Dem Party

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  • oftenreadingoftenreading Posts: 12,845
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    Harris Booker Patrick

    http://theweek.com/articles/715955/why-leftists-dont-trust-kamala-harris-cory-booker-deval-patrick

    Harris has sometimes displayed a rather Hillary Clinton-esque tendency to say the right thing but not follow through in a vigorous way. Most notoriously, she refused to prosecute Treasury Secretary Steven Mnuchin's old company OneWest for numerous instances of almost certain illegal foreclosure, against the advice of her own Consumer Law Section, and has so far refused to say why. (She was also the only Senate Democratic candidate to get a donation from Mnuchin himself in 2016.)

    Booker is mistrusted because of his ties to Wall Street. Most notoriously, when President Obama attacked Mitt Romney during the 2012 campaign for his long career as a bloodsucking financial parasite, buying up companies only to strip their assets and drive them into bankruptcy, Booker defended Bain Capital on Meet the Press. Why? Because New Jersey is just across the river from Manhattan and both parties are drowning in Wall Street cash.
    "Why leftists don't trust black Democrats"...

    We only trust Bernie... Bernie who doesn't speak to minorities in any meaningful way.  

    I may be still feeling the toxic effects of week-long stupid and ignorance this morning so please help me with my logic.

    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    Where is my logic off?

    Whats the definition of insanity?

    in·san·i·ty
    inˈsanədē/
    noun
    noun: insanity
    the state of being seriously mentally ill; madness.
    "he suffered from bouts of insanity"
    synonyms:mental illness, madness, dementia; Morelunacy, instability;
    mania, psychosis;
    informalcraziness
    "insanity runs in her family"
    extreme foolishness or irrationality.
    plural noun: insanities
    "it might be pure insanity to take this loan"
    synonyms:folly, foolishness, madness, idiocy, stupidity, lunacy, silliness;
    informalcraziness
    "it would be insanity to take this loan"

    There. Does that help you?
    my small self... like a book amongst the many on a shelf
  • JC29856JC29856 Posts: 9,617
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    Harris Booker Patrick

    http://theweek.com/articles/715955/why-leftists-dont-trust-kamala-harris-cory-booker-deval-patrick

    Harris has sometimes displayed a rather Hillary Clinton-esque tendency to say the right thing but not follow through in a vigorous way. Most notoriously, she refused to prosecute Treasury Secretary Steven Mnuchin's old company OneWest for numerous instances of almost certain illegal foreclosure, against the advice of her own Consumer Law Section, and has so far refused to say why. (She was also the only Senate Democratic candidate to get a donation from Mnuchin himself in 2016.)

    Booker is mistrusted because of his ties to Wall Street. Most notoriously, when President Obama attacked Mitt Romney during the 2012 campaign for his long career as a bloodsucking financial parasite, buying up companies only to strip their assets and drive them into bankruptcy, Booker defended Bain Capital on Meet the Press. Why? Because New Jersey is just across the river from Manhattan and both parties are drowning in Wall Street cash.
    "Why leftists don't trust black Democrats"...

    We only trust Bernie... Bernie who doesn't speak to minorities in any meaningful way.  

    I may be still feeling the toxic effects of week-long stupid and ignorance this morning so please help me with my logic.

    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    Where is my logic off?

    Whats the definition of insanity?

    in·san·i·ty
    inˈsanədē/
    noun
    noun: insanity
    the state of being seriously mentally ill; madness.
    "he suffered from bouts of insanity"
    synonyms:mental illness, madness, dementia; Morelunacy, instability;
    mania, psychosis;
    informalcraziness
    "insanity runs in her family"
    extreme foolishness or irrationality.
    plural noun: insanities
    "it might be pure insanity to take this loan"
    synonyms:folly, foolishness, madness, idiocy, stupidity, lunacy, silliness;
    informalcraziness
    "it would be insanity to take this loan"

    There. Does that help you?
    Insanity, yes very helpful, thank you, but what about my logic?
     
    I was conditioned to believe
    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

  • mrussel1mrussel1 Posts: 29,671
    JC29856 said:
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    Harris Booker Patrick

    http://theweek.com/articles/715955/why-leftists-dont-trust-kamala-harris-cory-booker-deval-patrick

    Harris has sometimes displayed a rather Hillary Clinton-esque tendency to say the right thing but not follow through in a vigorous way. Most notoriously, she refused to prosecute Treasury Secretary Steven Mnuchin's old company OneWest for numerous instances of almost certain illegal foreclosure, against the advice of her own Consumer Law Section, and has so far refused to say why. (She was also the only Senate Democratic candidate to get a donation from Mnuchin himself in 2016.)

    Booker is mistrusted because of his ties to Wall Street. Most notoriously, when President Obama attacked Mitt Romney during the 2012 campaign for his long career as a bloodsucking financial parasite, buying up companies only to strip their assets and drive them into bankruptcy, Booker defended Bain Capital on Meet the Press. Why? Because New Jersey is just across the river from Manhattan and both parties are drowning in Wall Street cash.
    "Why leftists don't trust black Democrats"...

    We only trust Bernie... Bernie who doesn't speak to minorities in any meaningful way.  

    I may be still feeling the toxic effects of week-long stupid and ignorance this morning so please help me with my logic.

    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    Where is my logic off?

    Whats the definition of insanity?

    in·san·i·ty
    inˈsanədē/
    noun
    noun: insanity
    the state of being seriously mentally ill; madness.
    "he suffered from bouts of insanity"
    synonyms:mental illness, madness, dementia; More
    lunacy, instability;
    mania, psychosis;
    informalcraziness
    "insanity runs in her family"
    extreme foolishness or irrationality.
    plural noun: insanities
    "it might be pure insanity to take this loan"
    synonyms:folly, foolishness, madness, idiocy, stupidity, lunacy, silliness;
    informalcraziness
    "it would be insanity to take this loan"

    There. Does that help you?
    Insanity, yes very helpful, thank you, but what about my logic?
     
    I was conditioned to believe
    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    It's just very odd that the writer chose to go after the three most prominent national black Democrats.  Kamala Harris didn't prosecute someone when her constituency wanted it to happen (sounds very James Comey like with Clinton to me).  It's becuase she is a prosecutor and the BLM doesn't like law enforcement?  Okay, give me a break.  The reality is that Sanders has never connected with the minority vote and his constituency doesn't appear to be made up of that segment.  Look at his primary results in states that are not overwhelmingly white as evidence. 
  • oftenreadingoftenreading Posts: 12,845
    JC29856 said:
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    Harris Booker Patrick

    http://theweek.com/articles/715955/why-leftists-dont-trust-kamala-harris-cory-booker-deval-patrick

    Harris has sometimes displayed a rather Hillary Clinton-esque tendency to say the right thing but not follow through in a vigorous way. Most notoriously, she refused to prosecute Treasury Secretary Steven Mnuchin's old company OneWest for numerous instances of almost certain illegal foreclosure, against the advice of her own Consumer Law Section, and has so far refused to say why. (She was also the only Senate Democratic candidate to get a donation from Mnuchin himself in 2016.)

    Booker is mistrusted because of his ties to Wall Street. Most notoriously, when President Obama attacked Mitt Romney during the 2012 campaign for his long career as a bloodsucking financial parasite, buying up companies only to strip their assets and drive them into bankruptcy, Booker defended Bain Capital on Meet the Press. Why? Because New Jersey is just across the river from Manhattan and both parties are drowning in Wall Street cash.
    "Why leftists don't trust black Democrats"...

