Very nice! Looks like something I should have went with. If you don’t mind me asking, what’s the name of the apt complex? PM if you’d rather not have it posted.
Yeah, I’ll get it all to you by the end of the day.
Del Boca Vista!
PJ: 2013: London (ON); Buffalo; 2014: Cincinnati; 2016: Sunrise, Miami, Toronto 1-2, Wrigley 2; 2018: London (UK) 1, Milan, Padova, Sea 2, Wrigley 1-2, Fenway 1-2; 2021: SHN, Ohana, Ohana Encore 1-2; 2022: LA 1-2, Phx, Oak 1-2, Fresno, Copenhagen, Hyde Park 1-2; Quebec, Ottawa, Hamilton, Toronto; MSG, Camden, Nashville, Louisville, St. Louis, OKC; 2023: St. Paul 1-2, Chicago 1-2; Fort Worth 2; Austin 1-2; 2024: Vancouver 1-2, LV 1-2, LA 1-2, Napa, Barcelona 1-2; Indy; Chicago 1-2; MSG 1-2; Philly 2; Boston 2; Ohana 1-2; 2025: FL 1-2, ATL 1-2, Nash 1-2, Pit 1-2.
EV Solo: 2017 Louisville and Franklin, 2018 Ohana, 2019 Innings Fest, Berlin, Düsseldorf, Dublin and Ohana; 2021 Ohana Friday (from beach) and Saturday; 2022 Earthlings Newark; 2023 Innings Fest and Benoraya 1-2.
Gutted: London 2 2018, Sacramento 2022, Noblesville 2023
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
Very nice! Looks like something I should have went with. If you don’t mind me asking, what’s the name of the apt complex? PM if you’d rather not have it posted.
Yeah, I’ll get it all to you by the end of the day.
Del Boca Vista!
Speedy's eating dinner at 6 O'clock. Must be nice to have that kind of money.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
yeah not everyone can do that...
Remember the Thomas Nine !! (10/02/2018) The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago 2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy 2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE) 2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston 2020: Oakland, Oakland:2021: EV Ohana, Ohana, Ohana, Ohana 2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville 2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
yeah not everyone can do that...
Yes they can. They just will not do it because they would rather live in Brooklyn than Des Moines. Bad financial choice.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
yeah not everyone can do that...
Yes they can. They just will not do it because they would rather live in Brooklyn than Des Moines. Bad financial choice.
No, they can't.
It's real nice to believe that people can just make choices like these and everything will be fine but that isn't the case.
If I don't have any money how the fuck am I going to be able to move to Des Moines?
It's like telling a depressed person "oh just stop being depressed"
Remember the Thomas Nine !! (10/02/2018) The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago 2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy 2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE) 2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston 2020: Oakland, Oakland:2021: EV Ohana, Ohana, Ohana, Ohana 2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville 2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
yeah not everyone can do that...
Yes they can. They just will not do it because they would rather live in Brooklyn than Des Moines. Bad financial choice.
No, they can't.
It's real nice to believe that people can just make choices like these and everything will be fine but that isn't the case.
If I don't have any money how the fuck am I going to be able to move to Des Moines?
It's like telling a depressed person "oh just stop being depressed"
You control your life. Especially now with all the remote jobs. Not saying you will be happy as a person, that may take some work independent of your location or occupation. But trust me when I tell you that the most comfortable and happy people I know in their 60s found a way to save. They are not all wealthy, but lived within their means and now have something to show for it. No not a cure for mental health, but a suggestion for financial health. Which can make it easier to deal with mental health.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
yeah not everyone can do that...
Yes they can. They just will not do it because they would rather live in Brooklyn than Des Moines. Bad financial choice.
No, they can't.
It's real nice to believe that people can just make choices like these and everything will be fine but that isn't the case.
If I don't have any money how the fuck am I going to be able to move to Des Moines?
It's like telling a depressed person "oh just stop being depressed"
You control your life. Especially now with all the remote jobs. Not saying you will be happy as a person, that may take some work independent of your location or occupation. But trust me when I tell you that the most comfortable and happy people I know in their 60s found a way to save. They are not all wealthy, but lived within their means and now have something to show for it. No not a cure for mental health, but a suggestion for financial health. Which can make it easier to deal with mental health.
