Australia and NZ tour rumours going around Part 2 (No Bullshit)

DonJon wrote:

Oh and Ziggy your chrissy single was posted friday so you should get today or tomorrow

Thanks DonJon!!! I'll let you know when I get it!!!

one more post for 5k zig :eek:

Edit: make that 5k not 6

ZiggyStar wrote:

FUCK!!! I haven't even sent it!!! ARRGGHHHH!!! I'll do it tomorrow! Sorry Tig. I'm a bit worried it won't fit you.

Man, we've been so friggin busy the last few weeks. Now we've decided to move out of our rental into another rental while we MADLY try to save money for a house deposit.

Word of advice -- never EVER own a business. Because we haven't had Leigh's business very long and I've decided to take lower wages and invest the rest back into my business (by CHOICE!!), we have to have a 20% deposit on a house -- which means we need to save $60,000 to $80,000 before we can get a low doc loan. Fuckers!!! :mad:

Its all good Sus... dont worry babe. Whenever you get time its fine!
Do you have to have a 20% deposit?? cant you get the loan on less or is that by choice... im not very educated onthe Low Doc loan thing..

«¤tîg®ê§§¤&#187 wrote:

Do you have to have a 20% deposit?? cant you get the loan on less or is that by choice... im not very educated onthe Low Doc loan thing..

Nope....TWENTY PER FUCKING CENT deposit or no loan! Just rang up today saying "hey, we might buy a house now" and the fuckers said "no you won't". If we can't prove on our tax returns that we made $X over the last 2 years we can't get a 95% loan. And since I personally CHOSE not to take heaps out of my business and instead take a smaller wage each week, my tax returns look crap. I asked about undistributed profits etc in my business but NOOOO, they don't mean a fucking thing!!!!

So a low doc loan means we state "we make $X" with no proof whatsoever and they'll give us a loan straight away with a 20% deposit!!!! Which means we have to find $60,000 to $80,000!!!!!

NOT FUCKING HAPPY JAN!!!!! :mad: Why didn't we look into this shit earlier!

YAY! 5,000 posts!!!!

ZiggyStar wrote:

I asked about undistributed profits etc in my business but NOOOO, they don't mean a fucking thing!!!!

Pure stupidity - should be the second thing they look at besides your taxable income

DonJon wrote:

Pure stupidity - should be the second thing they look at besides your taxable income

Profit and Loss Statements help but not enough to get us a 95% loan apparently! If the tax returns suck like ours do (not that I've done my last 2 years), NOTHING is going to help us except 20% deposit. Or I start taking out more money for the next two years and then try again. Fuck that! I'll work my arse off and get $60,000 to $80,000 quicker than that! Wonder if I'll get there by Xmas??!?!? :rolleyes:

$60-$80,000, ouch! And I thought the banks were being tight fisted when they made us put a $20,000 deposit down before they'd give us a loan. Scungy bastards! On the upside, if you put a huge chunk of cash down straight up the interest won't be so bad. Our interest is freaking horrific, andis likely to be for the next few years damnit!!! You should be able to buy a pretty sweet house tho shouldn't you with that kind of deposit? Out here in the boonies you'd get a freaking mansion witht hat kind of deposit, and 10yrs ago you probably would've bought one straight out!!!!!!

illegal_pants wrote:

aus_suz... you were right!!

the devil tee is a lovely striking blue colour...

and YES... the print is LARGE :eek:

love it :D:D

... getting cold now though, time to pull out the hoodie

Yeah the blue is good hey...Yep keep the iron away from the tee....:p

What kind of hoodie did u get?..........

illegal_pants wrote:

for sure :eek:

the moonlight graham one... smallest size is a little big on me but so warm and snuggly

What size is your devil tee??

illegal_pants wrote:

L

it's not as lengthy as i expected... either i've grown taller... or a different part of me has expanded

hehehe!! great tee, good they're slowly slowly bringing out more ladies ones... not a fan of the LBC one... :rolleyes:[/quote


The LBC is a guys one right?....reminds me of Shazam..........LMAO
I might get the toneball one next or whatever its called...
Yeah the devil tee was short, but im short so it doesnt matter it fits...
Nitey nite fellow aussies..........