You have to already own your own house free and clear, those that are in this situation would automatically understand what I meant.
I never know what you are talking about. Who the fuck do you know that actually owns a house free and clear? That is certainly NOT the measure for obtaining a line of credit.
I never know what you are talking about. Who the fuck do you know that actually owns a house free and clear? That is certainly NOT the measure for obtaining a line of credit.
Lots of people do...
Progress is not made by everyone joining some new fad,
and reveling in it's loyalty. It's made by forming coalitions
over specific principles, goals, and policies.
Its so cute when people make "im so tough in real life statements"
Is it really? Well I do a good magic show as well. I wasn't the one claiming to laugh in someone else's face, I merely assured him that he really wouldn't laugh in mine. There are also a lot of people on this website who like to call others names like idiot and moron when they don't agree. I haven't decided if it is the lack of maturity or knowledge that does that. I'm guessing maturity because I give people some credit for liking the same band that I do.
Is it really? Well I do a good magic show as well. I wasn't the one claiming to laugh in someone else's face, I merely assured him that he really wouldn't laugh in mine. There are also a lot of people on this website who like to call others names like idiot and moron when they don't agree. I haven't decided if it is the lack of maturity or knowledge that does that. I'm guessing maturity because I give people some credit for liking the same band that I do.
yes, its adorable.
Its very possible that person may laugh in your face.
And its even more likely that you'd do nothing more than say "asshole" and walk away.
I never know what you are talking about. Who the fuck do you know that actually owns a house free and clear? That is certainly NOT the measure for obtaining a line of credit.
I believe you have just met ONE person who does own her house free and clear....;) and I may be mistaken but the person was trying to make a suggestion to others and maybe guide others towards an avenue to progress, if those others may so choose.
It is not for us to judge those who have more assets than we may choose to posess...perhaps this person may do something really nice for the community.
We must have faith in one Source and not to question intent of others; it eats your heart all the way to your soul..
all insanity:
a derivitive of nature.
nature is god
god is love
love is light
Unsung, it's nice to meet someone that has also had issues within this housing market that also involved the breakdown of a relationship with a woman.
3 years ago, my fiancee and I bought a nice home together, but it was one of those 80/20 ARM, no money down deals. The mortgage broker told us up front that we MUST refinance the mortgage after the first 3 years (when the pre-payment penalty was up on the 80%). It was tough to afford, considering the house payment was more than double what we had paid before in the house that we rented, but I told her, "they wouldn't lend us the money if we couldn't pay it".
Little solace that was. Long story short, she 'flipped out' after we moved in, and what should have been a happy time for us ended up with her claiming depression and off work on disability leave and me working 2 jobs to keep everything. She eventually called off the wedding (2nd time she'd done this since we'd been together) and within 9 months of moving in, and after 6.5 years together, she left me after accusing me of cheating on her (when it was actually her that had someone else waiting, an Iraq war reservist she met online). Initially the plan was to sell the house, since I couldn't afford it by myself. But then I decided to keep it. I told her she would get the benefit of a house payment made on time on her credit report for the next 2 and a half years, at which point I'd refinance, and she would be removed from the loan and the deed.
That was completed this past April. She ended up getting married and has a child with him, and they now rent a house and are looking for one to buy. I now own the home we had, despite the adversity and am just now getting to the point of being able to do more things in my reclaimed free time (like go to PJ concerts :P). All in all, it worked out ok. I have a great place I worked hard for, and my son with her has a great place when he's with me. And I'm free of her constant mood swings and B*tching.
With all that being said, if I was able to bring myself out of this, and given the hand you were dealt, is it really necessary for the Fed gov't to initiate a federal bailout of homeowners that have lost money or are in unaffordable ARMs?
9-6-98 KNOXVILLE, TN
6-16-08 COLUMBIA, SC
8-28-09 SAN FRANCISCO, CA
Unsung, it's nice to meet someone that has also had issues within this housing market that also involved the breakdown of a relationship with a woman.
