We lived in Florida for a number of years and still have interests there. Of course there are possible downsides to living there but that is true of everywhere I have lived.
Congratulations on finding a place you want to be. Happy retirement!!
If hope can grow from dirt like me, it can be done. - EV
Very nice! Looks like something I should have went with. If you don’t mind me asking, what’s the name of the apt complex? PM if you’d rather not have it posted.
Very nice! Looks like something I should have went with. If you don’t mind me asking, what’s the name of the apt complex? PM if you’d rather not have it posted.
Yeah, ill get it all to you by the end of the day.
Take me piece by piece..... Till there aint nothing left worth taking away from me.....
I've heard about this retirement...its a boomer thing....and I will never see it. :(
Actually, retirement became a thing in the late 1800s to early 1900's
But hey Stove, look, if it makes you feel better, having been born in 1951, I'm what they call a "boomer" (I don't use that term myself- I prefer "old fuck"), and I'm still working. I can't do full time, but I still have my little book and vinyl business, and I put in a couple of hours here and there at the used bookstore downtown. I worked my ass off for just two hours this evening and when I got home, I flopped on the bed and felt like total shit. When I got up, it felt like I weighed 500 pounds. Retirement? Fuck that, I don't have a pension. Hack or pack!
"I'll retire when I die." -Neil Young
"It's a sad and beautiful world"
-Roberto Benigni
0
brianlux
Moving through All Kinds of Terrain. Posts: 43,554
Here's another thing I'll say about "boomers" and retirement. A lot of "gen X" and "gen Z" people seem to think the vast majority of "boomers" have it fat and easy with retirement. I got to thinking about that and the people my age and how many of them have a cushy retirement. I've said this before on AMT: No very many. So I thought, "Are all my friends losers? I don't think so."
So I did a little research. Here's a sampling of what I found:
https://www.barrattorneys.com/blog/baby-boomers-by-the-numbers-retirement-looks-bleak/ "Many baby boomers-the 76 million Americans born between 1946 and
1964-have retired or are heading toward retirement, with roughly 10,000
retiring every day. Are they prepared? Based on savings statistics and
actuarial charts, the answer is a resounding no. Insufficient savings
and a lack of planning paint a gloomy picture for many retirees. This
means more people working into their 70s and 80s, more poverty among
elders, and more public resources devoted to health care for seniors."
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
Just in case... ...Please note that if you happen to be a professional drummer, the only way to live the life you want to live is to continue to drum with your current band.
1995 Milwaukee 1998 Alpine, Alpine 2003 Albany, Boston, Boston, Boston 2004 Boston, Boston 2006 Hartford, St. Paul (Petty), St. Paul (Petty) 2011 Alpine, Alpine 2013 Wrigley 2014 St. Paul 2016 Fenway, Fenway, Wrigley, Wrigley 2018 Missoula, Wrigley, Wrigley 2021 Asbury Park 2022 St Louis 2023 Austin, Austin 2024 Napa, Wrigley, Wrigley
Just in case... ...Please note that if you happen to be a professional drummer, the only way to live the life you want to live is to continue to drum with your current band.
Haha I give them credit at their age. How the stones still do it is a mystery to modern science.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
Good advice. Add to that:
Learn the difference between need and want.
Practice delayed gratification. Save up instead of paying ridiculously high credit card interest.
Purchase durable goods which generally cost more than cheap disposable crap but save you money in the long run because they need to be replaced less often, last a lot longer, and work better.
Sorry if this sounds like bragging, but I lost five years of my best working life years due to injury, neither my wife or I ever made a lot of money, and yet we live comfortably, own a modest with mortgage payments that are under $700 per month, and live a comfortable life, all because we budgeted and follow sound personal finance practices. If we can do it, most people can do it.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
Comments
Every single fucking thread.
Till there aint nothing left worth taking away from me.....
Its all good Jose.
Till there aint nothing left worth taking away from me.....
Hahahaha
Till there aint nothing left worth taking away from me.....
Congratulations on finding a place you want to be. Happy retirement!!
Till there aint nothing left worth taking away from me.....
Till there aint nothing left worth taking away from me.....
2 bathroom
Brand new
Never lived in
Till there aint nothing left worth taking away from me.....
astoria 06
albany 06
hartford 06
reading 06
barcelona 06
paris 06
wembley 07
dusseldorf 07
nijmegen 07
this song is meant to be called i got shit,itshould be called i got shit tickets-hartford 06 -
Till there aint nothing left worth taking away from me.....
-Neil Young
"Insufficient financial resources paint a gloomy picture for many retirees"
https://www.prnewswire.com/news-releases/two-thirds-of-peak-baby-boomers-are-not-financially-prepared-for-retirement-302120313.html
"Based on their assets and their likelihood of living up to 20 or more years in retirement, two-thirds of Peak Boomers will be challenged to maintain their lifestyles in retirement."
https://www.barrattorneys.com/blog/baby-boomers-by-the-numbers-retirement-looks-bleak/
"Many baby boomers-the 76 million Americans born between 1946 and 1964-have retired or are heading toward retirement, with roughly 10,000 retiring every day. Are they prepared? Based on savings statistics and actuarial charts, the answer is a resounding no. Insufficient savings and a lack of planning paint a gloomy picture for many retirees. This means more people working into their 70s and 80s, more poverty among elders, and more public resources devoted to health care for seniors."
https://www.insurancethoughtleadership.com/personal-lines/baby-boomers-retirement-crisis
Baby Boomers are facing a retirement crisis, with fewer savings in their pension pots at the point of retirement or facing the prospect of running out of money while in retirement.
I appreciate it
Always good to hear a positive take on things.
Till there aint nothing left worth taking away from me.....
...Please note that if you happen to be a professional drummer, the only way to live the life you want to live is to continue to drum with your current band.
2013 Wrigley 2014 St. Paul 2016 Fenway, Fenway, Wrigley, Wrigley 2018 Missoula, Wrigley, Wrigley 2021 Asbury Park 2022 St Louis 2023 Austin, Austin
2024 Napa, Wrigley, Wrigley
I would guess MC has more than a few mill in the bank, maybe 100m. No he isn't looking at this tread.
Hahaha
Till there aint nothing left worth taking away from me.....
He might be, but he is not worried about the cost of a hot heater heater. He probably has on demand in each of his 10 bathrooms!
privilege. You’re speaking of framework in a world that does not exist anymore.