Should Everyone Get The Best?
olderman
Posts: 1,765
This is not about me. If it was, I’d post on the AET forum. I just think it is an interesting health care issue. And health care is a current events issue.
I wonder how it might be handled in the future if we establish ‘Equal health care benefits’ for everyone. I also ask, should the U.S. establish such equal care. And is it fair to have unequal care and or coverage that I have posted below.
I had an appointment with an Endocrinologist today. Long story short, he asked me which insurance provider I had as this would determine if the ‘best insulin’ would be covered. He said that this insulin was very expensive. I ‘luckily’ have insurance that covers the ‘best’.
This caused me to think. From his comments, it is obvious that if my insurance did not cover the ‘best’ then I would have to settle for a lower quality insulin. Either that or pay for the ‘best’ myself.
So, it seems, right now there are unequal plans of insurance available. (I know this is stating the obvious.)
When I applied for my job, I knew that health care benefits were included. However, I did not ask if they covered the ‘best’ insulin because I did not have diabetes at the time.
Will Health reform address this issue?
Is this just a case of “too bad sucker” for those with insurance does not cover the ‘best’ insulin?
Should everyone in the U.S. have access to the best meds, regardless of the insurance plan in which they are enrolled? Should health reform mandate equal coverage for everyone?
Should health insurance plans spell out important issues on what is covered and that which is not? Especially prescriptions
I know that this is just a small grain of an issue, however, could this also a insurance plan concern with other medical practices and prescriptions?
If you think this is stupid, please ignore.
Just throwing some thoughts out there as I would be interested in reading discussions among the intelligent 10C folks who post on Moving Train.
Thanks for reading.
(I know that I rambled a bit. Just a little dizzy from high blood sugar.)
I wonder how it might be handled in the future if we establish ‘Equal health care benefits’ for everyone. I also ask, should the U.S. establish such equal care. And is it fair to have unequal care and or coverage that I have posted below.
I had an appointment with an Endocrinologist today. Long story short, he asked me which insurance provider I had as this would determine if the ‘best insulin’ would be covered. He said that this insulin was very expensive. I ‘luckily’ have insurance that covers the ‘best’.
This caused me to think. From his comments, it is obvious that if my insurance did not cover the ‘best’ then I would have to settle for a lower quality insulin. Either that or pay for the ‘best’ myself.
So, it seems, right now there are unequal plans of insurance available. (I know this is stating the obvious.)
When I applied for my job, I knew that health care benefits were included. However, I did not ask if they covered the ‘best’ insulin because I did not have diabetes at the time.
Will Health reform address this issue?
Is this just a case of “too bad sucker” for those with insurance does not cover the ‘best’ insulin?
Should everyone in the U.S. have access to the best meds, regardless of the insurance plan in which they are enrolled? Should health reform mandate equal coverage for everyone?
Should health insurance plans spell out important issues on what is covered and that which is not? Especially prescriptions
I know that this is just a small grain of an issue, however, could this also a insurance plan concern with other medical practices and prescriptions?
If you think this is stupid, please ignore.
Just throwing some thoughts out there as I would be interested in reading discussions among the intelligent 10C folks who post on Moving Train.
Thanks for reading.
(I know that I rambled a bit. Just a little dizzy from high blood sugar.)
Down the street you can hear her scream youre a disgrace
As she slams the door in his drunken face
And now he stands outside
And all the neighbours start to gossip and drool
He cries oh, girl you must be mad,
What happened to the sweet love you and me had?
Against the door he leans and starts a scene,
And his tears fall and burn the garden green
As she slams the door in his drunken face
And now he stands outside
And all the neighbours start to gossip and drool
He cries oh, girl you must be mad,
What happened to the sweet love you and me had?
Against the door he leans and starts a scene,
And his tears fall and burn the garden green
Post edited by Unknown User on
0
Comments
Yep.
The problem itself is insurance plans. Health care should be nationalized like in civilized countries - countries that don't regard the ill health of their citizens as a means of making money.
Have you seen the Michael Moore movie "Sicko"? Some people regard Michael Moore as a "lying fat bag of shit". Other people - including Wendell Potter, the former head of publicity for CIGNA, one of the top health insurance companies in the country said that he "thought he hit the nail on the head with this movie".
welcome back byrnzie....
and you just hit the nail on the head with your comments. they are spot on.
olderman. i've worked in a country that has universal health care, and also within the US health care system, so i have seen and experienced the differences first hand. with the country that has universal health care, if you are diagnosed as an insulin dependant diabetic, the medication you receive is the one that is the best for your body and works best to control your bs levels. it has absolutely nothing to do with the cost of the treatment, or how long it takes your doctor to get your dosage correct with the insulin that is best for you, or whether you have the top health insurance. different people react differently to various sorts of insulin (long and quick acting). they try different sorts until they find out what works best for you. they also put into place a managed health care system for you, where other health care experts are involved like dieticians, podiatrists, eye doctors etc. all things that need to be monitored more closely when you have diabetes. if your doctor has not mentioned those to you, please ask him.
i wish you the best with managing your diabetes and i hope you keep well.
