verbal agreements vs. contracts

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  • Posts: 5,515
    JOEJOEJOE wrote:
    You don't carry a credit card?......even if you don;t like to use it, it is handy in an emergency.

    do you not have a retirement plan?...that involves entering into a contract.

    Retirement? What's that? And why all these questions directed at me, personally?

    I know the world is a fast-moving place, but I just like to think there are simpler ways to conduct our day-to-day affairs than with the interference of banks, lawyers, insurance and all those undeciferable contracts they want you to sign.

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  • Posts: 10,821
    gue_barium wrote:
    Retirement? What's that? And why all these questions directed at me, personally?

    I know the world is a fast-moving place, but I just like to think there are simpler ways to conduct our day-to-day affairs than with the interference of banks, lawyers, insurance and all those undeciferable contracts they want you to sign.

    My friend, you started a thread regarding your unconventional ways of handling your affairs...of course people will direct questions towards you. Its not a knock on ya, just people being curious to your off-the-beaten-path methods.
  • gue_barium wrote:
    Retirement? What's that? And why all these questions directed at me, personally?

    I know the world is a fast-moving place, but I just like to think there are simpler ways to conduct our day-to-day affairs than with the interference of banks, lawyers, insurance and all those undeciferable contracts they want you to sign.

    Identity theft should merit capital punishment to this effect.
    Progress is not made by everyone joining some new fad,
    and reveling in it's loyalty. It's made by forming coalitions
    over specific principles, goals, and policies.

    http://i36.tinypic.com/66j31x.jpg

    (\__/)
    ( o.O)
    (")_(")
  • Posts: 5,515
    Identity theft should merit capital punishment to this effect.

    That went over my head.

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  • Posts: 10,821
    gue_barium wrote:
    Retirement? What's that? And why all these questions directed at me, personally?

    I know the world is a fast-moving place, but I just like to think there are simpler ways to conduct our day-to-day affairs than with the interference of banks, lawyers, insurance and all those undeciferable contracts they want you to sign.

    Auto insurance is needed because 99% of the world would not be able to pay the needed medical/auto repair costs in the case of a huge accident, and its not fair if someone damages your car or your body without having to be responsible.

    Without banks, barely anyone would be able to buy a house. Lawyers are the ones who make sure you don't sign those undeciferable contracts.

    If you are injured at your job, and the company won't make things right, lawyers know how to assist you.

    If a poor family is being evicted, a lawyer may be able to help them.
  • gue_barium wrote:
    That went over my head.

    Just that the trust factor went out the window when you sometimes have no idea who you are dealing with even with proof of ID. The few always ruin it for the many.

    I wish this world could operate on trust and verbal agreements.
    Progress is not made by everyone joining some new fad,
    and reveling in it's loyalty. It's made by forming coalitions
    over specific principles, goals, and policies.

    http://i36.tinypic.com/66j31x.jpg

    (\__/)
    ( o.O)
    (")_(")
  • Posts: 5,515
    JOEJOEJOE wrote:
    Auto insurance is needed because 99% of the world would not be able to pay the needed medical/auto repair costs in the case of a huge accident, and its not fair if someone damages your car or your body without having to be responsible.

    Without banks, barely anyone would be able to buy a house. Lawyers are the ones who make sure you don't sign those undeciferable contracts.

    If you are injured at your job, and the company won't make things right, lawyers know how to assist you.

    If a poor family is being evicted, a lawyer may be able to help them.

    Auto insurance is required by law in most states, but not all. And it's an awful, over-priced racket in most places, i think.

    "Without banks"? Where do the banks get their money for those home loans? It isn't the bank's providing you a home, it is you who are working that is.

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  • Posts: 5,515
    hippiemom wrote:
    I really don't understand how we got here from the thread title. You're not suggesting that anyone lend hundreds of thousands of dollars based on a verbal agreement, are you?

    I am suggesting that the people in this country are undeniably becoming more and more dependent on more and more contracts from outside sources to conduct their day to day affairs, and I think it stinks. Most of those contract interests are tied in with a larger financial network that has nothing to do with you or me.

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  • Posts: 10,821
    gue_barium wrote:
    Auto insurance is required by law in most states, but not all. And it's an awful, over-priced racket in most places, i think.

