The main argument for a $16 minimum wage is people can’t live off less than that, it is what you need to survive. What you do with that money 6 years from now (college) is not a concern when you’re talking about what people need to live. They call it a livable wage, not college funding wage. Age seems like the easiest way to differentiate that. I don’t know of any 14 year olds who are the head of a household and raising kids on their own. If that were the case, exceptions could be made. But the law does differentiate in the types of jobs they have and the hours they work. In my state, under 16 can only work 3 hour shifts. So they can tell employees to work them 1/3 of the rest, but can’t tell them to pay them any different?
Bottom line if you have a 7th grade education, never worked before and can only work select hours you are worth less to your employer than the average 18 year old with a high school diploma and are available to work 40 hours a week. They are already considered unequal employees by the law. And they should be, they are kids. Otherwise why bother with the hassle of hiring someone you have to try to schedule 3 hour shifts for, has never had to problem solve or taken pre-algebra? If you don’t like idea of basing it on age, then base it on education or work experience. That seems more difficult, but there are a lot of free programs out there to help people get their GED. Otherwise I, and a large portion of the country, will never agree with a livable minimum wage if we don’t figure out a way to mandate it with exemptions for kids not needing a livable wage to support a head of a house. I do support the 19 year old single mom getting a livable wage, not the 14 year old at their first job.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
I'm a fan of indexed Min Wage. Maybe something like 4 or 5 tiers based on the cost of living in an area. You can't really do it at the state level because rural to urban is so different. But it's a hard thing to do, it's hard to build and hard to manage. I know there is a counter from Manchin out there for $11. That's better than we have today and maybe not as disruptive as a huge jump to $15.
I would be if it was more complex to include age or something else too. I'm not for a national "liveable wage" even if it is tiered. And nearly the entire argument against it is not everyone needs a liveable wage. But I never see that addressed. I have 8th graders asking me for work permits, do they need a salary or hourly wage that is enough to support a family? There is nothing wrong with paying a 14 year old with a 7th or 8th grade education, who is at their first job with little to no experience, half of what would be considered a liveable wage for an adult. To increase the minimum wage they should expand the student learner wage program that increase those exempt from a minimum wage.
Dear god this would be abused so bad. No one would have jobs but seniors and students of a certain age that “don’t need” a livable wage. Not to mention how stupid it would be if two people are doing the same job, cashier, line cook etc and one guy is 32 and makes 15 but the other guy is 65 or 18 and only makes 10 or whatever someone else decides is enough. Holy moly that’s why we created minimum wage laws and unions in the first place, to not abuse the labor force...
Haven't checked this thread in a few days, we've probably moved on. But there obviously would be abuse, that's why more regulations would be needed. Like only allowing a certain number of minors to be employed. A McDonald's shouldn't be run by a bunch of 14 year olds anyway. I don't see why it would be that difficult to stipulate that for every 10 employees, only 2 can be exempt from minimum wage (such as under 18). That solves your problem.
But paying people on age already happens to some extent. Most places pay more if you have more experience and more education. So a 25 year old working the same job as a 14 year old will almost always be making more, even if they both are cashiers. You have 2 teachers teaching the same class at the same school, one is 22 and making 45k and the other 55 and making 90k. Same job. Yes, theoretically the older teacher with more experience is going to be a better teacher, but wouldn't also the 32 year old over the 14 year old at pretty much any job too? I would just never agree that a 14 year old at their first job needs $16/hr.
Paying more due to experience and education is very different than paying more for age. If your hypothetical 55 year old teacher was at his or her first teaching job, then they get the starting salary, correct?
And most teens that I know who are working are saving up to pay university/college tuition fees, so your thoughts on whether they “need” the job or not are skewed.
Yes, if that 55 year old was a first year teacher they’d be paid first year rates. But your argument was that a 14 year old and a 32 year old at the same job should get the same pay. I’m assuming that 32 year old has more education and more experience than the 14 year old. If a 32 year old has never had a job and has less than a 7th grade education, he’s probably special needs and there are programs for that. Otherwise he does deserve more pay. With 18 more years of life he’s probably picked up life skills, education, problem solving skills, etc that a 14 year old does not have. He’s worth more. A 14 year old is worth less. Less education, no work experience. Limited hours he can work. Depends on his mom for rides. And $8/hr is still a lot for most 14 year olds who’d otherwise be playing fortnight. If I had to pay them equal I’d never hire the 14 year old.
so should a 32 year old delivering flyers to subsidize their income get more money than a 12 year old because he brings more to the table for.....delivering flyers?
"every society honours its live conformists and its dead troublemakers"
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
I'm a fan of indexed Min Wage. Maybe something like 4 or 5 tiers based on the cost of living in an area. You can't really do it at the state level because rural to urban is so different. But it's a hard thing to do, it's hard to build and hard to manage. I know there is a counter from Manchin out there for $11. That's better than we have today and maybe not as disruptive as a huge jump to $15.
I would be if it was more complex to include age or something else too. I'm not for a national "liveable wage" even if it is tiered. And nearly the entire argument against it is not everyone needs a liveable wage. But I never see that addressed. I have 8th graders asking me for work permits, do they need a salary or hourly wage that is enough to support a family? There is nothing wrong with paying a 14 year old with a 7th or 8th grade education, who is at their first job with little to no experience, half of what would be considered a liveable wage for an adult. To increase the minimum wage they should expand the student learner wage program that increase those exempt from a minimum wage.
Dear god this would be abused so bad. No one would have jobs but seniors and students of a certain age that “don’t need” a livable wage. Not to mention how stupid it would be if two people are doing the same job, cashier, line cook etc and one guy is 32 and makes 15 but the other guy is 65 or 18 and only makes 10 or whatever someone else decides is enough. Holy moly that’s why we created minimum wage laws and unions in the first place, to not abuse the labor force...
Haven't checked this thread in a few days, we've probably moved on. But there obviously would be abuse, that's why more regulations would be needed. Like only allowing a certain number of minors to be employed. A McDonald's shouldn't be run by a bunch of 14 year olds anyway. I don't see why it would be that difficult to stipulate that for every 10 employees, only 2 can be exempt from minimum wage (such as under 18). That solves your problem.
But paying people on age already happens to some extent. Most places pay more if you have more experience and more education. So a 25 year old working the same job as a 14 year old will almost always be making more, even if they both are cashiers. You have 2 teachers teaching the same class at the same school, one is 22 and making 45k and the other 55 and making 90k. Same job. Yes, theoretically the older teacher with more experience is going to be a better teacher, but wouldn't also the 32 year old over the 14 year old at pretty much any job too? I would just never agree that a 14 year old at their first job needs $16/hr.
Paying more due to experience and education is very different than paying more for age. If your hypothetical 55 year old teacher was at his or her first teaching job, then they get the starting salary, correct?
And most teens that I know who are working are saving up to pay university/college tuition fees, so your thoughts on whether they “need” the job or not are skewed.
Yes, if that 55 year old was a first year teacher they’d be paid first year rates. But your argument was that a 14 year old and a 32 year old at the same job should get the same pay. I’m assuming that 32 year old has more education and more experience than the 14 year old. If a 32 year old has never had a job and has less than a 7th grade education, he’s probably special needs and there are programs for that. Otherwise he does deserve more pay. With 18 more years of life he’s probably picked up life skills, education, problem solving skills, etc that a 14 year old does not have. He’s worth more. A 14 year old is worth less. Less education, no work experience. Limited hours he can work. Depends on his mom for rides. And $8/hr is still a lot for most 14 year olds who’d otherwise be playing fortnight. If I had to pay them equal I’d never hire the 14 year old.
so should a 32 year old delivering flyers to subsidize their income get more money than a 12 year old because he brings more to the table for.....delivering flyers?
