I for one am very upset that people can no longer get terrible insurance plans and that preexisting conditions are now covered...
damn that O-bamza....
So you think lower premium, high deductible plans that actually save most people money are "terrible". Because they really are the ones that make the most sense for people who are responsible enough to save up the money to cover the deductible and their day-to-day maintenance medical costs.
For those that can't manage money past the next 5 minutes, then the high premium low deductible plans do make sense, but to classify the former plans as "terrible" is kind of scary. And it's VERY scary that our government is encouraging them to go away. Makes you wonder where the money trail ends. Actually, we don't really have to wonder.
The only people we should try to get even with...
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
Carrie Underwood apparantly did a bit that mocked the ACA website at an awards ceremony ... I think her gig singing NBC Sunday night football will soon come to an end ... Costas is probably going nuts right now.
I for one am very upset that people can no longer get terrible insurance plans and that preexisting conditions are now covered...
damn that O-bamza....
So you think lower premium, high deductible plans that actually save most people money are "terrible". Because they really are the ones that make the most sense for people who are responsible enough to save up the money to cover the deductible and their day-to-day maintenance medical costs.
For those that can't manage money past the next 5 minutes, then the high premium low deductible plans do make sense, but to classify the former plans as "terrible" is kind of scary. And it's VERY scary that our government is encouraging them to go away. Makes you wonder where the money trail ends. Actually, we don't really have to wonder.
yes, I think high deductible plans are "terrible"...sorry you're so scared....
someday, when the shit hits the fan...and you're not responsible for 1000's and 1000's of dollars in medical bills you can thank me and Obamz then...
someday, when the shit hits the fan...and you're not responsible for 1000's and 1000's of dollars in medical bills you can thank me and Obamz then...
Isn't the entry plan a 60/40 plan? I think those people will still be responsible for 1000's and 1000's of dollars in medical bills is something major happens.
someday, when the shit hits the fan...and you're not responsible for 1000's and 1000's of dollars in medical bills you can thank me and Obamz then...
Isn't the entry plan a 60/40 plan? I think those people will still be responsible for 1000's and 1000's of dollars in medical bills is something major happens.
someday, when the shit hits the fan...and you're not responsible for 1000's and 1000's of dollars in medical bills you can thank me and Obamz then...
Isn't the entry plan a 60/40 plan? I think those people will still be responsible for 1000's and 1000's of dollars in medical bills is something major happens.
I don't know...and perhaps...
are you supportive if a 60/40 plan...?
40% seems high for spending between $250 - $400 a month. I guess it's better then 100%, but that is still alot of exposure considering you have insurance.
40% seems high for spending between $250 - $400 a month. I guess it's better then 100%, but that is still alot of exposure considering you have insurance.
yes, I think high deductible plans are "terrible"...sorry you're so scared....
someday, when the shit hits the fan...and you're not responsible for 1000's and 1000's of dollars in medical bills you can thank me and Obamz then...
Again - with low deductible plans, YOU ARE ACTUALLY PAYING MORE....so you're still responsible for thousands of dollars. They're just insurance bills instead of medical bills.
The only people we should try to get even with...
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
yes, I think high deductible plans are "terrible"...sorry you're so scared....
someday, when the shit hits the fan...and you're not responsible for 1000's and 1000's of dollars in medical bills you can thank me and Obamz then...
Again - with low deductible plans, YOU ARE ACTUALLY PAYING MORE....so you're still responsible for thousands of dollars. They're just insurance bills instead of medical bills.
now you're being obtuse...
clearly you have super powers and have never seen a doctor or had a medical bill...just so you know, medical bills are expensive...
So I see what 1 person that is happy with it? Sounds like it's going great.
I had dinner with some friends the other night. Friend #1 tells Friend#2 that Obamacar is great. Because they don't work enough hours for their company's insurance (Friend #1 is a student but Friend#2 just works part time out of choice) they can go on the exchange and put in what they make and it'll tell them how much the insurance will be but since they are poor they are going to get money back from the government. I then explained that while they can go on the exchange and get insurance and get a subsidy that they will be responsible for $200-$300 premiums each month and the subsidy is a "tax credit" and not a check like they think it is. So now, the poor people have to buy insurance each month with money they don't have so they can get a "tax" credit.
yes, I think high deductible plans are "terrible"...sorry you're so scared....
someday, when the shit hits the fan...and you're not responsible for 1000's and 1000's of dollars in medical bills you can thank me and Obamz then...
Again - with low deductible plans, YOU ARE ACTUALLY PAYING MORE....so you're still responsible for thousands of dollars. They're just insurance bills instead of medical bills.
now you're being obtuse...
clearly you have super powers and have never seen a doctor or had a medical bill...just so you know, medical bills are expensive...
but hey, fuck it...right..?
No seriously.
If I have a $250 monthly premium with a $5000 deductible, it would cost me $8000 per year IF I had high medical bills. But it could be as low as $3000.
If I have a $1000 monthly premium with a $1000 deductible, it would cost me $13,000 per year. And the lowest it would be each year is $12,0000.
You REALLY think the high deductible plan is "terrible". People would be so much better with the high deductible, but they can't see past the next paycheck so they don't think they will.
The only people we should try to get even with...
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
So I see what 1 person that is happy with it? Sounds like it's going great.
I'm careful to make any conclusions about the number of times I see something on the internet, otherwise I'd go around all day thinking Obama's a Muslim and everyone loves cats.
