So for the last 4 years starting in 2014 I have been on Obamacare/ACA. My first year of coverage cost my company $501 a month.
This coming year it will increase almost 30% to a whopping $904 a month.
The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...
That is an 80% increase from my first year enrolled.
What's affordable about this?
I'm calling out both sides of the aisle on this. No way one party is to blame for this kind of robbery.
You're wrong, one party is very specifically to blame for this. (It's not the Democrats)
If you can explain why they aren't I'd love to hear it.
They created something that is spiraling out of control with costs now so they are getting some blame too.
Let's start simple and work our way up:
Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.
next lesson: why is water wet?
Great answer! Thanks for playing!!!
in no particular order :
Hill–Burton Act
signed by Truman (D)
National Mental Health Act
signed by Truman (D)
Community Mental Health Act signed by Kennedy (D)
Social Security Act of 1935 signed by Roosevelt (D)
Social Security Amendments of 1965 (creating Medicare & Medicaid) signed by Johnson (D)
Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)
signed by Reagan (R) gasp!
Children's Health Insurance Program signed by Clinton (D)
Patient Protection and Affordable Care Act signed by Obama (D)
Ds have tried time and time again to make health care affordable and accessible to the American people.
Time and time again R's have used these programs as wedge issues. Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.
Explain to me again how both sides are culpable here?
So tired of this 'both sides are bad narrative'. It's demonstrably false.
You're wrong, one party is very specifically to blame for this. (It's not the Democrats)
Why I blame the Dems is adding subsidies that can easily be taken away. They should have planned it better. The GOP is just going to bankrupt the program now by taking everything away.
Piss poor planning.
maybe pictures will help
GOP had 2 options : take a good program and make it better, or destroy it. They elected to destroy it.
You're wrong, one party is very specifically to blame for this. (It's not the Democrats)
I know that. It's partisanship at it's finest. It doesn't mean I can't be pissed at the Dems for not making it bulletproof.
I also would like to thank you for insulting me yet a second time. You must be a riot at parties or you get punched a lot.
You know who gets punched at parties? The guy who gets drunk on free beer, then complains the host bought a keg Busch Light instead of Guinness.
You know what's insulting? Scapegoating Democrats for a problem Republicans created.
They've been crowing about repeal and replace for how long now? Push came to shove and the GOP couldn't repeal and didn't have a plan to replace.
You're wrong, one party is very specifically to blame for this. (It's not the Democrats)
So for the last 4 years starting in 2014 I have been on Obamacare/ACA. My first year of coverage cost my company $501 a month.
This coming year it will increase almost 30% to a whopping $904 a month.
The first year 2015 went up 2% , 2016 2nd year 10%, 2017 3rd year 20%, 2018 3% and next year it will increase 29% to $904...
That is an 80% increase from my first year enrolled.
What's affordable about this?
I'm calling out both sides of the aisle on this. No way one party is to blame for this kind of robbery.
You're wrong, one party is very specifically to blame for this. (It's not the Democrats)
If you can explain why they aren't I'd love to hear it.
They created something that is spiraling out of control with costs now so they are getting some blame too.
Let's start simple and work our way up:
Blue light is scattered in all directions by the tiny molecules of air in Earth's atmosphere. Blue is scattered more than other colors because it travels as shorter, smaller waves. This is why we see a blue sky most of the time.
next lesson: why is water wet?
Great answer! Thanks for playing!!!
in no particular order :
Hill–Burton Act
signed by Truman (D)
National Mental Health Act
signed by Truman (D)
Community Mental Health Act signed by Kennedy (D)
Social Security Act of 1935 signed by Roosevelt (D)
Social Security Amendments of 1965 (creating Medicare & Medicaid) signed by Johnson (D)
Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)
signed by Reagan (R) gasp!
Children's Health Insurance Program signed by Clinton (D)
Patient Protection and Affordable Care Act signed by Obama (D)
Ds have tried time and time again to make health care affordable and accessible to the American people.
Time and time again R's have used these programs as wedge issues. Decried them as socialism, and used every opportunity to neuter and/or obstruct these initiatives.
Explain to me again how both sides are culpable here?