I don't think you can legally pay a 12 year old. And there's a reason why you don't see many 32 year olds delivering flyers. I am not for an across the board minimum wage of $16, or whatever is deemed livable in your area. A 12 or 14 year old doesn't need to be supporting the family. One way to differentiate wage is by age. Another would be by job. I'm okay with either. If a 12 year old can do a job equally as well as a 32 year old because the job requires no skills, no labor, no experience, a job that a poorly trained monkey can do, then let the 14 year old have that job and pay him $8. But that hasn't worked out I guess. But even with your example, I would say a 32 year old has a better chance of doing the job better. If you were paying someone to pass out flyers and you had all sorts of applicants because you are now mandated to pay everyone $16/hr, and it came down to a 12 year old who can only cover half as much ground, can only work 3 hours a day, needs to be home before the street lights come on, has to work around his school schedule and no experience on how to manage time with work, school and friends, no experience with dealing with angry customers, you're responsible for him walking around on your dime, never had to read a map before to figure out where to deliver said flyers. Or a 32 year old who has a car, can cover a lot more deliveries in the same time, can work 12 hour days, doesn't need permission from mom on how late to stay out, 20 more years with life experience dealing with crazies in the world while he passes things out randomly, you don't fear for his safety with the homeless wondering around because he's not 12. You think those 2 are equal? I know who I'd hire, assuming no criminal record, etc. There's a reason they don't hire young boys to deliver papers anymore. They drive around in a car and throw them out the window onto driveways. Because an 18 year old with a car is worth more than a 12 year old on a bike.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
I'm a fan of indexed Min Wage. Maybe something like 4 or 5 tiers based on the cost of living in an area. You can't really do it at the state level because rural to urban is so different. But it's a hard thing to do, it's hard to build and hard to manage. I know there is a counter from Manchin out there for $11. That's better than we have today and maybe not as disruptive as a huge jump to $15.
I would be if it was more complex to include age or something else too. I'm not for a national "liveable wage" even if it is tiered. And nearly the entire argument against it is not everyone needs a liveable wage. But I never see that addressed. I have 8th graders asking me for work permits, do they need a salary or hourly wage that is enough to support a family? There is nothing wrong with paying a 14 year old with a 7th or 8th grade education, who is at their first job with little to no experience, half of what would be considered a liveable wage for an adult. To increase the minimum wage they should expand the student learner wage program that increase those exempt from a minimum wage.
Dear god this would be abused so bad. No one would have jobs but seniors and students of a certain age that “don’t need” a livable wage. Not to mention how stupid it would be if two people are doing the same job, cashier, line cook etc and one guy is 32 and makes 15 but the other guy is 65 or 18 and only makes 10 or whatever someone else decides is enough. Holy moly that’s why we created minimum wage laws and unions in the first place, to not abuse the labor force...
Haven't checked this thread in a few days, we've probably moved on. But there obviously would be abuse, that's why more regulations would be needed. Like only allowing a certain number of minors to be employed. A McDonald's shouldn't be run by a bunch of 14 year olds anyway. I don't see why it would be that difficult to stipulate that for every 10 employees, only 2 can be exempt from minimum wage (such as under 18). That solves your problem.
But paying people on age already happens to some extent. Most places pay more if you have more experience and more education. So a 25 year old working the same job as a 14 year old will almost always be making more, even if they both are cashiers. You have 2 teachers teaching the same class at the same school, one is 22 and making 45k and the other 55 and making 90k. Same job. Yes, theoretically the older teacher with more experience is going to be a better teacher, but wouldn't also the 32 year old over the 14 year old at pretty much any job too? I would just never agree that a 14 year old at their first job needs $16/hr.
Paying more due to experience and education is very different than paying more for age. If your hypothetical 55 year old teacher was at his or her first teaching job, then they get the starting salary, correct?
And most teens that I know who are working are saving up to pay university/college tuition fees, so your thoughts on whether they “need” the job or not are skewed.
Yes, if that 55 year old was a first year teacher they’d be paid first year rates. But your argument was that a 14 year old and a 32 year old at the same job should get the same pay. I’m assuming that 32 year old has more education and more experience than the 14 year old. If a 32 year old has never had a job and has less than a 7th grade education, he’s probably special needs and there are programs for that. Otherwise he does deserve more pay. With 18 more years of life he’s probably picked up life skills, education, problem solving skills, etc that a 14 year old does not have. He’s worth more. A 14 year old is worth less. Less education, no work experience. Limited hours he can work. Depends on his mom for rides. And $8/hr is still a lot for most 14 year olds who’d otherwise be playing fortnight. If I had to pay them equal I’d never hire the 14 year old.
so should a 32 year old delivering flyers to subsidize their income get more money than a 12 year old because he brings more to the table for.....delivering flyers?
I don't think you can legally pay a 12 year old. And there's a reason why you don't see many 32 year olds delivering flyers. I am not for an across the board minimum wage of $16, or whatever is deemed livable in your area. A 12 or 14 year old doesn't need to be supporting the family. One way to differentiate wage is by age. Another would be by job. I'm okay with either. If a 12 year old can do a job equally as well as a 32 year old because the job requires no skills, no labor, no experience, a job that a poorly trained monkey can do, then let the 14 year old have that job and pay him $8. But that hasn't worked out I guess. But even with your example, I would say a 32 year old has a better chance of doing the job better. If you were paying someone to pass out flyers and you had all sorts of applicants because you are now mandated to pay everyone $16/hr, and it came down to a 12 year old who can only cover half as much ground, can only work 3 hours a day, needs to be home before the street lights come on, has to work around his school schedule and no experience on how to manage time with work, school and friends, no experience with dealing with angry customers, you're responsible for him walking around on your dime, never had to read a map before to figure out where to deliver said flyers. Or a 32 year old who has a car, can cover a lot more deliveries in the same time, can work 12 hour days, doesn't need permission from mom on how late to stay out, 20 more years with life experience dealing with crazies in the world while he passes things out randomly, you don't fear for his safety with the homeless wondering around because he's not 12. You think those 2 are equal? I know who I'd hire, assuming no criminal record, etc. There's a reason they don't hire young boys to deliver papers anymore. They drive around in a car and throw them out the window onto driveways. Because an 18 year old with a car is worth more than a 12 year old on a bike.
that was a really long post basically saying you are pro-age discrimination. the flyer company can easily choose the 32 year old based on the things above, but you can't choose to pay one employee more than another simply because their age is different. You can make the terms of the job the things you outlined. But you can't just arbitrarily decide who gets more based on their age.
I'm pretty sure you're familiar with the term "slippery slope"?
based on a generalization, one could argue that then would make it ok to pay mexican immigrants more on a job site than a white guy because they are "known" to be harder working, even without first seeing him on the job.
"every society honours its live conformists and its dead troublemakers"
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '14
I really don't understand the issue with paying a 16 year old the same as a 32 year old if the work is the same and they started at the same time, no matter what minimum wage is set at. There are already other labor laws in place about hours of work, benefits and leave time that would limit the 16 year old more than the 32 year old anyway. When I was 16 I definitely worked harder for my 4.75 an hour than the mid 20's supervisor I had at the grocery store. Sure, not always the case, but that isn't restricted to age.
Anyway, we've beaten this to death. I think we need to address it, but it probably won't happen in this package.
just wait. I'm going to smoke a doob tonight and put on tucker and see what that asshole has to say about this. You just know him and/or hannity are going to claim the bidens have desecrated the grounds of the white house with tacky elementary school decorations.
"every society honours its live conformists and its dead troublemakers"
I can't get over how refreshing it is to not have that stupid fucking moron tweeting and pissing me off every day. Banned for life by twitter. Fucking beautiful.
just wait. I'm going to smoke a doob tonight and put on tucker and see what that asshole has to say about this. You just know him and/or hannity are going to claim the bidens have desecrated the grounds of the white house with tacky elementary school decorations.
just wait. I'm going to smoke a doob tonight and put on tucker and see what that asshole has to say about this. You just know him and/or hannity are going to claim the bidens have desecrated the grounds of the white house with tacky elementary school decorations.
Probably some lame comment about slow Joe wandering the grounds and that they needed to put these up so he could find his way back.
just wait. I'm going to smoke a doob tonight and put on tucker and see what that asshole has to say about this. You just know him and/or hannity are going to claim the bidens have desecrated the grounds of the white house with tacky elementary school decorations.