3 years ago, my fiancee and I bought a nice home together, but it was one of those 80/20 ARM, no money down deals. The mortgage broker told us up front that we MUST refinance the mortgage after the first 3 years (when the pre-payment penalty was up on the 80%). It was tough to afford, considering the house payment was more than double what we had paid before in the house that we rented, but I told her, "they wouldn't lend us the money if we couldn't pay it".
Little solace that was. Long story short, she 'flipped out' after we moved in, and what should have been a happy time for us ended up with her claiming depression and off work on disability leave and me working 2 jobs to keep everything. She eventually called off the wedding (2nd time she'd done this since we'd been together) and within 9 months of moving in, and after 6.5 years together, she left me after accusing me of cheating on her (when it was actually her that had someone else waiting, an Iraq war reservist she met online). Initially the plan was to sell the house, since I couldn't afford it by myself. But then I decided to keep it. I told her she would get the benefit of a house payment made on time on her credit report for the next 2 and a half years, at which point I'd refinance, and she would be removed from the loan and the deed.
That was completed this past April. She ended up getting married and has a child with him, and they now rent a house and are looking for one to buy. I now own the home we had, despite the adversity and am just now getting to the point of being able to do more things in my reclaimed free time (like go to PJ concerts :P). All in all, it worked out ok. I have a great place I worked hard for, and my son with her has a great place when he's with me. And I'm free of her constant mood swings and B*tching.
With all that being said, if I was able to bring myself out of this, and given the hand you were dealt, is it really necessary for the Fed gov't to initiate a federal bailout of homeowners that have lost money or are in unaffordable ARMs?
this entire post has abolutely nothing to do with the topic.
not that i care, i just find it funny you are using a thread about property taxes to complain about an ex-gf.
im gonna go find a war casualty topic to talk about the giant spit up my baby just had,
Property tax reassessment in the absence of a formal offer is duplicitous and immoral. A property tax should always be based on the last purchase price of a home + inflation from then until the current date unless the taxing body is willing to purchase the home at the assessed value.
Every time I get a reassessment notice I go to the dispute bureau and ask which one of the 5 assessment judges is ready to write me a check for the value they claim my home is worth. Last time, I did it auction-style. Needless to say, they're never amused
Boy, I'd hate to be a government clerk in your district...
Peace
Dan
"YOU [humans] NEED TO BELIEVE IN THINGS THAT AREN'T TRUE. HOW ELSE CAN THEY BECOME?" - Death
"Every judgment teeters on the brink of error. To claim absolute knowledge is to become monstrous. Knowledge is an unending adventure at the edge of uncertainty." - Frank Herbert, Dune, 1965
this entire post has abolutely nothing to do with the topic.
not that i care, i just find it funny you are using a thread about property taxes to complain about an ex-gf.
im gonna go find a war casualty topic to talk about the giant spit up my baby just had,
Thanks Skitch. 'Preciate it. Good luck with that.
9-6-98 KNOXVILLE, TN
6-16-08 COLUMBIA, SC
8-28-09 SAN FRANCISCO, CA
0
unsung
I stopped by on March 7 2024. First time in many years, had to update payment info. Hope all is well. Politicians suck. Bye. Posts: 9,487
Personally I find it funny that he is complaining in a thread about someone else complaining about something even though that person was only making a personal comparison to my situation.
And my value of my house went up, along with my taxes. Isn't it strange that just about every legitimate authority on real estate says that property values are dropping and the end is still not here, yet my values went up? So since the value went up so did my taxes, amazing how that works.
I'm not sure where you live. In our county, (in Washington State), our assessed values and taxes are based upon last year's values and tax rates. I think that perhaps in 2009, we'll see a reduction in the assessed values once we've had one full year of a clearly depressed (for lack of a better word) real estate market.
Still not sure about the taxes going down though because, as someone else mentioned, there will be various tax levies that may have passed that will come into effect.
You should look into appealing. I know a LOT of people do it and many get it reduced. Depending upon your state you do have a certain cut-off date for logging your appeal. I think here ours is in February.