Yeah I get all that.
My argument with you is suggesting that people who are just scraping by can up and move or just change jobs.
People don't save for retirement because they can barely feed themselves. God forbid their car or other transportation fails them because they don't have any money to fix it.
The last thing they have in mind is saving money because as soon as they save it they have to spend it on some unplanned repair or emergency.
Remember the Thomas Nine !! (10/02/2018) The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago 2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy 2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE) 2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston 2020: Oakland, Oakland:2021: EV Ohana, Ohana, Ohana, Ohana 2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville 2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
yeah not everyone can do that...
Yes they can. They just will not do it because they would rather live in Brooklyn than Des Moines. Bad financial choice.
No, they can't.
It's real nice to believe that people can just make choices like these and everything will be fine but that isn't the case.
If I don't have any money how the fuck am I going to be able to move to Des Moines?
It's like telling a depressed person "oh just stop being depressed"
It’s also a GOP mentally of “stop being poor” tech bro speak “make more money”. It lacks empathy it lacks perspective. And it speaks like someone who got theres and shut the door & dragged the ladder up. I would think PJ fans would be more even tempered. But even then look at the landscape of music. How you make money of music now is not how you did 10-20 years ago. Which is why the band has to tour b/c they don’t make money off streaming.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
yeah not everyone can do that...
Yes they can. They just will not do it because they would rather live in Brooklyn than Des Moines. Bad financial choice.
No, they can't.
It's real nice to believe that people can just make choices like these and everything will be fine but that isn't the case.
If I don't have any money how the fuck am I going to be able to move to Des Moines?
It's like telling a depressed person "oh just stop being depressed"
You control your life. Especially now with all the remote jobs. Not saying you will be happy as a person, that may take some work independent of your location or occupation. But trust me when I tell you that the most comfortable and happy people I know in their 60s found a way to save. They are not all wealthy, but lived within their means and now have something to show for it. No not a cure for mental health, but a suggestion for financial health. Which can make it easier to deal with mental health.
Yeah I get all that.
My argument with you is suggesting that people who are just scraping by can up and move or just change jobs.
People don't save for retirement because they can barely feed themselves. God forbid their car or other transportation fails them because they don't have any money to fix it.
The last thing they have in mind is saving money because as soon as they save it they have to spend it on some unplanned repair or emergency.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
yeah not everyone can do that...
Yes they can. They just will not do it because they would rather live in Brooklyn than Des Moines. Bad financial choice.
No, they can't.
It's real nice to believe that people can just make choices like these and everything will be fine but that isn't the case.
If I don't have any money how the fuck am I going to be able to move to Des Moines?
It's like telling a depressed person "oh just stop being depressed"
You control your life. Especially now with all the remote jobs. Not saying you will be happy as a person, that may take some work independent of your location or occupation. But trust me when I tell you that the most comfortable and happy people I know in their 60s found a way to save. They are not all wealthy, but lived within their means and now have something to show for it. No not a cure for mental health, but a suggestion for financial health. Which can make it easier to deal with mental health.
Yeah I get all that.
My argument with you is suggesting that people who are just scraping by can up and move or just change jobs.
People don't save for retirement because they can barely feed themselves. God forbid their car or other transportation fails them because they don't have any money to fix it.
The last thing they have in mind is saving money because as soon as they save it they have to spend it on some unplanned repair or emergency.
I get it. Trust me. I am not living high on the hog by any means. People are scared of change. Don't be. My advice is to find a way to make that short term sacrifice as painful as it might be. Whatever the amount. If you have a job then you can put something away. Think of it as another bill you HAVE to pay. You will be happier 20 years later. And obviously if you need to fix that car or have a medical cost you do what you have to do. As far as getting up and moving, I guess that is a personal decision. But if you are living in a high cost area and not making enough, then you should THINK about finding somewhere else to live and work. Millions did it during COVID.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
yeah not everyone can do that...
Yes they can. They just will not do it because they would rather live in Brooklyn than Des Moines. Bad financial choice.
No, they can't.