I'm sorry you get that trash in Canada.
yeah, it's on fox here too I think. I don't know actually. I don't have cable. I occasionally check them out on youtube for a lark. to see how the lower half thinks.
"every society honours its live conformists and its dead troublemakers"
just wait. I'm going to smoke a doob tonight and put on tucker and see what that asshole has to say about this. You just know him and/or hannity are going to claim the bidens have desecrated the grounds of the white house with tacky elementary school decorations.
Probably some lame comment about slow Joe wandering the grounds and that they needed to put these up so he could find his way back.
haha true.
"every society honours its live conformists and its dead troublemakers"
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
I'm a fan of indexed Min Wage. Maybe something like 4 or 5 tiers based on the cost of living in an area. You can't really do it at the state level because rural to urban is so different. But it's a hard thing to do, it's hard to build and hard to manage. I know there is a counter from Manchin out there for $11. That's better than we have today and maybe not as disruptive as a huge jump to $15.
I would be if it was more complex to include age or something else too. I'm not for a national "liveable wage" even if it is tiered. And nearly the entire argument against it is not everyone needs a liveable wage. But I never see that addressed. I have 8th graders asking me for work permits, do they need a salary or hourly wage that is enough to support a family? There is nothing wrong with paying a 14 year old with a 7th or 8th grade education, who is at their first job with little to no experience, half of what would be considered a liveable wage for an adult. To increase the minimum wage they should expand the student learner wage program that increase those exempt from a minimum wage.
Dear god this would be abused so bad. No one would have jobs but seniors and students of a certain age that “don’t need” a livable wage. Not to mention how stupid it would be if two people are doing the same job, cashier, line cook etc and one guy is 32 and makes 15 but the other guy is 65 or 18 and only makes 10 or whatever someone else decides is enough. Holy moly that’s why we created minimum wage laws and unions in the first place, to not abuse the labor force...
Haven't checked this thread in a few days, we've probably moved on. But there obviously would be abuse, that's why more regulations would be needed. Like only allowing a certain number of minors to be employed. A McDonald's shouldn't be run by a bunch of 14 year olds anyway. I don't see why it would be that difficult to stipulate that for every 10 employees, only 2 can be exempt from minimum wage (such as under 18). That solves your problem.
But paying people on age already happens to some extent. Most places pay more if you have more experience and more education. So a 25 year old working the same job as a 14 year old will almost always be making more, even if they both are cashiers. You have 2 teachers teaching the same class at the same school, one is 22 and making 45k and the other 55 and making 90k. Same job. Yes, theoretically the older teacher with more experience is going to be a better teacher, but wouldn't also the 32 year old over the 14 year old at pretty much any job too? I would just never agree that a 14 year old at their first job needs $16/hr.
Paying more due to experience and education is very different than paying more for age. If your hypothetical 55 year old teacher was at his or her first teaching job, then they get the starting salary, correct?
And most teens that I know who are working are saving up to pay university/college tuition fees, so your thoughts on whether they “need” the job or not are skewed.
Yes, if that 55 year old was a first year teacher they’d be paid first year rates. But your argument was that a 14 year old and a 32 year old at the same job should get the same pay. I’m assuming that 32 year old has more education and more experience than the 14 year old. If a 32 year old has never had a job and has less than a 7th grade education, he’s probably special needs and there are programs for that. Otherwise he does deserve more pay. With 18 more years of life he’s probably picked up life skills, education, problem solving skills, etc that a 14 year old does not have. He’s worth more. A 14 year old is worth less. Less education, no work experience. Limited hours he can work. Depends on his mom for rides. And $8/hr is still a lot for most 14 year olds who’d otherwise be playing fortnight. If I had to pay them equal I’d never hire the 14 year old.
so should a 32 year old delivering flyers to subsidize their income get more money than a 12 year old because he brings more to the table for.....delivering flyers?
I don't think you can legally pay a 12 year old. And there's a reason why you don't see many 32 year olds delivering flyers. I am not for an across the board minimum wage of $16, or whatever is deemed livable in your area. A 12 or 14 year old doesn't need to be supporting the family. One way to differentiate wage is by age. Another would be by job. I'm okay with either. If a 12 year old can do a job equally as well as a 32 year old because the job requires no skills, no labor, no experience, a job that a poorly trained monkey can do, then let the 14 year old have that job and pay him $8. But that hasn't worked out I guess. But even with your example, I would say a 32 year old has a better chance of doing the job better. If you were paying someone to pass out flyers and you had all sorts of applicants because you are now mandated to pay everyone $16/hr, and it came down to a 12 year old who can only cover half as much ground, can only work 3 hours a day, needs to be home before the street lights come on, has to work around his school schedule and no experience on how to manage time with work, school and friends, no experience with dealing with angry customers, you're responsible for him walking around on your dime, never had to read a map before to figure out where to deliver said flyers. Or a 32 year old who has a car, can cover a lot more deliveries in the same time, can work 12 hour days, doesn't need permission from mom on how late to stay out, 20 more years with life experience dealing with crazies in the world while he passes things out randomly, you don't fear for his safety with the homeless wondering around because he's not 12. You think those 2 are equal? I know who I'd hire, assuming no criminal record, etc. There's a reason they don't hire young boys to deliver papers anymore. They drive around in a car and throw them out the window onto driveways. Because an 18 year old with a car is worth more than a 12 year old on a bike.
that was a really long post basically saying you are pro-age discrimination. the flyer company can easily choose the 32 year old based on the things above, but you can't choose to pay one employee more than another simply because their age is different. You can make the terms of the job the things you outlined. But you can't just arbitrarily decide who gets more based on their age.
I'm pretty sure you're familiar with the term "slippery slope"?
based on a generalization, one could argue that then would make it ok to pay mexican immigrants more on a job site than a white guy because they are "known" to be harder working, even without first seeing him on the job.
So would it be better to not specify age when making differences in pay, but state things like if you are flexible in hours, have your own transportation, can be out after dark, etc, then you qualify for the higher wage? If not, if you have limited hours, if you can only work select hours (some minors can't even drive at night in some states, so employers may have to schedule around that), if you can't legally close the shop then you qualify for the lower tier job? You're not setting the difference by age, but by qualifications. Seems like a more complicated system than just dividing it by age, when that is really all you're doing anyway since a 14 year old is limited by law what he can do. There's nothing in the law that prevents a legal immigrant worker from doing the same things a white person is doing. So that example is not the same. I'm not basing these on stereotypes of teenagers. But limitations the law puts on them, and therefore also their employer. There are lots of things legally a 14 year old can't do that an 18 year old can, even if they have the same job title.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
I'm a fan of indexed Min Wage. Maybe something like 4 or 5 tiers based on the cost of living in an area. You can't really do it at the state level because rural to urban is so different. But it's a hard thing to do, it's hard to build and hard to manage. I know there is a counter from Manchin out there for $11. That's better than we have today and maybe not as disruptive as a huge jump to $15.
I would be if it was more complex to include age or something else too. I'm not for a national "liveable wage" even if it is tiered. And nearly the entire argument against it is not everyone needs a liveable wage. But I never see that addressed. I have 8th graders asking me for work permits, do they need a salary or hourly wage that is enough to support a family? There is nothing wrong with paying a 14 year old with a 7th or 8th grade education, who is at their first job with little to no experience, half of what would be considered a liveable wage for an adult. To increase the minimum wage they should expand the student learner wage program that increase those exempt from a minimum wage.
Dear god this would be abused so bad. No one would have jobs but seniors and students of a certain age that “don’t need” a livable wage. Not to mention how stupid it would be if two people are doing the same job, cashier, line cook etc and one guy is 32 and makes 15 but the other guy is 65 or 18 and only makes 10 or whatever someone else decides is enough. Holy moly that’s why we created minimum wage laws and unions in the first place, to not abuse the labor force...
Haven't checked this thread in a few days, we've probably moved on. But there obviously would be abuse, that's why more regulations would be needed. Like only allowing a certain number of minors to be employed. A McDonald's shouldn't be run by a bunch of 14 year olds anyway. I don't see why it would be that difficult to stipulate that for every 10 employees, only 2 can be exempt from minimum wage (such as under 18). That solves your problem.
