Credit report checking

bigbadbill
bigbadbill Posts: 1,758
edited May 2010 in All Encompassing Trip
Should jobs be allowed to look into people's credit as a basis of hiring? It sounds unfair and discrimitory. I'm not talking about jobs dealing with money either.
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Comments

  • PearlOfAGirl
    PearlOfAGirl Posts: 15,993
    No they shouldn't!!! :evil:

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  • 81
    81 Needing a ride to Forest Hills and a ounce of weed. Please inquire within. Thanks. Or not. Posts: 58,276
    high level positions or any that deal with money or company property...yes


    and they are only allowed if you agree to allow them. same with crimal. but if you don't allow, then you are screwed
    81 is now off the air

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  • blackredyellow
    blackredyellow Posts: 5,889
    I would say it depends on the job... if you are a plumber, no, but if you work around money (obviously) or in any position that you have access to really anything valuable (data, credit card info, personal info, etc), then I don't have a problem with it.
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  • MayDay10
    MayDay10 Posts: 11,862
    My employer does check.

    However we deal with federal contracts and I am sure those with bad credit/major financial problems would be more likely to accept bribes/kickbacks and should be scrutinized.
  • JOEJOEJOE
    JOEJOEJOE Posts: 10,829
    I think it is a good idea for employers to run credit checks. In many cases, a low credit score may be a reflection of the way the employee handles his/her affairs. If an employer does take issue with a prospective employee's credit score, hopefully they give the applicant a chance to explain.
  • PJPixie
    PJPixie Posts: 3,026
    I was just offered a position at a great company and I had to sign a release for a background check. Fine with me.
    I've been out of work for almost 11 months. Check whatever you need to check.
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  • iluvcats
    iluvcats Posts: 5,153
    i've been at my job for a LONG time. they did a credit check on me. they want to see who is vulnerable, who is in debt that could be bought.
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  • TravisTheSky
    TravisTheSky Posts: 615
    bigbadbill wrote:
    Should jobs be allowed to look into people's credit as a basis of hiring? It sounds unfair and discrimitory. I'm not talking about jobs dealing with money either.


    Hell No!

    It's as sick and wrong as examining employees' urine.
    "May you live in interesting times."
  • mca47
    mca47 Posts: 13,337
    I have a corporate credit card so it makes sense that they do in this case.

    For the regular position that doesn't have direct access to company $ or accounts, etc. then I'd say "no".
  • The Juggler
    The Juggler Posts: 49,598
    yes. depends on the job.

    in my line of work we now have to be licensed in each state we do business in. and each state now requires background checks which include credit checks. if there are issues on it, you are given the chance to explain them before being denied a license though.
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  • Heatherj43
    Heatherj43 Posts: 1,254
    I feel its unfair to look at crdit reprots for hiring purposes, but in today's economy I guess they can be as picky as they want and do that!
    Its just gonna keep the poor, poor...and the rich, richer! Many very good people have bad credit reports and vice a versa. I think its will stop after a little while.
    Save room for dessert!
  • bigbadbill
    bigbadbill Posts: 1,758
    Heatherj43 wrote:
    I feel its unfair to look at crdit reprots for hiring purposes, but in today's economy I guess they can be as picky as they want and do that!
    Its just gonna keep the poor, poor...and the rich, richer! Many very good people have bad credit reports and vice a versa. I think its will stop after a little while.

    If no one hires people who have debt, how can these people pay their debts back? Rob people? Sell drugs?
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  • adropinthepark
    adropinthepark Posts: 475
    Absolutely not.

    My ex-to-be ended up with some really high medical bills. I know some will show up on credit reports as medical centers, hospitals, etc. So, right off the bat an employer would know things about me and my life that they have NO business knowing and I'm sure I would be excluded for it. Bullshit.
    I carried a watermelon
  • Franny
    Franny Posts: 2,054
    If the position involves finances and large decision making, then quite possibly yes. If a person is not able to control thier own finances and have a poor credit rating, then shouldn't that raise flags as to thier suitability for a position within a company and dealing with those very issues on a much larger scale.

    But if the position has nothing to do with such issues then I would be querying as to why it is that they want to know such personal and sensitive information.
  • The Juggler
    The Juggler Posts: 49,598
    Heatherj43 wrote:
    I feel its unfair to look at crdit reprots for hiring purposes, but in today's economy I guess they can be as picky as they want and do that!
    Its just gonna keep the poor, poor...and the rich, richer! Many very good people have bad credit reports and vice a versa. I think its will stop after a little while.


    please. give me a break. do you seriously think only poor people have bad credit?

    believe me, rich people can be just as careless with their money as poor people can be.
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  • The Juggler
    The Juggler Posts: 49,598
    Sagittarius Crux wrote:
    If the position involves finances and large decision making, then quite possibly yes. If a person is not able to control thier own finances and have a poor credit rating, then shouldn't that raise flags as to thier suitability for a position within a company and dealing with those very issues on a much larger scale.

    But if the position has nothing to do with such issues then I would be querying as to why it is that they want to know such personal and sensitive information.


    this guy, set to make sense.

    all depends on the job people.
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  • Franny
    Franny Posts: 2,054
    The Jeagler wrote:
    Sagittarius Crux wrote:
    If the position involves finances and large decision making, then quite possibly yes. If a person is not able to control thier own finances and have a poor credit rating, then shouldn't that raise flags as to thier suitability for a position within a company and dealing with those very issues on a much larger scale.

    But if the position has nothing to do with such issues then I would be querying as to why it is that they want to know such personal and sensitive information.


    this guy, set to make sense.

    all depends on the job people.


    Girl!! pls :lol:

    But you got the drift anyway :D
  • The Juggler
    The Juggler Posts: 49,598
    Sagittarius Crux wrote:
    The Jeagler wrote:
    Sagittarius Crux wrote:
    If the position involves finances and large decision making, then quite possibly yes. If a person is not able to control thier own finances and have a poor credit rating, then shouldn't that raise flags as to thier suitability for a position within a company and dealing with those very issues on a much larger scale.

    But if the position has nothing to do with such issues then I would be querying as to why it is that they want to know such personal and sensitive information.


    this guy, set to make sense.

    all depends on the job people.


    Girl!! pls :lol:

    But you got the drift anyway :D
    please accept my apologies!
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  • Franny
    Franny Posts: 2,054
    The Jeagler wrote:
    please accept my apologies!

    Cook me one those steaks! ;)
  • The Juggler
    The Juggler Posts: 49,598
    Sagittarius Crux wrote:
    The Jeagler wrote:
    please accept my apologies!

    Cook me one those steaks! ;)


    DEAL.
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