I'd rather have a private plan, although the feds would find a way to get their hands on that too. Take what I have contributed and give me my own 401k. I don't expect SS to be there when I get to that age, which will be 87 by the time I'm eligible.
You need to set up your own accounts and not depend on the government to help. Because if you do rely upon them you may be working forever.
Well, if you actively don't want it and enough others agree, you may get what you want and have no SS there for you. I have a hunch it will be there though. The question is what level the pay-outs will have, and that's also a political choice.
Peace
Dan
"YOU [humans] NEED TO BELIEVE IN THINGS THAT AREN'T TRUE. HOW ELSE CAN THEY BECOME?" - Death
"Every judgment teeters on the brink of error. To claim absolute knowledge is to become monstrous. Knowledge is an unending adventure at the edge of uncertainty." - Frank Herbert, Dune, 1965
btw,
about the death penalty thread.
i will be glad to pull the lever or fire the bullet well up into my 70's.
there would be no need in retiring from that gig anytime soon.
i can't use the needle though i am no Dr.
fuckers.......
btw,
about the death penalty thread.
i will be glad to pull the lever or fire the bullet well up into my 70's.
there would be no need in retiring from that gig anytime soon.
i can't use the needle though i am no Dr.
fuckers.......
if you are not going to contribute anything of substance please stay out of my thread. we have a serious and civil discussion going on here and i would appreciate it if people would not derail it. you have your own trainrwreck of a thread to post this stuff in. thank you very much.
"You can tell the greatness of a man by what makes him angry." - Lincoln
Well, you could stop underfunding SS instead, and start paying more into it to keep it going as before. But that would probably piss off people that think people should pay into their own private plans rather than have a public alternative...
Peace
Dan
do you think that paying for those things i stated in my above post are necessary?
I didn't say anything about the otherwise budget. Surely, you could cut military spending and increase SS payments so the tax effect to the individual would be 0 if you wanted. Just highlighting that the problem is underfunding and a certain unwillingness to allocate the funds needed to maintain it. It's just a political choice. As is the question whether you'll save in other parts of the budget to make it happen.
Peace
Dan
i see your point, and every politician in my memoey has campaigned on not touching social security. remember gore's lockbox? then bush comes along and raids it like a stoner raiding a bag of funions...underfunding is the biggest issue yes you are correct there. just as i think overfunding those things i listed is an issue.
"You can tell the greatness of a man by what makes him angry." - Lincoln
I'd rather have a private plan, although the feds would find a way to get their hands on that too. Take what I have contributed and give me my own 401k. I don't expect SS to be there when I get to that age, which will be 87 by the time I'm eligible.
You need to set up your own accounts and not depend on the government to help. Because if you do rely upon them you may be working forever.
Well, if you actively don't want it and enough others agree, you may get what you want and have no SS there for you. I have a hunch it will be there though. The question is what level the pay-outs will have, and that's also a political choice.
Peace
Dan
i agree with both of you two here as well. i don't expect much from it either. but if i am somehow disabled or chronically sick and unable to work, i better get what i am entitled to, just like if i were a politician i would fight to make sure everyone got the payouts they were entitled to. finding the funding is all about priorities. we can care for our elderly citizens who had been productive members of society or we can provide for strong defense and pay halliburton $300 for a $15 hammer. priorities and doing the right thing, that should be the objective here.
"You can tell the greatness of a man by what makes him angry." - Lincoln
btw,
about the death penalty thread.
i will be glad to pull the lever or fire the bullet well up into my 70's.
there would be no need in retiring from that gig anytime soon.
i can't use the needle though i am no Dr.
fuckers.......
if you are not going to contribute anything of substance please stay out of my thread. we have a serious and civil discussion going on here and i would appreciate it if people would not derail it. you have your own trainrwreck of a thread to post this stuff in. thank you very much.
i am sorry you do not appreciate what i have to share in this thread.
it is true though.
when i am a senior citizen i would enjoy pulling the lever for the roasting.
btw,
about the death penalty thread.
i will be glad to pull the lever or fire the bullet well up into my 70's.
there would be no need in retiring from that gig anytime soon.
i can't use the needle though i am no Dr.
fuckers.......
if you are not going to contribute anything of substance please stay out of my thread. we have a serious and civil discussion going on here and i would appreciate it if people would not derail it. you have your own trainrwreck of a thread to post this stuff in. thank you very much.
i am sorry you do not appreciate what i have to share in this thread.
it is true though.
when i am a senior citizen i would enjoy pulling the lever for the roasting.
again, why retire from such a rewarding gig?
i don't appreciate it. now please go back to your mockery of a thread and stop making a mockery of this one.