But paying people on age already happens to some extent. Most places pay more if you have more experience and more education. So a 25 year old working the same job as a 14 year old will almost always be making more, even if they both are cashiers. You have 2 teachers teaching the same class at the same school, one is 22 and making 45k and the other 55 and making 90k. Same job. Yes, theoretically the older teacher with more experience is going to be a better teacher, but wouldn't also the 32 year old over the 14 year old at pretty much any job too? I would just never agree that a 14 year old at their first job needs $16/hr.
Paying more due to experience and education is very different than paying more for age. If your hypothetical 55 year old teacher was at his or her first teaching job, then they get the starting salary, correct?
And most teens that I know who are working are saving up to pay university/college tuition fees, so your thoughts on whether they “need” the job or not are skewed.
Yes, if that 55 year old was a first year teacher they’d be paid first year rates. But your argument was that a 14 year old and a 32 year old at the same job should get the same pay. I’m assuming that 32 year old has more education and more experience than the 14 year old. If a 32 year old has never had a job and has less than a 7th grade education, he’s probably special needs and there are programs for that. Otherwise he does deserve more pay. With 18 more years of life he’s probably picked up life skills, education, problem solving skills, etc that a 14 year old does not have. He’s worth more. A 14 year old is worth less. Less education, no work experience. Limited hours he can work. Depends on his mom for rides. And $8/hr is still a lot for most 14 year olds who’d otherwise be playing fortnight. If I had to pay them equal I’d never hire the 14 year old.
so should a 32 year old delivering flyers to subsidize their income get more money than a 12 year old because he brings more to the table for.....delivering flyers?
I don't think you can legally pay a 12 year old. And there's a reason why you don't see many 32 year olds delivering flyers. I am not for an across the board minimum wage of $16, or whatever is deemed livable in your area. A 12 or 14 year old doesn't need to be supporting the family. One way to differentiate wage is by age. Another would be by job. I'm okay with either. If a 12 year old can do a job equally as well as a 32 year old because the job requires no skills, no labor, no experience, a job that a poorly trained monkey can do, then let the 14 year old have that job and pay him $8. But that hasn't worked out I guess. But even with your example, I would say a 32 year old has a better chance of doing the job better. If you were paying someone to pass out flyers and you had all sorts of applicants because you are now mandated to pay everyone $16/hr, and it came down to a 12 year old who can only cover half as much ground, can only work 3 hours a day, needs to be home before the street lights come on, has to work around his school schedule and no experience on how to manage time with work, school and friends, no experience with dealing with angry customers, you're responsible for him walking around on your dime, never had to read a map before to figure out where to deliver said flyers. Or a 32 year old who has a car, can cover a lot more deliveries in the same time, can work 12 hour days, doesn't need permission from mom on how late to stay out, 20 more years with life experience dealing with crazies in the world while he passes things out randomly, you don't fear for his safety with the homeless wondering around because he's not 12. You think those 2 are equal? I know who I'd hire, assuming no criminal record, etc. There's a reason they don't hire young boys to deliver papers anymore. They drive around in a car and throw them out the window onto driveways. Because an 18 year old with a car is worth more than a 12 year old on a bike.
that was a really long post basically saying you are pro-age discrimination. the flyer company can easily choose the 32 year old based on the things above, but you can't choose to pay one employee more than another simply because their age is different. You can make the terms of the job the things you outlined. But you can't just arbitrarily decide who gets more based on their age.
I'm pretty sure you're familiar with the term "slippery slope"?
based on a generalization, one could argue that then would make it ok to pay mexican immigrants more on a job site than a white guy because they are "known" to be harder working, even without first seeing him on the job.
So would it be better to not specify age when making differences in pay, but state things like if you are flexible in hours, have your own transportation, can be out after dark, etc, then you qualify for the higher wage? If not, if you have limited hours, if you can only work select hours (some minors can't even drive at night in some states, so employers may have to schedule around that), if you can't legally close the shop then you qualify for the lower tier job? You're not setting the difference by age, but by qualifications. Seems like a more complicated system than just dividing it by age, when that is really all you're doing anyway since a 14 year old is limited by law what he can do. There's nothing in the law that prevents a legal immigrant worker from doing the same things a white person is doing. So that example is not the same. I'm not basing these on stereotypes of teenagers. But limitations the law puts on them, and therefore also their employer. There are lots of things legally a 14 year old can't do that an 18 year old can, even if they have the same job title.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
I'm a fan of indexed Min Wage. Maybe something like 4 or 5 tiers based on the cost of living in an area. You can't really do it at the state level because rural to urban is so different. But it's a hard thing to do, it's hard to build and hard to manage. I know there is a counter from Manchin out there for $11. That's better than we have today and maybe not as disruptive as a huge jump to $15.
I would be if it was more complex to include age or something else too. I'm not for a national "liveable wage" even if it is tiered. And nearly the entire argument against it is not everyone needs a liveable wage. But I never see that addressed. I have 8th graders asking me for work permits, do they need a salary or hourly wage that is enough to support a family? There is nothing wrong with paying a 14 year old with a 7th or 8th grade education, who is at their first job with little to no experience, half of what would be considered a liveable wage for an adult. To increase the minimum wage they should expand the student learner wage program that increase those exempt from a minimum wage.
Dear god this would be abused so bad. No one would have jobs but seniors and students of a certain age that “don’t need” a livable wage. Not to mention how stupid it would be if two people are doing the same job, cashier, line cook etc and one guy is 32 and makes 15 but the other guy is 65 or 18 and only makes 10 or whatever someone else decides is enough. Holy moly that’s why we created minimum wage laws and unions in the first place, to not abuse the labor force...
Haven't checked this thread in a few days, we've probably moved on. But there obviously would be abuse, that's why more regulations would be needed. Like only allowing a certain number of minors to be employed. A McDonald's shouldn't be run by a bunch of 14 year olds anyway. I don't see why it would be that difficult to stipulate that for every 10 employees, only 2 can be exempt from minimum wage (such as under 18). That solves your problem.
But paying people on age already happens to some extent. Most places pay more if you have more experience and more education. So a 25 year old working the same job as a 14 year old will almost always be making more, even if they both are cashiers. You have 2 teachers teaching the same class at the same school, one is 22 and making 45k and the other 55 and making 90k. Same job. Yes, theoretically the older teacher with more experience is going to be a better teacher, but wouldn't also the 32 year old over the 14 year old at pretty much any job too? I would just never agree that a 14 year old at their first job needs $16/hr.
Paying more due to experience and education is very different than paying more for age. If your hypothetical 55 year old teacher was at his or her first teaching job, then they get the starting salary, correct?
And most teens that I know who are working are saving up to pay university/college tuition fees, so your thoughts on whether they “need” the job or not are skewed.
Yes, if that 55 year old was a first year teacher they’d be paid first year rates. But your argument was that a 14 year old and a 32 year old at the same job should get the same pay. I’m assuming that 32 year old has more education and more experience than the 14 year old. If a 32 year old has never had a job and has less than a 7th grade education, he’s probably special needs and there are programs for that. Otherwise he does deserve more pay. With 18 more years of life he’s probably picked up life skills, education, problem solving skills, etc that a 14 year old does not have. He’s worth more. A 14 year old is worth less. Less education, no work experience. Limited hours he can work. Depends on his mom for rides. And $8/hr is still a lot for most 14 year olds who’d otherwise be playing fortnight. If I had to pay them equal I’d never hire the 14 year old.
so should a 32 year old delivering flyers to subsidize their income get more money than a 12 year old because he brings more to the table for.....delivering flyers?
