I just can't wrap my mind around how our government thinks that a solution to the health insurance problem is to REQUIRE people to purchase private health insurance. It's just not fathomable to me.
That being said, I'm not near desperate enough to consider a move to Canada.
I think the problem lies in the fact that basic health insurance is private at all. Basic full health care coverage (as opposed to added extended health care insurance, which is what gives discounts on prescriptions, physio, etc etc) should be a public entity that everyone must have, and which is completely equal coverage for everyone no matter their age, lifestyle, or preexisting conditions.
And here is a link to another thread here, where we can see what the current US system can do to people.... In Canada, money would not be any concern to this 10C member at all, he would never have had to worry about lawyers, etc like this, even with a WCB claim, and that's the way it should be. viewtopic.php?f=4&t=192176
I don't mind it being private, but people should be purchasing appropriate plans for themselves on their own and not just wait to be "given" one by an employer.
And by appropriate plans, I mean high-deductible, catastrophic only plans.
We should be paying for most of our healthcare out of pocket.
The only people we should try to get even with...
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
I just can't wrap my mind around how our government thinks that a solution to the health insurance problem is to REQUIRE people to purchase private health insurance. It's just not fathomable to me.
That being said, I'm not near desperate enough to consider a move to Canada.
actually i think your government is thinking that the issue is not the health insurance but health care.
Well then that's another way they are wrong. The problem is insurance.
I just can't wrap my mind around how our government thinks that a solution to the health insurance problem is to REQUIRE people to purchase private health insurance. It's just not fathomable to me.
That being said, I'm not near desperate enough to consider a move to Canada.
I think the problem lies in the fact that basic health insurance is private at all. Basic full health care coverage (as opposed to added extended health care insurance, which is what gives discounts on prescriptions, physio, etc etc) should be a public entity that everyone must have, and which is completely equal coverage for everyone no matter their age, lifestyle, or preexisting conditions.
And here is a link to another thread here, where we can see what the current US system can do to people.... In Canada, money would not be any concern to this 10C member at all, he would never have had to worry about lawyers, etc like this, even with a WCB claim, and that's the way it should be. viewtopic.php?f=4&t=192176
I don't mind it being private, but people should be purchasing appropriate plans for themselves on their own and not just wait to be "given" one by an employer.
And by appropriate plans, I mean high-deductible, catastrophic only plans.
We should be paying for most of our healthcare out of pocket.
the issue is not that simple. what about the people who can get insured? also, what is the definition of catastrophic and who defines it?
I just can't wrap my mind around how our government thinks that a solution to the health insurance problem is to REQUIRE people to purchase private health insurance. It's just not fathomable to me.
That being said, I'm not near desperate enough to consider a move to Canada.
I think the problem lies in the fact that basic health insurance is private at all. Basic full health care coverage (as opposed to added extended health care insurance, which is what gives discounts on prescriptions, physio, etc etc) should be a public entity that everyone must have, and which is completely equal coverage for everyone no matter their age, lifestyle, or preexisting conditions.
And here is a link to another thread here, where we can see what the current US system can do to people.... In Canada, money would not be any concern to this 10C member at all, he would never have had to worry about lawyers, etc like this, even with a WCB claim, and that's the way it should be. viewtopic.php?f=4&t=192176
I don't mind it being private, but people should be purchasing appropriate plans for themselves on their own and not just wait to be "given" one by an employer.
And by appropriate plans, I mean high-deductible, catastrophic only plans.
We should be paying for most of our healthcare out of pocket.
Why do you think that? How is paying out of pocket beneficial when there are so many people who don't have any money in their pockets? Is your opinion based on the theory that people SHOULD have money in their pocket, and if they don't and can't afford health care, that's their problem? The ones with money are the ones who deserve the best care because they can pay for it? Or do you think this for some other reason?
I don't like the idea of private insurance companies for basic health care because it necessarily means that they are searching for ways to make more profit, and the ONLY way they can do that is by working to give the least return for the most profit. When it comes to health care, that seems really fucked up to me.
With all its sham, drudgery, and broken dreams, it is still a beautiful world. Be careful. Strive to be happy. ~ Desiderata
We (individuals) have allowed ourselves to get into this situation by relying on others to "provide" our insurance for us via automatic drafts and by-way of benefits.
We need to take back ownership of our own health care (not health INSURANCE), but putting the responsibility back in our hands and reducing the role of the middle men who do not have our own best interests in mind.
By remote control, we're now paying some other entity to negotiate the cost of and pay our health care. All competition and consumerism has been removed and we're paying for bureaucracy and red tape.
The only people we should try to get even with...
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
We (individuals) have allowed ourselves to get into this situation by relying on others to "provide" our insurance for us via automatic drafts and by-way of benefits.
