Questions re having kids in the USA
pdalowsky
Posts: 15,049
Are there any people here with a good understanding of the costs of having a baby in the states with and without insurance?
Im specifically enquiring about Florida.
IS there insurance available to people privately that isnt astronomical? is there any alternatives?
Is the cost the same for a single parent?
Is there any help or support available? grants or benefits?
Im a Uk citizen and have been astounded by the differences in our systems and the outrageous cost placed on people in the states to have a baby.
If there is no way around it, does it then pay not to work? I expect those who dont work will be looked after surely? otherwise how else do we hear of young mothers in the states whom are single parents with 4 kids....I dont believe they could have paid the $15,000 per child in birth costs....could they?
Guidance on this would be very gratefully received, why am i asking?, because im not only interested now Im alert to the differences but most importantly im researching this for a good friend.
(What Florida may lack in health care they more than make up for in sunshine
)
Im specifically enquiring about Florida.
IS there insurance available to people privately that isnt astronomical? is there any alternatives?
Is the cost the same for a single parent?
Is there any help or support available? grants or benefits?
Im a Uk citizen and have been astounded by the differences in our systems and the outrageous cost placed on people in the states to have a baby.
If there is no way around it, does it then pay not to work? I expect those who dont work will be looked after surely? otherwise how else do we hear of young mothers in the states whom are single parents with 4 kids....I dont believe they could have paid the $15,000 per child in birth costs....could they?
Guidance on this would be very gratefully received, why am i asking?, because im not only interested now Im alert to the differences but most importantly im researching this for a good friend.
(What Florida may lack in health care they more than make up for in sunshine
) Post edited by Unknown User on
0
Comments
Send em over. I have had "company paid" insurance with the same employer for 23 years. I have a "family" deductible, each member has an individual deductible. I have caps on limits they will pay, I have a co-pay, I have doctors that are not accessible to me because of my plan. The 'premiums" I pay have gone up every year. Premiums are taken out of every paycheck. My employer is a major global corporation, and is basically self insured with Blue Cross acting as the administrator. Eyes not covered, neither are teeth-- those are separate entities... I am considered to be in the upper tier of insured... It is not FREE, it cost me quite a bit. I can tell you exactly if you want, but its not cheap. I paid for both of my kids with the benefits of my insurance.
On the other hand... I have family that have babies on the states' dole. State monies. Federal programs. They get to keep thier babies AND thier money. If they dont have money, thats okay... We pick up the tab, somehow... The state funded relatives have better access to healthcare than I do. Plain and simple in our case. Come enjoy some sun, and make some babies.
It will be okay.
My friend is a USA citizen
As much as I'd love to live in the states I hsve two children here in the uk with a phenomenal health care service which everyone has access to whether rich or poor.
Let me be clear - I'm having no more kids. 2 is perfect.
I'm enquiring for my Floridian pal who is somewhat disillusioned with the American system. He works damn hard and can't afford a child ? Wtf? There must be a way
that is the issue right there. Men don't get as many benefits as women do. WIC is a very popular program...it stands for Women Infants and Children. Men make more money (salary wise) than women do in the States, so apparently they don't need to rely on state/federal benefits. Also, it is fairly uncommon for the father to be the caregiver/guardian. Is the mother in the child's life?
- Christopher McCandless
And there is no baby - through the worry of the financial hit and not having the resources to do so.
If you're buying i'll go home and make one tonight
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