Escrow payments

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  • 81
    81 Needing a ride to Forest Hills and a ounce of weed. Please inquire within. Thanks. Or not. Posts: 58,276
    shit...looks like my escrow statement was done on april....and my excess escrow was 822. guess i better open my mail and see if i can find it. :fp:
    81 is now off the air

    Off_Air.jpg
  • jethrojam420
    jethrojam420 Foxborough MA Posts: 1,075
    F Me In The Brain wrote:



    This is what we get for not being like the general dipshit that they approved for loans at 0% down with crap in the bank 10 years ago. :fp:
    8/29/00*5/2/03*7/2/03*7/3/03*7/11/03*9/28/04*5/24/06*6/28/08*5/15/10*5/17/10* 10/16/13*10/25/13* 4/28/16*4/28/16*8/5/16*8/7/16 EV 6/15/11 Brad 10/27/02
  • Out of My Mind and Time
    Out of My Mind and Time Posts: 1,333
    jethrojam420 wrote:
    F Me In The Brain wrote:



    This is what we get for not being like the general dipshit that they approved for loans at 0% down with crap in the bank 10 years ago. :fp:

    Yes the Dodd Frank Act is becoming quite fun. It is a good read. :lol: :corn:
  • 81
    81 Needing a ride to Forest Hills and a ounce of weed. Please inquire within. Thanks. Or not. Posts: 58,276
    Found the check. I'm rich :lol:
    81 is now off the air

    Off_Air.jpg
  • The Juggler
    The Juggler Posts: 49,599
    81 wrote:
    rollings wrote:
    Why don't you just tell the mortgage company that you'll make the payments yourself and to unescrow you

    I know there's instances when you can't but its worth asking

    i asked about that when i signed up....i didn't really push the issue, but they weren't too keen on that idea.

    did you borrow more than 80% of the house value?
    www.myspace.com
  • Out of My Mind and Time
    Out of My Mind and Time Posts: 1,333
    81 wrote:
    Found the check. I'm rich :lol:

    Wrigley here Billy goes! :P
  • know1
    know1 Posts: 6,801
    81 wrote:
    why is it so damn hard for mortage companies to figure out the correct amount?

    my total payment dropped 10% after jumping 10% last year.

    I don't do them. I pay the tax and insurance myself.

    Even if the mortgage companies didn't have problems trying to figure the amount, why would I want to give them my money to pay something I can pay myself>
    The only people we should try to get even with...
    ...are those who've helped us.

    Right 'round the corner could be bigger than ourselves.
  • know1
    know1 Posts: 6,801
    Out of My Mind and Time wrote:
    There usually is a fee to not escrow.

    This is the kind of thing that pisses me off. I have to pay a fee because most people are too irresponsible to make their own tax and insurance payments.
    The only people we should try to get even with...
    ...are those who've helped us.

    Right 'round the corner could be bigger than ourselves.
  • F Me In The Brain
    F Me In The Brain this knows everybody from other commets Posts: 31,951
    know1 wrote:
    Out of My Mind and Time wrote:
    There usually is a fee to not escrow.

    This is the kind of thing that pisses me off. I have to pay a fee because most people are too irresponsible to make their own house payments.

    fixed.
    ;)
    The love he receives is the love that is saved
  • Out of My Mind and Time
    Out of My Mind and Time Posts: 1,333
    know1 wrote:
    Out of My Mind and Time wrote:
    There usually is a fee to not escrow.

    This is the kind of thing that pisses me off. I have to pay a fee because most people are too irresponsible to make their own tax and insurance payments.

    Yep. I could go on and on. According to Fannie Mae and F Mac they still have to verify that proper coverage is on the home and taxes paid. So, they "justify" a one time no escrow fee. :fp:
  • jethrojam420
    jethrojam420 Foxborough MA Posts: 1,075
    know1 wrote:
    81 wrote:
    why is it so damn hard for mortage companies to figure out the correct amount?

    my total payment dropped 10% after jumping 10% last year.

    I don't do them. I pay the tax and insurance myself.

    Even if the mortgage companies didn't have problems trying to figure the amount, why would I want to give them my money to pay something I can pay myself>


    I have no choice to but to pay the insurance myself, as I own a condex, but I enjoy having the taxes done by escrow/the bank. One less thing to worry about, one less stamp to lick. That being said I just got my escrow bill for 400 bucks as well :fp:
    8/29/00*5/2/03*7/2/03*7/3/03*7/11/03*9/28/04*5/24/06*6/28/08*5/15/10*5/17/10* 10/16/13*10/25/13* 4/28/16*4/28/16*8/5/16*8/7/16 EV 6/15/11 Brad 10/27/02
  • rival.
    rival. Chicago Posts: 7,775
    thank you for the reminder. my mortgage payment needs to go out tomorrow morning.

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