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Anyone have an ING Direct Account ?

Phantom PainPhantom Pain Posts: 9,876
edited February 2008 in All Encompassing Trip
I was thinking about doing it

How is it if you want money out of it ?

I think their Interest right now is @ 3.4%

Not bad considering I'm getting like 0.02% on Commerce Savings :o
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Post edited by Unknown User on

Comments

  • markymark550markymark550 Posts: 5,154
    This is one of those online savings accounts? If that's so, then I believe that you link your ING account with your regular savings/checking account for deposits and withdrawels. Just transfer the money back and forth and you're good to go.
  • GreenTeaDiseaseGreenTeaDisease Posts: 3,359
    I'm going to open one when I do my bills this month.
  • thunderDANthunderDAN Posts: 2,094
    I have a ING account and am very happy with it. I know etrade has a higher interest rate, but I like how ING is so simple and easy...plus I like the daily interest calculator
  • Sprunkn7Sprunkn7 Posts: 5,286
    I have a three accounts w/ ING. The savings account, a CD and the Debit checking account. Love them all. Easy to use and good rates.
    Thank you fellow 10 clubber for saving my ass....again!!!
  • igotid88igotid88 Posts: 27,992
    I've always wanted to do one. But I was sure how it worked. I used to get those $30 checks from them to start an account.
    I miss igotid88
  • blackredyellowblackredyellow Posts: 5,889
    markymark550 wrote:
    This is one of those online savings accounts? If that's so, then I believe that you link your ING account with your regular savings/checking account for deposits and withdrawels. Just transfer the money back and forth and you're good to go.

    Do you have to pay to transfer money to/from a different bank?
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  • Sprunkn7Sprunkn7 Posts: 5,286
    blackredyellow wrote:
    Do you have to pay to transfer money to/from a different bank?

    You don't have to pay anything to them at all.
    I get a certain amount taken out of my "regular" checking account, and a little taken out of every paycheck automatically, then put it where I want it.
    It usually ends up going to PJ or such related things. Thats why I have a CD too. That always helps me save some extra $$.

    I have very little cash in my Peoples Bank account. Most of it is in ING. It takes a few days to transfer from one to the other, so that helps with overspending, and makes me think about big purchases.
    Thank you fellow 10 clubber for saving my ass....again!!!
  • phillyfanphillyfan Posts: 831
    i have one and it is very easy to use.
    If you hate something dont you do it too
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  • Fighting HellfishFighting Hellfish Posts: 3,166
    I also have one. Always liked it, but now it's even better that they have the cheking account. before, if you needed money from the account, you had to transfer it to a bank, which took 2-3 days. Now you can just hit an ATM (they have a ton of free ones, no charges from either ING or the ATM)
  • senninsennin Posts: 2,146
    -Washington Mutual 4.00% APY ( no minimum )
    - OneUnited - 5.15% APY ( min of $1000 )
    - E-Loan - 3.50% APY ( no minimum )
    - Emigrant Direct - 3.60% APY ( no minimum )
    - Umbrella Bank - 3.50~4.00% APY
    - Citibank e-Savings - 4.00% APY ( no minimum )
    - ING Direct - 2.25%-3.40%APY ( no minimum )
  • Phantom PainPhantom Pain Posts: 9,876
    sennin wrote:
    -Washington Mutual 4.00% APY ( no minimum )
    - OneUnited - 5.15% APY ( min of $1000 )
    - E-Loan - 3.50% APY ( no minimum )
    - Emigrant Direct - 3.60% APY ( no minimum )
    - Umbrella Bank - 3.50~4.00% APY
    - Citibank e-Savings - 4.00% APY ( no minimum )
    - ING Direct - 2.25%-3.40%APY ( no minimum )

    Thanks everybody for the info !

    Do you have one of these accounts ?
    My drinking team has a hockey problem

    The ONLY thing better than a glass of beer is tea with Miss McGill



    A protuberance of flesh above the waistband of a tight pair of trousers
  • Foxy MopFoxy Mop Posts: 2,823
    My mom recommended I do one of these too, just yesterday :)
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  • Dylan StoneDylan Stone Posts: 1,145
    Why does it seem as though most CD's have better rates for their 6 month than their 12 month. Is this really the case?

    (For example...http://www.wamu.com/personal/certificate_deposit/online_cd/default.asp)

    Doesn't seem "right" to me.

    I'm about to put money into some CD's...Thanks
  • senninsennin Posts: 2,146
    Phantom Pain wrote:
    Thanks everybody for the info !

    Do you have one of these accounts ?

    I have a Washington Mutual account.....since they have tons of local branches.
  • porchdwellerporchdweller Posts: 228
    GTFLYGIRL wrote:
    Why does it seem as though most CD's have better rates for their 6 month than their 12 month. Is this really the case?

    (For example...http://www.wamu.com/personal/certificate_deposit/online_cd/default.asp)

    Doesn't seem "right" to me.

    I'm about to put money into some CD's...Thanks


    Banks need as much cash as they get "now" and are willing to pay for it. Don't know if it's a good long term strategy for them or for us as an economy, but it is what it is. Also, potentially inverted yield curve where short term money pays more than long term money. I dont' think we're there yet, but it's a real possibility. Not an economist or anything so this is just what it looks like to me.
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  • thunderDANthunderDAN Posts: 2,094
    if you decide to set up a ING account PM me because if I refer you you get $25 and I get $10...free money, lets take it from the man
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