I don't think you can legally pay a 12 year old. And there's a reason why you don't see many 32 year olds delivering flyers. I am not for an across the board minimum wage of $16, or whatever is deemed livable in your area. A 12 or 14 year old doesn't need to be supporting the family. One way to differentiate wage is by age. Another would be by job. I'm okay with either. If a 12 year old can do a job equally as well as a 32 year old because the job requires no skills, no labor, no experience, a job that a poorly trained monkey can do, then let the 14 year old have that job and pay him $8. But that hasn't worked out I guess. But even with your example, I would say a 32 year old has a better chance of doing the job better. If you were paying someone to pass out flyers and you had all sorts of applicants because you are now mandated to pay everyone $16/hr, and it came down to a 12 year old who can only cover half as much ground, can only work 3 hours a day, needs to be home before the street lights come on, has to work around his school schedule and no experience on how to manage time with work, school and friends, no experience with dealing with angry customers, you're responsible for him walking around on your dime, never had to read a map before to figure out where to deliver said flyers. Or a 32 year old who has a car, can cover a lot more deliveries in the same time, can work 12 hour days, doesn't need permission from mom on how late to stay out, 20 more years with life experience dealing with crazies in the world while he passes things out randomly, you don't fear for his safety with the homeless wondering around because he's not 12. You think those 2 are equal? I know who I'd hire, assuming no criminal record, etc. There's a reason they don't hire young boys to deliver papers anymore. They drive around in a car and throw them out the window onto driveways. Because an 18 year old with a car is worth more than a 12 year old on a bike.
that was a really long post basically saying you are pro-age discrimination. the flyer company can easily choose the 32 year old based on the things above, but you can't choose to pay one employee more than another simply because their age is different. You can make the terms of the job the things you outlined. But you can't just arbitrarily decide who gets more based on their age.
I'm pretty sure you're familiar with the term "slippery slope"?
based on a generalization, one could argue that then would make it ok to pay mexican immigrants more on a job site than a white guy because they are "known" to be harder working, even without first seeing him on the job.
So would it be better to not specify age when making differences in pay, but state things like if you are flexible in hours, have your own transportation, can be out after dark, etc, then you qualify for the higher wage? If not, if you have limited hours, if you can only work select hours (some minors can't even drive at night in some states, so employers may have to schedule around that), if you can't legally close the shop then you qualify for the lower tier job? You're not setting the difference by age, but by qualifications. Seems like a more complicated system than just dividing it by age, when that is really all you're doing anyway since a 14 year old is limited by law what he can do. There's nothing in the law that prevents a legal immigrant worker from doing the same things a white person is doing. So that example is not the same. I'm not basing these on stereotypes of teenagers. But limitations the law puts on them, and therefore also their employer. There are lots of things legally a 14 year old can't do that an 18 year old can, even if they have the same job title.
now you're moving the goal posts. you previously argued that a 14 year old doing the same job as a 30 year old should get paid less. now you're saying "by qualifications", which obviously changes it completely.
"every society honours its live conformists and its dead troublemakers"
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
I'm a fan of indexed Min Wage. Maybe something like 4 or 5 tiers based on the cost of living in an area. You can't really do it at the state level because rural to urban is so different. But it's a hard thing to do, it's hard to build and hard to manage. I know there is a counter from Manchin out there for $11. That's better than we have today and maybe not as disruptive as a huge jump to $15.
I would be if it was more complex to include age or something else too. I'm not for a national "liveable wage" even if it is tiered. And nearly the entire argument against it is not everyone needs a liveable wage. But I never see that addressed. I have 8th graders asking me for work permits, do they need a salary or hourly wage that is enough to support a family? There is nothing wrong with paying a 14 year old with a 7th or 8th grade education, who is at their first job with little to no experience, half of what would be considered a liveable wage for an adult. To increase the minimum wage they should expand the student learner wage program that increase those exempt from a minimum wage.
Dear god this would be abused so bad. No one would have jobs but seniors and students of a certain age that “don’t need” a livable wage. Not to mention how stupid it would be if two people are doing the same job, cashier, line cook etc and one guy is 32 and makes 15 but the other guy is 65 or 18 and only makes 10 or whatever someone else decides is enough. Holy moly that’s why we created minimum wage laws and unions in the first place, to not abuse the labor force...
Haven't checked this thread in a few days, we've probably moved on. But there obviously would be abuse, that's why more regulations would be needed. Like only allowing a certain number of minors to be employed. A McDonald's shouldn't be run by a bunch of 14 year olds anyway. I don't see why it would be that difficult to stipulate that for every 10 employees, only 2 can be exempt from minimum wage (such as under 18). That solves your problem.
But paying people on age already happens to some extent. Most places pay more if you have more experience and more education. So a 25 year old working the same job as a 14 year old will almost always be making more, even if they both are cashiers. You have 2 teachers teaching the same class at the same school, one is 22 and making 45k and the other 55 and making 90k. Same job. Yes, theoretically the older teacher with more experience is going to be a better teacher, but wouldn't also the 32 year old over the 14 year old at pretty much any job too? I would just never agree that a 14 year old at their first job needs $16/hr.
Paying more due to experience and education is very different than paying more for age. If your hypothetical 55 year old teacher was at his or her first teaching job, then they get the starting salary, correct?
And most teens that I know who are working are saving up to pay university/college tuition fees, so your thoughts on whether they “need” the job or not are skewed.
Yes, if that 55 year old was a first year teacher they’d be paid first year rates. But your argument was that a 14 year old and a 32 year old at the same job should get the same pay. I’m assuming that 32 year old has more education and more experience than the 14 year old. If a 32 year old has never had a job and has less than a 7th grade education, he’s probably special needs and there are programs for that. Otherwise he does deserve more pay. With 18 more years of life he’s probably picked up life skills, education, problem solving skills, etc that a 14 year old does not have. He’s worth more. A 14 year old is worth less. Less education, no work experience. Limited hours he can work. Depends on his mom for rides. And $8/hr is still a lot for most 14 year olds who’d otherwise be playing fortnight. If I had to pay them equal I’d never hire the 14 year old.
so should a 32 year old delivering flyers to subsidize their income get more money than a 12 year old because he brings more to the table for.....delivering flyers?
I don't think you can legally pay a 12 year old. And there's a reason why you don't see many 32 year olds delivering flyers. I am not for an across the board minimum wage of $16, or whatever is deemed livable in your area. A 12 or 14 year old doesn't need to be supporting the family. One way to differentiate wage is by age. Another would be by job. I'm okay with either. If a 12 year old can do a job equally as well as a 32 year old because the job requires no skills, no labor, no experience, a job that a poorly trained monkey can do, then let the 14 year old have that job and pay him $8. But that hasn't worked out I guess. But even with your example, I would say a 32 year old has a better chance of doing the job better. If you were paying someone to pass out flyers and you had all sorts of applicants because you are now mandated to pay everyone $16/hr, and it came down to a 12 year old who can only cover half as much ground, can only work 3 hours a day, needs to be home before the street lights come on, has to work around his school schedule and no experience on how to manage time with work, school and friends, no experience with dealing with angry customers, you're responsible for him walking around on your dime, never had to read a map before to figure out where to deliver said flyers. Or a 32 year old who has a car, can cover a lot more deliveries in the same time, can work 12 hour days, doesn't need permission from mom on how late to stay out, 20 more years with life experience dealing with crazies in the world while he passes things out randomly, you don't fear for his safety with the homeless wondering around because he's not 12. You think those 2 are equal? I know who I'd hire, assuming no criminal record, etc. There's a reason they don't hire young boys to deliver papers anymore. They drive around in a car and throw them out the window onto driveways. Because an 18 year old with a car is worth more than a 12 year old on a bike.
that was a really long post basically saying you are pro-age discrimination. the flyer company can easily choose the 32 year old based on the things above, but you can't choose to pay one employee more than another simply because their age is different. You can make the terms of the job the things you outlined. But you can't just arbitrarily decide who gets more based on their age.
I'm pretty sure you're familiar with the term "slippery slope"?
based on a generalization, one could argue that then would make it ok to pay mexican immigrants more on a job site than a white guy because they are "known" to be harder working, even without first seeing him on the job.
