Obama care, What do you think of this ?
Godfather.
Posts: 12,504
States are starting to roll out details about the exchanges, providing a look at just how affordable coverage under the Affordable Care Act will be. Some potential participants may be surprised at the figures: $2,000 deductibles, $45 primary care visit co-pays, and $250 emergency room tabs.
http://money.cnn.com/2013/06/13/news/ec ... &hpt=hp_t2
Godfather.
http://money.cnn.com/2013/06/13/news/ec ... &hpt=hp_t2
Godfather.
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Comments
Typo Man: "Thanks kidz, but remembir, stay in skool!"
"Well, you tell him that I don't talk to suckas."
"...I changed by not changing at all..."
"Well, you tell him that I don't talk to suckas."
maybe...or not.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
remember, they did the same thing with hillarycare to disparage hillary.
the gop and those that frame their talking points are masters of language.
"Well, you tell him that I don't talk to suckas."
As to the issue itself, the deductible shown is way higher than I currently pay. The ER fee shown is way lower than we've EVER paid. Co-pay shown is a bit higher.
BinFrog, I'm cool with contributing some to make up for those who can't afford it...but what happens when said contributions fuck with my ability to pay for our own care, and now I need help?
This guy is better qualified.
This is absolutely true. Same folks called it Romneycare when they hated him for doing it...I would wear it as a badge of honor if I were the president, and i would quit calling it Obamacare if I were the republicans and start talking about the actual merits of the bill and what they want defunded....I am fairly confident most people in congress who are for or against it vehemently still don't know what is in it and how it will help and how it may hurt.
It is terrifying when you are too stupid to know who is dumb
- Joe Rogan
"Well, you tell him that I don't talk to suckas."
I wish they would have put what it was after you reach your deductible, 80/20?. 2000 is a pretty high deductible, but if you don't get sick you won't have to reach it. for $300 a month I think that is pretty reasonable though.
To put it in perspective GF, through my employer right now I have great insurance. My out of pocket is minuscule, my deductible is basically none existent and my premium per month is somewhere near 700. My co-pay is 30 and my ER/outpatient surgery is 100...Most of the actual premium is paid by my employer, all of it was up until a few years ago. $4000 max out of pocket is a pretty solid deal i think. But it all depends on how much you go to the doctor. If you don't go often at all it costs you nothing but the premium, but if you go all the time or are on a recurring care plan 4000 max out of pocket might sound pretty god damn solid. Am i missing something with that? anyone?
I am against this bill in principle mainly because it won't do much to curb rising costs for care and might make it worse, but I don't think one can deny it will do a lot of good for a lot of people. I think they should have bullied through a universal system because at this point doing anything else would be, and is going to be like herding cats. It is the only thing that would have brought costs down, or at least keep them on a lower growth pace.
It is terrifying when you are too stupid to know who is dumb
- Joe Rogan
Non story, move along please
http://www.washingtontimes.com/blog/ins ... ion/print/
then there is no reason for your reply,move along .
Godfather.
they could not come together for something more comprehensive, so get them out of there so new blood might be able to fix something.
"Well, you tell him that I don't talk to suckas."
Why you're against it is one of the reasons I'm for it. It's a step towards a single payer system. Costs will still rise, but now with everyone seeing that they're paying into it, it will create a push to move towards a Canadian/Western European model.
my medical insurance at work is awsome (kaiser) I had a stint placement about 9 months ago and it cost me $50 for the emergency room and 500 for everything else including a 4 day stay at the kaiser hotel LOL!
for my wife and son on my plan is about $400 a month and that is with a $15 co pay per visit and all lab work is free of a co pay.
I don't really want the obama plan but I can see why some folks would,by the way france has the same plan but they have a totaly different system that would take to much space to explane.
Godfather.
times such as these...
i believe it to be in our best interests to implement....public slappings.
said slappings would unite all types of Americans.
What if I told you that due to Romneycare, I pay considerably less than $400 per month for my private insurance from my company, and it is free for all dr visits and lab work, but 100 per ER (so basically they same)?
That's great... but, what happens when your employer decides to lay you off?
Hail, Hail!!!
It was THE best thing that Romney ever did for MA other than move back to Utah.
That being said, it was sad to see him attempt to distance himself from it, considering how proud he was of the accomplishment.
http://www.thedailybeast.com/articles/2 ... trait.html
Oh well.
then all the working class will pay for my family and I to have medical insurance.
I agree something has to be done about mdeical insr. but I also think that the current plan is slopy and made for the people that don't ever plan on working and I don't mean the retired and disabled or the people that lost a job,this country is full of people that live off the system and some for generations or the people that come across our borders illegaly,people that never paid into social security , that just don't seem right that the hard working people that have been busting their balls all their lives now are expected to cover those people.. this whole "spread the wealth" bullshit obama talks about sounds like some hippie commune.
Godfather.
you make a good point. It might make people realize that there is a different way to do health insurance. None of it matters if the cost of care keeps skyrocketing...which is my fear with even more gauranteed payments coming to hospitals and clinics. They bill a certain amount to insurance over those who are uninsured because they know they will get it paid. That is a problem...the pricing structure isn't truly based on the cost of the procedure.
Universal really is the only way to go from a cost perspective. However, there is still going to be a debate over what that will do to the quality of care. All the stats in the world won't be able to convince those that believe in death panels.
It is terrifying when you are too stupid to know who is dumb
- Joe Rogan
I think that's the same mentality the lemmings have when they go on their little journey. The government truly mismanages and makes far less efficient and far more costly pretty much everything they get their hands on.
We need to think outside the box.
I think making it illegal for companies to provide insurance as a benefit is a start to fixing things. I also think insurance should be more along the lines of car or house insurance where the deductible is very high and you only use it for emergencies and not maintenance.
That's what would fix it.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
So..making insurance useless in most cases will fix it?
Your blanket comment about government mismanaging and making things far more costly is more lemming like then the mentality of someone drawn to a single payer system. Why do countries that have that system now keep costs lower than the current private system in the U.S.?
Wonder why?