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I know....money is tight....

senninsennin Posts: 2,146
edited July 2008 in All Encompassing Trip
Savings accounts that earn you money! Earn your gas money back!

- HSBC - 3.50% APY ( no minimum )
- FNBO Direct - 3.50% ( no minimum )
- OneUnited - 3.26% APY ( min of $1000 )
- WT Direct - 3.26% ( min of $10000 )
- WaMu - 3.25% ( no minimum )
- Savings Square - 3.05% ( no minimum )
- E-Loan - 3.01% APY ( no minimum )
- ING Direct - 3.0% APY ( no minimum )
- Umbrella Bank - 2.75~3.25% APY ( min of $100 )
- Emigrant Direct - 2.75% APY ( no minimum )
- Citibank e-Savings - 2.65% APY ( no minimum )
- Bank of America - 0.20% ( don't consider )


CD's

- 3 Months - Imperial Capital 3.40% APY ( min of $2000 )
- 3 Months - Nexity 3.36% APY ( min of $1000 )
- 6 Months - Ascencia 3.71% APY ( min of $500 )
- 6 Months - GMAC 3.65% APY ( min of $500 )
- 7 Months - BofA 4.11% ( min of $5000 )
- 8 Months - WaMu 4.25% APY ( min of $1000 )
- 9 Months - Indymac 4.05% APY ( min of $5000 )
- 9 Months - Imperial Capital 4.00% ( min of $2000 )
- 1.0 Year - Wachovia 4.25% ( min of $5000 )
- 1.0 Year - WaMu 4.25% APY ( min of $1000 )
- 1.5 Years - UmbrellaBank 4.25% APY ( min of $1000 )
- 1.5 Years - AmTrust Direct 4.25% APY ( min of $1000 )
- 2.0 Years - Discover 4.35% APY ( min $2500 )
- 2.0 Years - ELoan 4.31% APY ( min of $10000 )
- 2.0 Years - UmbrellaBank 4.3% ( min of $1000 )
- 2.0 Years - OnBank 4.3% ( min of $500 )
- 3.0 Years - OnBank 4.7% ( min of $500 )
- 3.0 Years - Discover 4.61% APY ( min $2500 )
- 3.0 Years - ELoan 4.55% APY ( min of $10000 )
- 4.0 Years - OnBank 4.90% APY ( min of $500 )
- 4.0 Years - Discover 4.81% APY ( min $2500 )
- 4.0 Years - ELoan 4.80% APY ( min of $10000 )
- 5.0 Years - OnBank 5.15% APY ( min of $500 )
- 5.0 Years - Discover 5.12% APY ( min $2500 )
- 5.0 Years - ELoan 5.01% APY ( min of $10000 )
- 6.0 Years - ELoan 5.10% APY ( min of $10000 )
Post edited by Unknown User on

Comments

  • libragirllibragirl Posts: 4,632
    good to know..i was thinking of opening an online savings account. I have a passbook account and Im barely getting 1percent. I do have a cd in wachovia and pretty sure Im getting 4.25 percent. I have an roth IRA that Im thinking of changing up. My retirement fund at work is doing good.
    These cuts are leaving creases. Trace the scars to fit the pieces, to tell the story, you don't need to say a word.
  • memememe Posts: 4,695
    Those numbers look good, but these days it's also important to consider the possibility that banks go belly up. Feds guarantee deposits up to 100,000 dollars, but I am not too trusting.
    ... and the will to show I will always be better than before.
  • ajedigeckoajedigecko \m/deplorable af \m/ Posts: 2,430
    meme wrote:
    Those numbers look good, but these days it's also important to consider the possibility that banks go belly up. Feds guarantee deposits up to 100,000 dollars, but I am not too trusting.
    i noticed a guy on the news a week ago.....he said.

    "i will never put more than 100 grand in one bank." he lost 68 grand by having all of his money in one bank.
    live and let live...unless it violates the pearligious doctrine.
  • Brain of J.LoBrain of J.Lo Posts: 3,259
    My husband and I opened an ING account a few months ago, thanks to a discussion on this board. :)
  • blackredyellowblackredyellow Posts: 5,889
    meme wrote:
    Those numbers look good, but these days it's also important to consider the possibility that banks go belly up. Feds guarantee deposits up to 100,000 dollars, but I am not too trusting.

    I'll remember that whenever I actually have $100,000 in cash lol...
    My whole life
    was like a picture
    of a sunny day
    “We can complain because rose bushes have thorns, or rejoice because thorn bushes have roses.”
    ― Abraham Lincoln
  • Riot_MacRiot_Mac Posts: 473
    I have an HSBC online savings account. It used to be around 6%... now it is at 3.5%. Online savings accounts are the way to go.
    "hear my name, take a good look, this could be the day."
  • Inhiding230Inhiding230 Posts: 362
    Riot_Mac wrote:
    I have an HSBC online savings account. It used to be around 6%... now it is at 3.5%. Online savings accounts are the way to go.

    I have AmTrust Direct Money Market Savings right now and it started off at 5.36, now it barely makes over 2..... I wonder if I should move my money.

    Also, I am not quite sure of the difference of a Money Market savings and just a Savings account. Can anyone enlighten me?
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