    We only trust Bernie... Bernie who doesn't speak to minorities in any meaningful way.  

    I may be still feeling the toxic effects of week-long stupid and ignorance this morning so please help me with my logic.

    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    Where is my logic off?

    Whats the definition of insanity?

    in·san·i·ty
    inˈsanədē/
    noun
    noun: insanity
    the state of being seriously mentally ill; madness.
    "he suffered from bouts of insanity"
    synonyms:mental illness, madness, dementia; Morelunacy, instability;
    mania, psychosis;
    informalcraziness
    "insanity runs in her family"
    extreme foolishness or irrationality.
    plural noun: insanities
    "it might be pure insanity to take this loan"
    synonyms:folly, foolishness, madness, idiocy, stupidity, lunacy, silliness;
    informalcraziness
    "it would be insanity to take this loan"

    There. Does that help you?
    Insanity, yes very helpful, thank you, but what about my logic?
     
    I was conditioned to believe
    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist


    I can't really figure out your logic, so can't help you with the rest of it. Are those questions? Are those statements? Who did the conditioning?
    my small self... like a book amongst the many on a shelf
  • dignindignin Posts: 9,336
    JC29856 said:
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    Harris Booker Patrick

    http://theweek.com/articles/715955/why-leftists-dont-trust-kamala-harris-cory-booker-deval-patrick

    Harris has sometimes displayed a rather Hillary Clinton-esque tendency to say the right thing but not follow through in a vigorous way. Most notoriously, she refused to prosecute Treasury Secretary Steven Mnuchin's old company OneWest for numerous instances of almost certain illegal foreclosure, against the advice of her own Consumer Law Section, and has so far refused to say why. (She was also the only Senate Democratic candidate to get a donation from Mnuchin himself in 2016.)

    Booker is mistrusted because of his ties to Wall Street. Most notoriously, when President Obama attacked Mitt Romney during the 2012 campaign for his long career as a bloodsucking financial parasite, buying up companies only to strip their assets and drive them into bankruptcy, Booker defended Bain Capital on Meet the Press. Why? Because New Jersey is just across the river from Manhattan and both parties are drowning in Wall Street cash.
    "Why leftists don't trust black Democrats"...

    We only trust Bernie... Bernie who doesn't speak to minorities in any meaningful way.  

    I may be still feeling the toxic effects of week-long stupid and ignorance this morning so please help me with my logic.

    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    Where is my logic off?

    Whats the definition of insanity?

    in·san·i·ty
    inˈsanədē/
    noun
    noun: insanity
    the state of being seriously mentally ill; madness.
    "he suffered from bouts of insanity"
    synonyms:mental illness, madness, dementia; More
    lunacy, instability;
    mania, psychosis;
    informalcraziness
    "insanity runs in her family"
    extreme foolishness or irrationality.
    plural noun: insanities
    "it might be pure insanity to take this loan"
    synonyms:folly, foolishness, madness, idiocy, stupidity, lunacy, silliness;
    informalcraziness
    "it would be insanity to take this loan"

    There. Does that help you?
    Insanity, yes very helpful, thank you, but what about my logic?
     
    I was conditioned to believe
    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    This "lefty" has no idea what you are on about. 

    Your post makes about as much sense as this Phil Collins gif.





  • JC29856JC29856 Posts: 9,617
    mrussel1 said:
    JC29856 said:
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    Harris Booker Patrick

    http://theweek.com/articles/715955/why-leftists-dont-trust-kamala-harris-cory-booker-deval-patrick

    Harris has sometimes displayed a rather Hillary Clinton-esque tendency to say the right thing but not follow through in a vigorous way. Most notoriously, she refused to prosecute Treasury Secretary Steven Mnuchin's old company OneWest for numerous instances of almost certain illegal foreclosure, against the advice of her own Consumer Law Section, and has so far refused to say why. (She was also the only Senate Democratic candidate to get a donation from Mnuchin himself in 2016.)

    Booker is mistrusted because of his ties to Wall Street. Most notoriously, when President Obama attacked Mitt Romney during the 2012 campaign for his long career as a bloodsucking financial parasite, buying up companies only to strip their assets and drive them into bankruptcy, Booker defended Bain Capital on Meet the Press. Why? Because New Jersey is just across the river from Manhattan and both parties are drowning in Wall Street cash.
    "Why leftists don't trust black Democrats"...

    We only trust Bernie... Bernie who doesn't speak to minorities in any meaningful way.  

    I may be still feeling the toxic effects of week-long stupid and ignorance this morning so please help me with my logic.

    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    Where is my logic off?

    Whats the definition of insanity?

    in·san·i·ty
    inˈsanədē/
    noun
    noun: insanity
    the state of being seriously mentally ill; madness.
    "he suffered from bouts of insanity"
    synonyms:mental illness, madness, dementia; More
    lunacy, instability;
    mania, psychosis;
    informalcraziness
    "insanity runs in her family"
    extreme foolishness or irrationality.
    plural noun: insanities
    "it might be pure insanity to take this loan"
    synonyms:folly, foolishness, madness, idiocy, stupidity, lunacy, silliness;
    informalcraziness
    "it would be insanity to take this loan"

    There. Does that help you?
    Insanity, yes very helpful, thank you, but what about my logic?
     
    I was conditioned to believe
    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    It's just very odd that the writer chose to go after the three most prominent national black Democrats.  Kamala Harris didn't prosecute someone when her constituency wanted it to happen (sounds very James Comey like with Clinton to me).  It's becuase she is a prosecutor and the BLM doesn't like law enforcement?  Okay, give me a break.  The reality is that Sanders has never connected with the minority vote and his constituency doesn't appear to be made up of that segment.  Look at his primary results in states that are not overwhelmingly white as evidence. 
    Go after? You mean justifiably criticize?
    Did you think maybe its the authors opinion that Harris Booker and Patrick are emerging as Dem candidates for 2020 or that he simply racist attacking black democrats? If they aren't emerging 2020 candidates then who is?

    http://theweek.com/authors/ryan-cooper

    I didnt get much further than your 'her constituency wanted it to happen'....
    State attorney generals (certainly don't govern!) should be guided only by the law.  

  • brianluxbrianlux Posts: 42,022
    Insanity:  Doing the same thing that doesn't work over and over.

    Hmmm...

    :lol:
    “The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
    Variously credited to Mark Twain or Edward Abbey.













  • Halifax2TheMaxHalifax2TheMax Posts: 39,017
    Whole lotta nothingburger going on.
    09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;

    Libtardaplorable©. And proud of it.

    Brilliantati©
  • cincybearcatcincybearcat Posts: 16,445
    I'm not a democrat...and generally lean more conservative (mostly fiscal and foreign affairs....socially more liberal leaning except for 1 big topic area).  But I certainly am not a part of this republican party.  I don't vote a party line.  And and didn't vote for Trump.