"You can tell the greatness of a man by what makes him angry." - Lincoln
People need to focus on thier own retirement plans, starting them up young- I started a ROTH IRA when i was 23 and a 401K once I started my career. Same as my wife. We should get rid of the SS system and, hopefully this will make people smarter about their money and retirement. I know i will not be working when i am 70 and the same with my children, and thats all i care about. You guys realize that you can do something about this right??? your the one that conrtols how you spend/use your money. I live my life by determining weather things are wants or needs.
People need to focus on thier own retirement plans, starting them up young- I started a ROTH IRA when i was 23 and a 401K once I started my career. Same as my wife. We should get rid of the SS system and, hopefully this will make people smarter about their money and retirement. I know i will not be working when i am 70 and the same with my children, and thats all i care about. You guys realize that you can do something about this right??? your the one that conrtols how you spend/use your money. I live my life by determining weather things are wants or needs.
i understand what you are saying and i have started young. so stop social security and do what with that money? build more bombs? what about the people that did not save? they were promised social security and medical coverage. make them work their whole lives and end up destitute and unable to afford their food and more importantly other necessities to live such as medication? i am talking about having to wait until age 70 for SS and MEDICARE benefits. do you know what it costs to insure a 70 year old? they are very high risk so they are very expensive. it is not right to make people wait until age 70 to have their healthcare taken care of.
"You can tell the greatness of a man by what makes him angry." - Lincoln
People need to focus on thier own retirement plans, starting them up young- I started a ROTH IRA when i was 23 and a 401K once I started my career. Same as my wife. We should get rid of the SS system and, hopefully this will make people smarter about their money and retirement. I know i will not be working when i am 70 and the same with my children, and thats all i care about. You guys realize that you can do something about this right??? your the one that conrtols how you spend/use your money. I live my life by determining weather things are wants or needs.
couldn't agree more. If you are a working adult you can afford to save for your retirement. it may only be small amounts but it is necessary to do. I also started a roth at a young age, 18, and have seen it go up and seen it come down, but I am up on my principle and that is all that matters. People need to be more proactive if they wish to retire. Personally I don't think i will ever stop working, but that is more because i want to, not because I have to do it. I cannot wait for the day when I "retire" from the damn rat race and get a job doing what I want to do. People would have a lot more $ to put into their own plans if the government quit taking for SS. But that would require people taking responsibility for something...and we cannot ask them to do that...
Ultimately this can only work if Social Security is phased out. Obviously it cannot be scrapped, and everyone who put money into it should get something out of it. and there definitely need to be programs from poor seniors, don't get me wrong, but what they look like in my view should be a lot different than what social security looks like today.
that’s right! Can’t we all just get together and focus on our real enemies: monogamous gays and stem cells… - Ned Flanders
It is terrifying when you are too stupid to know who is dumb
- Joe Rogan
i understand what you are saying and i have started young. so stop social security and do what with that money? build more bombs? what about the people that did not save? they were promised social security and medical coverage. make them work their whole lives and end up destitute and unable to afford their food and more importantly other necessities to live such as medication? i am talking about having to wait until age 70 for SS and MEDICARE benefits. do you know what it costs to insure a 70 year old? they are very high risk so they are very expensive. it is not right to make people wait until age 70 to have their healthcare taken care of.
There are many programs that could use the money, or give in back in terms of tax refunds. What about the people??? Its not my fault people rely on the goverment to take care of them. Why must we take care of everybody all the time, its like if one person falls behind we all have to pay for it until they are living just like us, yet they didn't earn it. Its frustrating. I aggree with you that its sad that they want to make people wait until 70 years old to have that taken care of. Thats why its best to take care of your self so you and your family is not affected by stupid shit like this.
I'd rather have a private plan, although the feds would find a way to get their hands on that too. Take what I have contributed and give me my own 401k. I don't expect SS to be there when I get to that age, which will be 87 by the time I'm eligible.
You need to set up your own accounts and not depend on the government to help. Because if you do rely upon them you may be working forever.
...
That's because Social Security is not a retirement pension fund... Social Security was created as a SUPPLEMENT Retirement fund. You're supposed to get a job, save some of your earnings to retire on and the Government holds back some in case you do not save enough or hit a patch where you are out of work.
It is the stupid people that think Social Security is a retirement plan. They should have been saving their money during good times and limit their spending during bad.
I am hoping to deny my Social Security and plan on my savings and company pension to live on. I heard it is almost impossible to reject Social Security, so I will probably donate it to a cause I will believe in when I'm 65.
Allen Fieldhouse, home of the 2008 NCAA men's Basketball Champions! Go Jayhawks!
Hail, Hail!!!
Thats why its best to take care of your self so you and your family is not affected by stupid shit like this.
it is people's lives we are talking about here. people who have worked all their lives to get the same benefits as people before them. that is a cause i feel very strongly about, so forgive me if i do not dismiss it as "stupid shit". i love how people constantly disagree with things they may benefit from. seems that the mentality is "if it doesn't affect me i don't care about it".