So would it be better to not specify age when making differences in pay, but state things like if you are flexible in hours, have your own transportation, can be out after dark, etc, then you qualify for the higher wage? If not, if you have limited hours, if you can only work select hours (some minors can't even drive at night in some states, so employers may have to schedule around that), if you can't legally close the shop then you qualify for the lower tier job? You're not setting the difference by age, but by qualifications. Seems like a more complicated system than just dividing it by age, when that is really all you're doing anyway since a 14 year old is limited by law what he can do. There's nothing in the law that prevents a legal immigrant worker from doing the same things a white person is doing. So that example is not the same. I'm not basing these on stereotypes of teenagers. But limitations the law puts on them, and therefore also their employer. There are lots of things legally a 14 year old can't do that an 18 year old can, even if they have the same job title.
Sit the next few posts out, buddy....
That wasn't my comparison. I was responding to that. If you're uncomfortable talking about race, respond to the person who brought it up. That wasn't me.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
CBO releases analysis on $15 min wage by 2025. It's a mixed bag. Helps some but net job loss.
Increasing the federal minimum wage to $15 an hour by 2025, from the current $7.25 an hour level, as President Biden has called for, would cut employment by 1.4 million and reduce the number of Americans below the poverty line by 900,000, according to a study released by the nonpartisan Congressional Budget Office on Monday.
The cumulative federal budget deficit from 2021 to 2031 would increase by $54 billion if a $15 federal minimum was enacted because higher prices for goods and services would contribute to an increase in federal spending, the report found. Government spending on nutrition supplements would fall, but that would be offset by increased spending on Social Security benefits, unemployment benefits and health-care programs, the CBO said.
The report found enrollment in Medicaid, health care for low-income Americans, would fall because many workers would earn more, but program costs would increase to higher prices for medical services.
Economic output would be reduced slightly, primary because of decreased employment, CBO said.
I have yet to hear anyone beside myself suggest a more flexible wage schedule. My plan would be to increase minimum wage to a living wage for full-time workers and base that wage on cost of living according to where one lives (cost of living varies a great deal in varying parts of the country). I would also give exceptions to minimum wage for students or elderly wanting a part-time job to make a little extra money or have something to do. Why should a small business owner pay minimum wages to a senior who wants a part time job to supplement his or her retirement or social security or just to have something to give him or herself a sense of purpose? Or to a student who just wants some work experience and some money to buy records and lattes? I mean, seriously, it's very hard to keep a small business running as it it without having to deal with increased payroll given to people working who do not need a living wage.
Why is this issue being looked at in black and white? Why is there so little common sense being applied to this issue? No wonder people get frustrated with government.
I'm a fan of indexed Min Wage. Maybe something like 4 or 5 tiers based on the cost of living in an area. You can't really do it at the state level because rural to urban is so different. But it's a hard thing to do, it's hard to build and hard to manage. I know there is a counter from Manchin out there for $11. That's better than we have today and maybe not as disruptive as a huge jump to $15.
I would be if it was more complex to include age or something else too. I'm not for a national "liveable wage" even if it is tiered. And nearly the entire argument against it is not everyone needs a liveable wage. But I never see that addressed. I have 8th graders asking me for work permits, do they need a salary or hourly wage that is enough to support a family? There is nothing wrong with paying a 14 year old with a 7th or 8th grade education, who is at their first job with little to no experience, half of what would be considered a liveable wage for an adult. To increase the minimum wage they should expand the student learner wage program that increase those exempt from a minimum wage.
Dear god this would be abused so bad. No one would have jobs but seniors and students of a certain age that “don’t need” a livable wage. Not to mention how stupid it would be if two people are doing the same job, cashier, line cook etc and one guy is 32 and makes 15 but the other guy is 65 or 18 and only makes 10 or whatever someone else decides is enough. Holy moly that’s why we created minimum wage laws and unions in the first place, to not abuse the labor force...
Haven't checked this thread in a few days, we've probably moved on. But there obviously would be abuse, that's why more regulations would be needed. Like only allowing a certain number of minors to be employed. A McDonald's shouldn't be run by a bunch of 14 year olds anyway. I don't see why it would be that difficult to stipulate that for every 10 employees, only 2 can be exempt from minimum wage (such as under 18). That solves your problem.
But paying people on age already happens to some extent. Most places pay more if you have more experience and more education. So a 25 year old working the same job as a 14 year old will almost always be making more, even if they both are cashiers. You have 2 teachers teaching the same class at the same school, one is 22 and making 45k and the other 55 and making 90k. Same job. Yes, theoretically the older teacher with more experience is going to be a better teacher, but wouldn't also the 32 year old over the 14 year old at pretty much any job too? I would just never agree that a 14 year old at their first job needs $16/hr.
Paying more due to experience and education is very different than paying more for age. If your hypothetical 55 year old teacher was at his or her first teaching job, then they get the starting salary, correct?
And most teens that I know who are working are saving up to pay university/college tuition fees, so your thoughts on whether they “need” the job or not are skewed.
Yes, if that 55 year old was a first year teacher they’d be paid first year rates. But your argument was that a 14 year old and a 32 year old at the same job should get the same pay. I’m assuming that 32 year old has more education and more experience than the 14 year old. If a 32 year old has never had a job and has less than a 7th grade education, he’s probably special needs and there are programs for that. Otherwise he does deserve more pay. With 18 more years of life he’s probably picked up life skills, education, problem solving skills, etc that a 14 year old does not have. He’s worth more. A 14 year old is worth less. Less education, no work experience. Limited hours he can work. Depends on his mom for rides. And $8/hr is still a lot for most 14 year olds who’d otherwise be playing fortnight. If I had to pay them equal I’d never hire the 14 year old.
so should a 32 year old delivering flyers to subsidize their income get more money than a 12 year old because he brings more to the table for.....delivering flyers?
I don't think you can legally pay a 12 year old. And there's a reason why you don't see many 32 year olds delivering flyers. I am not for an across the board minimum wage of $16, or whatever is deemed livable in your area. A 12 or 14 year old doesn't need to be supporting the family. One way to differentiate wage is by age. Another would be by job. I'm okay with either. If a 12 year old can do a job equally as well as a 32 year old because the job requires no skills, no labor, no experience, a job that a poorly trained monkey can do, then let the 14 year old have that job and pay him $8. But that hasn't worked out I guess. But even with your example, I would say a 32 year old has a better chance of doing the job better. If you were paying someone to pass out flyers and you had all sorts of applicants because you are now mandated to pay everyone $16/hr, and it came down to a 12 year old who can only cover half as much ground, can only work 3 hours a day, needs to be home before the street lights come on, has to work around his school schedule and no experience on how to manage time with work, school and friends, no experience with dealing with angry customers, you're responsible for him walking around on your dime, never had to read a map before to figure out where to deliver said flyers. Or a 32 year old who has a car, can cover a lot more deliveries in the same time, can work 12 hour days, doesn't need permission from mom on how late to stay out, 20 more years with life experience dealing with crazies in the world while he passes things out randomly, you don't fear for his safety with the homeless wondering around because he's not 12. You think those 2 are equal? I know who I'd hire, assuming no criminal record, etc. There's a reason they don't hire young boys to deliver papers anymore. They drive around in a car and throw them out the window onto driveways. Because an 18 year old with a car is worth more than a 12 year old on a bike.
that was a really long post basically saying you are pro-age discrimination. the flyer company can easily choose the 32 year old based on the things above, but you can't choose to pay one employee more than another simply because their age is different. You can make the terms of the job the things you outlined. But you can't just arbitrarily decide who gets more based on their age.
I'm pretty sure you're familiar with the term "slippery slope"?
based on a generalization, one could argue that then would make it ok to pay mexican immigrants more on a job site than a white guy because they are "known" to be harder working, even without first seeing him on the job.