So tired of this 'both sides are bad narrative'. It's demonstrably false.
You're wrong, one party is very specifically to blame for this. (It's not the Democrats)
Why I blame the Dems is adding subsidies that can easily be taken away. They should have planned it better. The GOP is just going to bankrupt the program now by taking everything away.
Piss poor planning.
maybe pictures will help
GOP had 2 options : take a good program and make it better, or destroy it. They elected to destroy it.
You're wrong, one party is very specifically to blame for this. (It's not the Democrats)
I know that. It's partisanship at it's finest. It doesn't mean I can't be pissed at the Dems for not making it bulletproof.
I also would like to thank you for insulting me yet a second time. You must be a riot at parties or you get punched a lot.
You know who gets punched at parties? The guy who gets drunk on free beer, then complains the host bought a keg Busch Light instead of Guinness.
You know what's insulting? Scapegoating Democrats for a problem Republicans created.
They've been crowing about repeal and replace for how long now? Push came to shove and the GOP couldn't repeal and didn't have a plan to replace.
You're wrong, one party is very specifically to blame for this. (It's not the Democrats)
Ever since it started, I know that.
Again, I can be mad and point a finger at the dems too. Why write a 2300 pg law if you still are going to leave loopholes?
That is piss poor planning.
It should have been like the constitution where you can build off of it rather than destroy it...
Also I do agree that "one party is specifically to blame" but I've listed my reasons why I'm mad at the other side of the aisle.
Lastly who the hell brings Busch Light (AKA Beast) to a keg party?
Why don’t they take a “good plan” and make it better? Because it sucks. Yes, the R’s have failed to do anything better and that’s embarrassing, but let’s not pretend that Obamacare isn’t anything but a huge mess. I can think of only 2 groups who are better off with it; those who couldn’t get covered due to pre-existing condition (which would only apply to self or unemployed) and those who get subsidized care. And don’t forget its subsidized by overcharging every healthy 20 and 30 year olds (you know, that age group just out of college who are living in their mom’s basement in record numbers, struggling to pay student loans, those people) on top of forcing them to buy more coverage than they want or need. I don’t have data on the numbers, but I know more people who chose to pay the penalty and not carry insurance than those who benefit from it. Aside from a terminal illness, there’s no need for a healthy 25 year old to pay $700/month for insurance.
A lot of what’s wrong isn’t ACA, but the system that it forces us to join. At $1800/month I am forced to pay out, you’d think that covers everything. It doesn’t. We’ll have at least $500 of bills for this month alone because of 2 dr visits for my son and me, and a colonoscopy and ultrasound my wife had. The costs are outrageous. Even after serious medical issues, the insurance company still makes money. Imagine if car insurance worked like that. Your car gets stolen and they send you a check, then you realize 3 months of insurance was equal to the value of your car. You’d probably drop insurance, right?
A lot of what’s wrong isn’t ACA, but the system that it forces us to join. At $1800/month I am forced to pay out, you’d think that covers everything. It doesn’t. We’ll have at least $500 of bills for this month alone because of 2 dr visits for my son and me, and a colonoscopy and ultrasound my wife had. The costs are outrageous. Even after serious medical issues, the insurance company still makes money. Imagine if car insurance worked like that. Your car gets stolen and they send you a check, then you realize 3 months of insurance was equal to the value of your car. You’d probably drop insurance, right?
lol
This is why I work in the insurance industry. House always wins.
Also my coverage is great and premiums are incredibly cheap.
A lot of what’s wrong isn’t ACA, but the system that it forces us to join. At $1800/month I am forced to pay out, you’d think that covers everything. It doesn’t. We’ll have at least $500 of bills for this month alone because of 2 dr visits for my son and me, and a colonoscopy and ultrasound my wife had. The costs are outrageous. Even after serious medical issues, the insurance company still makes money. Imagine if car insurance worked like that. Your car gets stolen and they send you a check, then you realize 3 months of insurance was equal to the value of your car. You’d probably drop insurance, right?
lol
This is why I work in the insurance industry. House always wins.
Also my coverage is great and premiums are incredibly cheap.
The GOP is going to own this big time. They are too busy defending tRump's dumbass comments to do something about the avalanche in premiums that is going to drop right before the election.
