935
signed by Roosevelt (D)

Social Security Amendments of 1965 (creating Medicare & Medicaid)
signed by Johnson (D)

Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)

signed by Reagan (R) 
gasp!

Children's Health Insurance Program
signed by Clinton (D)

Patient Protection and Affordable Care Act
signed by Obama (D)

Ds have tried time and time again to make health care affordable and accessible to the American people.

Time and time again R's have used these programs as wedge issues.  Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.

Explain to me again how both sides are culpable here?

So tired of this 'both sides are bad narrative'. It's demonstrably false.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

tempo_n_groove

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

If you can explain why they aren't I'd love to hear it.

They created something that is spiraling out of control with costs now so they are getting some blame too.

Let's start simple and work our way up:

Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

next lesson: why is water wet?

Great answer!  Thanks for playing!!!

in no particular order : 

Hill–Burton Act

signed by Truman (D)

National Mental Health Act

signed by Truman (D)

Community Mental Health Act
signed by Kennedy (D)

Social Security Act of 1935
signed by Roosevelt (D)

Social Security Amendments of 1965 (creating Medicare & Medicaid)
signed by Johnson (D)

Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)

signed by Reagan (R) 
gasp!

Children's Health Insurance Program
signed by Clinton (D)

Patient Protection and Affordable Care Act
signed by Obama (D)

Ds have tried time and time again to make health care affordable and accessible to the American people.

Time and time again R's have used these programs as wedge issues.  Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.

Explain to me again how both sides are culpable here?

So tired of this 'both sides are bad narrative'. It's demonstrably false.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

Why I blame the Dems is adding subsidies that can easily be taken away.  They should have planned it better.  The GOP is just going to bankrupt the program now by taking everything away.

Piss poor planning.

tempo_n_groove

oftenreading said:

tempo_n_groove said:

Halifax2TheMax said:

PJinIL said:

"next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet  

For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?

The processed food and fast food industries would ensure this never sees the light of day.

Aren't we as a nation though moving towards healthier lifestyles?

As much money as we spend on medicaid/medicare and all the money that companies/people pay for coverage I find it hard to believe that we can't make healthcare universal.

Trump’s administration just lobbied the WHO to water down their resolution in support of breastfeeding; in fact, they pressured the sponsoring nation until it dropped the resolution. Why? Because the WH likes the support of the formula manufacturers. Breastmilk isn’t making anyone any money. 

Baby formula companies have lobbyists too?

CM189191

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

If you can explain why they aren't I'd love to hear it.

They created something that is spiraling out of control with costs now so they are getting some blame too.

Let's start simple and work our way up:

Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

next lesson: why is water wet?

Great answer!  Thanks for playing!!!

in no particular order : 

Hill–Burton Act

signed by Truman (D)

National Mental Health Act

signed by Truman (D)

Community Mental Health Act
signed by Kennedy (D)

Social Security Act of 1935
signed by Roosevelt (D)

Social Security Amendments of 1965 (creating Medicare & Medicaid)
signed by Johnson (D)

Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)

signed by Reagan (R) 
gasp!

Children's Health Insurance Program
signed by Clinton (D)

Patient Protection and Affordable Care Act
signed by Obama (D)

Ds have tried time and time again to make health care affordable and accessible to the American people.

Time and time again R's have used these programs as wedge issues.  Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.

Explain to me again how both sides are culpable here?

So tired of this 'both sides are bad narrative'. It's demonstrably false.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

Why I blame the Dems is adding subsidies that can easily be taken away.  They should have planned it better.  The GOP is just going to bankrupt the program now by taking everything away.

Piss poor planning.

maybe pictures will help



GOP had 2 options : take a good program and make it better, or destroy it.  They elected to destroy it. 

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

tempo_n_groove

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

If you can explain why they aren't I'd love to hear it.

They created something that is spiraling out of control with costs now so they are getting some blame too.

Let's start simple and work our way up:

Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

next lesson: why is water wet?

Great answer!  Thanks for playing!!!

in no particular order : 

Hill–Burton Act

signed by Truman (D)

National Mental Health Act

signed by Truman (D)

Community Mental Health Act
signed by Kennedy (D)

Social Security Act of 1935
signed by Roosevelt (D)

Social Security Amendments of 1965 (creating Medicare & Medicaid)
signed by Johnson (D)

Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)

signed by Reagan (R) 
gasp!

