#46 President Joe Biden
Comments
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Merkin Baller said:The Juggler said:mace1229 said:The Juggler said:mace1229 said:If our bar is so low that we approve of anything as long as we can find something worse someone else did, then that's a pretty sad bar.
Trumps tax cuts have nothing to do with the loan bail out. Why can't we just debate the topic instead of bringing up unrelated spending?
They were a problem when it was Hillary, but have no impact on tfg's standing as the GOP front runner for 2024.
The hypocrisy isn't a bug, it's a feature.No one cares, not even democrats, who almost always make the wrong arguments on almost every issue. As a country, both sides, are completely unable to identify and focus on root causes, whether it is immigration or college loans.
yesterday I posted stats that the USA average college cost is at least double EVERY OTHER COUNTRY, as well as Oxford, a fairly decent university is about 70% cheaper than the average US university. Not. One. Response.
regarding the hypocrisy angle, during a recent five year term, the 25 wealthiest families enjoyed a $400 billion increase in wealth, while paying $13 billion in taxes. 25 families.
but as a country, let’s watch the independents and conservatives attack the poor families getting a $10k break on college courses, that far exceed what the rest of the world pays. That’s why we are in debt, sure thing conservatives.0 -
Lerxst1992 said:Merkin Baller said:The Juggler said:mace1229 said:The Juggler said:mace1229 said:If our bar is so low that we approve of anything as long as we can find something worse someone else did, then that's a pretty sad bar.
Trumps tax cuts have nothing to do with the loan bail out. Why can't we just debate the topic instead of bringing up unrelated spending?
They were a problem when it was Hillary, but have no impact on tfg's standing as the GOP front runner for 2024.
The hypocrisy isn't a bug, it's a feature.No one cares, not even democrats, who almost always make the wrong arguments on almost every issue. As a country, both sides, are completely unable to identify and focus on root causes, whether it is immigration or college loans.
yesterday I posted stats that the USA average college cost is at least double EVERY OTHER COUNTRY, as well as Oxford, a fairly decent university is about 70% cheaper than the average US university. Not. One. Response.
regarding the hypocrisy angle, during a recent five year term, the 25 wealthiest families enjoyed a $400 billion increase in wealth, while paying $13 billion in taxes. 25 families.
but as a country, let’s watch the independents and conservatives attack the poor families getting a $10k break on college courses, that far exceed what the rest of the world pays. That’s why we are in debt, sure thing conservatives.09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;
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40 million Muricans signed up in Obamacare. Remember when that was a thing? Repubs should run against it. For sure.Post edited by Halifax2TheMax on09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;
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Halifax2TheMax said:40 million Muricans signed up in Obamacare. Remember when that was a thing? Repubs should run against it. For sure.
It's been great for us.Remember the Thomas Nine !! (10/02/2018)
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
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Lerxst1992 said:Merkin Baller said:The Juggler said:mace1229 said:The Juggler said:mace1229 said:If our bar is so low that we approve of anything as long as we can find something worse someone else did, then that's a pretty sad bar.
Trumps tax cuts have nothing to do with the loan bail out. Why can't we just debate the topic instead of bringing up unrelated spending?
They were a problem when it was Hillary, but have no impact on tfg's standing as the GOP front runner for 2024.
The hypocrisy isn't a bug, it's a feature.No one cares, not even democrats, who almost always make the wrong arguments on almost every issue. As a country, both sides, are completely unable to identify and focus on root causes, whether it is immigration or college loans.
yesterday I posted stats that the USA average college cost is at least double EVERY OTHER COUNTRY, as well as Oxford, a fairly decent university is about 70% cheaper than the average US university. Not. One. Response.
regarding the hypocrisy angle, during a recent five year term, the 25 wealthiest families enjoyed a $400 billion increase in wealth, while paying $13 billion in taxes. 25 families.