We need to take back ownership of our own health care (not health INSURANCE), but putting the responsibility back in our hands and reducing the role of the middle men who do not have our own best interests in mind.
By remote control, we're now paying some other entity to negotiate the cost of and pay our health care. All competition and consumerism has been removed and we're paying for bureaucracy and red tape.
So... you want to pay up front for all health care?? You know that just one MRI can cost thousands of dollars, right?
With all its sham, drudgery, and broken dreams, it is still a beautiful world. Be careful. Strive to be happy. ~ Desiderata
That's what the health insurance companies TELL you it costs.
Would it cost that much if health insurance didn't exist? I highly doubt it. Just think of the people the physician has to keep on staff to deal with the insurance paperwork and red-tape and the delay in getting paid. Then you throw in the salaries and operating costs of the insurance company and suddenly the MRI is a lot more expensive.
Regarding money upfront - if my employers had given me all the money they've paid in for my premiums over the years in salary and I bought my own high deductible insurance for catastrophic situations, I'd have a large pool of money just sitting there right now to pay for all my day-to-day health needs in cash, upfront, at lower costs than we have today.
I just don't see why people can't understand that we have allowed private insurance through employers to totally destroy our health care system.
The only people we should try to get even with...
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
That's what the health insurance companies TELL you it costs.
Would it cost that much if health insurance didn't exist? I highly doubt it. Just think of the people the physician has to keep on staff to deal with the insurance paperwork and red-tape and the delay in getting paid. Then you throw in the salaries and operating costs of the insurance company and suddenly the MRI is a lot more expensive.
Regarding money upfront - if my employers had given me all the money they've paid in for my premiums over the years in salary and I bought my own high deductible insurance for catastrophic situations, I'd have a large pool of money just sitting there right now to pay for all my day-to-day health needs in cash, upfront, at lower costs than we have today.
I just don't see why people can't understand that we have allowed private insurance through employers to totally destroy our health care system.
Our hospital bill when we had our baby included $28 for Kleenex. No shit!
This show, another show, a show here and a show there.
That's what the health insurance companies TELL you it costs.
Would it cost that much if health insurance didn't exist? I highly doubt it. Just think of the people the physician has to keep on staff to deal with the insurance paperwork and red-tape and the delay in getting paid. Then you throw in the salaries and operating costs of the insurance company and suddenly the MRI is a lot more expensive.
Regarding money upfront - if my employers had given me all the money they've paid in for my premiums over the years in salary and I bought my own high deductible insurance for catastrophic situations, I'd have a large pool of money just sitting there right now to pay for all my day-to-day health needs in cash, upfront, at lower costs than we have today.
I just don't see why people can't understand that we have allowed private insurance through employers to totally destroy our health care system.
Our hospital bill when we had our baby included $28 for Kleenex. No shit!
:shock:
With all its sham, drudgery, and broken dreams, it is still a beautiful world. Be careful. Strive to be happy. ~ Desiderata
Comments
I don't mind it being private, but people should be purchasing appropriate plans for themselves on their own and not just wait to be "given" one by an employer.
And by appropriate plans, I mean high-deductible, catastrophic only plans.
We should be paying for most of our healthcare out of pocket.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
can you please elaborate on this statement?
the issue is not that simple. what about the people who can get insured? also, what is the definition of catastrophic and who defines it?
I don't like the idea of private insurance companies for basic health care because it necessarily means that they are searching for ways to make more profit, and the ONLY way they can do that is by working to give the least return for the most profit. When it comes to health care, that seems really fucked up to me.
The individual defines it. Catastrophic insurance would not be as expensive.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
We (individuals) have allowed ourselves to get into this situation by relying on others to "provide" our insurance for us via automatic drafts and by-way of benefits.
We need to take back ownership of our own health care (not health INSURANCE), but putting the responsibility back in our hands and reducing the role of the middle men who do not have our own best interests in mind.
By remote control, we're now paying some other entity to negotiate the cost of and pay our health care. All competition and consumerism has been removed and we're paying for bureaucracy and red tape.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
Would it cost that much if health insurance didn't exist? I highly doubt it. Just think of the people the physician has to keep on staff to deal with the insurance paperwork and red-tape and the delay in getting paid. Then you throw in the salaries and operating costs of the insurance company and suddenly the MRI is a lot more expensive.
Regarding money upfront - if my employers had given me all the money they've paid in for my premiums over the years in salary and I bought my own high deductible insurance for catastrophic situations, I'd have a large pool of money just sitting there right now to pay for all my day-to-day health needs in cash, upfront, at lower costs than we have today.
I just don't see why people can't understand that we have allowed private insurance through employers to totally destroy our health care system.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
Our hospital bill when we had our baby included $28 for Kleenex. No shit!
Shoulda bought Puffs.