Who do you bank with and why?

tylerpjtxtylerpjtx Posts: 201
edited May 2008 in All Encompassing Trip
i need to open a new checking account. i've always banked with a local bank but now i've moved. i've had an account with chase and had a bad experience with them. who has a good reputation? i'm always so reluctant to use these bank chains, i hear some pretty shitty stories. thanks for the help.
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Comments

  • rival.rival. Chicago Posts: 7,775
    commerce. solid customer service and their branches are open 7 days a week.
  • comebackwomancomebackwoman Posts: 7,271
    PNC...just cause there's a branch almost everywhere around here...including ATMs at Wawas...and their fraud detection department is good
    There's a light when my baby's in my arms :)
  • pjtaperpjtaper Posts: 3,020
    you chose the wrong place to ask...
    we don't BANK here, we give a certain website $250 for a book, $50 + shipping for a piece of paper with ink on it, $50 for a zippo, we just throw our money away...
    ask somewhere else!
  • GraySaturdayGraySaturday Posts: 2,878
    Bank of America. They seem to have a lot of branches, they gave me free checking and savings. But they are extremely creepy and annoying when you have to go in there. I know they are trying to have good customer service but they are a little over the top and honestly, sometimes I deposit checks in the ATM do I don't have to deal with them face to face. Haha. Something about them makes me nervous. I hate how someone come running over and screams. "how can we helllllllllllp youuuuuuu" and I'm like "just making a deposit" and then they follow me to the table and show me how to fill out the slip and then they sit there and watch me fill it out. Makes me feel like I'm wearing a sign that says "please be extra kind and hold my hand through every step because I am a moron"

    Haha.
  • comebackwomancomebackwoman Posts: 7,271
    Bank of America. They seem to have a lot of branches, they gave me free checking and savings. But they are extremely creepy and annoying when you have to go in there. I know they are trying to have good customer service but they are a little over the top and honestly, sometimes I deposit checks in the ATM do I don't have to deal with them face to face. Haha. Something about them makes me nervous. I hate how someone come running over and screams. "how can we helllllllllllp youuuuuuu" and I'm like "just making a deposit" and then they follow me to the table and show me how to fill out the slip and then they sit there and watch me fill it out. Makes me feel like I'm wearing a sign that says "please be extra kind and hold my hand through every step because I am a moron"

    Haha.
    hahahahahaha

    That made me think of this:
    http://www.youtube.com/watch?v=Nk6AtTPo7jY

    :p
    There's a light when my baby's in my arms :)
  • Bathgate66Bathgate66 Posts: 15,813
    Capital One-

    because they bought out Greenpoint Bank.


    whats in your wallet ?
    For the ones who had a notion, a notion deep inside
    That it ain't no sin to be glad you're alive
    platessmall.jpg
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  • timrothtimroth Posts: 215
    Bathgate66 wrote:
    whats in your wallet ?


    0 deniros
  • thunderDANthunderDAN Posts: 2,094
    ING because it is simple, decent interest rate for savings (about as good as you can get nowadays 3%), and I like their colors.


    Key because it was the first account I opened when I was 16


    American Express credit cards because I like the rewards and the card looks cool
  • chromiamchromiam Posts: 4,114
    local credit union
    This is your notice that there is a problem with your signature. Please remove it.

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  • Get_RightGet_Right Posts: 13,304
    chase

    they have treated me well since they acquired my account at manny hanny
    ING for savings
    Fidelity for the investments
  • Bathgate66Bathgate66 Posts: 15,813
    timroth wrote:
    0 deniros

    trabaja !
    For the ones who had a notion, a notion deep inside
    That it ain't no sin to be glad you're alive
    platessmall.jpg
    ORGAN DONATION SAVES LIVES
    http://www.UNOS.org
    Donate Organs and Save a Life
  • coach4tlcoach4tl Posts: 143
    Bathgate66 wrote:
    Capital One-

    because they bought out Greenpoint Bank.


    whats in your wallet ?
    Capitol One is a piece of shit! They can rot in hell. I worked for Greenpoint and lost my job because of those A-holes!
  • blackredyellowblackredyellow Posts: 5,889
    Citizen's Bank... location of ATM's & branches. And they have a lot of supermarket branches, so those hours help.

    Plus, with us living in NY, in-laws in MA, and my parents in PA, it's nice to have a bank with branches in all the places we spend the most time.

    I also have a savings acct at ING.
    My whole life
    was like a picture
    of a sunny day
    “We can complain because rose bushes have thorns, or rejoice because thorn bushes have roses.”
    ― Abraham Lincoln
  • failedpersephonefailedpersephone Posts: 3,424
    Bank of America. They seem to have a lot of branches, they gave me free checking and savings. But they are extremely creepy and annoying when you have to go in there. I know they are trying to have good customer service but they are a little over the top and honestly, sometimes I deposit checks in the ATM do I don't have to deal with them face to face. Haha. Something about them makes me nervous. I hate how someone come running over and screams. "how can we helllllllllllp youuuuuuu" and I'm like "just making a deposit" and then they follow me to the table and show me how to fill out the slip and then they sit there and watch me fill it out. Makes me feel like I'm wearing a sign that says "please be extra kind and hold my hand through every step because I am a moron"

    Haha.
    hahahahaa!!! that totally made me laugh like a goob!

    that is the REASON I bank with BofA...well, that and because i get to say "bofA" (boh-FAH!!) hahahahahaa

    it is my favorite part when I pretend like I cant figure out how to fill out the slips...and they do it for me. if they could, they would walk for me! god, I love that!
    IF YOU WANT A PLATE OF MY BEEF SWELLINGTON, YOU'RE GOING TO HAVE TO PAY THE COVERCHARGE.
  • markymark550markymark550 Columbia, SC Posts: 5,173
    I'm with Bank Of America mainly because that's the bank my parents used. My parents had some kind of account or maybe a couple of accounts that had free savings and checkings accounts associated with them. Since I was going to need them to co-sign or co-own the account because of being a minor, it made sense just to use their free accounts. After turning the legal age, I took their name off my accounts but never changed banks or anything probably because I was/am too lazy and indifferent about it.

    This all may change sometime soon as the wife and I are looking to consolidate our accounts and go with one bank...whichever one gives us the best options for savings, checking, and maybe a cd or two.


    Oh, also have an account with the credit union that is associated with the agency that I work with mainly because they give great rates on loans that beat the hell out of big bank loans.
  • LizardjamLizardjam Posts: 1,121
    I have Bofa too and so far I've found them to be the best. I work at a credit union so i have an account there but, unfortunately, I'd still recommend Bofa.
    bugs in the way...I feel about you

    "New music, new friends. Pearl Jam."

    I like our socks. I hear we make a fine sock. I always say, You might not love our records, but I think you'll like our socks. - Stone

    "This record is us speaking out in class." -EV on PJ
  • JenInTheBxJenInTheBx Posts: 293
    I have Wachovia... so far, they've been pretty good, except I feel like their never open at a convenient time for me. Once Bank of America starts opening branches near me, I'll switch over to them since I have my mortgage with them and I work for them.
  • SpunkieSpunkie i come from downtown. Posts: 6,769
    I bank with a local credit union that does LOTS for my community.
  • LizardjamLizardjam Posts: 1,121
    tish wrote:
    I bank with a local credit union that does LOTS for my community.


    Ours does too...and as an employee i love it, as a customer...still not so much.
    bugs in the way...I feel about you

    "New music, new friends. Pearl Jam."

    I like our socks. I hear we make a fine sock. I always say, You might not love our records, but I think you'll like our socks. - Stone

    "This record is us speaking out in class." -EV on PJ
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