How is that J. P. Morgan Chase escaped this economical crisis?

puremagicpuremagic Posts: 1,907
edited September 2008 in A Moving Train
Seems weird that both of J.P's major competitors - Bear Sterns and Lehman Brothers- went under. The bailout of Fannie Mae and Freddie Mac, along with AIG should have protected these two companies more so than Morgan Chase.

Just as weird is the fact that Bank of America remained so untouched by the so called mortgage down spiral, it had the ability to acquire both Lehman Brothers and Merrill Lynch.
SIN EATERS--We take the moral excrement we find in this equation and we bury it down deep inside of us so that the rest of our case can stay pure. That is the job. We are morally indefensible and absolutely necessary.
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  • unsungunsung I stopped by on March 7 2024. First time in many years, had to update payment info. Hope all is well. Politicians suck. Bye. Posts: 9,487
    I was thinking this exact thing today. Strange. Maybe they are just running a better business?
  • Don't count your chickens before they collapse. We haven't seen the last of the fallout. The next one we hear about will be Goldman. Even though they posted a profit you'll see a significant change in their structure in the near future.

    JP Morgan is Chase Manhattan Bank. They are somewhat unlikely to go under in the way that Bear and Lehman did, they also didn't have $8billion in write downs like Merrill did. It all depends on who went rushing into the subprime market, and who was party to things like hedge funds that decided to short subprime about a year ago.
    "If you're looking for someone to pull you out of that ditch, you're out of luck."
  • mammasanmammasan Posts: 5,656
    I asked my girlfriend the same thing, she works in the financial sector. Her answer was that JP Morgan Chase and Bank of America where, and are, diversified enough to have been able to weather this storm. Also the financial backing for some of their take overs has come in the form of government loans.
    "When one gets in bed with government, one must expect the diseases it spreads." - Ron Paul
  • mammasanmammasan Posts: 5,656
    Don't count your chickens before they collapse. We haven't seen the last of the fallout. The next one we hear about will be Goldman. Even though they posted a profit you'll see a significant change in their structure in the near future.

    JP Morgan is Chase Manhattan Bank. They are somewhat unlikely to go under in the way that Bear and Lehman did, they also didn't have $8billion in write downs like Merrill did. It all depends on who went rushing into the subprime market, and who was party to things like hedge funds that decided to short subprime about a year ago.

    The next financial institute to go down is going to be WaMu. My girlfriend over sees one of the Nj regions and in the past two days, just her region alone, has lost over 18 million dollars in deposit base. One of her most profitable branches has lost 3 million alone. WaMu is sinking fast and unfortunetly no other bank wants to buy them because back in April TPG loaned WaMu $2 billion. One of the stipulations of the loan was that if WaMu was bought out while their stock was priced lower that $8.40, that is what the stock was at at the time of the loan, not only would the buyer have to repay the loan, a large penalty would be tacked on as well.
    "When one gets in bed with government, one must expect the diseases it spreads." - Ron Paul
  • puremagicpuremagic Posts: 1,907
    Don't count your chickens before they collapse. We haven't seen the last of the fallout. The next one we hear about will be Goldman. Even though they posted a profit you'll see a significant change in their structure in the near future.

    JP Morgan is Chase Manhattan Bank. They are somewhat unlikely to go under in the way that Bear and Lehman did, they also didn't have $8billion in write downs like Merrill did. It all depends on who went rushing into the subprime market, and who was party to things like hedge funds that decided to short subprime about a year ago.


    I was surprised Goldman Sach didn't fold when Bear Stearns went under. Even more so when Merrill Lynch bellied up.

    I'm still perplexed over Morgan Chase. They had to be counting pennies when the FDIC announced its shortfall over a month a month ago simply because they are heavily invested in federal loans.
    SIN EATERS--We take the moral excrement we find in this equation and we bury it down deep inside of us so that the rest of our case can stay pure. That is the job. We are morally indefensible and absolutely necessary.
  • Bank of America and ESPECIALLY JP Morgan Chase are the banks that represent the quintesence of the US Banking System, and the Federal Reserve.

    They, in large part, OWN the Federal Reserve, and they are monsters.
    They would be in the best position to leverage POLITICAL SUPPORT for policies and solutions that benefit their interests, given that their interests (and their money) are very much synonymous with the epitome of the ruling elite which is so often behind our government in the first place. How do you think JP Morgan pulled off getting the government to back it's purchase of Bear Sterns? It wasn't a coincidence.

    But if you don't believe in conspiracy, then you can listen to Cramer, who will tell you that, "Yeah! They ARE that much better at what they do" ...
    and he would go on to heap praise after praise upon their CEO's who he would call geniuses.

    Something else to think of is that if you are smart enough to arange a system like the federal reserve, and to arange a system of banks that serve your vested interests ... you are also smart enough -- (just like a millionaire would be smart enough to put his million in seperate 100K accounts to keep them all FDIC insured) -- to seperate your absolute riskiest businesses from the ones that are the backbone of your hegemony.

