You're not seeing the forest for the trees. The point is - and I stated it right up front - you can't say that a bankruptcy was due just to a medical debt when there are literally hundreds of factors at play in people's lives that contributed to it. Whatever their personal scenario happens to be, it cannot be that a single thing caused their bankruptcy.
Sounds a bit disingenuousness to me. If you're humming along, finances are good, life is going smooth, then you get cancer and a $150k medical bill and file for bankruptcy... how can you possibly say the illness and health costs did not cause that bankruptcy? Who has a couple hundred thousand dollars stockpiled for a rainy day that isn't in the top 2-3% of earners in this country? We should all live like Buddhist monks just to ensure that if we ever get sick, we have the finances covered?
and even beyond that....say you ARE fortunate in that yes, you can tap your home equity, or your retirement savings, or sure....you even DID save enough that you can cover it....is THAT a the system of 'healthcare' we want for us all? how does it even make sense? seriously? even amongst those who do 'everything right'.....save their money, live a healthy lifestyle.....still get stricken with life-threatening and expensive diseases......and run the risk of losing EVERYthing....their lives, and all they worked for. is THAT the system we want? i sure as shit don't.
Totally agree... you work 40 years of your life, pay off your mortgage, and built a savings that you can retire on... and one day you find out you have cancer, have to sell your house, exhaust you're retirement savings, luckily beat the cancer and then end up having to working until you are 75 years old, just to pay your daily living expenses.
My whole life
was like a picture
of a sunny day
“We can complain because rose bushes have thorns, or rejoice because thorn bushes have roses.”
― Abraham Lincoln
and even beyond that....say you ARE fortunate in that yes, you can tap your home equity, or your retirement savings, or sure....you even DID save enough that you can cover it....is THAT a the system of 'healthcare' we want for us all? how does it even make sense? seriously? even amongst those who do 'everything right'.....save their money, live a healthy lifestyle.....still get stricken with life-threatening and expensive diseases......and run the risk of losing EVERYthing....their lives, and all they worked for. is THAT the system we want? i sure as shit don't.
Totally agree... you work 40 years of your life, pay off your mortgage, and built a savings that you can retire on... and one day you find out you have cancer, have to sell your house, exhaust you're retirement savings, luckily beat the cancer and then end up having to working until you are 75 years old, just to pay your daily living expenses.
exactly.
also, think of the family!
this can happen young or old.....and sure, there is disability insurance, 60% of your base pay. i mean honestly, how much private insurance does one need to get, how much does one need to save, for these 'what-ifs'....? i don't care how much you do it *right*, even with health insurance.....unless you are insanely wealthy it IS very possible to lose everything. i just don't know how anyone can support such a system, think it's right, think that is the best way to provide care for ourselves. then again, i am of the belief that profit should not be built-in to healthcare.
and hell yea....i work hard, i have a home, a good nest egg, i save well for my retirement, we both have what is considered good health insurance...at least for now.....but who knows for tomorrow? i already left my employer's plan and rejoined my husbands...who knows how much costs will go up...coverages cut.....and what about the retirement years? THAT is the truly scary part to me....when you need that healthcare the most in your life, when you are at your most vulnerable....yikes.....who knows? and THAT is NOT how it should be!
Comments
Totally agree... you work 40 years of your life, pay off your mortgage, and built a savings that you can retire on... and one day you find out you have cancer, have to sell your house, exhaust you're retirement savings, luckily beat the cancer and then end up having to working until you are 75 years old, just to pay your daily living expenses.
was like a picture
of a sunny day
“We can complain because rose bushes have thorns, or rejoice because thorn bushes have roses.”
― Abraham Lincoln
exactly.
also, think of the family!
this can happen young or old.....and sure, there is disability insurance, 60% of your base pay. i mean honestly, how much private insurance does one need to get, how much does one need to save, for these 'what-ifs'....? i don't care how much you do it *right*, even with health insurance.....unless you are insanely wealthy it IS very possible to lose everything. i just don't know how anyone can support such a system, think it's right, think that is the best way to provide care for ourselves. then again, i am of the belief that profit should not be built-in to healthcare.
and hell yea....i work hard, i have a home, a good nest egg, i save well for my retirement, we both have what is considered good health insurance...at least for now.....but who knows for tomorrow? i already left my employer's plan and rejoined my husbands...who knows how much costs will go up...coverages cut.....and what about the retirement years? THAT is the truly scary part to me....when you need that healthcare the most in your life, when you are at your most vulnerable....yikes.....who knows? and THAT is NOT how it should be!
Let's just breathe...
I am myself like you somehow