Remember the Thomas Nine !! (10/02/2018) The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago 2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy 2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE) 2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston 2020: Oakland, Oakland:2021: EV Ohana, Ohana, Ohana, Ohana 2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville 2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
The GOP is going to own this big time. They are too busy defending tRump's dumbass comments to do something about the avalanche in premiums that is going to drop right before the election.
Also look up at what most sane Americans care about for these upcoming elections yep you guessed it healthcare it’s above 50% nationwide that’s what most people care about and Republicans are on the wrong side of the argument !
Also look up at what most sane Americans care about for these upcoming elections yep you guessed it healthcare it’s above 50% nationwide that’s what most people care about and Republicans are on the wrong side of the argument !
But they’re running on lies. Like Walker in Wisconsin claiming you’ll be able to get insurance with pre-existing conditions while he’s actually defunded that provision. The repubs are lying sack of shits. Wait until people sign up for their “cheaper” version and realize it doesn’t cover much of anything. Suckers.
How many people ended up getting Insurance because of ACÁ ?
There’s so many different numbers out there. Most include people who lost their insurance because of ACA then signed up under ACA. And I bet this number will drop because I heard thenpenaltiy for not having insurance is going away, so all those young healthy people forced to pay outrageous prices for coverage or pay a fine will no longer have to pay a fine if they opt out.
New insurance guidelines would undermine rules of the Affordable Care Act
Seema
Verma, aSdministrator of the Centers for Medicare and Medicaid
Services, issued new guidance to states weakening provisions of the
Affordable Care Act. (Kate Patterson/For The Washington Post)
The
Trump administration is urging states to tear down pillars of the
Affordable Care Act, demolishing a basic rule that federal insurance
subsidies can be used only for people buying health plans in
marketplaces created under the law.
According to
advice issued Thursday by federal health officials, states would be
free to redefine the use of those subsidies, which have since 2014
provided the first help the government ever has offered consumers to
afford monthly insurance premiums.
States could
allow the subsidies to be used for health plans the administration has
been promoting outside the ACA marketplaces that are less expensive
because they provide skimpier benefits and fewer consumer protections.
Even more dramatic, states could let residents with employer-based
coverage set up accounts in which they mingle the federal subsidies with
health-care funds from their job or personal tax-deferred savings funds
to use for premiums or other medical expenses.
If
some states take up the administration’s offer, it would undermine the
ACA’s central changes to the nation’s insurance system, including the
establishment of nationwide standards for many kinds of health coverage
sold in the United States.
Another goal of the
ACA, the sprawling 2010 law that was President Barack Obama’s preeminent
domestic accomplishment, was to concentrate help on the so-called
individual insurance market that serves people who do not have access to
affordable health benefits through a job. Prices were often out of
control and discrimination against unhealthy people was more prevalent
before the ACA imposed required benefits, prohibited insurers from
charging more to people with pre-existing conditions and created a
federal health exchange and similar state-run marketplace in which
private insurance companies compete for customers.
The
ACA health plans have been the only ones for which consumers can use
the subsidies, designed to help customers with incomes up to the middle
class — 400 percent of the federal poverty line — afford the premiums.
The
new advice, called “waiver concepts” because they are ideas for how
states could get federal permission to deviate from the law’s basic
rules, stray from both of those goals. And it would allow states to set
difference income limits for the subsidies — higher or lower than the
federal one.
The day before they were released
by Seema Verma, administrator of the Department of Health and Human
Services’ Centers for Medicare and Medicaid Services, an analysis by the
Brookings Institution questioned the legality of the content and method
of these concepts. The analysis by Christen Linke Young, a Brookings
fellow and HHS alumni from the Obama administration, contends that
“there are serious questions” about whether the changes are allowable
under the law and that “at the very least, it is likely invalid” for CMS
to issue the advice to states without going through the formal steps to
change federal regulations.
In a statement
Thursday, HHS Secretary Alex Azar said: “The Trump administration is
committed to empowering states to think creatively about how to secure
quality, affordable healthcare choices for their citizens.” He said the
four recommendations issued Thursday, including accounts in which
consumers could pool federal subsidies and other funds, are intended to
“show how state governments can work with HHS to create more choices and
greater flexibility in their health insurance markets, helping to bring
down costs and expand access to care.”