    That said - in my quick looks at the Dem party and candidates for president....I'm uninspired and unimpressed.  I'm hoping they put up someone that I can at least vote for without feeling like crap (unlike they did with Hills...I voted for her but felt icky).  I don;t hold out much hope though. 
    hippiemom = goodness
  • mrussel1mrussel1 Posts: 29,671
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    Harris Booker Patrick

    http://theweek.com/articles/715955/why-leftists-dont-trust-kamala-harris-cory-booker-deval-patrick

    Harris has sometimes displayed a rather Hillary Clinton-esque tendency to say the right thing but not follow through in a vigorous way. Most notoriously, she refused to prosecute Treasury Secretary Steven Mnuchin's old company OneWest for numerous instances of almost certain illegal foreclosure, against the advice of her own Consumer Law Section, and has so far refused to say why. (She was also the only Senate Democratic candidate to get a donation from Mnuchin himself in 2016.)

    Booker is mistrusted because of his ties to Wall Street. Most notoriously, when President Obama attacked Mitt Romney during the 2012 campaign for his long career as a bloodsucking financial parasite, buying up companies only to strip their assets and drive them into bankruptcy, Booker defended Bain Capital on Meet the Press. Why? Because New Jersey is just across the river from Manhattan and both parties are drowning in Wall Street cash.
    "Why leftists don't trust black Democrats"...

    We only trust Bernie... Bernie who doesn't speak to minorities in any meaningful way.  

    I may be still feeling the toxic effects of week-long stupid and ignorance this morning so please help me with my logic.

    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    Where is my logic off?

    Whats the definition of insanity?

    in·san·i·ty
    inˈsanədē/
    noun
    noun: insanity
    the state of being seriously mentally ill; madness.
    "he suffered from bouts of insanity"
    synonyms:mental illness, madness, dementia; More
    lunacy, instability;
    mania, psychosis;
    informalcraziness
    "insanity runs in her family"
    extreme foolishness or irrationality.
    plural noun: insanities
    "it might be pure insanity to take this loan"
    synonyms:folly, foolishness, madness, idiocy, stupidity, lunacy, silliness;
    informalcraziness
    "it would be insanity to take this loan"

    There. Does that help you?
    Insanity, yes very helpful, thank you, but what about my logic?
     
    I was conditioned to believe
    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    It's just very odd that the writer chose to go after the three most prominent national black Democrats.  Kamala Harris didn't prosecute someone when her constituency wanted it to happen (sounds very James Comey like with Clinton to me).  It's becuase she is a prosecutor and the BLM doesn't like law enforcement?  Okay, give me a break.  The reality is that Sanders has never connected with the minority vote and his constituency doesn't appear to be made up of that segment.  Look at his primary results in states that are not overwhelmingly white as evidence. 
    Go after? You mean justifiably criticize?
    Did you think maybe its the authors opinion that Harris Booker and Patrick are emerging as Dem candidates for 2020 or that he simply racist attacking black democrats? If they aren't emerging 2020 candidates then who is?

    http://theweek.com/authors/ryan-cooper

    I didnt get much further than your 'her constituency wanted it to happen'....
    State attorney generals (certainly don't govern!) should be guided only by the law.  

    Right..guided by the law and the burden of proof necessary to prosecute.  She shouldn't be guided by special interest groups, think tanks or counsels.  It's interesting that the instances identified by the Intercept and Politico occurred in MN and FL.  She was AG in CA...she doesnt' get to file civil enforcement actions in other states.  
    I hope you understand that this commentator appears to be conservative, and this is a piece intended to sow discontent.  
  • Halifax2TheMaxHalifax2TheMax Posts: 39,017
    mrussel1 said:
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    Harris Booker Patrick

    http://theweek.com/articles/715955/why-leftists-dont-trust-kamala-harris-cory-booker-deval-patrick

    Harris has sometimes displayed a rather Hillary Clinton-esque tendency to say the right thing but not follow through in a vigorous way. Most notoriously, she refused to prosecute Treasury Secretary Steven Mnuchin's old company OneWest for numerous instances of almost certain illegal foreclosure, against the advice of her own Consumer Law Section, and has so far refused to say why. (She was also the only Senate Democratic candidate to get a donation from Mnuchin himself in 2016.)

    Booker is mistrusted because of his ties to Wall Street. Most notoriously, when President Obama attacked Mitt Romney during the 2012 campaign for his long career as a bloodsucking financial parasite, buying up companies only to strip their assets and drive them into bankruptcy, Booker defended Bain Capital on Meet the Press. Why? Because New Jersey is just across the river from Manhattan and both parties are drowning in Wall Street cash.
    "Why leftists don't trust black Democrats"...

    We only trust Bernie... Bernie who doesn't speak to minorities in any meaningful way.  

    I may be still feeling the toxic effects of week-long stupid and ignorance this morning so please help me with my logic.

    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    Where is my logic off?

    Whats the definition of insanity?

    in·san·i·ty
    inˈsanədē/
    noun
    noun: insanity
    the state of being seriously mentally ill; madness.
    "he suffered from bouts of insanity"
    synonyms:mental illness, madness, dementia; More
    lunacy, instability;
    mania, psychosis;
    informalcraziness
    "insanity runs in her family"
    extreme foolishness or irrationality.
    plural noun: insanities
    "it might be pure insanity to take this loan"
    synonyms:folly, foolishness, madness, idiocy, stupidity, lunacy, silliness;
    informalcraziness
    "it would be insanity to take this loan"

    There. Does that help you?
    Insanity, yes very helpful, thank you, but what about my logic?
     
    I was conditioned to believe
    If you support
             Trump: you're a sexist, racist, homophobic, blah, blah, dumb fuck
             Sanders: you're a pipe dreaming socialist that wants everything for free, healthcare education etc
    If you criticize
              Hilliary: you're a sexist

    The same people that elected and re-elected Obama that criticize
              Booker: you're a racist
              Patrick: you're a racist
              Harris: you're a sexist and a racist

    It's just very odd that the writer chose to go after the three most prominent national black Democrats.  Kamala Harris didn't prosecute someone when her constituency wanted it to happen (sounds very James Comey like with Clinton to me).  It's becuase she is a prosecutor and the BLM doesn't like law enforcement?  Okay, give me a break.  The reality is that Sanders has never connected with the minority vote and his constituency doesn't appear to be made up of that segment.  Look at his primary results in states that are not overwhelmingly white as evidence. 
    Go after? You mean justifiably criticize?
    Did you think maybe its the authors opinion that Harris Booker and Patrick are emerging as Dem candidates for 2020 or that he simply racist attacking black democrats? If they aren't emerging 2020 candidates then who is?

    http://theweek.com/authors/ryan-cooper

    I didnt get much further than your 'her constituency wanted it to happen'....
    State attorney generals (certainly don't govern!) should be guided only by the law.  

    Right..guided by the law and the burden of proof necessary to prosecute.  She shouldn't be guided by special interest groups, think tanks or counsels.  It's interesting that the instances identified by the Intercept and Politico occurred in MN and FL.  She was AG in CA...she doesnt' get to file civil enforcement actions in other states.  
    I hope you understand that this commentator appears to be conservative, and this is a piece intended to sow discontent.  
    It's the 3D way

    distort
    distract
    discontent
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  • JC29856JC29856 Posts: 9,617
    edited August 2017
    Right..guided by the law and the burden of proof necessary to prosecute.  She shouldn't be guided by special interest groups, think tanks or counsels.  It's interesting that the instances identified by the Intercept and Politico occurred in MN and FL.  She was AG in CA...she doesnt' get to file civil enforcement actions in other states.  
    I hope you understand that this commentator appears to be conservative, and this is a piece intended to sow discontent.  
    General Kamala Harris on Wednesday vaguely acknowledged The Intercept’s report about her declining to prosecute Steven Mnuchin’s OneWest Bank for foreclosure violations in 2013, but offered no explanation.

