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debt collection practices

shawndyershawndyer Posts: 271
edited August 2012 in All Encompassing Trip
My gf just got a letter from debt collector about an old cc debt from 2005. She had disputed in from a previous collection agency saying the sol of 7 years was up. All 3 bureaus agreed and removed it from her file. This is from a different agency but same original creditor. Do I send a request for validation? The sol in r.i. for them to keep asking for money is 10 years. Should she be nervous about this reappearing on her report?
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  • 8181 Needing a ride to Forest Hills and a ounce of weed. Please inquire within. Thanks. Or not. Posts: 58,276
    tell them it's been paid in full and dismissed.....

    at least that is what i would do
    81 is now off the air

    Off_Air.jpg
  • DS1119DS1119 Posts: 33,497
    shawndyer wrote:
    My gf just got a letter from debt collector about an old cc debt from 2005. She had disputed in from a previous collection agency saying the sol of 7 years was up. All 3 bureaus agreed and removed it from her file. This is from a different agency but same original creditor. Do I send a request for validation? The sol in r.i. for them to keep asking for money is 10 years. Should she be nervous about this reappearing on her report?


    I wouldn't do anything to be quite frank. If they can't report anything to the agaencys (which at this point they can't) I wouldn't ask them for anything. Perhaps asking them for validation of the debt may open a new case...not sure about that...but if I were you I wouldn't do anything and just monitor her credit reports.


    However, I guess they could always file a judgement against her...where's a lawyer when we need one. :lol:
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