So I see what 1 person that is happy with it? Sounds like it's going great.
I'm careful to make any conclusions about the number of times I see something on the internet, otherwise I'd go around all day thinking Obama's a Muslim and everyone loves cats.
Everyone does love cats
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hedonist
standing on the edge of forever Posts: 24,524
If I have a $250 monthly premium with a $5000 deductible, it would cost me $8000 per year IF I had high medical bills. But it could be as low as $3000.
If I have a $1000 monthly premium with a $1000 deductible, it would cost me $13,000 per year. And the lowest it would be each year is $12,0000.
You REALLY think the high deductible plan is "terrible". People would be so much better with the high deductible, but they can't see past the next paycheck so they don't think they will.
do you have a 1000$ a month premium...? I get the sense you're using fuzzy math...
and YES I REALLY think high deductible plans are "terrible"....not sure how I can be more clear about that...
If I have a $250 monthly premium with a $5000 deductible, it would cost me $8000 per year IF I had high medical bills. But it could be as low as $3000.
If I have a $1000 monthly premium with a $1000 deductible, it would cost me $13,000 per year. And the lowest it would be each year is $12,0000.
You REALLY think the high deductible plan is "terrible". People would be so much better with the high deductible, but they can't see past the next paycheck so they don't think they will.
do you have a 1000$ a month premium...? I get the sense you're using fuzzy math...
and YES I REALLY think high deductible plans are "terrible"....not sure how I can be more clear about that...
I currently do not have a $1000 premium, but when I checked my possible rates on my state's health exchange, it said my annual premiums would be $13,000 for the bronze plan. That's where I got that.
What is the premium and deductible from your plan?
There is no doubt that a high deductible plan saves money.It's shameful they are getting rid of them.
The only people we should try to get even with...
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
Comments
Edit: How are the rates locked in? Is it for 12 months?
yup, 12 months...
My old lady's premiums were reduced by a bit, too...not sure how much...the credits under the ACA are helping us..
Me too.
Would like to hand out a free throat hugs.
So you think lower premium, high deductible plans that actually save most people money are "terrible". Because they really are the ones that make the most sense for people who are responsible enough to save up the money to cover the deductible and their day-to-day maintenance medical costs.
For those that can't manage money past the next 5 minutes, then the high premium low deductible plans do make sense, but to classify the former plans as "terrible" is kind of scary. And it's VERY scary that our government is encouraging them to go away. Makes you wonder where the money trail ends. Actually, we don't really have to wonder.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
yes, I think high deductible plans are "terrible"...sorry you're so scared....
someday, when the shit hits the fan...and you're not responsible for 1000's and 1000's of dollars in medical bills you can thank me and Obamz then...
That way, Doug will get more then a few hundred dollars and the real issues will get addressed in the court of law.
I don't know...and perhaps...
are you supportive if a 60/40 plan...?
aah...tort reform...many states have this in place, yes...?
I don't disagree.... :thumbup:
to be honest, I'm not sure who Doug is...what shows are you watching....?
http://www.washingtonpost.com/blogs/won ... nce-plans/
Again - with low deductible plans, YOU ARE ACTUALLY PAYING MORE....so you're still responsible for thousands of dollars. They're just insurance bills instead of medical bills.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
now you're being obtuse...
clearly you have super powers and have never seen a doctor or had a medical bill...just so you know, medical bills are expensive...
but hey, fuck it...right..?
I still want to know what shows you're watching...Maury...Jerry...Steve? be honest...
I had dinner with some friends the other night. Friend #1 tells Friend#2 that Obamacar is great. Because they don't work enough hours for their company's insurance (Friend #1 is a student but Friend#2 just works part time out of choice) they can go on the exchange and put in what they make and it'll tell them how much the insurance will be but since they are poor they are going to get money back from the government. I then explained that while they can go on the exchange and get insurance and get a subsidy that they will be responsible for $200-$300 premiums each month and the subsidy is a "tax credit" and not a check like they think it is. So now, the poor people have to buy insurance each month with money they don't have so they can get a "tax" credit.
No seriously.
If I have a $250 monthly premium with a $5000 deductible, it would cost me $8000 per year IF I had high medical bills. But it could be as low as $3000.
If I have a $1000 monthly premium with a $1000 deductible, it would cost me $13,000 per year. And the lowest it would be each year is $12,0000.
You REALLY think the high deductible plan is "terrible". People would be so much better with the high deductible, but they can't see past the next paycheck so they don't think they will.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
I'm careful to make any conclusions about the number of times I see something on the internet, otherwise I'd go around all day thinking Obama's a Muslim and everyone loves cats.
Please tell me you don't have cable or don't watch TV between 4pm to 8pm. It's frick'n Doug!
(and cats on roombas? fuhggetaboutit)
I don't have cable and ditched directv in Feb...I have a antenna and Roku...best choice I've made in awhile...
I do get the local Ambulance/Disability chaser commercials, though...
do you have a 1000$ a month premium...? I get the sense you're using fuzzy math...
and YES I REALLY think high deductible plans are "terrible"....not sure how I can be more clear about that...
I currently do not have a $1000 premium, but when I checked my possible rates on my state's health exchange, it said my annual premiums would be $13,000 for the bronze plan. That's where I got that.
What is the premium and deductible from your plan?
There is no doubt that a high deductible plan saves money.It's shameful they are getting rid of them.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.