In
urging states to consider the changes, CMS is renaming a provision of
the law, known as 1332, which until now has mainly been used to give
states permission to create programs to ease the burden on insurers of
high-cost customers. CMS is switching the name to “State Relief and
Empowerment Waivers,” emphasizing the administration’s desire to hand
off health-care policies to states.
The changes
go beyond a variety of other steps Trump administration health
officials have taken in the past year to weaken the ACA, which the
president has opposed vociferously.
Until now,
they have focused on bending the ACA’s rules for health plans
themselves. The administration has rewritten regulations to make it
easier for Americans to by two types of insurance that is relatively
inexpensive because it does not contain all the benefits and consumer
protections that the ACA typically requires.
The
new steps go further by undercutting the basic ACA structure of the
insurance marketplaces created for those who cannot get affordable
health benefits through a job.
During a
conference call with journalists, Verma said that no state would be
allowed to retreat from a popular aspect of the ACA that protects people
with pre-existing medical conditions from higher prices or an inability
to buy coverage.
She said that, in evaluating
states’ proposals, CMS would focus on several considerations, including
whether changes would foster comprehensive coverage and affordability
and would not increase the federal deficit. She said federal officials
would favor proposals that help, in particular, low-income residents and
people with complex medical problems.
Verma
reiterated an administration talking point that insurance rates have
escalated since the ACA was passed and that health plan choices within
ACA marketplaces have dwindled. However, the current ACA enrollment
period, lasting until mid-December, is different than in the previous
few because prices for the most popular tier of coverage have stabilized
in many places and more insurers are taking part in the marketplaces.
Comments
You know what's insulting? Scapegoating Democrats for a problem Republicans created.
They've been crowing about repeal and replace for how long now? Push came to shove and the GOP couldn't repeal and didn't have a plan to replace.
Again, I can be mad and point a finger at the dems too. Why write a 2300 pg law if you still are going to leave loopholes?
That is piss poor planning.
It should have been like the constitution where you can build off of it rather than destroy it...
Also I do agree that "one party is specifically to blame" but I've listed my reasons why I'm mad at the other side of the aisle.
Lastly who the hell brings Busch Light (AKA Beast) to a keg party?
Because it sucks.
Yes, the R’s have failed to do anything better and that’s embarrassing, but let’s not pretend that Obamacare isn’t anything but a huge mess.
I can think of only 2 groups who are better off with it; those who couldn’t get covered due to pre-existing condition (which would only apply to self or unemployed) and those who get subsidized care.
And don’t forget its subsidized by overcharging every healthy 20 and 30 year olds (you know, that age group just out of college who are living in their mom’s basement in record numbers, struggling to pay student loans, those people) on top of forcing them to buy more coverage than they want or need.
I don’t have data on the numbers, but I know more people who chose to pay the penalty and not carry insurance than those who benefit from it. Aside from a terminal illness, there’s no need for a healthy 25 year old to pay $700/month for insurance.
At $1800/month I am forced to pay out, you’d think that covers everything. It doesn’t. We’ll have at least $500 of bills for this month alone because of 2 dr visits for my son and me, and a colonoscopy and ultrasound my wife had.
The costs are outrageous. Even after serious medical issues, the insurance company still makes money. Imagine if car insurance worked like that. Your car gets stolen and they send you a check, then you realize 3 months of insurance was equal to the value of your car. You’d probably drop insurance, right?
This is why I work in the insurance industry. House always wins.
Also my coverage is great and premiums are incredibly cheap.
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
Libtardaplorable©. And proud of it.
Brilliantati©
And I bet this number will drop because I heard thenpenaltiy for not having insurance is going away, so all those young healthy people forced to pay outrageous prices for coverage or pay a fine will no longer have to pay a fine if they opt out.