Good question and good point.
I have type 2 diabetes.
The doctor spoke with confidence when he talked about the 'best' insulin. The diabetic "educator" talked about determining proper dosages, but she did not talk about different brands. She did caution me against waste. She said the insurance companies are 'watching every drop.' She also mentioned that doctors are being monitored on pushing certain drug samples. I suspect that there is a 'kick back' issue currently being investigated.
They gave me two "injection pens." Each is loaded with 28 day supply. One is slow acting and the other is fast.
I only mention this because I suspect that this doc is probably being induced to push this brand (SoloStar).
If that is the case, is this just another way for the Rx company to make money by simply repackaging a simple insulin product?
In my state of mind at the time of the appointment, the doctor could have told me just about anything as I was buzzing with a blood sugar high.
Nevertheless, back to the original topic, if this new product is the 'best', is it fair that I get the latest ('best') development in insulin delivery? (when others do not)
Why can't everyone automatically get this same insulin? (if it is the best)
Just askin'
As she slams the door in his drunken face
And now he stands outside
And all the neighbours start to gossip and drool
He cries oh, girl you must be mad,
What happened to the sweet love you and me had?
Against the door he leans and starts a scene,
And his tears fall and burn the garden green
So the "best" is different for different people? I got it. Thanks.
Being given the the gift of life is a "gift", yet the access to health care is a Right, which is earned. Just because a person walks upright, talks, inhales air, does not allow them to any sort of health care. WTF! Developed countries? The USA is ranked thirty second, WHO stats, behind four third world countries in infant mortality! and we want universal healthcare? ABSURD! This entire current event has left a horrible taste in the mouths of us who truly appreciate the American Way, you reap what you sow, and if a person hasn't earned squat, then it is "my choice" whether or not I donate to their needs. Any disease a person has, is built, nurtured, & rewarded by their own body by choice, not some outside force that magically touched them and relegated them to a world of misery. Whether one insulin is superior to the next is a matter of opinion. As a researcher, I have yet to find scientific relevance to such a statement. As most doctors are told to say "catch phrases" to patients, thereby enforcing the law of fear, which motivates any and all. Be objective.
Air is a need..
food is a need..
shelter is a need...
cell phones...not so much
a car?.... no!
Healthcare for everyone? ....Did they earn it? By being employed? Didn't get a pay check for the hours you logged? What more does this country want? This very band that most here "truly love" would be shocked to learn that these boys earned their place, they were not handed a monthly check and a card to live on a sliver platter. Didn't Mr McCready work in a coffee shop. Eddie logged hours in a gas station. They found their gift and took full advantage of it. End of Story.
I don't agree with you on this one. The way I've taken it is that you're saying that unless someone has a job and pays taxes they are not entitled to healthcare? Who has the right to say who deserves it and who doesn't? If you are born with a disability for instance, and are unable to work, should you be denied healthcare? If you have spent your life as a carer for someone but not actually received a pay cheque for it, should you not receive healthcare? People have more to give to their community than just money.
I live in the UK and benefit from the NHS, I also work for the NHS. The system isn't perfect, we have a postcode lottery, where you live depends on what treatment is sometimes available to you. But at least we have a system that whoever you are and whatever income you have, whether its £30,000/yr or £8,000/yr (more commen than you would think - especially where I live) you are entitled to free health care.
I really don't think that anyone has the right to judge another i.e. 'did they earn it?'
I'm not sure of olderman's situation but assuming olderman is employed and receives health care benefits from an employer (full or partial) we can discuss one reason why our current HCS does not work properly.
That being that olderman has been diagnosed with type II diabetes and is currently covered under a health insurance plan....what happens if olderman is laid off? terminated? decides to stop working to spend more time with family? etc....it would be very difficult for olderman to receive health care upon separation from employment
the premiums would be absolutely outrageous because no insurer will want to cover you unless you have the ability to pay ridiculous premiums....any insurer who agrees to cover olderman would likely exclude any coverage related to the diabetes
It is outrageous and immoral and is a good example of why health care cannot operate as a for profit industry in this country
The health care lobby is strong and uses our insurance premiums to lobby the fuck out of congress. Evan Bayh was a democratic superstar...it was rumored that he might run for Pres or be Obama's VP pick....I believe that he was not selected because of his wife's involvement with various health care providers. She sits on numerous boards and brings in over $500K per year in "director's fees". You can bet that Bayh won't make any votes that jeopardize his wallet.
Congress is bought and paid for....we are at the mercy of big money until we clean up the corruption in Congress
http://74.125.95.132/search?q=cache:mf9 ... =firefox-a
here is an IndyStar article about Susan Bayh....makes me want to puke
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
Read the article, outrageous! Urge to puke well justified.
I truly believe that if we got rid of the concept of health insurance (government or private) and put people back in charge of being responsible for obtaining and paying for their own health care, the problems would be drastically reduced.
And before someone says it's not feasible to pay for health care individually, please take a moment to realize we are ALL paying for it - and then some - already. It just doesn't seem like it because:
1. Our employers take out the money before we see it through payroll deductions and through just not paying us as much as they could if they didn't have to worry about providing health insurance (imagine if they gave us all that money and had us pay the insurance ourselves???). It just doesn't seem like we're paying for it because it's automatic.
2. We pay for it in higher costs of goods and services because those same employers have to raise prices to pay for our health insurance. So now we've paid our premiums as in #1 and we've paid more for goods because the employer was the one that actually wrote the check.
3. Through the actions above, we now support an insurance industry which makes a profit (that we fund) and maintains payroll and infrastructure AND insures the medical costs paid directly are too expensive for us because they've eliminated competition and because those high medical costs help insure the insurance industry's survival.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
WHilke I see your point and agree with a bunch, this 1 sentence I cannot agree with. This is a choice. And there are negative consequences (tradeoffs) to choices.
What if everyone stopped working to spend more time with family?
Anyhow, I don't want to derail your entire thought based on 1 sentence but I wanted ot separate it out from the rest.
choice...
I have a friend who was diagnosed with liver cancer four years ago....he is miserable but has to keep working in order to maintain his health insurance...he is terminal...if he quit (a choice according to you) his family would be financially ruined
hats off to his employer
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
yep...i've been trying to get insurance for 5 years but can't because of "pre-existing conditions"
yes it is absolutely true
some companies will cover you but exclude coverage on whatever your "pre-existing conditions" are....how nice of them
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
That's a bit different than quiting simply to spend more time with your family now isn't it? It's not a choice in my mind if your illness makes working nearly impossible.
Why "hats off to his employer"?
Yes, this is ridiculous.
from what i understand. even if you have a job, you can be deny health insurance. in reality, it is teh insurance companyies that deside who deserves something. what happens to a person who lived their lives in good health and took care of themselves but they have high blood pressure. they have a great job (therefore they "earned" health care) but teh insurance compnay says sorry but you have high blood pressure we can't approve you. this idea that everyone who doesn't have insurance is their own fault is not correct. you can't blame a person for something which they had no control of.
is there a list of pre-existing conditionals that insurance companies can deny you for or is just up to them?
up to them...basically anything that might hurt their bottom line
yep...i've been trying to get insurance for 5 years but can't because of "pre-existing conditions"[/quote]
is there a list of pre-existing conditionals that insurance companies can deny you for or is just up to them?[/quote]
up to them...basically anything that might hurt their bottom line[/quote]
i am starting to believe that either americans are really confident that nothing bad will happen to them or their loved ones or they just don't care abotu others. i am sorry if that sounds rude. i just can't imagne that.
It ain't going to happen people. It's time we got both of those archaic entities - insurance and government - out of the way and took care of this ourselves.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
i agree that the government can't pay for everything. there has to be a major overall of how your system is run. you might have to issue a pay rate for some medical treatments. meaning how much hospitals can change for a certain procedure.
not really...he wants to spend more time with his family before he dies
maybe other people want to spend more time with their families while their kids are young and work less but are forced to work because of health coverage
hats off to his employer for allowing him to do next to no work because of his illness and still maintain his job for the health benefits
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
both...
The biggest opponents to health care reform (other than the health care industry) are the know-nothing anti-government right wingers that have not had any experience dealing with problems with our health system. If they were exposed to some of the real issues in our health care system they would change their minds real quick.
That is one benefit of this recession....I think a lot of people have had their eyes opened about our system.
These people bitch about the "Cost" of national health care yet they forget that we are already paying for it....yes my taxes would go up but my out of pocket costs for insurance and medical care would go away as well. Once you get rid of the for profit bureaucracies that are insurance companies you recognize true savings.
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
without sounding liek an asshole i am very happy that i don't live in american. i love the country but man i don't think i could live there. keep on fighting!
...hell I've heard that a lot of Canadians avoid coming to the US because they have to buy health insurance just to travel here...I mean hell you could travel to Chicago and get hit by a car and you would have a $100,000 hospital bill easy
fuck that
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2