"You can tell the greatness of a man by what makes him angry." - Lincoln
I am hoping to deny my Social Security and plan on my savings and company pension to live on. I heard it is almost impossible to reject Social Security, so I will probably donate it to a cause I will believe in when I'm 65.
my dad tried that but then my folks couldn't get health insurance...so reluctantly, he did and shortly thereafter my mom got cancer so in the end it was a good thing because otherwise my folks wouldn't have been able to afford the last six years of chemo for her
Thats why its best to take care of your self so you and your family is not affected by stupid shit like this.
it is people's lives we are talking about here. people who have worked all their lives to get the same benefits as people before them. that is a cause i feel very strongly about, so forgive me if i do not dismiss it as "stupid shit". i love how people constantly disagree with things they may benefit from. seems that the mentality is "if it doesn't affect me i don't care about it".
You are right we are talking about peoples lives, its not my fault or responsibility to take care of them. People need to be more responsible with their money. If you work your whole life and you have nothing for retirement than that is your fault, not the goverments.I love how people have the mentality that "i don't have to take any personal responsibility for my actions bceause some one will bail me out. You do understand that this type of life style contiues to perpetuate its self and now we have generations that grow up on the gov check because its people like you who think its everyone else responsiblity to take care and pay for people who don't even work for it. Its not that i don't care, Its that I am not worried because I save my money, between me and my wife we have 4 retirement plans. Now I could go out and buy a boat or other pointless material items but I don't. I am responsible with my money and I am not worried about this retirement age. Maybe we should take all this SS money and start financial programs and check book balancing classes for people so they understand how to live in their means. My hardwork is because of my family, thats where my money goes, not to people to lived how they wanted their whole lives and now have no money.
Thats why its best to take care of your self so you and your family is not affected by stupid shit like this.
it is people's lives we are talking about here. people who have worked all their lives to get the same benefits as people before them. that is a cause i feel very strongly about, so forgive me if i do not dismiss it as "stupid shit". i love how people constantly disagree with things they may benefit from. seems that the mentality is "if it doesn't affect me i don't care about it".
You are right we are talking about peoples lives, its not my fault or responsibility to take care of them. People need to be more responsible with their money. If you work your whole life and you have nothing for retirement than that is your fault, not the goverments.I love how people have the mentality that "i don't have to take any personal responsibility for my actions bceause some one will bail me out. You do understand that this type of life style contiues to perpetuate its self and now we have generations that grow up on the gov check because its people like you who think its everyone else responsiblity to take care and pay for people who don't even work for it. Its not that i don't care, Its that I am not worried because I save my money, between me and my wife we have 4 retirement plans. Now I could go out and buy a boat or other pointless material items but I don't. I am responsible with my money and I am not worried about this retirement age. Maybe we should take all this SS money and start financial programs and check book balancing classes for people so they understand how to live in their means. My hardwork is because of my family, thats where my money goes, not to people to lived how they wanted their whole lives and now have no money.
that is all well and good and beautiful, but the point remains, should the retirement and eligibility for medicare age be raised to 70? and by the way i take serious offense to your comment about "people like you". you don't know me and you don't know what my situation is. for being a single 35 year old man i'm actually set up fairly well. the point i am making is people in our society don't care about other people that need a helping hand. that is the bottom line. people that share your opinion are all about "i will never need that SS BS", but god forbid IF they ever get an illness in their family that drains all of those accounts. they will be crying for SS then. IMO this is the kind of thing that should be taught in schools. IMO the primary function of a school should be to prepare kids for adulthood and the responsibilites like personal finance they will encounter as an adult.
"You can tell the greatness of a man by what makes him angry." - Lincoln
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '14
that is all well and good and beautiful, but the point remains, should the retirement and eligibility for medicare age be raised to 70? and by the way i take serious offense to your comment about "people like you". you don't know me and you don't know what my situation is. for being a single 35 year old man i'm actually set up fairly well. the point i am making is people in our society don't care about other people that need a helping hand. that is the bottom line. people that share your opinion are all about "i will never need that SS BS", but god forbid IF they ever get an illness in their family that drains all of those accounts. they will be crying for SS then. IMO this is the kind of thing that should be taught in schools. IMO the primary function of a school should be to prepare kids for adulthood and the responsibilites like personal finance they will encounter as an adult.
I said before that i do not agree with it being raised. And i aplogize for making a genral statement about you, and I don't know your situation. I do care about other people and I help other people but what I don't do is give my time or money to people don't live responsiblity, and think its their right to get things that are privliges.
