What Pearl Jam song most inspires you to take action? With a change in the air, we're counting down our Top 15 Protest Songs in the band's catalog. premiering today at 6 pm ET / 3 pm PT.
Encores: Saturday 1/21 @ 8 am ET Sunday 1/22 @ Noon ET Monday 1/23 @ 11 am ET Tuesday 1/24 @ 10 pm ET Thursday 1/26 @ 9 am ET
Shut this down. Ridiculous! Time to accept it and help with this transition. Otherwise, you're just part of the issue.
Ft. Laud 96, WPB I and II 98, WPB I and II 2000, San Sebastian, Spain 2000, WPB 03, Tampa 03, MSG I and II 03, Kissimmee 04, Atlantic City I and II 05, Mansfield I 08, Toronto 09, Noblesville 10, Alpine Valley I and II 11, Wrigley 13, Baltimore 13, Ft. Lauderdale 2016, Miami 2016, Wrigley 2 2016
No problem with a protest but dont start before it even begins
It's already more expensive to buy a home thanks to trump. Can we at least protest that?
While I am not a Trump supporter, I must point out that this is simply not true. The president does not dictate if a home is "expensive" or not. This has nothing to do with the price or affordability of a home. HUD suspended a last minute decision of the Obama administration to cut 1/4 of 1% of the cost on mortgage insurance, which equates to $500/year on a $200,000 home. The housing market fluctuates more than that in single day. If $500 over the yearly cost of a mortgage is a "make it or break it" consideration for a home buyer, especially in this day and age of super low interest rates and and not even having to come up with much of a down payment, than I question their ability to pay the mortgage on such a home in the first place. We don't need another housing bubble artificially propped up by easy-to-obtain loans, way too relaxed credit requirements, and unqualified buyers buying more than they can afford, while at the same time reducing the funds meant to cover the cost of mortgage loans going bad. If people need an incentive to bring another $500 a year to the table, here's an idea. GET CREATIVE, SAVE MORE, AND WORK HARDER. It's what my wife and I had to do to come up with our down payment for a house in a market with MUCH more difficult lending practices at the time.
Osaka, Japan (2/21/95), San Diego (7/10/98), Las Vegas (10/22/00), San Diego (10/25/00), Las Vegas (6/6/03), Las Vegas (7/6/06), Los Angeles (7/9/06), VH1 Rock Honors (7/12/08), Ed Solo (7/8/11), Ed Solo (11/1/12), Los Angeles (11/23/13)
No problem with a protest but dont start before it even begins
It's already more expensive to buy a home thanks to trump. Can we at least protest that?
While I am not a Trump supporter, I must point out that this is simply not true. The president does not dictate if a home is "expensive" or not. This has nothing to do with the price or affordability of a home. HUD suspended a last minute decision of the Obama administration to cut 1/4 of 1% of the cost on mortgage insurance, which equates to $500/year on a $200,000 home. The housing market fluctuates more than that in single day. If $500 over the yearly cost of a mortgage is a "make it or break it" consideration for a home buyer, especially in this day and age of super low interest rates and and not even having to come up with much of a down payment, than I question their ability to pay the mortgage on such a home in the first place. We don't need another housing bubble artificially propped up by easy-to-obtain loans, way too relaxed credit requirements, and unqualified buyers buying more than they can afford, while at the same time reducing the funds meant to cover the cost of mortgage loans going bad. If people need an incentive to bring another $500 a year to the table, here's an idea. GET CREATIVE, SAVE MORE, AND WORK HARDER. It's what my wife and I had to do to come up with our down payment for a house in a market with MUCH more difficult lending practices at the time.
So, yes, it is more expensive to buy a home. That rate reduction has nothing to do with the creation of a bubble, btw. His team's rationale makes no mention of concern of a bubble in the decision. If he is truly making decisions based on improving the lives of everyday americans, I'm not sure how this decision squares with that
Additionally, the federal hiring freeze directly impacts me and my family. That will make it harder to buy a house too.
At least this protest will be better than throwing bricks through windows of businesses and blocking traffic. By the way, what do either of those accomplish?
Shut this down. Ridiculous! Time to accept it and help with this transition. Otherwise, you're just part of the issue.
he's trying to undo the progress that has been made. So that's why people protest
good point. also, there's a thing called freedom of speech....so....yeah.
Absolutely! And what a wonderful freedom that is. I'm guessing that our newly elected president will do everything he can to uphold that freedom for you.
Just don't really understand the purpose of a protest at this stage. I'd rather rally that energy behind supporting those who lead us.