    “It’s a decision my office made,” she said, in response to questions from The Hill shortly after being sworn in as California’s newest U.S. senator.

    “We went and we followed the facts and the evidence, and it’s a decision my office made,” Harris said. “We pursued it just like any other case. We go and we take a case wherever the facts lead us.”

    Mnuchin is Donald Trump’s nominee to run the Treasury Department, and served as CEO of OneWest from 2009 to 2015. In an internal memo published on Tuesday by The Intercept, prosecutors at the California attorney general’s office said they had found over a thousand violations of foreclosure laws by his bank during that time, and predicted that further investigation would uncover many thousands more.

    But the investigation into what the memo called “widespread misconduct” was closed after Harris’s office declined to file a civil enforcement action against the bank.

    Harris’s statement on Tuesday doesn’t explain how involved she was with the decision to not prosecute, or why the decision was made. She also would not say whether the revelations would disqualify Mnuchin for the position of treasury secretary. “The hearings will reveal if it’s disqualifying or not, but certainly he has a history that should be critically examined, as do all of the nominees,” Harris told The Hill. She added that she would review the background and history of all Trump cabinet nominees.


    Post edited by JC29856 on
  • BentleyspopBentleyspop Posts: 10,762
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    rgambs said:
    JC29856 said:
    rgambs said:
    JC29856 said:
    Harris Booker Patrick

    http://theweek.com/articles/715955/why-leftists-dont-trust-kamala-harris-cory-booker-deval-patrick

    Harris has sometimes displayed a rather Hillary Clinton-esque tendency to say the right thing but not follow through in a vigorous way. Most notoriously, she refused to prosecute Treasury Secretary Steven Mnuchin's old company OneWest for numerous instances of almost certain illegal foreclosure, against the advice of her own Consumer Law Section, and has so far refused to say why. (She was also the only Senate Democratic candidate to get a donation from Mnuchin himself in 2016.)

    Booker is mistrusted because of his ties to Wall Street. Most notoriously, when President Obama attacked Mitt Romney during the 2012 campaign for his long career as a bloodsucking financial parasite, buying up companies only to strip their assets and drive them into bankruptcy, Booker defended Bain Capital on Meet the Press. Why? Because New Jersey is just across the river from Manhattan and both parties are drowning in Wall Street cash.
    It's almost as if governing is a tough job that requires compromise.

    Nahhh, death to the DINOs!
    prosecutors don't govern they prosecute criminals.
    dem voters don't govern they vote, in 2016 dem voters rejected Corp $ candidates and stayed home, some (Bernie bros) actually protest voted Trump.

    Voters say they want Democrats to seize control of both the House and the Senate, according to a Quinnipiac poll.

    • House: 52-38 in favor of Democrats, 48-37 among independents
    • Senate: 53-39 in favor of Democrats, 49-40 among independents
    Worth paying attention to: The polling for the House. Compare the Democrats' 14-point lead to the 1-point Republican advantage in the nationwide House vote in 2016. All seats are up for grabs.
    Worth a shrug: The Senate polling — not everyone will be voting for the Senate in 2018. There are 10 red-state Democrats up for re-election and one blue-state Republican.

    .........then everything goes to shit once the dem candidates are hand picked chosen

    You're not a Democrat and you voted for Trump, so why do you care what the Democratic party does?
    anyone feel like commenting on the stupid and ignorance of this logic? I've had my fill for the week.
    Yeah I will.  You're not a progressive or liberal either..  
    where are all the lefties this morning?
    I'm left handed
    What does that have to do with anything?
  • Halifax2TheMaxHalifax2TheMax Posts: 39,017
    JC29856 said:
    Right..guided by the law and the burden of proof necessary to prosecute.  She shouldn't be guided by special interest groups, think tanks or counsels.  It's interesting that the instances identified by the Intercept and Politico occurred in MN and FL.  She was AG in CA...she doesnt' get to file civil enforcement actions in other states.  
    I hope you understand that this commentator appears to be conservative, and this is a piece intended to sow discontent.  
    General Kamala Harris on Wednesday vaguely acknowledged The Intercept’s report about her declining to prosecute Steven Mnuchin’s OneWest Bank for foreclosure violations in 2013, but offered no explanation.

    “It’s a decision my office made,” she said, in response to questions from The Hill shortly after being sworn in as California’s newest U.S. senator.

    “We went and we followed the facts and the evidence, and it’s a decision my office made,” Harris said. “We pursued it just like any other case. We go and we take a case wherever the facts lead us.”

    Mnuchin is Donald Trump’s nominee to run the Treasury Department, and served as CEO of OneWest from 2009 to 2015. In an internal memo published on Tuesday by The Intercept, prosecutors at the California attorney general’s office said they had found over a thousand violations of foreclosure laws by his bank during that time, and predicted that further investigation would uncover many thousands more.

    But the investigation into what the memo called “widespread misconduct” was closed after Harris’s office declined to file a civil enforcement action against the bank.

    Harris’s statement on Tuesday doesn’t explain how involved she was with the decision to not prosecute, or why the decision was made. She also would not say whether the revelations would disqualify Mnuchin for the position of treasury secretary. “The hearings will reveal if it’s disqualifying or not, but certainly he has a history that should be critically examined, as do all of the nominees,” Harris told The Hill. She added that she would review the background and history of all Trump cabinet nominees.


    Which branch of the military was she serving in?
    09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;

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  • brianluxbrianlux Posts: 42,022
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    rgambs said:
    JC29856 said:
    rgambs said:
    JC29856 said:
    Harris Booker Patrick

    http://theweek.com/articles/715955/why-leftists-dont-trust-kamala-harris-cory-booker-deval-patrick

    Harris has sometimes displayed a rather Hillary Clinton-esque tendency to say the right thing but not follow through in a vigorous way. Most notoriously, she refused to prosecute Treasury Secretary Steven Mnuchin's old company OneWest for numerous instances of almost certain illegal foreclosure, against the advice of her own Consumer Law Section, and has so far refused to say why. (She was also the only Senate Democratic candidate to get a donation from Mnuchin himself in 2016.)

    Booker is mistrusted because of his ties to Wall Street. Most notoriously, when President Obama attacked Mitt Romney during the 2012 campaign for his long career as a bloodsucking financial parasite, buying up companies only to strip their assets and drive them into bankruptcy, Booker defended Bain Capital on Meet the Press. Why? Because New Jersey is just across the river from Manhattan and both parties are drowning in Wall Street cash.
    It's almost as if governing is a tough job that requires compromise.

    Nahhh, death to the DINOs!
    prosecutors don't govern they prosecute criminals.
    dem voters don't govern they vote, in 2016 dem voters rejected Corp $ candidates and stayed home, some (Bernie bros) actually protest voted Trump.

    Voters say they want Democrats to seize control of both the House and the Senate, according to a Quinnipiac poll.