So would it be better to not specify age when making differences in pay, but state things like if you are flexible in hours, have your own transportation, can be out after dark, etc, then you qualify for the higher wage? If not, if you have limited hours, if you can only work select hours (some minors can't even drive at night in some states, so employers may have to schedule around that), if you can't legally close the shop then you qualify for the lower tier job? You're not setting the difference by age, but by qualifications. Seems like a more complicated system than just dividing it by age, when that is really all you're doing anyway since a 14 year old is limited by law what he can do. There's nothing in the law that prevents a legal immigrant worker from doing the same things a white person is doing. So that example is not the same. I'm not basing these on stereotypes of teenagers. But limitations the law puts on them, and therefore also their employer. There are lots of things legally a 14 year old can't do that an 18 year old can, even if they have the same job title.
now you're moving the goal posts. you previously argued that a 14 year old doing the same job as a 30 year old should get paid less. now you're saying "by qualifications", which obviously changes it completely.
But does not age alone make you more qualified? I'm going under that assumption. You can't work alone if you're 14. You often cant work after dark. You can't work more than 3 hours a day. So by age alone you are qualified to do more, even at the same job.
One effect that I've seen is forcing married people that both have student loans to file separately. Or if one has loans and the other doesn't.
A joint return causes the minimum student loan payment to be higher which forces a couple to file separately in order to keep their payments low. I advise against this as much as I can but they tend to look at it from a monthly cash flow perspective rather than the overall savings perspective. Of course those people probably read Dave Ramsey so getting through is difficult.
So you advise people to pay down student loans as quickly as possible and so does Ramsey...You may have more in common than you think. Still not going to hire you, though.
Federal student loans have subsidized interest rates. It's likely not better to pay them down sooner than later. Private student loans are not, so that may make sense. That sounds like dubious advice and it's also too general for most people. I'm not opining on how a married couple should do it, which makes my point even more. Advice from a celebrity is terrible.
The sooner you pay them off the sooner they stop accruing interest and if you can lower the principal the amount of interest accrued goes down. It’s a stupid system and absolutely it helps to pay it down quicker especially if you don’t want to be paying it for life.
Yes, but you pay higher interest debts off first, that's the point. Federal loans will be your lowest interest debt (unless you have some intro rate from another lender, but that would run out). Or if you have the discipline, you borrow the gov't money and invest on your own. In other words if your student interest rate is 2%, don't pay that off. Take that money and invest it in another way to earn a higher return.
Wow, you really are all about conning the system, ha. While this strategy is technically not illegal, I bet if people stat doing this in mass, lawmakers will put a stop to it. Personally, I wish I didn’t have to pay any kind of social security because that money taken out of every paycheck could be invested and would earn so much more for retirement somewhere else.
That's a con? Paying off higher interest debt first is a con to you? You are seriously misguided. Here's another example. I could pay off my house in cash right now if I wanted to do so. But that's stupid. I have a 2.x% interest rate, so I'm borrowing money from Quicken dirt cheap. Why would I pay that off? I wouldn't. I take excess cash and put that in the market and earn a higher return than what I'm paying in interest. It's literally the most basic personal finance strategy out there.
I wasn’t talking about paying off your highest interest rates first, I was talking about using your student loans to buy stocks. It’s borderline a con. It’s a legal grey area that may get shut down if enough people abuse it. From what I’ve read, the Department of Education may even sue you if they catch wind of the practice because it goes against the “intent” of the loan. Mathematically, it is a sound thing to do, but morally and ethically...grey. There are loans you can take out with no stipulations on how they are used, and ones that you can use specifically for investments.
I’m not saying “don’t do it”, but it really is just a loophole that may get shut down (all they would have to do is require receipts for loan $ used).
I sure wouldn’t be bragging about it on a public forum....
12:29 p.m. Biden talks with governors, mayors as he pushes for covid relief package As the Senate proceeded with Trump’s impeachment trial, Biden conferred with a bipartisan group of governors and mayors as he pushed for congressional passage of his coronavirus relief package. “You folks are all on the front lines and dealing with the crisis since day one,” he said to the political leaders. He also said that under the Trump administration “they’ve been working on their own in many cases.” Biden was flanked by Vice President Harris and surrounded by a group of governors and mayors, including New York Gov. Andrew M. Cuomo (D), Maryland Gov. Larry Hogan (R) and Mayor Jeff Williams (R) of Arlington, Tex. The meeting is part of Biden’s efforts to build support for the $1.9 trillion coronavirus relief package. He said he wanted to learn from the elected leaders “what do they think they need most. How to proceed.” At Wednesday’s news briefing, White House press secretary Jen Psaki said Biden and the governors would discuss “the vital need to get more support to their communities and to those on the front lines of this fight.” By Cleve R. Wootson Jr.
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '14
One effect that I've seen is forcing married people that both have student loans to file separately. Or if one has loans and the other doesn't.
A joint return causes the minimum student loan payment to be higher which forces a couple to file separately in order to keep their payments low. I advise against this as much as I can but they tend to look at it from a monthly cash flow perspective rather than the overall savings perspective. Of course those people probably read Dave Ramsey so getting through is difficult.
So you advise people to pay down student loans as quickly as possible and so does Ramsey...You may have more in common than you think. Still not going to hire you, though.
Federal student loans have subsidized interest rates. It's likely not better to pay them down sooner than later. Private student loans are not, so that may make sense. That sounds like dubious advice and it's also too general for most people. I'm not opining on how a married couple should do it, which makes my point even more. Advice from a celebrity is terrible.
The sooner you pay them off the sooner they stop accruing interest and if you can lower the principal the amount of interest accrued goes down. It’s a stupid system and absolutely it helps to pay it down quicker especially if you don’t want to be paying it for life.
Yes, but you pay higher interest debts off first, that's the point. Federal loans will be your lowest interest debt (unless you have some intro rate from another lender, but that would run out). Or if you have the discipline, you borrow the gov't money and invest on your own. In other words if your student interest rate is 2%, don't pay that off. Take that money and invest it in another way to earn a higher return.
Wow, you really are all about conning the system, ha. While this strategy is technically not illegal, I bet if people stat doing this in mass, lawmakers will put a stop to it. Personally, I wish I didn’t have to pay any kind of social security because that money taken out of every paycheck could be invested and would earn so much more for retirement somewhere else.
That's a con? Paying off higher interest debt first is a con to you? You are seriously misguided. Here's another example. I could pay off my house in cash right now if I wanted to do so. But that's stupid. I have a 2.x% interest rate, so I'm borrowing money from Quicken dirt cheap. Why would I pay that off? I wouldn't. I take excess cash and put that in the market and earn a higher return than what I'm paying in interest. It's literally the most basic personal finance strategy out there.
I wasn’t talking about paying off your highest interest rates first, I was talking about using your student loans to buy stocks. It’s borderline a con. It’s a legal grey area that may get shut down if enough people abuse it. From what I’ve read, the Department of Education may even sue you if they catch wind of the practice because it goes against the “intent” of the loan. Mathematically, it is a sound thing to do, but morally and ethically...grey. There are loans you can take out with no stipulations on how they are used, and ones that you can use specifically for investments.
I’m not saying “don’t do it”, but it really is just a loophole that may get shut down (all they would have to do is require receipts for loan $ used).
I sure wouldn’t be bragging about it on a public forum....
This reminds me....I used some of my student loan $ to buy a guitar
Exactly why if there ever is student loan forgiveness, there needs to be strict accountability. Prove tuition costs, and pretty much leave it at that. A person is going to have to live somewhere and eat if they are a student or not, so I don't see why we need to forgive loans that covered housing and other every day items...and guitars.
That would have been in 1987 or so....I know the federal loans now go directly to the university
and I still have that guitar...a Westone Corsair
Remember the Thomas Nine !! (10/02/2018) The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago 2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy 2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE) 2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston 2020: Oakland, Oakland:2021: EV Ohana, Ohana, Ohana, Ohana 2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville 2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
I wanted to post this too so I could say something like that. And what could be better than messages of Love? I hope everyone has a loving Valentine's Day.
Biden, reflecting on Senate acquittal of Trump, says 'democracy is fragile'
Reuters Staff
WASHINGTON (Reuters) - U.S. President Joe Biden said on Saturday that the Senate’s acquittal of former President Donald Trump for inciting an insurrection was a reminder that democracy was fragile, and every American had a duty to defend the truth.
