I don't have an answer to how we force people to be responsible enough to take care of their own medical situations and, NO, I do not believe we should deny them care if they "can't" pay.
I think this would be a HUGE issue. With no health insurance at all - private or government - we would have many people who - because they are irresponsible, broke, just think they're too healthy to worry about it, etc. -won't be prepared to pay for their medical bills. Who will pay for it then? I think we will, and I think this would happen to a MUCH greater extent than it does now.
I don't have an answer to how we force people to be responsible enough to take care of their own medical situations and, NO, I do not believe we should deny them care if they "can't" pay.
I think this would be a HUGE issue. With no health insurance at all - private or government - we would have many people who - because they are irresponsible, broke, just think they're too healthy to worry about it, etc. -won't be prepared to pay for their medical bills. Who will pay for it then? I think we will, and I think this would happen to a MUCH greater extent than it does now.
I guess they could just file bankruptcy like all of the people who do now who can't afford their bills - medical or otherwise. It may not be that much different than it is now.
The only people we should try to get even with...
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
I don't have an answer to how we force people to be responsible enough to take care of their own medical situations and, NO, I do not believe we should deny them care if they "can't" pay.
I think this would be a HUGE issue. With no health insurance at all - private or government - we would have many people who - because they are irresponsible, broke, just think they're too healthy to worry about it, etc. -won't be prepared to pay for their medical bills. Who will pay for it then? I think we will, and I think this would happen to a MUCH greater extent than it does now.
I guess they could just file bankruptcy like all of the people who do now who can't afford their bills - medical or otherwise. It may not be that much different than it is now.
The problem is that the taxpayers and hospital systems pay for it when this happens. And, like I said, I think it would happen a LOT more under this plan.
of course we pay for it all now, i don't think anyone disputes that.
i also know you are a believer in taking charge of your own life and saving, and being smart, etc. i do agree...no question...but the thing of it is....what about those who currently have no insurance? where's the extra $$$ in their paycheck to put towards their healthcare? or yea...what about the guy who chooses to spend that extra $$$ on OTHER things, not on their own medical care...and then down the road becomes ill and becomes a burden on the system? or do we now adopt a SOL idea that it's your own fault and you can just be sick? again, all of this is the reason i think it's wise to take it directly from your income/paycheck and why it is also wise to fund preventative care. i still don't honestly know why you are against funding this since it is the best way of keeping costs lower, overall. preventative care costs a heckuva LOT less than say cancer treatments, surgery, etc. preventative care actually helps to....prevent....disease. and/or at least, catch it early, more options...for the life, and for cost-effectiveness. it truly just makes financial sense to have good incentives in place to encourage all to utlize preventative annual care.
Not the total answer to your questions, but in THEORY, everyone should have more money available to them through lower costs of goods and services and higher wages if the employers weren't burdened with paying for health insurance. That money just doesn't come from thin air. If the employers are paying it, they are making it up with lower salaries and higher prices so in the end we're all paying for it anyway.
I also truly believe that the cost of health care will go lower if we introduce the concept of the patient as customer and the ability to find their doctor of choice on the basis of service, expertise AND PRICE.
I don't have an answer to how we force people to be responsible enough to take care of their own medical situations and, NO, I do not believe we should deny them care if they "can't" pay.
believe me, i DO see merits to your system ideas....but that last part is a BIGGIE as to why, ultimately, i don't quite see it. now if that somehow could be addressed, we might be onto something.
and the issue of those currently w/o employee sponsored healthcare, again...they are still left without any extra funds for healthcare. hell, if we ALL had healthcare thru our employers, coupled with medicare for those in extreme situations, i am sure we'd still discuss quality of care and insurance denials....but i doubt as MANy would be looking for a new system and/or overhaul. that's the thing, those w/o now but employed...they still will see no more extra added $$$ in their paychecks, and even IF healthcare costs were lowered, they'd still have to take it all out of their current rate of pay, and for many, that would not be enough....and once again, preventative care would fall by the wayside.
Comments
I think this would be a HUGE issue. With no health insurance at all - private or government - we would have many people who - because they are irresponsible, broke, just think they're too healthy to worry about it, etc. -won't be prepared to pay for their medical bills. Who will pay for it then? I think we will, and I think this would happen to a MUCH greater extent than it does now.
I guess they could just file bankruptcy like all of the people who do now who can't afford their bills - medical or otherwise. It may not be that much different than it is now.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
The problem is that the taxpayers and hospital systems pay for it when this happens. And, like I said, I think it would happen a LOT more under this plan.
believe me, i DO see merits to your system ideas....but that last part is a BIGGIE as to why, ultimately, i don't quite see it. now if that somehow could be addressed, we might be onto something.
and the issue of those currently w/o employee sponsored healthcare, again...they are still left without any extra funds for healthcare. hell, if we ALL had healthcare thru our employers, coupled with medicare for those in extreme situations, i am sure we'd still discuss quality of care and insurance denials....but i doubt as MANy would be looking for a new system and/or overhaul. that's the thing, those w/o now but employed...they still will see no more extra added $$$ in their paychecks, and even IF healthcare costs were lowered, they'd still have to take it all out of their current rate of pay, and for many, that would not be enough....and once again, preventative care would fall by the wayside.
Let's just breathe...
I am myself like you somehow