but as a country, let’s watch the independents and conservatives attack the poor families getting a $10k break on college courses, that far exceed what the rest of the world pays. That’s why we are in debt, sure thing conservatives.Scio me nihil scire
There are no kings inside the gates of eden0 -
Sorry missed those posts! It’s not like we are going to get measured reasonable responses from our conservative friends looking for common ground solutions!0
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static111 said:Reading through this it seems like a lot of people are taking the baseline that most people taking out loans are middle or upper middle class with stable families that can help them make educated decisions and support them financially, and that the loans are just a frivolous waste of money. That really isn't what got us here. Poor people and lower middle class can't afford college, community or otherwise without loans. Sure you can opine about how easy it was to pay back in the late 80's or 90's when costs weren't insane and rent was cheap, and I don't mean on campus, that hasn't been the case for at least 20 years though. The other thing that people seem to be failing to see is that a lot of people did not have financially literate parents especially those from lower incomes to help them make these decisions, and don't forget poor and lower income areas have worse schools with less money and have a hard time bringing in good educators let alone establishing any type of educational system other than teaching to the standardized test so they can continue to get their meagre funding. So you get people in their teens and 20's that have no idea how money works being told you have to go to school to get ahead that can't afford it and are told that government loans are a very safe and affordable way to go, so they sign next to the x and expect that is how it will go. Then the loans balloon and balloon and never go away.
Now someone is actually trying to help these people and somehow this is a bad thing and is taking other peoples money, well whose money are they getting?. Its fucking taxes that we all pay going to citizens that need help. I would much rather it went to citizens that needed educational help even if some high income people get a little benefit, because no system is perfect. It beats tax cuts for the rich, money to Ukraine, money to Israel, Trillions to the DoD that is largely unaccounted for, millions to the losing war on drugs etc. How people can see anything bad about American tax dollars helping out American citizens that need a break is beyond me. But hey maybe the money would be better spent on law and order and punishing people their whole lives for making uninformed decisions that the educational system and society never equipped them to make predicated on a lie pushed on them from elementary school that that was the best way to get ahead.
I think it's the middle and lower middle that are really struggling as they pay full tuition but with no aid. Many don't qualify for FAFSA. But I would hope there was better financial literacy in that group.0 -
mrussel1 said:static111 said:Reading through this it seems like a lot of people are taking the baseline that most people taking out loans are middle or upper middle class with stable families that can help them make educated decisions and support them financially, and that the loans are just a frivolous waste of money. That really isn't what got us here. Poor people and lower middle class can't afford college, community or otherwise without loans. Sure you can opine about how easy it was to pay back in the late 80's or 90's when costs weren't insane and rent was cheap, and I don't mean on campus, that hasn't been the case for at least 20 years though. The other thing that people seem to be failing to see is that a lot of people did not have financially literate parents especially those from lower incomes to help them make these decisions, and don't forget poor and lower income areas have worse schools with less money and have a hard time bringing in good educators let alone establishing any type of educational system other than teaching to the standardized test so they can continue to get their meagre funding. So you get people in their teens and 20's that have no idea how money works being told you have to go to school to get ahead that can't afford it and are told that government loans are a very safe and affordable way to go, so they sign next to the x and expect that is how it will go. Then the loans balloon and balloon and never go away.
Now someone is actually trying to help these people and somehow this is a bad thing and is taking other peoples money, well whose money are they getting?. Its fucking taxes that we all pay going to citizens that need help. I would much rather it went to citizens that needed educational help even if some high income people get a little benefit, because no system is perfect. It beats tax cuts for the rich, money to Ukraine, money to Israel, Trillions to the DoD that is largely unaccounted for, millions to the losing war on drugs etc. How people can see anything bad about American tax dollars helping out American citizens that need a break is beyond me. But hey maybe the money would be better spent on law and order and punishing people their whole lives for making uninformed decisions that the educational system and society never equipped them to make predicated on a lie pushed on them from elementary school that that was the best way to get ahead.