FILE PHOTO: U.S. President Joe Biden disembarks from Air Force One on route to Camp David, in Hagerstown, Maryland, U.S. February 12, 2021. REUTERS/Joshua Roberts
“This sad chapter in our history has reminded us that democracy is fragile,” Biden said in a statement issued hours after the Senate failed to muster the two-thirds majority needed to convict Trump.
Biden noted that a 57 senators – including a record seven Republicans – voted to find Trump guilty, following a bipartisan vote by the House of Representatives to impeach the Republican former president.
“While the final vote did not lead to a conviction, the substance of the charge is not in dispute. Even those opposed to the conviction, like Senate Minority Leader (Mitch) McConnell, believe Donald Trump was guilty of a ‘disgraceful dereliction of duty’ and ‘practically and morally responsible for provoking’ the violence unleashed on the Capitol,” Biden said.
He said he was thinking about Capitol Police officer Brian Sicknick, who was killed during the siege of the Capitol on Jan. 6, others who bravely stood guard, and those who lost their lives.
He lauded the courage of those who made efforts to protect the integrity of U.S. democracy, including Democrats and Republicans, election officials and judges, elected representatives and poll workers.
“This sad chapter in our history has reminded us that democracy is fragile. That it must always be defended. That we must be ever vigilant. That violence and extremism has no place in America. And that each of us has a duty and responsibility as Americans, and especially as leaders, to defend the truth and to defeat the lies,” he said.
The Democratic president said the task at hand was to end what he called “an uncivil war and heal the very soul of our nation.”
Reporting by Andrea Shalal; Editing by William Mallard
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '14
Well according to Foxsnooze and some coworkers, the reason I am without power and heat going on 55 hours isn’t deregulation, decentralization of the for profit power grid and 20 years of Republican state rule, it’s you guessed it...radical socialist Joe Biden and the non existent green new deal!
Joe can’t kill me that easily though because my apartment luckily has a decorative fireplace and there is a nature trail I have been foraging and processing firewood from. Keeping the apartment at a steady 40 degrees! Checkmate Joe Biden, the globalists and the green new deal!
Well according to Foxsnooze and some coworkers, the reason I am without power and heat going on 55 hours isn’t deregulation, decentralization of the for profit power grid and 20 years of Republican state rule, it’s you guessed it...radical socialist Joe Biden and the non existent green new deal!
Joe can’t kill me that easily though because my apartment luckily has a decorative fireplace and there is a nature trail I have been foraging and processing firewood from. Keeping the apartment at a steady 40 degrees! Checkmate Joe Biden, the globalists and the green new deal!
Comments
But the law does differentiate in the types of jobs they have and the hours they work. In my state, under 16 can only work 3 hour shifts. So they can tell employees to work them 1/3 of the rest, but can’t tell them to pay them any different?
If you don’t like idea of basing it on age, then base it on education or work experience. That seems more difficult, but there are a lot of free programs out there to help people get their GED. Otherwise I, and a large portion of the country, will never agree with a livable minimum wage if we don’t figure out a way to mandate it with exemptions for kids not needing a livable wage to support a head of a house. I do support the 19 year old single mom getting a livable wage, not the 14 year old at their first job.
But even with your example, I would say a 32 year old has a better chance of doing the job better. If you were paying someone to pass out flyers and you had all sorts of applicants because you are now mandated to pay everyone $16/hr, and it came down to a 12 year old who can only cover half as much ground, can only work 3 hours a day, needs to be home before the street lights come on, has to work around his school schedule and no experience on how to manage time with work, school and friends, no experience with dealing with angry customers, you're responsible for him walking around on your dime, never had to read a map before to figure out where to deliver said flyers. Or a 32 year old who has a car, can cover a lot more deliveries in the same time, can work 12 hour days, doesn't need permission from mom on how late to stay out, 20 more years with life experience dealing with crazies in the world while he passes things out randomly, you don't fear for his safety with the homeless wondering around because he's not 12. You think those 2 are equal? I know who I'd hire, assuming no criminal record, etc.
There's a reason they don't hire young boys to deliver papers anymore. They drive around in a car and throw them out the window onto driveways. Because an 18 year old with a car is worth more than a 12 year old on a bike.
I'm pretty sure you're familiar with the term "slippery slope"?
based on a generalization, one could argue that then would make it ok to pay mexican immigrants more on a job site than a white guy because they are "known" to be harder working, even without first seeing him on the job.
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '14
Anyway, we've beaten this to death. I think we need to address it, but it probably won't happen in this package.
just wait. I'm going to smoke a doob tonight and put on tucker and see what that asshole has to say about this. You just know him and/or hannity are going to claim the bidens have desecrated the grounds of the white house with tacky elementary school decorations.
There's nothing in the law that prevents a legal immigrant worker from doing the same things a white person is doing. So that example is not the same. I'm not basing these on stereotypes of teenagers. But limitations the law puts on them, and therefore also their employer. There are lots of things legally a 14 year old can't do that an 18 year old can, even if they have the same job title.
Biden talks with governors, mayors as he pushes for covid relief package
As the Senate proceeded with Trump’s impeachment trial, Biden conferred with a bipartisan group of governors and mayors as he pushed for congressional passage of his coronavirus relief package.
“You folks are all on the front lines and dealing with the crisis since day one,” he said to the political leaders. He also said that under the Trump administration “they’ve been working on their own in many cases.”
Biden was flanked by Vice President Harris and surrounded by a group of governors and mayors, including New York Gov. Andrew M. Cuomo (D), Maryland Gov. Larry Hogan (R) and Mayor Jeff Williams (R) of Arlington, Tex. The meeting is part of Biden’s efforts to build support for the $1.9 trillion coronavirus relief package. He said he wanted to learn from the elected leaders “what do they think they need most. How to proceed.”
At Wednesday’s news briefing, White House press secretary Jen Psaki said Biden and the governors would discuss “the vital need to get more support to their communities and to those on the front lines of this fight.”
By Cleve R. Wootson Jr.
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '14
and I still have that guitar...a Westone Corsair
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
Biden, reflecting on Senate acquittal of Trump, says 'democracy is fragile'
Reuters Staff
WASHINGTON (Reuters) - U.S. President Joe Biden said on Saturday that the Senate’s acquittal of former President Donald Trump for inciting an insurrection was a reminder that democracy was fragile, and every American had a duty to defend the truth.
“This sad chapter in our history has reminded us that democracy is fragile,” Biden said in a statement issued hours after the Senate failed to muster the two-thirds majority needed to convict Trump.
Biden noted that a 57 senators – including a record seven Republicans – voted to find Trump guilty, following a bipartisan vote by the House of Representatives to impeach the Republican former president.
“While the final vote did not lead to a conviction, the substance of the charge is not in dispute. Even those opposed to the conviction, like Senate Minority Leader (Mitch) McConnell, believe Donald Trump was guilty of a ‘disgraceful dereliction of duty’ and ‘practically and morally responsible for provoking’ the violence unleashed on the Capitol,” Biden said.
He said he was thinking about Capitol Police officer Brian Sicknick, who was killed during the siege of the Capitol on Jan. 6, others who bravely stood guard, and those who lost their lives.
He lauded the courage of those who made efforts to protect the integrity of U.S. democracy, including Democrats and Republicans, election officials and judges, elected representatives and poll workers.
“This sad chapter in our history has reminded us that democracy is fragile. That it must always be defended. That we must be ever vigilant. That violence and extremism has no place in America. And that each of us has a duty and responsibility as Americans, and especially as leaders, to defend the truth and to defeat the lies,” he said.
The Democratic president said the task at hand was to end what he called “an uncivil war and heal the very soul of our nation.”
Reporting by Andrea Shalal; Editing by William Mallard
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '14
this is fucking hilarious, considering who the previous first couple were. he knows how stupid (and hateful) his audience is.
Libtardaplorable©. And proud of it.
Brilliantati©
Joe can’t kill me that easily though because my apartment luckily has a decorative fireplace and there is a nature trail I have been foraging and processing firewood from. Keeping the apartment at a steady 40 degrees! Checkmate Joe Biden, the globalists and the green new deal!
There are no kings inside the gates of eden