    • House: 52-38 in favor of Democrats, 48-37 among independents
    • Senate: 53-39 in favor of Democrats, 49-40 among independents
    Worth paying attention to: The polling for the House. Compare the Democrats' 14-point lead to the 1-point Republican advantage in the nationwide House vote in 2016. All seats are up for grabs.
    Worth a shrug: The Senate polling — not everyone will be voting for the Senate in 2018. There are 10 red-state Democrats up for re-election and one blue-state Republican.

    .........then everything goes to shit once the dem candidates are hand picked chosen

    You're not a Democrat and you voted for Trump, so why do you care what the Democratic party does?
    anyone feel like commenting on the stupid and ignorance of this logic? I've had my fill for the week.
    Yeah I will.  You're not a progressive or liberal either..  
    where are all the lefties this morning?
    I'm guessing they're busy cross dressing, or doing their best to take away good red-blooded American republican's money  and give it to derelicts, and whining about discrimination.  Don't stray your eye from them pinko commie freaks.  Ain't trust them neither! 
    “The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
    Variously credited to Mark Twain or Edward Abbey.













  • OnWis97OnWis97 Posts: 5,138
    JC29856 said:
    mrussel1 said:
    JC29856 said:
    rgambs said:
    JC29856 said:
    rgambs said:
    JC29856 said:
    Harris Booker Patrick

    http://theweek.com/articles/715955/why-leftists-dont-trust-kamala-harris-cory-booker-deval-patrick

    Harris has sometimes displayed a rather Hillary Clinton-esque tendency to say the right thing but not follow through in a vigorous way. Most notoriously, she refused to prosecute Treasury Secretary Steven Mnuchin's old company OneWest for numerous instances of almost certain illegal foreclosure, against the advice of her own Consumer Law Section, and has so far refused to say why. (She was also the only Senate Democratic candidate to get a donation from Mnuchin himself in 2016.)

    Booker is mistrusted because of his ties to Wall Street. Most notoriously, when President Obama attacked Mitt Romney during the 2012 campaign for his long career as a bloodsucking financial parasite, buying up companies only to strip their assets and drive them into bankruptcy, Booker defended Bain Capital on Meet the Press. Why? Because New Jersey is just across the river from Manhattan and both parties are drowning in Wall Street cash.
    It's almost as if governing is a tough job that requires compromise.

    Nahhh, death to the DINOs!
    prosecutors don't govern they prosecute criminals.
    dem voters don't govern they vote, in 2016 dem voters rejected Corp $ candidates and stayed home, some (Bernie bros) actually protest voted Trump.

    Voters say they want Democrats to seize control of both the House and the Senate, according to a Quinnipiac poll.

    • House: 52-38 in favor of Democrats, 48-37 among independents
    • Senate: 53-39 in favor of Democrats, 49-40 among independents
    Worth paying attention to: The polling for the House. Compare the Democrats' 14-point lead to the 1-point Republican advantage in the nationwide House vote in 2016. All seats are up for grabs.
    Worth a shrug: The Senate polling — not everyone will be voting for the Senate in 2018. There are 10 red-state Democrats up for re-election and one blue-state Republican.

    .........then everything goes to shit once the dem candidates are hand picked chosen

    You're not a Democrat and you voted for Trump, so why do you care what the Democratic party does?
    anyone feel like commenting on the stupid and ignorance of this logic? I've had my fill for the week.
    Yeah I will.  You're not a progressive or liberal either..  
    where are all the lefties this morning?
    Turns out liberals work, too.  Who knew?
    1995 Milwaukee     1998 Alpine, Alpine     2003 Albany, Boston, Boston, Boston     2004 Boston, Boston     2006 Hartford, St. Paul (Petty), St. Paul (Petty)     2011 Alpine, Alpine     
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  • JC29856JC29856 Posts: 9,617
    I cant verify the authenticity but here is the memo citing 1000s of violations, the burden of proof is overwhelming.

      https://www.documentcloud.org/documents/3250383-OneWest-Package-Memo.html


  • mrussel1mrussel1 Posts: 29,671
    JC29856 said:
    I cant verify the authenticity but here is the memo citing 1000s of violations, the burden of proof is overwhelming.

      https://www.documentcloud.org/documents/3250383-OneWest-Package-Memo.html


    She must have decided that one donation was better than drilling him in the Senate confirmation. 
  • mrussel1mrussel1 Posts: 29,671
    BTW, Harris isn't even addressed in the memos.  

    Second, did you even read these?  If so, you clearly don't understand bank regulations.  First off, backdating documents is certainly a violation, but the penalties established through this type of behavior is more of a reputation risk than actual statutory damages.  Do a little research on the robo-signing for Bank of America and Chase along with changes in the affidavits of debt in NJ and other states that have specific 30 day time stamps and you'll see that considering the widespread practice that banks used, the penalties on a per case basis were fairly pedestrian.  It was almost like FDCPA statutory violations.  

    Third, the other accusations are related to the belief of the office that One West had insufficient oversight on its third parties.  They spell this out in various ways.  However, that is the most ambiguous of all charges.  In fact, lots of banks have had OCC and OTS findings related to this and they rarely if ever turn into Consent Orders.  They become MRA's (matters requiring attention) and MOU (memos of understanding).  
    They also accuse the bank of obstructing their investigation.  I applaud the bank for this as well.  The "obstruction" was executed by their counsel based on the fact that the regulator was requesting documents that are actually proprietary to another entity NOT under investigation.  
    What you actually have her is the rule of law taking place.  And Harris's office (again, she's not on the memo) declining to try to make law and exact penalties through the use of Consent orders rather than rule making.  That's a very important point.  I'm contrasting this again with the CFPB who has spent the last several years imposing rules through consents across financial markets.  What they do is make the fighting of the penalties (through litigation) more expensive than the penalty.  That way they get to declare victory and impose a rule because the entity makes a business decision and relents.  It's cheaper to settle than to fight.  And then the CFPB gets to use those consents as a bludgeon against other players in the same market.  It's all very brilliant and shitty at the same time.

    Now you probably didn't read all of this and that wouldn't surprise me.  But so you know, I spent six years earlier in my career managing regulators for a top five bank.  I've dealt with the OCC, OTS and FDIC.  I've also dealt with the rookie lawyer at the CFPB.  I know what I"m talking about here.  
  • Halifax2TheMaxHalifax2TheMax Posts: 39,017
    edited August 2017
    mrussel1 said:
    BTW, Harris isn't even addressed in the memos.  

    Second, did you even read these?  If so, you clearly don't understand bank regulations.  First off, backdating documents is certainly a violation, but the penalties established through this type of behavior is more of a reputation risk than actual statutory damages.  Do a little research on the robo-signing for Bank of America and Chase along with changes in the affidavits of debt in NJ and other states that have specific 30 day time stamps and you'll see that considering the widespread practice that banks used, the penalties on a per case basis were fairly pedestrian.  It was almost like FDCPA statutory violations.  