    "Without banks"? Where do the banks get their money for those home loans? It isn't the bank's providing you a home, it is you who are working that is.

    Yes, the people put their money in a bank, and the bank then loans it to home buyers.....the bank serves as the middleman, since it would be difficult for a homebuyer to find an individual who would loan them $700,000 to buy a house. In turn, it would be difficult for an investor to administer a loan they'd make to a homebuyer...imagine the legal nightmare if the individual investor would have to foreclose on the loan. Banks act as a skilled intermediary.
  • Posts: 5,515
    JOEJOEJOE wrote:
    Yes, the people put their money in a bank, and the bank then loans it to home buyers.....

    wrong.

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  • Posts: 10,821
    gue_barium wrote:
    wrong.

    oh?
  • Posts: 5,515
    JOEJOEJOE wrote:
    oh?

    this was posted here before:

    http://video.google.com/googleplayer.swf?docId=-9050474362583451279&hl=en

    It's really worth watching.

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    except by express written permission of ©gue_barium, the author.
  • Posts: 417
    Gue u seem pretty cool....
    Dont fear the contract my man....
    They dont wanna kiss u anymore than i do...
    and i dont...
  • Posts: 5,515
    Specifics wrote:
    Gue u seem pretty cool....
    Dont fear the contract my man....
    They dont wanna kiss u anymore than i do...
    and i dont...

    You must be as cool as me since I don't understand what you're saying, either.

    all posts by ©gue_barium are protected under US copyright law and are not to be reproduced, exchanged or sold
    except by express written permission of ©gue_barium, the author.
  • Posts: 5,656
    I would never rely on a verbal agreement when it comes to business. I've been screwed before by clients who wouldn't pay up when the job was done. With a contract I know exactly what they want and they know exactly what they will get and at what price.
    "When one gets in bed with government, one must expect the diseases it spreads." - Ron Paul
  • Posts: 5,515
    mammasan wrote:
    I would never rely on a verbal agreement when it comes to business. I've been screwed before by clients who wouldn't pay up when the job was done. With a contract I know exactly what they want and they know exactly what they will get and at what price.

    The thing is, I wasn't so concerned with the general concept of contracts when I posted this so much as I am concerned with the inevitable position of people who are being placed in the position to sign a contract in an ever-increasing capacity, for anything. Call me paranoid, but the outside is moving in.

    all posts by ©gue_barium are protected under US copyright law and are not to be reproduced, exchanged or sold
    except by express written permission of ©gue_barium, the author.
  • Posts: 10,821
    gue_barium wrote:
    The thing is, I wasn't so concerned with the general concept of contracts when I posted this so much as I am concerned with the inevitable position of people who are being placed in the position to sign a contract in an ever-increasing capacity, for anything. Call me paranoid, but the outside is moving in.

    Perhaps the fact that society in general feels less inclined to honor agreements has made contracts more important.

    People's actions are what dictate the legal/business environment, not the other way around, IMHO.
  • Posts: 5,515
    gue_barium wrote:
    The thing is, I wasn't so concerned with the general concept of contracts when I posted this so much as I am concerned with the inevitable position of people who are being placed in the position to sign a contract in an ever-increasing capacity, for anything. Call me paranoid, but the outside is moving in.

    For example. Who funds the satellites out there in orbit? It sure isn't verizon or sprint or directv. It's our tax dollars, yet somehow, those companies and others are allowed to take credit with providing a link to services provided with those satellites. Why is that? Why are private interests put ahead of government funding? Our money? Sure, I'll buy a phone, but why am I continuing to pay for that phone for the rest of my life?

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    except by express written permission of ©gue_barium, the author.
  • Posts: 5,515
    JOEJOEJOE wrote:
    Perhaps the fact that society in general feels less inclined to honor agreements has made contracts more important.

    People's actions are what dictate the legal/business environment, not the other way around, IMHO.

    Oh yes, we stupid consumers. ???

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    except by express written permission of ©gue_barium, the author.
  • Posts: 10,821
    gue_barium wrote:
    Oh yes, we stupid consumers. ???

    No, both consumers and sellers/service providers need to protect themselves from those in our society who don't see fit to honor their committments.

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