It's real nice to believe that people can just make choices like these and everything will be fine but that isn't the case.
If I don't have any money how the fuck am I going to be able to move to Des Moines?
It's like telling a depressed person "oh just stop being depressed"
You control your life. Especially now with all the remote jobs. Not saying you will be happy as a person, that may take some work independent of your location or occupation. But trust me when I tell you that the most comfortable and happy people I know in their 60s found a way to save. They are not all wealthy, but lived within their means and now have something to show for it. No not a cure for mental health, but a suggestion for financial health. Which can make it easier to deal with mental health.
Yeah I get all that.
My argument with you is suggesting that people who are just scraping by can up and move or just change jobs.
People don't save for retirement because they can barely feed themselves. God forbid their car or other transportation fails them because they don't have any money to fix it.
The last thing they have in mind is saving money because as soon as they save it they have to spend it on some unplanned repair or emergency.
I get it. Trust me. I am not living high on the hog by any means. People are scared of change. Don't be. My advice is to find a way to make that short term sacrifice as painful as it might be. Whatever the amount. If you have a job then you can put something away. Think of it as another bill you HAVE to pay. You will be happier 20 years later. And obviously if you need to fix that car or have a medical cost you do what you have to do. As far as getting up and moving, I guess that is a personal decision. But if you are living in a high cost area and not making enough, then you should THINK about finding somewhere else to live and work. Millions did it during COVID.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
yeah not everyone can do that...
Yes they can. They just will not do it because they would rather live in Brooklyn than Des Moines. Bad financial choice.
No, they can't.
It's real nice to believe that people can just make choices like these and everything will be fine but that isn't the case.
If I don't have any money how the fuck am I going to be able to move to Des Moines?
It's like telling a depressed person "oh just stop being depressed"
It’s also a GOP mentally of “stop being poor” tech bro speak “make more money”. It lacks empathy it lacks perspective. And it speaks like someone who got theres and shut the door & dragged the ladder up. I would think PJ fans would be more even tempered. But even then look at the landscape of music. How you make money of music now is not how you did 10-20 years ago. Which is why the band has to tour b/c they don’t make money off streaming.
I have a friend with a retired parent barely making ends meet. They refused their whole life to do anything about their financial situation, except they did work hard, just not in a well paying job. They live in a HCOL area and refused to address that by looking at any options at any point including in retirement, when options do exist. It will negatively impact and likely delay my friends retirement. Which I find upsetting and unfair but what can he do about a parent? It’s not like some parents ever to listen to their kids.
it’s not easy but there are always options when people are able to plan and budget, and make changes. It’s not easy, but it’s doable. And tempered? lol read this forum more.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
yeah not everyone can do that...
Yes they can. They just will not do it because they would rather live in Brooklyn than Des Moines. Bad financial choice.
No, they can't.
It's real nice to believe that people can just make choices like these and everything will be fine but that isn't the case.
If I don't have any money how the fuck am I going to be able to move to Des Moines?
It's like telling a depressed person "oh just stop being depressed"
You control your life. Especially now with all the remote jobs. Not saying you will be happy as a person, that may take some work independent of your location or occupation. But trust me when I tell you that the most comfortable and happy people I know in their 60s found a way to save. They are not all wealthy, but lived within their means and now have something to show for it. No not a cure for mental health, but a suggestion for financial health. Which can make it easier to deal with mental health.
Yeah I get all that.
My argument with you is suggesting that people who are just scraping by can up and move or just change jobs.
People don't save for retirement because they can barely feed themselves. God forbid their car or other transportation fails them because they don't have any money to fix it.
The last thing they have in mind is saving money because as soon as they save it they have to spend it on some unplanned repair or emergency.
I get it. Trust me. I am not living high on the hog by any means. People are scared of change. Don't be. My advice is to find a way to make that short term sacrifice as painful as it might be. Whatever the amount. If you have a job then you can put something away. Think of it as another bill you HAVE to pay. You will be happier 20 years later. And obviously if you need to fix that car or have a medical cost you do what you have to do. As far as getting up and moving, I guess that is a personal decision. But if you are living in a high cost area and not making enough, then you should THINK about finding somewhere else to live and work. Millions did it during COVID.