Ft. Laud 96, WPB I and II 98, WPB I and II 2000, San Sebastian, Spain 2000, WPB 03, Tampa 03, MSG I and II 03, Kissimmee 04, Atlantic City I and II 05, Mansfield I 08, Toronto 09, Noblesville 10, Alpine Valley I and II 11, Wrigley 13, Baltimore 13, Ft. Lauderdale 2016, Miami 2016, Wrigley 2 2016
The Rob was giving back ground info and context to each song, it was fun listening and sharing with my young co-worker. 15. Rival 14. Gimme Some Truth 13. Army Reserve 12. Undone 11. I Am A Patriot 10. Marker In The Sand 9. RITFW in Melbourne w/ U2 8. Insignificance 7. Glorified G 6. Masters of War 5. Porch 4. Grievance 3. World Wide Suicide 2. WMA 1. Bu$hleaguer
So, yes, it is more expensive to buy a home. That rate reduction has nothing to do with the creation of a bubble, btw. His team's rationale makes no mention of concern of a bubble in the decision. If he is truly making decisions based on improving the lives of everyday americans, I'm not sure how this decision squares with that
Additionally, the federal hiring freeze directly impacts me and my family. That will make it harder to buy a house too.
Well, the rate reduction in and of itself may not be the primary factor in creating a bubble, but again, it directly affects the ability of the mortgage insurers to protect against mortgage defaults. While a home to me and probably to you is a roof over our heads, and possibly an investment in our future - to the banks and insurers, it is simply collateral against a loan. Actions that devalue that collateral in a soft market by making it too easy of a commodity to obtain is a dangerous situation for everyone, and affects the economy (i.e. jobs) as a whole, as we saw in the past. I do agree with you, though that improving the lives of everyday Americans IS important, and that our elected officials should represent us in that sense - not by legislating our ability to buy homes, but by creating an environment where we have the opportunity to prosper and purchase a home based on working hard and being self-sufficient, while protecting us from dishonest market practices driven by greed. This is where they have historically fallen short across several administrations and both major parties and why I personally I don't rely on the federal government to improve my everyday life while they're lining their pockets. I feel I have more power over my own success and happiness that than the president does. Protect our citizens against foreign threats and build roads and pass laws that facilitate interstate commerce, then let the states handle business from there.
I do wish you and your family the best and sincerely hope your situation improves and you are able to achieve your goal of purchasing a home soon.
Osaka, Japan (2/21/95), San Diego (7/10/98), Las Vegas (10/22/00), San Diego (10/25/00), Las Vegas (6/6/03), Las Vegas (7/6/06), Los Angeles (7/9/06), VH1 Rock Honors (7/12/08), Ed Solo (7/8/11), Ed Solo (11/1/12), Los Angeles (11/23/13)
First of all, I agree with some of the statements and disagree with others made in this thread, but I'll keep my political beliefs to myself.
Second, no President or President-elect raises or lowers mortgage interest rates. I've been in the business for 16 years, so yes, I know. Financial markets (specifically the bond and mortgage backed securities markets) are what move rates. The policies of the POTUS do have indirect influence, because of the impact on financial markets, but they do not directly make that call to raise or lower rates.
Finally, I come here to get away from the political BS and discuss music and one thing we all have in common on this site...being PJ fans. Hopefully we can get back to that. I'm a relative newcomer to the forum, but man, all the political stuff is exhausting.
On a lighter note, let's hope for an album and/or tour in 2017!!!
First of all, I agree with some of the statements and disagree with others made in this thread, but I'll keep my political beliefs to myself.
Second, no President or President-elect raises or lowers mortgage interest rates. I've been in the business for 16 years, so yes, I know. Financial markets (specifically the bond and mortgage backed securities markets) are what move rates. The policies of the POTUS do have indirect influence, because of the impact on financial markets, but they do not directly make that call to raise or lower rates.
Finally, I come here to get away from the political BS and discuss music and one thing we all have in common on this site...being PJ fans. Hopefully we can get back to that. I'm a relative newcomer to the forum, but man, all the political stuff is exhausting.
On a lighter note, let's hope for an album and/or tour in 2017!!!
+1
Osaka, Japan (2/21/95), San Diego (7/10/98), Las Vegas (10/22/00), San Diego (10/25/00), Las Vegas (6/6/03), Las Vegas (7/6/06), Los Angeles (7/9/06), VH1 Rock Honors (7/12/08), Ed Solo (7/8/11), Ed Solo (11/1/12), Los Angeles (11/23/13)
First of all, I agree with some of the statements and disagree with others made in this thread, but I'll keep my political beliefs to myself.
Second, no President or President-elect raises or lowers mortgage interest rates. I've been in the business for 16 years, so yes, I know. Financial markets (specifically the bond and mortgage backed securities markets) are what move rates. The policies of the POTUS do have indirect influence, because of the impact on financial markets, but they do not directly make that call to raise or lower rates.
Finally, I come here to get away from the political BS and discuss music and one thing we all have in common on this site...being PJ fans. Hopefully we can get back to that. I'm a relative newcomer to the forum, but man, all the political stuff is exhausting.
On a lighter note, let's hope for an album and/or tour in 2017!!!
Cheers.
Boston '06 Mansfield '08 Hartford '10 Worcester, Hartford '13 Global Citizen, NY '15
First of all, I agree with some of the statements and disagree with others made in this thread, but I'll keep my political beliefs to myself.