I think it's the middle and lower middle that are really struggling as they pay full tuition but with no aid. Many don't qualify for FAFSA. But I would hope there was better financial literacy in that group.
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nicknyr15 said:mrussel1 said:static111 said:Reading through this it seems like a lot of people are taking the baseline that most people taking out loans are middle or upper middle class with stable families that can help them make educated decisions and support them financially, and that the loans are just a frivolous waste of money. That really isn't what got us here. Poor people and lower middle class can't afford college, community or otherwise without loans. Sure you can opine about how easy it was to pay back in the late 80's or 90's when costs weren't insane and rent was cheap, and I don't mean on campus, that hasn't been the case for at least 20 years though. The other thing that people seem to be failing to see is that a lot of people did not have financially literate parents especially those from lower incomes to help them make these decisions, and don't forget poor and lower income areas have worse schools with less money and have a hard time bringing in good educators let alone establishing any type of educational system other than teaching to the standardized test so they can continue to get their meagre funding. So you get people in their teens and 20's that have no idea how money works being told you have to go to school to get ahead that can't afford it and are told that government loans are a very safe and affordable way to go, so they sign next to the x and expect that is how it will go. Then the loans balloon and balloon and never go away.
Now someone is actually trying to help these people and somehow this is a bad thing and is taking other peoples money, well whose money are they getting?. Its fucking taxes that we all pay going to citizens that need help. I would much rather it went to citizens that needed educational help even if some high income people get a little benefit, because no system is perfect. It beats tax cuts for the rich, money to Ukraine, money to Israel, Trillions to the DoD that is largely unaccounted for, millions to the losing war on drugs etc. How people can see anything bad about American tax dollars helping out American citizens that need a break is beyond me. But hey maybe the money would be better spent on law and order and punishing people their whole lives for making uninformed decisions that the educational system and society never equipped them to make predicated on a lie pushed on them from elementary school that that was the best way to get ahead.
I think it's the middle and lower middle that are really struggling as they pay full tuition but with no aid. Many don't qualify for FAFSA. But I would hope there was better financial literacy in that group.
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mrussel1 said:nicknyr15 said:mrussel1 said:static111 said:Reading through this it seems like a lot of people are taking the baseline that most people taking out loans are middle or upper middle class with stable families that can help them make educated decisions and support them financially, and that the loans are just a frivolous waste of money. That really isn't what got us here. Poor people and lower middle class can't afford college, community or otherwise without loans. Sure you can opine about how easy it was to pay back in the late 80's or 90's when costs weren't insane and rent was cheap, and I don't mean on campus, that hasn't been the case for at least 20 years though. The other thing that people seem to be failing to see is that a lot of people did not have financially literate parents especially those from lower incomes to help them make these decisions, and don't forget poor and lower income areas have worse schools with less money and have a hard time bringing in good educators let alone establishing any type of educational system other than teaching to the standardized test so they can continue to get their meagre funding. So you get people in their teens and 20's that have no idea how money works being told you have to go to school to get ahead that can't afford it and are told that government loans are a very safe and affordable way to go, so they sign next to the x and expect that is how it will go. Then the loans balloon and balloon and never go away.
Now someone is actually trying to help these people and somehow this is a bad thing and is taking other peoples money, well whose money are they getting?. Its fucking taxes that we all pay going to citizens that need help. I would much rather it went to citizens that needed educational help even if some high income people get a little benefit, because no system is perfect. It beats tax cuts for the rich, money to Ukraine, money to Israel, Trillions to the DoD that is largely unaccounted for, millions to the losing war on drugs etc. How people can see anything bad about American tax dollars helping out American citizens that need a break is beyond me. But hey maybe the money would be better spent on law and order and punishing people their whole lives for making uninformed decisions that the educational system and society never equipped them to make predicated on a lie pushed on them from elementary school that that was the best way to get ahead.
I think it's the middle and lower middle that are really struggling as they pay full tuition but with no aid. Many don't qualify for FAFSA. But I would hope there was better financial literacy in that group.Reading your incredibly intelligent and thought out posts while looking at that pic blows my mind… still after all this time.0 -
mrussel1 said:nicknyr15 said:mrussel1 said:static111 said:Reading through this it seems like a lot of people are taking the baseline that most people taking out loans are middle or upper middle class with stable families that can help them make educated decisions and support them financially, and that the loans are just a frivolous waste of money. That really isn't what got us here. Poor people and lower middle class can't afford college, community or otherwise without loans. Sure you can opine about how easy it was to pay back in the late 80's or 90's when costs weren't insane and rent was cheap, and I don't mean on campus, that hasn't been the case for at least 20 years though. The other thing that people seem to be failing to see is that a lot of people did not have financially literate parents especially those from lower incomes to help them make these decisions, and don't forget poor and lower income areas have worse schools with less money and have a hard time bringing in good educators let alone establishing any type of educational system other than teaching to the standardized test so they can continue to get their meagre funding. So you get people in their teens and 20's that have no idea how money works being told you have to go to school to get ahead that can't afford it and are told that government loans are a very safe and affordable way to go, so they sign next to the x and expect that is how it will go. Then the loans balloon and balloon and never go away.
Now someone is actually trying to help these people and somehow this is a bad thing and is taking other peoples money, well whose money are they getting?. Its fucking taxes that we all pay going to citizens that need help. I would much rather it went to citizens that needed educational help even if some high income people get a little benefit, because no system is perfect. It beats tax cuts for the rich, money to Ukraine, money to Israel, Trillions to the DoD that is largely unaccounted for, millions to the losing war on drugs etc. How people can see anything bad about American tax dollars helping out American citizens that need a break is beyond me. But hey maybe the money would be better spent on law and order and punishing people their whole lives for making uninformed decisions that the educational system and society never equipped them to make predicated on a lie pushed on them from elementary school that that was the best way to get ahead.
I think it's the middle and lower middle that are really struggling as they pay full tuition but with no aid. Many don't qualify for FAFSA. But I would hope there was better financial literacy in that group.By The Time They Figure Out What Went Wrong, We'll Be Sitting On A Beach, Earning Twenty Percent.0 -
You're all good in my book. And other than the far left edge of my photo, most of your avatars are better than my dorky one, so kudos all!So still straying off topic for a second, what is the appeal of Ben Affleck?"It's a sad and beautiful world"-Roberto Benigni0
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brianlux said:You're all good in my book. And other than the far left edge of my photo, most of your avatars are better than my dorky one, so kudos all!So still straying off topic for a second, what is the appeal of Ben Affleck?
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mrussel1 said:brianlux said:You're all good in my book. And other than the far left edge of my photo, most of your avatars are better than my dorky one, so kudos all!So still straying off topic for a second, what is the appeal of Ben Affleck?Hey some of us like the good ole better than something or nothing videos.0
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mrussel1 said:brianlux said:You're all good in my book. And other than the far left edge of my photo, most of your avatars are better than my dorky one, so kudos all!So still straying off topic for a second, what is the appeal of Ben Affleck?
Mystery solved, thank you!
"It's a sad and beautiful world"-Roberto Benigni0 -
static111 said:static111 said:mace1229 said:mickeyrat said:
What about families that went without so their kids wouldn't be in debt?
What about those who chose a school for financials reasons to save money?
What about those who joined the military to cover the cost?
What about those who picked a different route so they wouldn't be in debt?
When do they get their free money?mace1229 said:mickeyrat said:
What about families that went without so their kids wouldn't be in debt?
What about those who chose a school for financials reasons to save money?
What about those who joined the military to cover the cost?
What about those who picked a different route so they wouldn't be in debt?
When do they get their free money?Someone mentioned university of Alabama. I just looked it up, 58% of the students are out of state. That is insane to me. There is almost no effort to minimize the cost. Tuition is 12k for in state and 32k for out of state. More than half the students are choosing to pay triple the cost to attend that school. It’s not just low-income people trying to dig their way out of poverty. Adults are choosing to spend far more on education than they need to: there’s almost no effort to minimize the cost. Unless you’re in a wealthy family, private or out of state schools shouldn’t even be an option. And as I mentioned, most don’t even consider jr college for gen Ed credits either.
Asking what we should spend the money on instead implies we just have this surplus of money waiting to be spent. If that were the case, then great. But it’s not. Our spending is out of control. It’s liking realizing your budget is off and you spend $500 more a month than you make and your wife tells you to stop buying vinyl. Then you ask well what do you want me to spend that $500 on then? Don’t spend it.But if we have to spend it, I’d be more for subsidizing medical costs. It’s insane. People get stuck with thousands of dollars in medical bills for something they didn’t want or ask for, but also need to better their lives.Post edited by mace1229 on0 -
What makes more sense to me is advocating for lowering the cost of education, in the meantime start at a community college and get the required course out of the way for less money, and for young adults, consider the alternatives to college like apprenticeships or trade school. I don't know if this is true everywhere, but in my county there is a HUGE shortage of skilled trades people- carpenters, plumbers, electricians, hair cutters, etc., etc., and those who do work in those fields here and are good at what they do are making a killing. I'm too old to do some of thing things I used to around here and, man, it's costing me big time!Edit: also, why the all or nothing thinking? Why write off these loans completely? Why not reduce the loans to a reasonable amount? Why is the logic missing here?Post edited by brianlux on"It's a sad and beautiful world"-Roberto Benigni0
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static111 said:Reading through this it seems like a lot of people are taking the baseline that most people taking out loans are middle or upper middle class with stable families that can help them make educated decisions and support them financially, and that the loans are just a frivolous waste of money. That really isn't what got us here. Poor people and lower middle class can't afford college, community or otherwise without loans. Sure you can opine about how easy it was to pay back in the late 80's or 90's when costs weren't insane and rent was cheap, and I don't mean on campus, that hasn't been the case for at least 20 years though. The other thing that people seem to be failing to see is that a lot of people did not have financially literate parents especially those from lower incomes to help them make these decisions, and don't forget poor and lower income areas have worse schools with less money and have a hard time bringing in good educators let alone establishing any type of educational system other than teaching to the standardized test so they can continue to get their meagre funding. So you get people in their teens and 20's that have no idea how money works being told you have to go to school to get ahead that can't afford it and are told that government loans are a very safe and affordable way to go, so they sign next to the x and expect that is how it will go. Then the loans balloon and balloon and never go away.
Now someone is actually trying to help these people and somehow this is a bad thing and is taking other peoples money, well whose money are they getting?. Its fucking taxes that we all pay going to citizens that need help. I would much rather it went to citizens that needed educational help even if some high income people get a little benefit, because no system is perfect. It beats tax cuts for the rich, money to Ukraine, money to Israel, Trillions to the DoD that is largely unaccounted for, millions to the losing war on drugs etc. How people can see anything bad about American tax dollars helping out American citizens that need a break is beyond me. But hey maybe the money would be better spent on law and order and punishing people their whole lives for making uninformed decisions that the educational system and society never equipped them to make predicated on a lie pushed on them from elementary school that that was the best way to get ahead.FINALLY. A serious post.thank you for this. well thought out and spoken. full agreement here._____________________________________SIGNATURE________________________________________________
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
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_____________________________________SIGNATURE________________________________________________
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '140 -
Lerxst1992 said:mrussel1 said:brianlux said:You're all good in my book. And other than the far left edge of my photo, most of your avatars are better than my dorky one, so kudos all!So still straying off topic for a second, what is the appeal of Ben Affleck?Hey some of us like the good ole better than something or nothing videos.0
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