    Third, the other accusations are related to the belief of the office that One West had insufficient oversight on its third parties.  They spell this out in various ways.  However, that is the most ambiguous of all charges.  In fact, lots of banks have had OCC and OTS findings related to this and they rarely if ever turn into Consent Orders.  They become MRA's (matters requiring attention) and MOU (memos of understanding).  
    They also accuse the bank of obstructing their investigation.  I applaud the bank for this as well.  The "obstruction" was executed by their counsel based on the fact that the regulator was requesting documents that are actually proprietary to another entity NOT under investigation.  
    What you actually have her is the rule of law taking place.  And Harris's office (again, she's not on the memo) declining to try to make law and exact penalties through the use of Consent orders rather than rule making.  That's a very important point.  I'm contrasting this again with the CFPB who has spent the last several years imposing rules through consents across financial markets.  What they do is make the fighting of the penalties (through litigation) more expensive than the penalty.  That way they get to declare victory and impose a rule because the entity makes a business decision and relents.  It's cheaper to settle than to fight.  And then the CFPB gets to use those consents as a bludgeon against other players in the same market.  It's all very brilliant and shitty at the same time.

    Now you probably didn't read all of this and that wouldn't surprise me.  But so you know, I spent six years earlier in my career managing regulators for a top five bank.  I've dealt with the OCC, OTS and FDIC.  I've also dealt with the rookie lawyer at the CFPB.  I know what I"m talking about here.  

    Did you ever order pizza? With context and nuance?
    09/15/1998 & 09/16/1998, Mansfield, MA; 08/29/00 08/30/00, Mansfield, MA; 07/02/03, 07/03/03, Mansfield, MA; 09/28/04, 09/29/04, Boston, MA; 09/22/05, Halifax, NS; 05/24/06, 05/25/06, Boston, MA; 07/22/06, 07/23/06, Gorge, WA; 06/27/2008, Hartford; 06/28/08, 06/30/08, Mansfield; 08/18/2009, O2, London, UK; 10/30/09, 10/31/09, Philadelphia, PA; 05/15/10, Hartford, CT; 05/17/10, Boston, MA; 05/20/10, 05/21/10, NY, NY; 06/22/10, Dublin, IRE; 06/23/10, Northern Ireland; 09/03/11, 09/04/11, Alpine Valley, WI; 09/11/11, 09/12/11, Toronto, Ont; 09/14/11, Ottawa, Ont; 09/15/11, Hamilton, Ont; 07/02/2012, Prague, Czech Republic; 07/04/2012 & 07/05/2012, Berlin, Germany; 07/07/2012, Stockholm, Sweden; 09/30/2012, Missoula, MT; 07/16/2013, London, Ont; 07/19/2013, Chicago, IL; 10/15/2013 & 10/16/2013, Worcester, MA; 10/21/2013 & 10/22/2013, Philadelphia, PA; 10/25/2013, Hartford, CT; 11/29/2013, Portland, OR; 11/30/2013, Spokane, WA; 12/04/2013, Vancouver, BC; 12/06/2013, Seattle, WA; 10/03/2014, St. Louis. MO; 10/22/2014, Denver, CO; 10/26/2015, New York, NY; 04/23/2016, New Orleans, LA; 04/28/2016 & 04/29/2016, Philadelphia, PA; 05/01/2016 & 05/02/2016, New York, NY; 05/08/2016, Ottawa, Ont.; 05/10/2016 & 05/12/2016, Toronto, Ont.; 08/05/2016 & 08/07/2016, Boston, MA; 08/20/2016 & 08/22/2016, Chicago, IL; 07/01/2018, Prague, Czech Republic; 07/03/2018, Krakow, Poland; 07/05/2018, Berlin, Germany; 09/02/2018 & 09/04/2018, Boston, MA; 09/08/2022, Toronto, Ont; 09/11/2022, New York, NY; 09/14/2022, Camden, NJ; 09/02/2023, St. Paul, MN; 05/04/2024 & 05/06/2024, Vancouver, BC; 05/10/2024, Portland, OR;

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  • mrussel1mrussel1 Posts: 29,671
    mrussel1 said:
    BTW, Harris isn't even addressed in the memos.  

    Second, did you even read these?  If so, you clearly don't understand bank regulations.  First off, backdating documents is certainly a violation, but the penalties established through this type of behavior is more of a reputation risk than actual statutory damages.  Do a little research on the robo-signing for Bank of America and Chase along with changes in the affidavits of debt in NJ and other states that have specific 30 day time stamps and you'll see that considering the widespread practice that banks used, the penalties on a per case basis were fairly pedestrian.  It was almost like FDCPA statutory violations.  

    Third, the other accusations are related to the belief of the office that One West had insufficient oversight on its third parties.  They spell this out in various ways.  However, that is the most ambiguous of all charges.  In fact, lots of banks have had OCC and OTS findings related to this and they rarely if ever turn into Consent Orders.  They become MRA's (matters requiring attention) and MOU (memos of understanding).  
    They also accuse the bank of obstructing their investigation.  I applaud the bank for this as well.  The "obstruction" was executed by their counsel based on the fact that the regulator was requesting documents that are actually proprietary to another entity NOT under investigation.  
    What you actually have her is the rule of law taking place.  And Harris's office (again, she's not on the memo) declining to try to make law and exact penalties through the use of Consent orders rather than rule making.  That's a very important point.  I'm contrasting this again with the CFPB who has spent the last several years imposing rules through consents across financial markets.  What they do is make the fighting of the penalties (through litigation) more expensive than the penalty.  That way they get to declare victory and impose a rule because the entity makes a business decision and relents.  It's cheaper to settle than to fight.  And then the CFPB gets to use those consents as a bludgeon against other players in the same market.  It's all very brilliant and shitty at the same time.

    Now you probably didn't read all of this and that wouldn't surprise me.  But so you know, I spent six years earlier in my career managing regulators for a top five bank.  I've dealt with the OCC, OTS and FDIC.  I've also dealt with the rookie lawyer at the CFPB.  I know what I"m talking about here.  

    Did you ever order pizza? With context and nuance?
    Pizza = bad  Trump = good 
    Life is simple....like healthcare and N. Korea.
  • brianluxbrianlux Posts: 42,022
    mrussel1 said:
    mrussel1 said:
    BTW, Harris isn't even addressed in the memos.  

    Second, did you even read these?  If so, you clearly don't understand bank regulations.  First off, backdating documents is certainly a violation, but the penalties established through this type of behavior is more of a reputation risk than actual statutory damages.  Do a little research on the robo-signing for Bank of America and Chase along with changes in the affidavits of debt in NJ and other states that have specific 30 day time stamps and you'll see that considering the widespread practice that banks used, the penalties on a per case basis were fairly pedestrian.  It was almost like FDCPA statutory violations.  

    Third, the other accusations are related to the belief of the office that One West had insufficient oversight on its third parties.  They spell this out in various ways.  However, that is the most ambiguous of all charges.  In fact, lots of banks have had OCC and OTS findings related to this and they rarely if ever turn into Consent Orders.  They become MRA's (matters requiring attention) and MOU (memos of understanding).  
    They also accuse the bank of obstructing their investigation.  I applaud the bank for this as well.  The "obstruction" was executed by their counsel based on the fact that the regulator was requesting documents that are actually proprietary to another entity NOT under investigation.  
    What you actually have her is the rule of law taking place.  And Harris's office (again, she's not on the memo) declining to try to make law and exact penalties through the use of Consent orders rather than rule making.  That's a very important point.  I'm contrasting this again with the CFPB who has spent the last several years imposing rules through consents across financial markets.  What they do is make the fighting of the penalties (through litigation) more expensive than the penalty.  That way they get to declare victory and impose a rule because the entity makes a business decision and relents.  It's cheaper to settle than to fight.  And then the CFPB gets to use those consents as a bludgeon against other players in the same market.  It's all very brilliant and shitty at the same time.