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana
New insurance guidelines would undermine rules of the Affordable Care Act
Seema Verma, aSdministrator of the Centers for Medicare and Medicaid Services, issued new guidance to states weakening provisions of the Affordable Care Act. (Kate Patterson/For The Washington Post)
The Trump administration is urging states to tear down pillars of the Affordable Care Act, demolishing a basic rule that federal insurance subsidies can be used only for people buying health plans in marketplaces created under the law.
According to advice issued Thursday by federal health officials, states would be free to redefine the use of those subsidies, which have since 2014 provided the first help the government ever has offered consumers to afford monthly insurance premiums.
States could allow the subsidies to be used for health plans the administration has been promoting outside the ACA marketplaces that are less expensive because they provide skimpier benefits and fewer consumer protections. Even more dramatic, states could let residents with employer-based coverage set up accounts in which they mingle the federal subsidies with health-care funds from their job or personal tax-deferred savings funds to use for premiums or other medical expenses.
If some states take up the administration’s offer, it would undermine the ACA’s central changes to the nation’s insurance system, including the establishment of nationwide standards for many kinds of health coverage sold in the United States.
Another goal of the ACA, the sprawling 2010 law that was President Barack Obama’s preeminent domestic accomplishment, was to concentrate help on the so-called individual insurance market that serves people who do not have access to affordable health benefits through a job. Prices were often out of control and discrimination against unhealthy people was more prevalent before the ACA imposed required benefits, prohibited insurers from charging more to people with pre-existing conditions and created a federal health exchange and similar state-run marketplace in which private insurance companies compete for customers.
The ACA health plans have been the only ones for which consumers can use the subsidies, designed to help customers with incomes up to the middle class — 400 percent of the federal poverty line — afford the premiums.
The new advice, called “waiver concepts” because they are ideas for how states could get federal permission to deviate from the law’s basic rules, stray from both of those goals. And it would allow states to set difference income limits for the subsidies — higher or lower than the federal one.
The day before they were released by Seema Verma, administrator of the Department of Health and Human Services’ Centers for Medicare and Medicaid Services, an analysis by the Brookings Institution questioned the legality of the content and method of these concepts. The analysis by Christen Linke Young, a Brookings fellow and HHS alumni from the Obama administration, contends that “there are serious questions” about whether the changes are allowable under the law and that “at the very least, it is likely invalid” for CMS to issue the advice to states without going through the formal steps to change federal regulations.
In a statement Thursday, HHS Secretary Alex Azar said: “The Trump administration is committed to empowering states to think creatively about how to secure quality, affordable healthcare choices for their citizens.” He said the four recommendations issued Thursday, including accounts in which consumers could pool federal subsidies and other funds, are intended to “show how state governments can work with HHS to create more choices and greater flexibility in their health insurance markets, helping to bring down costs and expand access to care.”
In urging states to consider the changes, CMS is renaming a provision of the law, known as 1332, which until now has mainly been used to give states permission to create programs to ease the burden on insurers of high-cost customers. CMS is switching the name to “State Relief and Empowerment Waivers,” emphasizing the administration’s desire to hand off health-care policies to states.
The changes go beyond a variety of other steps Trump administration health officials have taken in the past year to weaken the ACA, which the president has opposed vociferously.
Until now, they have focused on bending the ACA’s rules for health plans themselves. The administration has rewritten regulations to make it easier for Americans to by two types of insurance that is relatively inexpensive because it does not contain all the benefits and consumer protections that the ACA typically requires.
The new steps go further by undercutting the basic ACA structure of the insurance marketplaces created for those who cannot get affordable health benefits through a job.
During a conference call with journalists, Verma said that no state would be allowed to retreat from a popular aspect of the ACA that protects people with pre-existing medical conditions from higher prices or an inability to buy coverage.
She said that, in evaluating states’ proposals, CMS would focus on several considerations, including whether changes would foster comprehensive coverage and affordability and would not increase the federal deficit. She said federal officials would favor proposals that help, in particular, low-income residents and people with complex medical problems.
Verma reiterated an administration talking point that insurance rates have escalated since the ACA was passed and that health plan choices within ACA marketplaces have dwindled. However, the current ACA enrollment period, lasting until mid-December, is different than in the previous few because prices for the most popular tier of coverage have stabilized in many places and more insurers are taking part in the marketplaces.
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana