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Catalog your music collection for insurance purposes!

brianluxbrianlux Posts: 42,027
in Other Music
I just mentioned this elsewhere but thought it worth noting in a separate thread.  I have my LP's and 7" singles listed on Discogs as my "collection".  It's pretty accurate, down to many of them listed specific to the run out groove matrix for accuracy.  I asked my insurance agent if this would suffice as evidence of ownership in case of flood, fire, theft, etc.  I was told that along with some photographs of my general collection it does, indeed, verify ownership of my collection for insurance purposes. 
It's a lot of work to catalog your collection, but also a lot of comfort.  I dread the thought of losing my collection, but if I do, at least I would have some compensation to start rebuilding it.  Check with you insurance agent to see if you can get this kind of coverage.  It's worth the effort!
“The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
Variously credited to Mark Twain or Edward Abbey.













Comments

  • Cropduster-80Cropduster-80 Posts: 2,034
    edited December 2021
    I know mine requires a monitored smoke alarm (integrated into a burglar alarm is acceptable) if a collection of anything crosses a certain threshold 

    I have one anyway so no big deal but there always seems to be stipulations on valuable stuff. 

    Pretty sure I couldn’t replace my collection in a timely manner though even if the payout was the discogs max value.  Most sellers list their stuff above the max anyway.  My concern would be exactly what they would pay out.  You won’t be made whole, no way but it’s better than nothing 
    Post edited by Cropduster-80 on
  • brianluxbrianlux Posts: 42,027
    Cropduster-80 said:
    I know mine requires a monitored smoke alarm (integrated into a burglar alarm is acceptable) if a collection of anything crosses a certain threshold 

    I have one anyway so no big deal but there always seems to be stipulations on valuable stuff. 

    Pretty sure I couldn’t replace my collection in a timely manner though even if the payout was the discogs max value.  Most sellers list their stuff above the max anyway.  My concern would be exactly what they would pay out.  You won’t be made whole, no way but it’s better than nothing 

    Yeah, same here.  I doubt I could ever replace my entire collection.  The insurance money would give me a good start, and I could live with a rebuilt collection, but I do have some LP's that would be either hard to track down or take too much of a chunk out of the insurance paid out. 
    But like you say, something is better than nothing and cataloguing would likely make that "something" a larger pay-out.
    “The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
    Variously credited to Mark Twain or Edward Abbey.













  • Merkin BallerMerkin Baller Posts: 11,449
    It's a good thought, one that's crossed my mind about my poster collection (def. worth more than my vinyl collection at them moment)

    I have most of my posters up on collectionzz.com, but should reach out to my agent to verify what else I need for coverage on them. 
  • mfc2006mfc2006 Posts: 37,446
    We did this when we bought our current hoMe back in 2017. Great idea.


    I LOVE MUSIC.
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  • JOEJOEJOEJOEJOEJOE Posts: 10,513
    If I collect catalogs, is it a good idea to catalog my collections?
  • brianluxbrianlux Posts: 42,027
    JOEJOEJOE said:
    If I collect catalogs, is it a good idea to catalog my collections?

    That's darned near a riddle, wrapped in a mystery, inside an enigma, Joe.  :lol:
    “The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
    Variously credited to Mark Twain or Edward Abbey.













  • Guy DudebroGuy Dudebro Posts: 1,403
    I need to get my crap insured. I’ve been talking about it for years but it’s time to finally do it. 
  • tempo_n_groovetempo_n_groove Posts: 40,355
    Guy Dudebro said:
    I need to get my crap insured. I’ve been talking about it for years but it’s time to finally do it. 
    Get that rash looked at too my man.
  • Guy DudebroGuy Dudebro Posts: 1,403
    edited December 2021
    tempo_n_groove said:
    Guy Dudebro said:
    I need to get my crap insured. I’ve been talking about it for years but it’s time to finally do it. 
    Get that rash looked at too my man.
    Good call. 

