Help with Nicotine test for Life Insurance

Come Back in BlackCome Back in Black Posts: 659
edited February 2008 in All Encompassing Trip
Can anyone help me out here? I don't think i can put it off with my wife for 8 weeks. I'll quit today but is there anything i can do to get it out of my system faster?
Post edited by Unknown User on

Comments

  • PegasusPegasus Posts: 3,754
    Can anyone help me out here? I don't think i can put it off with my wife for 8 weeks. I'll quit today but is there anything i can do to get it out of my system faster?
    I don't know how they test, but nicotine is out of your system in average 3 days (which is why the 3 days is the tipping point to stop..if you can pass that, you can stop smoking.. mental habit is the next step and takes a lot longer to overcome).
    now hair tests would probably show it a lot longer..

    but are you really stopping or you just want to for the test?..in the later case you're asking us to help commit insurance fraud... just saying.
  • Pegasus wrote:
    I don't know how they test, but nicotine is out of your system in average 3 days (which is why the 3 days is the tipping point to stop..if you can pass that, you can stop smoking.. mental habit is the next step and takes a lot longer to overcome).
    now hair tests would probably show it a lot longer..

    but are you really stopping or you just want to for the test?..in the later case you're asking us to help commit insurance fraud... just saying.

    No i really am going to quit. I kinda knew that i was going to get Life Insurance because of the new baby and was just putting it off. Kinda figured it would be easier to quit when i had a reason too. I met with the insurance agent last week and need to meet with them again and I was just looking online on how long in advance i need to quit and suposedly its a "swab test" that works for 6-8 weeks! yikes!
  • ringoringo Posts: 504
    I was a smoker when I last met about getting life insurance and the dude I was talking too said you need to have been quit for either a year or two to qualify as a non-smoker.

    He said they will test and could tell by the level of nicotine in your system if you have actually quit, granted I have no idea how accurate this info is, it's just what this guy said.

    Anyway, since I was a smoker at the time I said fuck it because the rates were too high for smokers. Since I've been off the smokes for a couple years now I guess it's time to reconsider.
    d'oh
  • Bump for the PM crowd.
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