Second, no President or President-elect raises or lowers mortgage interest rates. I've been in the business for 16 years, so yes, I know. Financial markets (specifically the bond and mortgage backed securities markets) are what move rates. The policies of the POTUS do have indirect influence, because of the impact on financial markets, but they do not directly make that call to raise or lower rates.
Finally, I come here to get away from the political BS and discuss music and one thing we all have in common on this site...being PJ fans. Hopefully we can get back to that. I'm a relative newcomer to the forum, but man, all the political stuff is exhausting.
On a lighter note, let's hope for an album and/or tour in 2017!!!
First of all, I agree with some of the statements and disagree with others made in this thread, but I'll keep my political beliefs to myself.
Second, no President or President-elect raises or lowers mortgage interest rates. I've been in the business for 16 years, so yes, I know. Financial markets (specifically the bond and mortgage backed securities markets) are what move rates. The policies of the POTUS do have indirect influence, because of the impact on financial markets, but they do not directly make that call to raise or lower rates.
Finally, I come here to get away from the political BS and discuss music and one thing we all have in common on this site...being PJ fans. Hopefully we can get back to that. I'm a relative newcomer to the forum, but man, all the political stuff is exhausting.
On a lighter note, let's hope for an album and/or tour in 2017!!!
No doubt! PJ rocks!
Ft. Laud 96, WPB I and II 98, WPB I and II 2000, San Sebastian, Spain 2000, WPB 03, Tampa 03, MSG I and II 03, Kissimmee 04, Atlantic City I and II 05, Mansfield I 08, Toronto 09, Noblesville 10, Alpine Valley I and II 11, Wrigley 13, Baltimore 13, Ft. Lauderdale 2016, Miami 2016, Wrigley 2 2016
So, yes, it is more expensive to buy a home. That rate reduction has nothing to do with the creation of a bubble, btw. His team's rationale makes no mention of concern of a bubble in the decision. If he is truly making decisions based on improving the lives of everyday americans, I'm not sure how this decision squares with that
Additionally, the federal hiring freeze directly impacts me and my family. That will make it harder to buy a house too.
I do wish you and your family the best and sincerely hope your situation improves and you are able to achieve your goal of purchasing a home soon.
Thank you. I'm not optimistic in the short term as my perhaps foolishly chosen profession is very much reliant on the whims of local, state, and federal government, but I'll survive.
Comments
2010: Newark 5/18 MSG 5/20-21 2011: PJ20 9/3-4 2012: Made In America 9/2
2013: Brooklyn 10/18-19 Philly 10/21-22 Hartford 10/25 2014: ACL10/12
2015: NYC 9/23 2016: Tampa 4/11 Philly 4/28-29 MSG 5/1-2 Fenway 8/5+8/7
2017: RRHoF 4/7 2018: Fenway 9/2+9/4 2021: Sea Hear Now 9/18
2022: MSG 9/11 2024: MSG 9/3-4 Philly 9/7+9/9 Fenway 9/15+9/17
What Pearl Jam song most inspires you to take action? With a change in the air, we're counting down our Top 15 Protest Songs in the band's catalog. premiering today at 6 pm ET / 3 pm PT.
Encores:
Saturday 1/21 @ 8 am ET
Sunday 1/22 @ Noon ET
Monday 1/23 @ 11 am ET
Tuesday 1/24 @ 10 pm ET
Thursday 1/26 @ 9 am ET
Hampton 2016
Hampton 2016
Hampton 2016
www.cluthelee.com
www.cluthe.com
Additionally, the federal hiring freeze directly impacts me and my family. That will make it harder to buy a house too.
Just don't really understand the purpose of a protest at this stage. I'd rather rally that energy behind supporting those who lead us.
Ps... Trump is a loser
15. Rival
14. Gimme Some Truth
13. Army Reserve
12. Undone
11. I Am A Patriot
10. Marker In The Sand
9. RITFW in Melbourne w/ U2
8. Insignificance
7. Glorified G
6. Masters of War
5. Porch
4. Grievance
3. World Wide Suicide
2. WMA
1. Bu$hleaguer
I do wish you and your family the best and sincerely hope your situation improves and you are able to achieve your goal of purchasing a home soon.
Second, no President or President-elect raises or lowers mortgage interest rates. I've been in the business for 16 years, so yes, I know. Financial markets (specifically the bond and mortgage backed securities markets) are what move rates. The policies of the POTUS do have indirect influence, because of the impact on financial markets, but they do not directly make that call to raise or lower rates.
Finally, I come here to get away from the political BS and discuss music and one thing we all have in common on this site...being PJ fans. Hopefully we can get back to that. I'm a relative newcomer to the forum, but man, all the political stuff is exhausting.
On a lighter note, let's hope for an album and/or tour in 2017!!!
Mansfield '08
Hartford '10
Worcester, Hartford '13
Global Citizen, NY '15
www.cluthelee.com
www.cluthe.com