Think you'll never need welfare? Play this game & find out!

_

JOEJOEJOE wrote:

_ wrote:

mookeywrench wrote:

You can fault them because there's many safety nets around unexpectedly losing a job. You can priotize finding a job that has good job security or have the 6 months savings cusion.

If unemployment is a constant inherant risk then it never comes unexpected. See it that way and you'll always be prepared.

NO ONE can guarantee that they'll always be prepared.

You can't guarantee it, but you can take steps to be partially prepared.

True. But I get REALLY tired of the constant judgement of anyone who is down on his luck that it must be because he was irresponsible & made bad choices - and is therefore not as good a person as those of us who have been more fortunate. ANY one of us, no matter how well we've prepared or how responsible we think we are, can fall upon hard times. We can have an unexpected accident or illness that costs us everything we own & then some in medical bills. We can lose our jobs & be unable to find another comparable one. We can lose all our money and investments in a Depression. (Doesn't anyone here have grandparents or parents who remember what times were like for even the most "prepared" people during the Depression?) Plus, not everyone has the same opportunities to prepare as other people do.

There but for the grace of God go I... and all of you.

mookeywrench

_ wrote:

JOEJOEJOE wrote:

True. But I get REALLY tired of the constant judgement of anyone who is down on his luck that it must be because he was irresponsible & made bad choices - and is therefore not as good a person as those of us who have been more fortunate. ANY one of us, no matter how well we've prepared or how responsible we think we are, can fall upon hard times. We can have an unexpected accident or illness that costs us everything we own & then some in medical bills. We can lose our jobs & be unable to find another comparable one. We can lose all our money and investments in a Depression. (Doesn't anyone here have grandparents or parents who remember what times were like for even the most "prepared" people during the Depression?) Plus, not everyone has the same opportunities to prepare as other people do.

There but for the grace of God go I... and all of you.

irresponsible- maybe....made bad choices - maybe. Had bad luck-maybe. Case by case basis on all of those. Not being a good person...definitely not the case that anyone is trying to make. Anyone can fall on hard times, but anyone can also be ready (to the best of their ability) for those hard times.

And I'm not saying that welfare is bad. It's good for those who truly need it for cases that you've mentioned. But, it's so easy to abuse welfare whether it be by people who resort to way before they need it, or to those who just flat out take advantage of it. The negatives of the system simply outweight the good.

The welfare/donation system is a diseconomy of scale, the gov't can't oversee every single case for what it is, but smaller businesses and individuals do have that ability to better judge. Therefore, that's who it should be left to.

zarocat

I ran out of money on day 20 because of my Grandfathers funeral

JOEJOEJOE

If unemployment is a constant inherant risk then it never comes unexpected. See it that way and you'll always be prepared.[/quote]

NO ONE can guarantee that they'll always be prepared.[/quote]

You can't guarantee it, but you can take steps to be partially prepared.[/quote]

True. But I get REALLY tired of the constant judgement of anyone who is down on his luck that it must be because he was irresponsible & made bad choices - and is therefore not as good a person as those of us who have been more fortunate. ANY one of us, no matter how well we've prepared or how responsible we think we are, can fall upon hard times. We can have an unexpected accident or illness that costs us everything we own & then some in medical bills. We can lose our jobs & be unable to find another comparable one. We can lose all our money and investments in a Depression. (Doesn't anyone here have grandparents or parents who remember what times were like for even the most "prepared" people during the Depression?) Plus, not everyone has the same opportunities to prepare as other people do.

There but for the grace of God go I... and all of you.[/quote]

There are many different types of "bad" choices. Living beyond your means is a bad choice, and irresponsible.

There is a big difference between being unfortunate and irresponsible.

_

JOEJOEJOE wrote:

If unemployment is a constant inherant risk then it never comes unexpected. See it that way and you'll always be prepared.

NO ONE can guarantee that they'll always be prepared.[/quote]

You can't guarantee it, but you can take steps to be partially prepared.[/quote]

True. But I get REALLY tired of the constant judgement of anyone who is down on his luck that it must be because he was irresponsible & made bad choices - and is therefore not as good a person as those of us who have been more fortunate. ANY one of us, no matter how well we've prepared or how responsible we think we are, can fall upon hard times. We can have an unexpected accident or illness that costs us everything we own & then some in medical bills. We can lose our jobs & be unable to find another comparable one. We can lose all our money and investments in a Depression. (Doesn't anyone here have grandparents or parents who remember what times were like for even the most "prepared" people during the Depression?) Plus, not everyone has the same opportunities to prepare as other people do.

There but for the grace of God go I... and all of you.[/quote]

There are many different types of "bad" choices. Living beyond your means is a bad choice, and irresponsible.

There is a big difference between being unfortunate and irresponsible.[/quote]

I agree. I'd just like to see more acknowledgment around here that many people are in worse positions than others because they were unfortunate - not necessarily irresponsible. I'd also like to see some acknowledgment that many people are in better positions than others because they have been fortunate - not necessarily responsible.

JOEJOEJOE

There are all sorts of people here. Some may have been placed in their situation (either good or bad) as a result of their actions, while others got there due to good or bad luck.

Every situation is unique.