I'm sorry but you just don't get it. You clearly do not see how the majority of this country lives.
Remember the Thomas Nine !! (10/02/2018) The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago 2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy 2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE) 2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston 2020: Oakland, Oakland:2021: EV Ohana, Ohana, Ohana, Ohana 2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville 2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story.
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another storyGet_Right said:
It is not complicated. Save some of your income. For a long time. Put some money in a 401K, IRA accounts, pensions etc. Buy real estate ahead of time. Do not look at them, just keep contributing. Same with 529s if you have kids. One day you will look and see a bounty. If my kids go to a state school, its paid for. Syracuse or Duke well that's another story
With all due respect, this is boom privilege. You’re speaking of framework in a world that does not exist anymore.
You are getting bad advice. It does not matter the era. If you are spending 100% of your income on rent and food, then you need to move and find a new job. I am not going to question your lifestyle. But if you cannot find 5% to save in the bank, then retirement will be many years away. Trust me when I tell you you do not want to be 65 and working. The only way to avoid that is to save. Costs have increased but the lesson remains the same. Put some of it away.
yeah not everyone can do that...
Yes they can. They just will not do it because they would rather live in Brooklyn than Des Moines. Bad financial choice.
No, they can't.
It's real nice to believe that people can just make choices like these and everything will be fine but that isn't the case.
If I don't have any money how the fuck am I going to be able to move to Des Moines?
It's like telling a depressed person "oh just stop being depressed"
You control your life. Especially now with all the remote jobs. Not saying you will be happy as a person, that may take some work independent of your location or occupation. But trust me when I tell you that the most comfortable and happy people I know in their 60s found a way to save. They are not all wealthy, but lived within their means and now have something to show for it. No not a cure for mental health, but a suggestion for financial health. Which can make it easier to deal with mental health.
Yeah I get all that.
My argument with you is suggesting that people who are just scraping by can up and move or just change jobs.
People don't save for retirement because they can barely feed themselves. God forbid their car or other transportation fails them because they don't have any money to fix it.
The last thing they have in mind is saving money because as soon as they save it they have to spend it on some unplanned repair or emergency.
I get it. Trust me. I am not living high on the hog by any means. People are scared of change. Don't be. My advice is to find a way to make that short term sacrifice as painful as it might be. Whatever the amount. If you have a job then you can put something away. Think of it as another bill you HAVE to pay. You will be happier 20 years later. And obviously if you need to fix that car or have a medical cost you do what you have to do. As far as getting up and moving, I guess that is a personal decision. But if you are living in a high cost area and not making enough, then you should THINK about finding somewhere else to live and work. Millions did it during COVID.
I’ve already made certain adjustments. Walked away from a career of 12 years. Moved back in with family at an age where everyone else has house and kids. It is not normal what is happening. Another example , someone with that same industry already understand how mind boggling fucked we are & blew his brains out. 40…with a kid. That guy was following the rules and what other people had told him..& he decided that taking his own life was the better course of action. Make that make sense.
I cannot make sense of that. Not going to try. But will say I have been to three funerals in 2025 (and one in 2024) of men my age (50+) under similar circumstances. None of them pretty. It is a mental health problem for older adults with a ton of responsibility, including family. I guess sometimes the weight of being a family leader and provider gets too heavy. I don't know the answer. Post COVID it seems there is more of this. I am not here to judge anyone's personal situation. I just know that putting a few bucks away will ultimately make you feel better as painful as it might be. It might even make you feel better about yourself. That is just my take and I am not a professional.
It's not possible for everyone to be able to have this kind of retirement, even if everyone works as smart/hard as they can. Even if all of us had identical everything (work ethic, intelligence, access, etc.) most people are going to be left behind. That's just where we're at.
1995 Milwaukee 1998 Alpine, Alpine 2003 Albany, Boston, Boston, Boston 2004 Boston, Boston 2006 Hartford, St. Paul (Petty), St. Paul (Petty) 2011 Alpine, Alpine 2013 Wrigley 2014 St. Paul 2016 Fenway, Fenway, Wrigley, Wrigley 2018 Missoula, Wrigley, Wrigley 2021 Asbury Park 2022 St Louis 2023 Austin, Austin 2024 Napa, Wrigley, Wrigley
It's not possible for everyone to be able to have this kind of retirement, even if everyone works as smart/hard as they can. Even if all of us had identical everything (work ethic, intelligence, access, etc.) most people are going to be left behind. That's just where we're at.