    UPDATE: Dr. said  it’s called Klimowiczitis. It’s a minor irritation and if I ignore it it will eventually go away. 
    Post edited by Guy Dudebro on
  • brianluxbrianlux Posts: 42,027
    Guy Dudebro said:
    tempo_n_groove said:
    Guy Dudebro said:
    I need to get my crap insured. I’ve been talking about it for years but it’s time to finally do it. 
    Get that rash looked at too my man.
    Good call. 

    I want some of what you guys are smoking.


    Or do I???
    “The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
    Variously credited to Mark Twain or Edward Abbey.













  • JOEJOEJOEJOEJOEJOE Posts: 10,513
    brianlux said:
    JOEJOEJOE said:
    If I collect catalogs, is it a good idea to catalog my collections?

    That's darned near a riddle, wrapped in a mystery, inside an enigma, Joe.  :lol:
    You are a fine judge of cleverness!
  • mookeywrenchmookeywrench Posts: 5,895
    On the flip side of things: I've unloaded/donated my CD collection this past year.  Went from 1200+ down to about 600 now.  With the aim of getting down to 0 in 2022.

    It's felt great, relieved to have the space back and to clear out the dust collectors.
    350x700px-LL-d2f49cb4_vinyl-needle-scu-e1356666258495.jpeg
  • brianluxbrianlux Posts: 42,027
    mookeywrench said:
    On the flip side of things: I've unloaded/donated my CD collection this past year.  Went from 1200+ down to about 600 now.  With the aim of getting down to 0 in 2022.

    It's felt great, relieved to have the space back and to clear out the dust collectors.

    Good move! 
    I don't have a ton of CD's but since being semi-retired and not driving much (which was mostly when I listened to them) I've unloaded some CDs as well.  Can't say the same for LPs though!
    “The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
    Variously credited to Mark Twain or Edward Abbey.













  • brianluxbrianlux Posts: 42,027
    Guy Dudebro said:
    tempo_n_groove said:
    Guy Dudebro said:
    I need to get my crap insured. I’ve been talking about it for years but it’s time to finally do it. 
    Get that rash looked at too my man.
    Good call. 

    UPDATE: Dr. said  it’s called Klimowiczitis. It’s a minor irritation and if I ignore it it will eventually go away. 

    :rofl:
    “The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
    Variously credited to Mark Twain or Edward Abbey.













  • BLACK35BLACK35 Posts: 22,749
    Guy Dudebro said:
    I need to get my crap insured. I’ve been talking about it for years but it’s time to finally do it. 
    Its funny this thread came up this week, since the start of Dec, I said this would be the week I was going to do this with my vinyl as I'm on vacation this week. Well tomorrow is Friday and I haven't started yet lol. Still planning on getting started tomorrow...lets see how that goes as I'm having lots of pints tonight 
    2005 - London
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  • brianluxbrianlux Posts: 42,027
    BLACK35 said:
    Guy Dudebro said:
    I need to get my crap insured. I’ve been talking about it for years but it’s time to finally do it. 
    Its funny this thread came up this week, since the start of Dec, I said this would be the week I was going to do this with my vinyl as I'm on vacation this week. Well tomorrow is Friday and I haven't started yet lol. Still planning on getting started tomorrow...lets see how that goes as I'm having lots of pints tonight 

    If you're seeing double in the AM, don't catalog the same LP twice if you only own one! :wink:
    “The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
    Variously credited to Mark Twain or Edward Abbey.













  • LoujoeLoujoe Posts: 9,456
    JOEJOEJOE said:
    If I collect catalogs, is it a good idea to catalog my collections?
    Sears?
  • LoujoeLoujoe Posts: 9,456
    I try to put my stuff in discogs, but it's mind boggling to be accurate. 
  • tempo_n_groovetempo_n_groove Posts: 40,355
    brianlux said:
    Guy Dudebro said:
    tempo_n_groove said:
    Guy Dudebro said:
    I need to get my crap insured. I’ve been talking about it for years but it’s time to finally do it. 
    Get that rash looked at too my man.
    Good call. 

    UPDATE: Dr. said  it’s called Klimowiczitis. It’s a minor irritation and if I ignore it it will eventually go away. 

    :rofl:
    Don't encourage his behavior Brian...  This swine has no morals...

    Love ya Dana!
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