    Now you probably didn't read all of this and that wouldn't surprise me.  But so you know, I spent six years earlier in my career managing regulators for a top five bank.  I've dealt with the OCC, OTS and FDIC.  I've also dealt with the rookie lawyer at the CFPB.  I know what I"m talking about here.  

    Did you ever order pizza? With context and nuance?
    Pizza = bad  Trump = good 
    Life is simple....like healthcare and N. Korea.
    North Korea is bad.  It's terrible!  A country full of poor peasants  barely scarping by to stay alive, bowing down (to avoid punishment) to a small and powerful minority of cruel leadership.  Maybe bad is not the word.  Just sad.  Terribly sad. 
    “The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
    Variously credited to Mark Twain or Edward Abbey.













  • JC29856JC29856 Posts: 9,617
    mrussel1 said:
    BTW, Harris isn't even addressed in the memos.  

    Second, did you even read these?  If so, you clearly don't understand bank regulations.  First off, backdating documents is certainly a violation, but the penalties established through this type of behavior is more of a reputation risk than actual statutory damages.  Do a little research on the robo-signing for Bank of America and Chase along with changes in the affidavits of debt in NJ and other states that have specific 30 day time stamps and you'll see that considering the widespread practice that banks used, the penalties on a per case basis were fairly pedestrian.  It was almost like FDCPA statutory violations.  

    Third, the other accusations are related to the belief of the office that One West had insufficient oversight on its third parties.  They spell this out in various ways.  However, that is the most ambiguous of all charges.  In fact, lots of banks have had OCC and OTS findings related to this and they rarely if ever turn into Consent Orders.  They become MRA's (matters requiring attention) and MOU (memos of understanding).  
    They also accuse the bank of obstructing their investigation.  I applaud the bank for this as well.  The "obstruction" was executed by their counsel based on the fact that the regulator was requesting documents that are actually proprietary to another entity NOT under investigation.  
    What you actually have her is the rule of law taking place.  And Harris's office (again, she's not on the memo) declining to try to make law and exact penalties through the use of Consent orders rather than rule making.  That's a very important point.  I'm contrasting this again with the CFPB who has spent the last several years imposing rules through consents across financial markets.  What they do is make the fighting of the penalties (through litigation) more expensive than the penalty.  That way they get to declare victory and impose a rule because the entity makes a business decision and relents.  It's cheaper to settle than to fight.  And then the CFPB gets to use those consents as a bludgeon against other players in the same market.  It's all very brilliant and shitty at the same time.

    Now you probably didn't read all of this and that wouldn't surprise me.  But so you know, I spent six years earlier in my career managing regulators for a top five bank.  I've dealt with the OCC, OTS and FDIC.  I've also dealt with the rookie lawyer at the CFPB.  I know what I"m talking about here.  
    That's a great write up and you certainly should be proud of your experience and accomplishments, but it still doesn't explain why Harris's office (in 2013 while she was CA AG) recommended charges against West One (see very last sentence) and why Harris's only explanation was:
    “It’s a decision my office made,” she said, in response to questions from The Hill shortly after being sworn in as California’s newest U.S. senator.

    “We went and we followed the facts and the evidence, and it’s a decision my office made,” Harris said. “We pursued it just like any other case. We go and we take a case wherever the facts lead us.”

    I think its hysterical that you somehow equate "degree of violation" to "penalties" on a case by case basis! All you're really saying is well everybody did it a million times over so no big deal, its common practice and pedestrian. Have you forgotten about the bank immunity deals with all 50 state AGs? Do you think the banks begging for immunity had anything to do with prosecution and "penalties"?

    In any event... "I think you won, but I really really enjoyed the fight"

  • mrussel1mrussel1 Posts: 29,671
    JC29856 said:
    mrussel1 said:
    BTW, Harris isn't even addressed in the memos.  

    Second, did you even read these?  If so, you clearly don't understand bank regulations.  First off, backdating documents is certainly a violation, but the penalties established through this type of behavior is more of a reputation risk than actual statutory damages.  Do a little research on the robo-signing for Bank of America and Chase along with changes in the affidavits of debt in NJ and other states that have specific 30 day time stamps and you'll see that considering the widespread practice that banks used, the penalties on a per case basis were fairly pedestrian.  It was almost like FDCPA statutory violations.  

    Third, the other accusations are related to the belief of the office that One West had insufficient oversight on its third parties.  They spell this out in various ways.  However, that is the most ambiguous of all charges.  In fact, lots of banks have had OCC and OTS findings related to this and they rarely if ever turn into Consent Orders.  They become MRA's (matters requiring attention) and MOU (memos of understanding).  
    They also accuse the bank of obstructing their investigation.  I applaud the bank for this as well.  The "obstruction" was executed by their counsel based on the fact that the regulator was requesting documents that are actually proprietary to another entity NOT under investigation.  
    What you actually have her is the rule of law taking place.  And Harris's office (again, she's not on the memo) declining to try to make law and exact penalties through the use of Consent orders rather than rule making.  That's a very important point.  I'm contrasting this again with the CFPB who has spent the last several years imposing rules through consents across financial markets.  What they do is make the fighting of the penalties (through litigation) more expensive than the penalty.  That way they get to declare victory and impose a rule because the entity makes a business decision and relents.  It's cheaper to settle than to fight.  And then the CFPB gets to use those consents as a bludgeon against other players in the same market.  It's all very brilliant and shitty at the same time.

    Now you probably didn't read all of this and that wouldn't surprise me.  But so you know, I spent six years earlier in my career managing regulators for a top five bank.  I've dealt with the OCC, OTS and FDIC.  I've also dealt with the rookie lawyer at the CFPB.  I know what I"m talking about here.  
    That's a great write up and you certainly should be proud of your experience and accomplishments, but it still doesn't explain why Harris's office (in 2013 while she was CA AG) recommended charges against West One (see very last sentence) and why Harris's only explanation was:
    “It’s a decision my office made,” she said, in response to questions from The Hill shortly after being sworn in as California’s newest U.S. senator.

    “We went and we followed the facts and the evidence, and it’s a decision my office made,” Harris said. “We pursued it just like any other case. We go and we take a case wherever the facts lead us.”

    I think its hysterical that you somehow equate "degree of violation" to "penalties" on a case by case basis! All you're really saying is well everybody did it a million times over so no big deal, its common practice and pedestrian. Have you forgotten about the bank immunity deals with all 50 state AGs? Do you think the banks begging for immunity had anything to do with prosecution and "penalties"?

    In any event... "I think you won, but I really really enjoyed the fight"

    The junior attorneys made the recommendation to her senior staff.  As I pointed out, she wasn't on the memo.  Her staff (which is her "office") did not recommend prosecution.  Junior attorneys are over zealous and lack experience.  
  • mrussel1mrussel1 Posts: 29,671
    edited August 2017
    brianlux said:
    mrussel1 said:
    mrussel1 said:
    BTW, Harris isn't even addressed in the memos.  

    Second, did you even read these?  If so, you clearly don't understand bank regulations.  First off, backdating documents is certainly a violation, but the penalties established through this type of behavior is more of a reputation risk than actual statutory damages.  Do a little research on the robo-signing for Bank of America and Chase along with changes in the affidavits of debt in NJ and other states that have specific 30 day time stamps and you'll see that considering the widespread practice that banks used, the penalties on a per case basis were fairly pedestrian.  It was almost like FDCPA statutory violations.  

    Third, the other accusations are related to the belief of the office that One West had insufficient oversight on its third parties.  They spell this out in various ways.  However, that is the most ambiguous of all charges.  In fact, lots of banks have had OCC and OTS findings related to this and they rarely if ever turn into Consent Orders.  They become MRA's (matters requiring attention) and MOU (memos of understanding).  
    They also accuse the bank of obstructing their investigation.  I applaud the bank for this as well.  The "obstruction" was executed by their counsel based on the fact that the regulator was requesting documents that are actually proprietary to another entity NOT under investigation.  
    What you actually have her is the rule of law taking place.  And Harris's office (again, she's not on the memo) declining to try to make law and exact penalties through the use of Consent orders rather than rule making.  That's a very important point.  I'm contrasting this again with the CFPB who has spent the last several years imposing rules through consents across financial markets.  What they do is make the fighting of the penalties (through litigation) more expensive than the penalty.  That way they get to declare victory and impose a rule because the entity makes a business decision and relents.  It's cheaper to settle than to fight.  And then the CFPB gets to use those consents as a bludgeon against other players in the same market.  It's all very brilliant and shitty at the same time.

    Now you probably didn't read all of this and that wouldn't surprise me.  But so you know, I spent six years earlier in my career managing regulators for a top five bank.  I've dealt with the OCC, OTS and FDIC.  I've also dealt with the rookie lawyer at the CFPB.  I know what I"m talking about here.  

    Did you ever order pizza? With context and nuance?
    Pizza = bad  Trump = good 
    Life is simple....like healthcare and N. Korea.
    North Korea is bad.  It's terrible!  A country full of poor peasants  barely scarping by to stay alive, bowing down (to avoid punishment) to a small and powerful minority of cruel leadership.  Maybe bad is not the word.  Just sad.  Terribly sad. 
    N. Korea is like New Hampshire... just a drug infested den.  
  • brianluxbrianlux Posts: 42,022
    mrussel1 said:
    brianlux said:
    mrussel1 said:
    mrussel1 said:
    BTW, Harris isn't even addressed in the memos.  

    Second, did you even read these?  If so, you clearly don't understand bank regulations.  First off, backdating documents is certainly a violation, but the penalties established through this type of behavior is more of a reputation risk than actual statutory damages.  Do a little research on the robo-signing for Bank of America and Chase along with changes in the affidavits of debt in NJ and other states that have specific 30 day time stamps and you'll see that considering the widespread practice that banks used, the penalties on a per case basis were fairly pedestrian.  It was almost like FDCPA statutory violations.  

    Third, the other accusations are related to the belief of the office that One West had insufficient oversight on its third parties.  They spell this out in various ways.  However, that is the most ambiguous of all charges.  In fact, lots of banks have had OCC and OTS findings related to this and they rarely if ever turn into Consent Orders.  They become MRA's (matters requiring attention) and MOU (memos of understanding).  
    They also accuse the bank of obstructing their investigation.  I applaud the bank for this as well.  The "obstruction" was executed by their counsel based on the fact that the regulator was requesting documents that are actually proprietary to another entity NOT under investigation.  
    What you actually have her is the rule of law taking place.  And Harris's office (again, she's not on the memo) declining to try to make law and exact penalties through the use of Consent orders rather than rule making.  That's a very important point.  I'm contrasting this again with the CFPB who has spent the last several years imposing rules through consents across financial markets.  What they do is make the fighting of the penalties (through litigation) more expensive than the penalty.  That way they get to declare victory and impose a rule because the entity makes a business decision and relents.  It's cheaper to settle than to fight.  And then the CFPB gets to use those consents as a bludgeon against other players in the same market.  It's all very brilliant and shitty at the same time.

    Now you probably didn't read all of this and that wouldn't surprise me.  But so you know, I spent six years earlier in my career managing regulators for a top five bank.  I've dealt with the OCC, OTS and FDIC.  I've also dealt with the rookie lawyer at the CFPB.  I know what I"m talking about here.  

    Did you ever order pizza? With context and nuance?
    Pizza = bad  Trump = good 
    Life is simple....like healthcare and N. Korea.
    North Korea is bad.  It's terrible!  A country full of poor peasants  barely scarping by to stay alive, bowing down (to avoid punishment) to a small and powerful minority of cruel leadership.  Maybe bad is not the word.  Just sad.  Terribly sad. 
    N. Korea is like New Hampshire... just a drug infested den.  
    Whatever you say, Mr. Trump.

    http://thehill.com/homenews/administration/345125-trump-calls-new-hampshire-a-drug-infested-den-in-call-with-mexican

    “The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
    Variously credited to Mark Twain or Edward Abbey.













  • ^^^
    Mr. Lux - go to the impending impeachment thread pg 55.  A poster on there posted a link w/ full video by CNN on this.

  • brianluxbrianlux Posts: 42,022
    ^^^
    Mr. Lux - go to the impending impeachment thread pg 55.  A poster on there posted a link w/ full video by CNN on this.

    Saw the one about New Hampshire's drug problem. 

    North Korea?  If I were a captive of the country I would have a drug problem too.  I just don't think the country is bad, just it's insane rulers.


    “The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
    Variously credited to Mark Twain or Edward Abbey.













  • mrussel1mrussel1 Posts: 29,671
    brianlux said:
    ^^^
    Mr. Lux - go to the impending impeachment thread pg 55.  A poster on there posted a link w/ full video by CNN on this.

    Saw the one about New Hampshire's drug problem. 

    North Korea?  If I were a captive of the country I would have a drug problem too.  I just don't think the country is bad, just it's insane rulers.


    Corruption and evil rarely extends to the civilians.  This was true in Soviet Russia and the N. Koreans probably also fit that mold.  They just want to survive and provide.  The exception is Nazi Germany.  There is a whole school of thought led by Daniel Goldhagen that people were complicit (not just the SS, Gestapo, etc., but the actual citizens).  It's pretty controversial.  They are called Hitler's wiling executioners.  
  • brianluxbrianlux Posts: 42,022
    mrussel1 said:
    brianlux said:
    ^^^
    Mr. Lux - go to the impending impeachment thread pg 55.  A poster on there posted a link w/ full video by CNN on this.

    Saw the one about New Hampshire's drug problem. 

    North Korea?  If I were a captive of the country I would have a drug problem too.  I just don't think the country is bad, just it's insane rulers.


    Corruption and evil rarely extends to the civilians.  This was true in Soviet Russia and the N. Koreans probably also fit that mold.  They just want to survive and provide.  The exception is Nazi Germany.  There is a whole school of thought led by Daniel Goldhagen that people were complicit (not just the SS, Gestapo, etc., but the actual citizens).  It's pretty controversial.  They are called Hitler's wiling executioners.  
    Quite true, but where did the Milgram experiment take place and what were it's results?  I would like to think there are places where the average person would not be complicit in acts of cruelty. I hope we've learned something.

    Aaaand, just as a reminder as to what the topic of this thread is:

    https://www.youtube.com/watch?v=pYb8Wm6-QfA

    “The fear of death follows from the fear of life. A man [or woman] who lives fully is prepared to die at any time.”
    Variously credited to Mark Twain or Edward Abbey.













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