No need for calling people out. And I understand perfectly. Everyone has their own issues and obstacles. All I am saying is put something away for retirement if you can. Obviously if you are living below the poverty line than it might not be possible.
It's not possible for everyone to be able to have this kind of retirement, even if everyone works as smart/hard as they can. Even if all of us had identical everything (work ethic, intelligence, access, etc.) most people are going to be left behind. That's just where we're at.
While all of us face challenges, this is just negativity. How are you going to pay rent and buy food when you are 65?
It's not possible for everyone to be able to have this kind of retirement, even if everyone works as smart/hard as they can. Even if all of us had identical everything (work ethic, intelligence, access, etc.) most people are going to be left behind. That's just where we're at.
While all of us face challenges, this is just negativity. How are you going to pay rent and buy food when you are 65?
It's not possible for everyone to be able to have this kind of retirement, even if everyone works as smart/hard as they can. Even if all of us had identical everything (work ethic, intelligence, access, etc.) most people are going to be left behind. That's just where we're at.
While all of us face challenges, this is just negativity. How are you going to pay rent and buy food when you are 65?
You aren't, hence people off themselves....
Hence I will save $2 out of every $20 I earn to avoid that scenario.
Pull yourself up by your bootstraps, dontcha know?
Need help feeding your family? Forget about it, put 5% in the bank. Need help paying for medicine or healthcare? Forget about it, put 5% in the bank. Need pre-school or after school care so you can keep one or two of the three jobs you might have to scrape by? Forget about it, leave the kids in the car, at home or with a friend or neighbor so you can save 5%. Need help getting educated with knowledge or skills so you can find a better paying job? Forget about it, put 5% in the bank. Need reliable public transportation so you can get to your one or three jobs? Forget about it, walk or ride a bike so you can save 5%. Need reliable high speed interwebs so you can find information, apply for jobs or sell shit you make? Forget about, walk to the library, local flea market and job fairs and employment offices so you can save 5%. Need help getting birth control or an abortion for health or financial reasons? Forget about it, don’t have sex and save that 5%.
It's not possible for everyone to be able to have this kind of retirement, even if everyone works as smart/hard as they can. Even if all of us had identical everything (work ethic, intelligence, access, etc.) most people are going to be left behind. That's just where we're at.
While all of us face challenges, this is just negativity. How are you going to pay rent and buy food when you are 65?
There's a difference between negativity and the reality of America. And right now the people with the biggest boots are stepping on all the most vulnerable necks. That is the reality.
Pull yourself up by your bootstraps, dontcha know?
Need help feeding your family? Forget about it, put 5% in the bank. Need help paying for medicine or healthcare? Forget about it, put 5% in the bank. Need pre-school or after school care so you can keep one or two of the three jobs you might have to scrape by? Forget about it, leave the kids in the car, at home or with a friend or neighbor so you can save 5%. Need help getting educated with knowledge or skills so you can find a better paying job? Forget about it, put 5% in the bank. Need reliable public transportation so you can get to your one or three jobs? Forget about it, walk or ride a bike so you can save 5%. Need reliable high speed interwebs so you can find information, apply for jobs or sell shit you make? Forget about, walk to the library, local flea market and job fairs and employment offices so you can save 5%. Need help getting birth control or an abortion for health or financial reasons? Forget about it, don’t have sex and save that 5%.
You’re on your own.
You like to call me out. I am still paying for my education. 30+ years later. But I find a way to save $1-2 out of every $20 I make. It sucks. But when I am 70 and have something, big or small, to fall back on, I will be a happier person.
It's not possible for everyone to be able to have this kind of retirement, even if everyone works as smart/hard as they can. Even if all of us had identical everything (work ethic, intelligence, access, etc.) most people are going to be left behind. That's just where we're at.
While all of us face challenges, this is just negativity. How are you going to pay rent and buy food when you are 65?