    In otherwords, if you were somehow able to sort out the financial interests behind BoA and JP Morgan Chase ... and then look at what ELSE they are behind, you would very likely find that they are behind OTHER firms that ARE in deep shit ... but that they were smart enough to keep their bread & butter, their nest egg, the firms that maintain their absolute preeminence ... smart enough to keep THOSE firms seperate and keep them afloat.

    And like someone else said, we also have not seen the end of this mess, so don't count your chickens just yet.

    If you want real dollar cost analysis of how they pulled off this financial magic:

    CNN Money\Fortune: How J.P. Morgan steered clear of the credit crunch
    If I was to smile and I held out my hand
    If I opened it now would you not understand?
  • Pacomc79Pacomc79 Posts: 9,404
    Isn't JP Morgan Chase pretty well tied into the Fed.

    I mean most of the chairmen from the Fed come from Wall Street too right?

    Perhaps inmates running the asylum so to speak?

    when money is based on trust...and that trust isn't valuable... there is a problem.
    My Girlfriend said to me..."How many guitars do you need?" and I replied...."How many pairs of shoes do you need?" She got really quiet.
  • They are more of a commercial bank than the investment banks that are failing these days. They have such a diversified balance sheet, it would be difficult for them to fall, but not impossible
    BORGATA>VIC
  • puremagicpuremagic Posts: 1,907
    Bank of America and ESPECIALLY JP Morgan Chase are the banks that represent the quintesence of the US Banking System, and the Federal Reserve.

    They, in large part, OWN the Federal Reserve, and they are monsters.
    They would be in the best position to leverage POLITICAL SUPPORT for policies and solutions that benefit their interests, given that their interests (and their money) are very much synonymous with the epitome of the ruling elite which is so often behind our government in the first place. How do you think JP Morgan pulled off getting the government to back it's purchase of Bear Sterns? It wasn't a coincidence.


    CNN Money\Fortune: How J.P. Morgan steered clear of the credit crunch


    Then it would be interesting to see how the 'private' equity funds, like Blackstone, The Carlyle Group, Texas Pacific, Pincus and Cerberus are doing in this economic crisis. They have to be raking in the profits from a violable market they help to create by essentially being able operate outside of the markets, thereby affecting market prices.
    SIN EATERS--We take the moral excrement we find in this equation and we bury it down deep inside of us so that the rest of our case can stay pure. That is the job. We are morally indefensible and absolutely necessary.
  • Pacomc79 wrote:
    Isn't JP Morgan Chase pretty well tied into the Fed.

    I mean most of the chairmen from the Fed come from Wall Street too right?

    Perhaps inmates running the asylum so to speak?

    when money is based on trust...and that trust isn't valuable... there is a problem.

    JP Morgan Chase, more than ANY other firm, IS the Federal Reserve.

    JP Morgan (the man) was one of (if not THE) CHIEF architect of the Federal Reserve ... technicaly Paul Warburg was the brainiac who mastermind the legislation, but JP Morgan was the man who made it happen ... he pulled the men together to get the plan made, and he pulled the political strings via his father in law senator (Nelson Aldrich) to get the legislation passed (to create the Fed) and his institution stands as the shining representation of the interests behind that "public" institution.

    :cool:

    Yes. JP Morgan is VERY VERY VERY much tied to the Federal Reserve.
    In smaller part, so are Citibank, Bank of America, Wachovia, Goldman Sachs, and sadly (ok, i'm really not crying over it), so was Lehman.
    If I was to smile and I held out my hand
    If I opened it now would you not understand?
  • mammasanmammasan Posts: 5,656
    Goldman Sachs and Morgan Stanley are getting killed today.
    "When one gets in bed with government, one must expect the diseases it spreads." - Ron Paul
  • mammasan wrote:
    Goldman Sachs and Morgan Stanley are getting killed today.

    Yeah. Sachs is taking it in the ass, pretty hard. Almost below 100. :eek:

    But still, they remain rather firmly entrenched near the top of the food\bank chain. Goldman was never one of the banks that owned the Fed in practice, but it is certainly an institution where a great deal of that wealth has migrated too, if not only as a secondary repository of wealth.
    If I was to smile and I held out my hand
    If I opened it now would you not understand?
  • mammasanmammasan Posts: 5,656
    Yeah. Sachs is taking it in the ass, pretty hard. Almost below 100. :eek:

    But still, they remain rather firmly entrenched near the top of the food\bank chain. Goldman was never one of the banks that owned the Fed in practice, but it is certainly an institution where a great deal of that wealth has migrated too, if not only as a secondary repository of wealth.

    Just read that federal regulators are in talks with Chase, HSBC and Well Fargo to buyout Washington Mutual. My girlfriend also told me that she was called in to attend an emergency regionals meeting for tomorrow morning.
    "When one gets in bed with government, one must expect the diseases it spreads." - Ron Paul
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