***Official Complainers Thread***

Gonna complain about not having an adult size edition of the Dark Matter anime shirt. What's up with that? That design is so cool! 

demetrios said:

Gonna complain about not having an adult size edition of the Dark Matter anime shirt. What's up with that? That design is so cool! 

Co-complained. That shirt is awesome. 

BF25394 said:

PJ_Soul said:

BF25394 said:

mookeywrench said:

Oh brother.

"Many" that's a nice objective figure....

Moreover, I'm sure those 'many' who can't afford minimum bank and credit card fees are the same 'many' who just dropped $400 minimum on a pair concert tickets.

Free of using cash I might add..

Look, I don't make stuff up here. I said "many" because it's an accurate word to quantify the 5.9 million U.S. households that have no bank accounts at all according to the FDIC, accounting for well over ten million Americans. That's in addition to the tens of millions more that are underbanked. This is without even addressing the privacy issues.

Just because the tickets were originally purchased online, that doesn't mean that there weren't subsequent transactions exchanging tickets for cash. And the issue is not just about these Pearl Jam shows at 185 bucks a pop. People have to jump through hoops to go to a baseball game where there are ten-dollar tickets. People can't go to certain restaurants because they won't accept cash. People can't go to the Los Angeles Auto Show, a twenty-dollar ticket, without a card. Two years ago, when they stopped accepting cash, I tried to use my card to buy a ticket and it was declined because my credit-card company thought it was suspicious. It took me ten minutes to get my card reactivated. At least I had a card, but some guy who lives paycheck-to-paycheck and gets paid in cash would be S.O.L. after he drove an hour to get there only to find out that cash is not legal tender for this particular debt.

It's always good to remember that everyone is not similarly situated to oneself.

Thank goodness for prepaid credit cards then, which you can find at every drugstore, grocery store and 7-11. It truly is very simple to get around every barrier you have mentioned.

Your definition of "very simple" is quite different than mine. Handing someone cash is very simple. Going out of your way to exchange cash for a prepaid card at a different location than where you are required to use it is not very simple, especially when you may not know it's required until you get where you're going (or exactly how much you need to put on it). Why would someone have assumed that they would need a card to get into the L.A. Auto Show when it had never worked that way? So he would have arrived, parked, and then found out he needed to go find a drugstore, grocery store or 7-11 in downtown L.A. to go buy a prepaid card? This is not "very simple."

What is your point? The population that is "underbanked" are most likely in awful financial situations and will not be concerned with attending auto shows, concerts, etc. You're pointing out niche situations that don't reflect the reality of 99% of transactions. Businesses not accepting cash is not the major problem you're making it out to be. Mountain out of a mole hill.

schaefferlax said:

BF25394 said:

PJ_Soul said:

BF25394 said:

mookeywrench said:

Oh brother.

"Many" that's a nice objective figure....

Moreover, I'm sure those 'many' who can't afford minimum bank and credit card fees are the same 'many' who just dropped $400 minimum on a pair concert tickets.

Free of using cash I might add..

Look, I don't make stuff up here. I said "many" because it's an accurate word to quantify the 5.9 million U.S. households that have no bank accounts at all according to the FDIC, accounting for well over ten million Americans. That's in addition to the tens of millions more that are underbanked. This is without even addressing the privacy issues.

Just because the tickets were originally purchased online, that doesn't mean that there weren't subsequent transactions exchanging tickets for cash. And the issue is not just about these Pearl Jam shows at 185 bucks a pop. People have to jump through hoops to go to a baseball game where there are ten-dollar tickets. People can't go to certain restaurants because they won't accept cash. People can't go to the Los Angeles Auto Show, a twenty-dollar ticket, without a card. Two years ago, when they stopped accepting cash, I tried to use my card to buy a ticket and it was declined because my credit-card company thought it was suspicious. It took me ten minutes to get my card reactivated. At least I had a card, but some guy who lives paycheck-to-paycheck and gets paid in cash would be S.O.L. after he drove an hour to get there only to find out that cash is not legal tender for this particular debt.

It's always good to remember that everyone is not similarly situated to oneself.

Thank goodness for prepaid credit cards then, which you can find at every drugstore, grocery store and 7-11. It truly is very simple to get around every barrier you have mentioned.

Your definition of "very simple" is quite different than mine. Handing someone cash is very simple. Going out of your way to exchange cash for a prepaid card at a different location than where you are required to use it is not very simple, especially when you may not know it's required until you get where you're going (or exactly how much you need to put on it). Why would someone have assumed that they would need a card to get into the L.A. Auto Show when it had never worked that way? So he would have arrived, parked, and then found out he needed to go find a drugstore, grocery store or 7-11 in downtown L.A. to go buy a prepaid card? This is not "very simple."

What is your point? The population that is "underbanked" are most likely in awful financial situations and will not be concerned with attending auto shows, concerts, etc. You're pointing out niche situations that don't reflect the reality of 99% of transactions. Businesses not accepting cash is not the major problem you're making it out to be. Mountain out of a mole hill.

As I have already said, I am speaking about this from experience. I deal with people who navigate this every day. And, yes, people who live paycheck to paycheck and people who have not been able to establish good credit also spend money on entertainment, like most other humans. The L.A. Auto Show is twenty bucks. It's not a prohibitively costly event. All kinds of people attend it for all different reasons, including that it's a really efficient way to research when you're looking to buy a car, with test drives of every make and model all available in one location. And MLB teams play 81 games and have lots of inventory. Most of them offer inexpensive tickets for many if not all of those games. It's not just about premium Pearl Jam tickets, even though there are people who save their cash to be able to splurge on an event like that.