It's not negativity. It's reality. Capitalism (or our slightly softened version of it) doesn't enable everyone to be successful.
As for me, I'll be just fine having shelter and food when I'm 65. But will I be able to move to my ideal destination (which would be San Deigo)? Probably not. I went through school and have had enough of a career to be upper-middle class. If you want to argue I'm deficient because I can't move to a $700,000 condo in San Diego, OK. But we can't all move there. For some people to get ahead, some others must be left behind. This isn't Scandinavia or something.
1995 Milwaukee 1998 Alpine, Alpine 2003 Albany, Boston, Boston, Boston 2004 Boston, Boston 2006 Hartford, St. Paul (Petty), St. Paul (Petty) 2011 Alpine, Alpine 2013 Wrigley 2014 St. Paul 2016 Fenway, Fenway, Wrigley, Wrigley 2018 Missoula, Wrigley, Wrigley 2021 Asbury Park 2022 St Louis 2023 Austin, Austin 2024 Napa, Wrigley, Wrigley
It's not possible for everyone to be able to have this kind of retirement, even if everyone works as smart/hard as they can. Even if all of us had identical everything (work ethic, intelligence, access, etc.) most people are going to be left behind. That's just where we're at.
While all of us face challenges, this is just negativity. How are you going to pay rent and buy food when you are 65?
It's not negativity. It's reality. Capitalism (or our slightly softened version of it) doesn't enable everyone to be successful.
As for me, I'll be just fine having shelter and food when I'm 65. But will I be able to move to my ideal destination (which would be San Deigo)? Probably not. I went through school and have had enough of a career to be upper-middle class. If you want to argue I'm deficient because I can't move to a $700,000 condo in San Diego, OK. But we can't all move there. For some people to get ahead, some others must be left behind. This isn't Scandinavia or something.
It's not possible for everyone to be able to have this kind of retirement, even if everyone works as smart/hard as they can. Even if all of us had identical everything (work ethic, intelligence, access, etc.) most people are going to be left behind. That's just where we're at.
While all of us face challenges, this is just negativity. How are you going to pay rent and buy food when you are 65?
It's not negativity. It's reality. Capitalism (or our slightly softened version of it) doesn't enable everyone to be successful.
As for me, I'll be just fine having shelter and food when I'm 65. But will I be able to move to my ideal destination (which would be San Deigo)? Probably not. I went through school and have had enough of a career to be upper-middle class. If you want to argue I'm deficient because I can't move to a $700,000 condo in San Diego, OK. But we can't all move there. For some people to get ahead, some others must be left behind. This isn't Scandinavia or something.
San Diego is one of the most expensive cities in America. What I am saying is that if you can't afford that condo, do not live there! I am not saying your are deficient, I am saying live within your means and if you are upper middle class you should be saving! 401k! IRA! Mutual Funds!
Comments
Gutted: London 2 2018, Sacramento 2022, Noblesville 2023
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
Yes they can. They just will not do it because they would rather live in Brooklyn than Des Moines. Bad financial choice.
It's real nice to believe that people can just make choices like these and everything will be fine but that isn't the case.
If I don't have any money how the fuck am I going to be able to move to Des Moines?
It's like telling a depressed person "oh just stop being depressed"
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
You control your life. Especially now with all the remote jobs. Not saying you will be happy as a person, that may take some work independent of your location or occupation. But trust me when I tell you that the most comfortable and happy people I know in their 60s found a way to save. They are not all wealthy, but lived within their means and now have something to show for it. No not a cure for mental health, but a suggestion for financial health. Which can make it easier to deal with mental health.
My argument with you is suggesting that people who are just scraping by can up and move or just change jobs.
People don't save for retirement because they can barely feed themselves. God forbid their car or other transportation fails them because they don't have any money to fix it.
The last thing they have in mind is saving money because as soon as they save it they have to spend it on some unplanned repair or emergency.