Children's Health Insurance Program
signed by Clinton (D)

Patient Protection and Affordable Care Act
signed by Obama (D)

Ds have tried time and time again to make health care affordable and accessible to the American people.

Time and time again R's have used these programs as wedge issues.  Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.

Explain to me again how both sides are culpable here?

So tired of this 'both sides are bad narrative'. It's demonstrably false.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

Why I blame the Dems is adding subsidies that can easily be taken away.  They should have planned it better.  The GOP is just going to bankrupt the program now by taking everything away.

Piss poor planning.

maybe pictures will help



GOP had 2 options : take a good program and make it better, or destroy it.  They elected to destroy it. 

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

I know that.  It's partisanship at it's finest.  It doesn't mean I can't be pissed at the Dems for not making it bulletproof.

I also would like to thank you for insulting me yet a second time.  You must be a riot at parties or you get punched a lot.

oftenreading

tempo_n_groove said:

oftenreading said:

tempo_n_groove said:

Halifax2TheMax said:

PJinIL said:

"next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet  

For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?

The processed food and fast food industries would ensure this never sees the light of day.

Aren't we as a nation though moving towards healthier lifestyles?

As much money as we spend on medicaid/medicare and all the money that companies/people pay for coverage I find it hard to believe that we can't make healthcare universal.

Trump’s administration just lobbied the WHO to water down their resolution in support of breastfeeding; in fact, they pressured the sponsoring nation until it dropped the resolution. Why? Because the WH likes the support of the formula manufacturers. Breastmilk isn’t making anyone any money. 

Baby formula companies have lobbyists too?

Oh man, they have a terrible history. Years ago Nestle was sanctioned for marketing to women in third world countries with the message that breastmilk was unsafe and formula was healthier, which led to women trying to switch to formula, which they couldn’t afford, and which they watered down with unsafe water, so babies died of malnutrition and waterborne illnesses. Yes, they have lobbyists. 

 

tempo_n_groove

oftenreading said:

tempo_n_groove said:

oftenreading said:

tempo_n_groove said:

Halifax2TheMax said:

PJinIL said:

"next lesson: why is water wet?"  Is this a trick question? Water isn't wet, it makes things wet  

For the ACA, I'm not up on the whodunnit to the program, but we definitely needed something. It's a start.

Education and incentive are what we really need. We as a society greatly abuse the healthcare system. As do doctors. My doc ordered an mri after I visited with some pain, she didn't do much to figure it out, seemed like a pretty casual "yeah, let's do this expensive thing, you have good insurance". (Turned out to be a strained muscle that was fixed with a visit to a good massage therapist)  I don't have the exact bill in front of me, but I can assure you that the doc/hospital charged whatever they could to insurance. My wife is in the health care insurance industry and can confirm that hospitals will bill much higher rates to insurance for tests than someone paying out of pocket, which hardly makes sense. Sadly, my insurance benefits at my job are better than she gets, and she WORKS for the place, lol.

Start with a flat rate for everyone of a given age and adjust their risk class by behavior (factor cost of living by region, or whatever). Take someone who is grossly overweight because of lifestyle choices and let them pay in full for their triple-bypass, or at least place them in a high-risk insurance program with high deductibles and premiums. Folks who follow doctor's orders and attempt to lead a healthy lifestyle, get annual checkups, let these people have access to lower premiums and deductibles. A healthier population would go a long way in reducing costs. 

Now I'm not talking someone with a thyroid issue or other conditions out of someone's control. We're talking Big Jim that has 4 hot dogs and tater salad before breakfast. Down the road comes back and joint pain because of the extra weight, diabetes, etc. Weight doesn't = health, so I'd go so far as to support some physical performance standard. Anyone remember the President's Physical Fitness test in grade school?

The processed food and fast food industries would ensure this never sees the light of day.

Aren't we as a nation though moving towards healthier lifestyles?

As much money as we spend on medicaid/medicare and all the money that companies/people pay for coverage I find it hard to believe that we can't make healthcare universal.

Trump’s administration just lobbied the WHO to water down their resolution in support of breastfeeding; in fact, they pressured the sponsoring nation until it dropped the resolution. Why? Because the WH likes the support of the formula manufacturers. Breastmilk isn’t making anyone any money. 

Baby formula companies have lobbyists too?