It's enough of a problem that multiple U.S. states have passed laws requiring businesses to accept cash for most transactions, and it's enough of a problem that a bill has been proposed in the U.S. Congress with bipartisan sponsors to require the same on a national level.

It's terrific that it's not a problem for you, but please don't assume that it's not a problem for others. It is. And, again, this is without even getting into questions of privacy. You ought to be able to buy something or attend an event without being tracked.

BF25394 said:

schaefferlax said:

BF25394 said:

PJ_Soul said:

BF25394 said:

mookeywrench said:

Oh brother.

"Many" that's a nice objective figure....

Moreover, I'm sure those 'many' who can't afford minimum bank and credit card fees are the same 'many' who just dropped $400 minimum on a pair concert tickets.

Free of using cash I might add..

Look, I don't make stuff up here. I said "many" because it's an accurate word to quantify the 5.9 million U.S. households that have no bank accounts at all according to the FDIC, accounting for well over ten million Americans. That's in addition to the tens of millions more that are underbanked. This is without even addressing the privacy issues.

Just because the tickets were originally purchased online, that doesn't mean that there weren't subsequent transactions exchanging tickets for cash. And the issue is not just about these Pearl Jam shows at 185 bucks a pop. People have to jump through hoops to go to a baseball game where there are ten-dollar tickets. People can't go to certain restaurants because they won't accept cash. People can't go to the Los Angeles Auto Show, a twenty-dollar ticket, without a card. Two years ago, when they stopped accepting cash, I tried to use my card to buy a ticket and it was declined because my credit-card company thought it was suspicious. It took me ten minutes to get my card reactivated. At least I had a card, but some guy who lives paycheck-to-paycheck and gets paid in cash would be S.O.L. after he drove an hour to get there only to find out that cash is not legal tender for this particular debt.

It's always good to remember that everyone is not similarly situated to oneself.

Thank goodness for prepaid credit cards then, which you can find at every drugstore, grocery store and 7-11. It truly is very simple to get around every barrier you have mentioned.

Your definition of "very simple" is quite different than mine. Handing someone cash is very simple. Going out of your way to exchange cash for a prepaid card at a different location than where you are required to use it is not very simple, especially when you may not know it's required until you get where you're going (or exactly how much you need to put on it). Why would someone have assumed that they would need a card to get into the L.A. Auto Show when it had never worked that way? So he would have arrived, parked, and then found out he needed to go find a drugstore, grocery store or 7-11 in downtown L.A. to go buy a prepaid card? This is not "very simple."

What is your point? The population that is "underbanked" are most likely in awful financial situations and will not be concerned with attending auto shows, concerts, etc. You're pointing out niche situations that don't reflect the reality of 99% of transactions. Businesses not accepting cash is not the major problem you're making it out to be. Mountain out of a mole hill.

As I have already said, I am speaking about this from experience. I deal with people who navigate this every day. And, yes, people who live paycheck to paycheck and people who have not been able to establish good credit also spend money on entertainment, like most other humans. The L.A. Auto Show is twenty bucks. It's not a prohibitively costly event. All kinds of people attend it for all different reasons, including that it's a really efficient way to research when you're looking to buy a car, with test drives of every make and model all available in one location. And MLB teams play 81 games and have lots of inventory. Most of them offer inexpensive tickets for many if not all of those games. It's not just about premium Pearl Jam tickets, even though there are people who save their cash to be able to splurge on an event like that.

It's enough of a problem that multiple U.S. states have passed laws requiring businesses to accept cash for most transactions, and it's enough of a problem that a bill has been proposed in the U.S. Congress with bipartisan sponsors to require the same on a national level.

It's terrific that it's not a problem for you, but please don't assume that it's not a problem for others. It is. And, again, this is without even getting into questions of privacy. You ought to be able to buy something or attend an event without being tracked.

I am tired of people complaining about the tip option.  Those poor fuckers deal with the asshole public and deserve tips of they give good service, imo.
And, we can always press no.

Not a personal dig at Lerxst, only putting it on the Complainers Thread as it is a complaint of mine.    

F Me In The Brain said:

I am tired of people complaining about the tip option.  Those poor fuckers deal with the asshole public and deserve tips of they give good service, imo.
And, we can always press no.

Not a personal dig at Lerxst, only putting it on the Complainers Thread as it is a complaint of mine.    

Lerxst1992 said:

F Me In The Brain said:

I am tired of people complaining about the tip option.  Those poor fuckers deal with the asshole public and deserve tips of they give good service, imo.
And, we can always press no.

Not a personal dig at Lerxst, only putting it on the Complainers Thread as it is a complaint of mine.    

We are all entitled to our opinions, that’s why we are here. I don’t mind tipping, usually I’d tip minimum 20% at a restaurant but I think we’re talking about waiting on line for food at a counter. I wouldn’t mind putting a few dollars in a jar, but to force me to use a cc, then force me to use their technology that everyone touches right before we all eat, then to shame me into leaving a minimum 15% tip for counter service, or making me take extra steps on their tech to not leave a tip, it’s unbecoming imo.