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
I get it. Trust me. I am not living high on the hog by any means. People are scared of change. Don't be. My advice is to find a way to make that short term sacrifice as painful as it might be. Whatever the amount. If you have a job then you can put something away. Think of it as another bill you HAVE to pay. You will be happier 20 years later. And obviously if you need to fix that car or have a medical cost you do what you have to do. As far as getting up and moving, I guess that is a personal decision. But if you are living in a high cost area and not making enough, then you should THINK about finding somewhere else to live and work. Millions did it during COVID.
it’s not easy but there are always options when people are able to plan and budget, and make changes. It’s not easy, but it’s doable. And tempered? lol read this forum more.
The Golden Age is 2 months away. And guess what….. you’re gonna love it! (teskeinc 11.19.24)
1998: Noblesville; 2003: Noblesville; 2009: EV Nashville, Chicago, Chicago
2010: St Louis, Columbus, Noblesville; 2011: EV Chicago, East Troy, East Troy
2013: London ON, Wrigley; 2014: Cincy, St Louis, Moline (NO CODE)
2016: Lexington, Wrigley #1; 2018: Wrigley, Wrigley, Boston, Boston
2020: Oakland, Oakland: 2021: EV Ohana, Ohana, Ohana, Ohana
2022: Oakland, Oakland, Nashville, Louisville; 2023: Chicago, Chicago, Noblesville
2024: Noblesville, Wrigley, Wrigley, Ohana, Ohana; 2025: Pitt1, Pitt2
I cannot make sense of that. Not going to try. But will say I have been to three funerals in 2025 (and one in 2024) of men my age (50+) under similar circumstances. None of them pretty. It is a mental health problem for older adults with a ton of responsibility, including family. I guess sometimes the weight of being a family leader and provider gets too heavy. I don't know the answer. Post COVID it seems there is more of this. I am not here to judge anyone's personal situation. I just know that putting a few bucks away will ultimately make you feel better as painful as it might be. It might even make you feel better about yourself. That is just my take and I am not a professional.
2013 Wrigley 2014 St. Paul 2016 Fenway, Fenway, Wrigley, Wrigley 2018 Missoula, Wrigley, Wrigley 2021 Asbury Park 2022 St Louis 2023 Austin, Austin
2024 Napa, Wrigley, Wrigley
While all of us face challenges, this is just negativity. How are you going to pay rent and buy food when you are 65?
Hence I will save $2 out of every $20 I earn to avoid that scenario.
Need help feeding your family? Forget about it, put 5% in the bank. Need help paying for medicine or healthcare? Forget about it, put 5% in the bank. Need pre-school or after school care so you can keep one or two of the three jobs you might have to scrape by? Forget about it, leave the kids in the car, at home or with a friend or neighbor so you can save 5%. Need help getting educated with knowledge or skills so you can find a better paying job? Forget about it, put 5% in the bank. Need reliable public transportation so you can get to your one or three jobs? Forget about it, walk or ride a bike so you can save 5%. Need reliable high speed interwebs so you can find information, apply for jobs or sell shit you make? Forget about, walk to the library, local flea market and job fairs and employment offices so you can save 5%. Need help getting birth control or an abortion for health or financial reasons? Forget about it, don’t have sex and save that 5%.
Libtardaplorable©. And proud of it.
Brilliantati©
You like to call me out. I am still paying for my education. 30+ years later. But I find a way to save $1-2 out of every $20 I make. It sucks. But when I am 70 and have something, big or small, to fall back on, I will be a happier person.
As for me, I'll be just fine having shelter and food when I'm 65. But will I be able to move to my ideal destination (which would be San Deigo)? Probably not. I went through school and have had enough of a career to be upper-middle class. If you want to argue I'm deficient because I can't move to a $700,000 condo in San Diego, OK. But we can't all move there. For some people to get ahead, some others must be left behind. This isn't Scandinavia or something.
2013 Wrigley 2014 St. Paul 2016 Fenway, Fenway, Wrigley, Wrigley 2018 Missoula, Wrigley, Wrigley 2021 Asbury Park 2022 St Louis 2023 Austin, Austin
2024 Napa, Wrigley, Wrigley
San Diego is one of the most expensive cities in America. What I am saying is that if you can't afford that condo, do not live there! I am not saying your are deficient, I am saying live within your means and if you are upper middle class you should be saving! 401k! IRA! Mutual Funds!