Oh man, they have a terrible history. Years ago Nestle was sanctioned for marketing to women in third world countries with the message that breastmilk was unsafe and formula was healthier, which led to women trying to switch to formula, which they couldn’t afford, and which they watered down with unsafe water, so babies died of malnutrition and waterborne illnesses. Yes, they have lobbyists. 

 

I never knew that.  I am surprised they weren't brought up on charges.

CM189191

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

If you can explain why they aren't I'd love to hear it.

They created something that is spiraling out of control with costs now so they are getting some blame too.

Let's start simple and work our way up:

Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

next lesson: why is water wet?

Great answer!  Thanks for playing!!!

in no particular order : 

Hill–Burton Act

signed by Truman (D)

National Mental Health Act

signed by Truman (D)

Community Mental Health Act
signed by Kennedy (D)

Social Security Act of 1935
signed by Roosevelt (D)

Social Security Amendments of 1965 (creating Medicare & Medicaid)
signed by Johnson (D)

Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)

signed by Reagan (R) 
gasp!

Children's Health Insurance Program
signed by Clinton (D)

Patient Protection and Affordable Care Act
signed by Obama (D)

Ds have tried time and time again to make health care affordable and accessible to the American people.

Time and time again R's have used these programs as wedge issues.  Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.

Explain to me again how both sides are culpable here?

So tired of this 'both sides are bad narrative'. It's demonstrably false.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

Why I blame the Dems is adding subsidies that can easily be taken away.  They should have planned it better.  The GOP is just going to bankrupt the program now by taking everything away.

Piss poor planning.

maybe pictures will help



GOP had 2 options : take a good program and make it better, or destroy it.  They elected to destroy it. 

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

I know that.  It's partisanship at it's finest.  It doesn't mean I can't be pissed at the Dems for not making it bulletproof.

I also would like to thank you for insulting me yet a second time.  You must be a riot at parties or you get punched a lot.

You know who gets punched at parties?  The guy who gets drunk on free beer, then complains the host bought a keg Busch Light instead of Guinness.

You know what's insulting?  Scapegoating Democrats for a problem Republicans created.

They've been crowing about repeal and replace for how long now?  Push came to shove and the GOP couldn't repeal and didn't have a plan to replace.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

tempo_n_groove

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

CM189191 said:

tempo_n_groove said:

This topic needs to be revitalized.

So for the last 4 years starting in 2014 I have been on Obamacare/ACA.  My first year of coverage cost my company $501 a month.

This coming year it will increase almost 30% to a whopping $904 a month.

The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...

That is an 80% increase from my first year enrolled.  

What's affordable about this?

I'm calling out both sides of the aisle on this.  No way one party is to blame for this kind of robbery.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

If you can explain why they aren't I'd love to hear it.

They created something that is spiraling out of control with costs now so they are getting some blame too.

Let's start simple and work our way up:

Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.

next lesson: why is water wet?

Great answer!  Thanks for playing!!!

in no particular order : 

Hill–Burton Act

signed by Truman (D)

National Mental Health Act

signed by Truman (D)

Community Mental Health Act
signed by Kennedy (D)

Social Security Act of 1935
signed by Roosevelt (D)

Social Security Amendments of 1965 (creating Medicare & Medicaid)
signed by Johnson (D)

Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)

signed by Reagan (R) 
gasp!

Children's Health Insurance Program
signed by Clinton (D)

Patient Protection and Affordable Care Act
signed by Obama (D)

Ds have tried time and time again to make health care affordable and accessible to the American people.

Time and time again R's have used these programs as wedge issues.  Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.

Explain to me again how both sides are culpable here?

So tired of this 'both sides are bad narrative'. It's demonstrably false.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

Why I blame the Dems is adding subsidies that can easily be taken away.  They should have planned it better.  The GOP is just going to bankrupt the program now by taking everything away.

Piss poor planning.

maybe pictures will help



GOP had 2 options : take a good program and make it better, or destroy it.  They elected to destroy it. 

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

I know that.  It's partisanship at it's finest.  It doesn't mean I can't be pissed at the Dems for not making it bulletproof.

I also would like to thank you for insulting me yet a second time.  You must be a riot at parties or you get punched a lot.

You know who gets punched at parties?  The guy who gets drunk on free beer, then complains the host bought a keg Busch Light instead of Guinness.

You know what's insulting?  Scapegoating Democrats for a problem Republicans created.