Comments
I never know what you are talking about. Who the fuck do you know that actually owns a house free and clear? That is certainly NOT the measure for obtaining a line of credit.
Lots of people do...
and reveling in it's loyalty. It's made by forming coalitions
over specific principles, goals, and policies.
http://i36.tinypic.com/66j31x.jpg
(\__/)
( o.O)
(")_(")
Is it really? Well I do a good magic show as well. I wasn't the one claiming to laugh in someone else's face, I merely assured him that he really wouldn't laugh in mine. There are also a lot of people on this website who like to call others names like idiot and moron when they don't agree. I haven't decided if it is the lack of maturity or knowledge that does that. I'm guessing maturity because I give people some credit for liking the same band that I do.
yes, its adorable.
Its very possible that person may laugh in your face.
And its even more likely that you'd do nothing more than say "asshole" and walk away.
It is not for us to judge those who have more assets than we may choose to posess...perhaps this person may do something really nice for the community.
We must have faith in one Source and not to question intent of others; it eats your heart all the way to your soul..
a derivitive of nature.
nature is god
god is love
love is light
3 years ago, my fiancee and I bought a nice home together, but it was one of those 80/20 ARM, no money down deals. The mortgage broker told us up front that we MUST refinance the mortgage after the first 3 years (when the pre-payment penalty was up on the 80%). It was tough to afford, considering the house payment was more than double what we had paid before in the house that we rented, but I told her, "they wouldn't lend us the money if we couldn't pay it".
Little solace that was. Long story short, she 'flipped out' after we moved in, and what should have been a happy time for us ended up with her claiming depression and off work on disability leave and me working 2 jobs to keep everything. She eventually called off the wedding (2nd time she'd done this since we'd been together) and within 9 months of moving in, and after 6.5 years together, she left me after accusing me of cheating on her (when it was actually her that had someone else waiting, an Iraq war reservist she met online). Initially the plan was to sell the house, since I couldn't afford it by myself. But then I decided to keep it. I told her she would get the benefit of a house payment made on time on her credit report for the next 2 and a half years, at which point I'd refinance, and she would be removed from the loan and the deed.
That was completed this past April. She ended up getting married and has a child with him, and they now rent a house and are looking for one to buy. I now own the home we had, despite the adversity and am just now getting to the point of being able to do more things in my reclaimed free time (like go to PJ concerts :P). All in all, it worked out ok. I have a great place I worked hard for, and my son with her has a great place when he's with me. And I'm free of her constant mood swings and B*tching.
With all that being said, if I was able to bring myself out of this, and given the hand you were dealt, is it really necessary for the Fed gov't to initiate a federal bailout of homeowners that have lost money or are in unaffordable ARMs?
6-16-08 COLUMBIA, SC
8-28-09 SAN FRANCISCO, CA
this entire post has abolutely nothing to do with the topic.
not that i care, i just find it funny you are using a thread about property taxes to complain about an ex-gf.
im gonna go find a war casualty topic to talk about the giant spit up my baby just had,
Peace
Dan
"Every judgment teeters on the brink of error. To claim absolute knowledge is to become monstrous. Knowledge is an unending adventure at the edge of uncertainty." - Frank Herbert, Dune, 1965
Thanks Skitch. 'Preciate it. Good luck with that.
6-16-08 COLUMBIA, SC
8-28-09 SAN FRANCISCO, CA
I guess you can't make everybody happy.
I'm not sure where you live. In our county, (in Washington State), our assessed values and taxes are based upon last year's values and tax rates. I think that perhaps in 2009, we'll see a reduction in the assessed values once we've had one full year of a clearly depressed (for lack of a better word) real estate market.
Still not sure about the taxes going down though because, as someone else mentioned, there will be various tax levies that may have passed that will come into effect.
You should look into appealing. I know a LOT of people do it and many get it reduced. Depending upon your state you do have a certain cut-off date for logging your appeal. I think here ours is in February.