Shepherds Bush Credit/ Debit card question?

Fender_Man
Fender_Man Posts: 408
edited July 2009 in The Porch
Don't have a credit card, just a Visa debit card, which I have always been able to get tickets with through 10 club. In the SBE lottery info they recommend NOT using a debit card as funds would be put on hold when the card is authorised. I have a couple questions, if anyone can help?

1) If I use my debit card and get lucky, there really isn't a problem. But if not, does anyone know how long the bank holds the payment for, even when no transaction has been made?

2) Will I have a problem using a friend or relatives credit card, when none of the information will match that on my 10 club account?

Sorry if these questions seem a little dumb, but I want to give myself the best possible chance of scoring tickets and would not wish to ruin my chances by 'pissing on my own chips'.
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  • Brisk.
    Brisk. Posts: 11,581
    Fender_Man wrote:
    Don't have a credit card, just a Visa debit card, which I have always been able to get tickets with through 10 club. In the SBE lottery info they recommend NOT using a debit card as funds would be put on hold when the card is authorised. I have a couple questions, if anyone can help?

    1) If I use my debit card and get lucky, there really isn't a problem. But if not, does anyone know how long the bank holds the payment for, even when no transaction has been made?

    2) Will I have a problem using a friend or relatives credit card, when none of the information will match that on my 10 club account?

    Sorry if these questions seem a little dumb, but I want to give myself the best possible chance of scoring tickets and would not wish to ruin my chances by 'pissing on my own chips'.

    I tend to have problem number 2, i have only ever personally collect 10c tickets and that was for Wembley 07. I have to use my mum's mastercard as they don't take my solo. But when i went i think they only asked for photo ID.
  • dimitrispearljam
    dimitrispearljam Posts: 139,747
    I BrisK I wrote:
    Fender_Man wrote:
    Don't have a credit card, just a Visa debit card, which I have always been able to get tickets with through 10 club. In the SBE lottery info they recommend NOT using a debit card as funds would be put on hold when the card is authorised. I have a couple questions, if anyone can help?

    1) If I use my debit card and get lucky, there really isn't a problem. But if not, does anyone know how long the bank holds the payment for, even when no transaction has been made?

    2) Will I have a problem using a friend or relatives credit card, when none of the information will match that on my 10 club account?

    Sorry if these questions seem a little dumb, but I want to give myself the best possible chance of scoring tickets and would not wish to ruin my chances by 'pissing on my own chips'.

    I tend to have problem number 2, i have only ever personally collect 10c tickets and that was for Wembley 07. I have to use my mum's mastercard as they don't take my solo. But when i went i think they only asked for photo ID.
    yes,,but if u buy from ticketmaster,in will call box ask for the credit card and photo id
    "...Dimitri...He talks to me...'.."The Ghost of Greece..".
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  • Pegasus
    Pegasus Posts: 3,754
    the reason they say don't use a Debit is because it might put you in overdraft. I think there's a slight difference in the way money is held (10c puts a hold on the money. then either the hold drops if you're unsuccessful or they charge it if you win) in a debit or credit card. never tried but it might be on a Debit they actually charge you then refund you, rather than listing it as 'available' like on a CC.
    As for how long before the hold is cleared, it depends on your bank, some do it quickly, in a 3-4 days period, but I think it can take up to 10 days.

    So whichever you use, make sure you have enough funds for the 10c tix AND a direct sale as the 10c hold likely won't have cleared before the general sale.

    I wouldn't use a CC registered at a different address for this one, 'cos not sure how it'd affect your qualifying if you try changing address. Normally it's fine, but on that one, I wouldn't take the chance.
  • Mrs.Vedder78
    Mrs.Vedder78 Posts: 4,585
    Pegasus wrote:

    So whichever you use, make sure you have enough funds for the 10c tix AND a direct sale as the 10c hold likely won't have cleared before the general sale.

    This would be a good idea.
    "Without the album covers, where do you clean your pot?" - EV

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