They've been crowing about repeal and replace for how long now?  Push came to shove and the GOP couldn't repeal and didn't have a plan to replace.

You're wrong, one party is very specifically to blame for this.  (It's not the Democrats)

Ever since it started, I know that.

Again,  I can be mad and point a finger at the dems too.  Why write a 2300 pg law if you still are going to leave loopholes? 

That is piss poor planning.

It should have been like the constitution where you can build off of it rather than destroy it...

Also I do agree that "one party is specifically to blame" but I've listed my reasons why I'm mad at the other side of the aisle.

Lastly who the hell brings Busch Light (AKA Beast) to a keg party?

CM189191

tempo_n_groove said:

Lastly who the hell brings Busch Light (AKA Beast) to a keg party?

Conservatives, that's who.  Then they tear the label off, tell you it's Heineken, and roofie your date.

josevolution

CM189191 said:

tempo_n_groove said:

Lastly who the hell brings Busch Light (AKA Beast) to a keg party?

Conservatives, that's who.  Then they tear the label off, tell you it's Heineken, and roofie your date.

drop the mic lol ..

eddiec

tempo_n_groove said:

Ever since it started, I know that.

Again,  I can be mad and point a finger at the dems too.  Why write a 2300 pg law if you still are going to leave loopholes? 

That is piss poor planning.

It should have been like the constitution where you can build off of it rather than destroy it...

Also I do agree that "one party is specifically to blame" but I've listed my reasons why I'm mad at the other side of the aisle.

Lastly who the hell brings Busch Light (AKA Beast) to a keg party?

I thought Milwaukee Best was the Beast.

tempo_n_groove

eddiec said:

tempo_n_groove said:

Ever since it started, I know that.

Again,  I can be mad and point a finger at the dems too.  Why write a 2300 pg law if you still are going to leave loopholes? 

That is piss poor planning.

It should have been like the constitution where you can build off of it rather than destroy it...

Also I do agree that "one party is specifically to blame" but I've listed my reasons why I'm mad at the other side of the aisle.

Lastly who the hell brings Busch Light (AKA Beast) to a keg party?

I thought Milwaukee Best was the Beast.

OMG you're right, lol.  It is. hahahaha!

mace1229

Why don’t they take a “good plan” and make it better?
Because it sucks. 
Yes, the R’s have failed to do anything better and that’s embarrassing, but let’s not pretend that Obamacare isn’t anything but a huge mess.
I can think of only 2 groups who are better off with it; those who couldn’t get covered due to pre-existing condition (which would only apply to self or unemployed) and those who get subsidized care.
And don’t forget its subsidized by overcharging every healthy 20 and 30 year olds (you know, that age group just out of college who are living in their mom’s basement in record numbers, struggling to pay student loans, those people) on top of forcing them to buy more coverage than they want or need.
I don’t have data on the numbers, but I know more people who chose to pay the penalty and not carry insurance than those who benefit from it. Aside from a terminal illness, there’s no need for a healthy 25 year old to pay $700/month for insurance.

mace1229

A lot of what’s wrong isn’t ACA, but the system that it forces us to join.
At $1800/month I am forced to pay out, you’d think that covers everything. It doesn’t. We’ll have at least $500 of bills for this month alone because of 2 dr visits for my son and me, and a colonoscopy and ultrasound my wife had. 
The costs are outrageous. Even after serious medical issues, the insurance company still makes money. Imagine if car insurance worked like that. Your car gets stolen and they send you a check, then you realize 3 months of insurance was equal to the value of your car. You’d probably drop insurance, right?

dionnesimone

I've noticed that during this current political administration, my insurance covers much less in diagnostics and PT. :-(

CM189191

mace1229 said:

A lot of what’s wrong isn’t ACA, but the system that it forces us to join.
At $1800/month I am forced to pay out, you’d think that covers everything. It doesn’t. We’ll have at least $500 of bills for this month alone because of 2 dr visits for my son and me, and a colonoscopy and ultrasound my wife had. 
The costs are outrageous. Even after serious medical issues, the insurance company still makes money. Imagine if car insurance worked like that. Your car gets stolen and they send you a check, then you realize 3 months of insurance was equal to the value of your car. You’d probably drop insurance, right?

lol

This is why I work in the insurance industry.  House always wins.

Also my coverage is great and premiums are incredibly cheap.