We should have seen SS would have been a distaster from the start. The population increases with welfare and gov programns increasing. People should read the richest man in babylon.
sweet fn jesus, what's so bad about a society wanting to take care of the elderly...?
christ, some people are so fuckin selfish, all they care about is me and mine...fuck everyone else...
waaaaaa...I don't want to pay for others...waaaaaa...my hard-earned money...waaaaa....screw that 80 year old lady..what did she do for me...waaaaaa....
sweet fn jesus, what's so bad about a society wanting to take care of the elderly...?
christ, some people are so fuckin selfish, all they care about is me and mine...fuck everyone else...
waaaaaa...I don't want to pay for others...waaaaaa...my hard-earned money...waaaaa....screw that 80 year old lady..what did she do for me...waaaaaa....
ummm maybe because I have my own family to take care of. People need to learn how to give tough love sometimes. And people need to realize that if you don't take care of your finances throughout your life you can't rely on other people to pay your way, thats why their are families. Why do you feel the need to make people support other people because they didn't make the right decisions with thier money. And what does age have to do with being responsible, so beacuse you 80 means your entitled. You my friend are clueless and I probably pay for your living
sweet fn jesus, what's so bad about a society wanting to take care of the elderly...?
christ, some people are so fuckin selfish, all they care about is me and mine...fuck everyone else...
waaaaaa...I don't want to pay for others...waaaaaa...my hard-earned money...waaaaa....screw that 80 year old lady..what did she do for me...waaaaaa....
ummm maybe because I have my own family to take care of. People need to learn how to give tough love sometimes. And people need to realize that if you don't take care of your finances throughout your life you can't rely on other people to pay your way, thats why their are families. Why do you feel the need to make people support other people because they didn't make the right decisions with thier money. And what does age have to do with being responsible, so beacuse you 80 means your entitled. You my friend are clueless and I probably pay for your living
more whining...
typical, selfish whining...
and why do you have to take care of your family...? fuck 'em right....they can take care of themselves...right?
sweet fn jesus, what's so bad about a society wanting to take care of the elderly...?
christ, some people are so fuckin selfish, all they care about is me and mine...fuck everyone else...
waaaaaa...I don't want to pay for others...waaaaaa...my hard-earned money...waaaaa....screw that 80 year old lady..what did she do for me...waaaaaa....
ummm maybe because I have my own family to take care of. People need to learn how to give tough love sometimes. And people need to realize that if you don't take care of your finances throughout your life you can't rely on other people to pay your way, thats why their are families. Why do you feel the need to make people support other people because they didn't make the right decisions with thier money. And what does age have to do with being responsible, so beacuse you 80 means your entitled. You my friend are clueless and I probably pay for your living
more whining...
typical, selfish whining...
and why do you have to take care of your family...? fuck 'em right....they can take care of themselves...right?
and you say I'm clueless...whine on, my friend...
No my 4 year old and 15 month old daughters can not take care of them selves.
No my 4 year old and 15 month old daughters can not take care of them selves.
teach them well, as no one will be there for them in their golden years...
I trust you'll not be sending them to taxpayer funded schools...
good luck...
Not if they want a good education.
I'm fine with contributing to the retirement of others. I wish that I was able to invest a portion of what they take from me through SS tax to invest on my own though. It only makes sense, which is why it'll never happen.
No my 4 year old and 15 month old daughters can not take care of them selves.
teach them well, as no one will be there for them in their golden years...
I trust you'll not be sending them to taxpayer funded schools...
good luck...
Not if they want a good education.
I'm fine with contributing to the retirement of others. I wish that I was able to invest a portion of what they take from me through SS tax to invest on my own though. It only makes sense, which is why it'll never happen.
I don't disagree...
personally, I'm putting 20% in my 401k (Both regular and Roth), plus another mandatory 7% toward a pension...
thus, my daily driver is a 1990 Jetta Diesel with no A/C...
No my 4 year old and 15 month old daughters can not take care of them selves.
neither can the majority of the elderly. ever hear of a nursing home? this is why SS is so important. it is important to have some sort of quality of life and a way to make ends meet and pay for your life sustaining medication and care after working for 50 years.
"You can tell the greatness of a man by what makes him angry." - Lincoln
my dad tried that but then my folks couldn't get health insurance...so reluctantly, he did and shortly thereafter my mom got cancer so in the end it was a good thing because otherwise my folks wouldn't have been able to afford the last six years of chemo for her
i am sorry, norm.
that seriously is terrible.
we all deserve quality fucking health care.
it cannot be that difficult can it?
Comments
Peace
Dan
"Every judgment teeters on the brink of error. To claim absolute knowledge is to become monstrous. Knowledge is an unending adventure at the edge of uncertainty." - Frank Herbert, Dune, 1965
retire @ 70?
that is a complete joke.
work till the day you die.
that's what they want, that's what is happening, that's what we have done to ourselves.
i'd rather be dirt poor than bust my nuts for the man my entire life.
thank god i am the #1 author in the universe.
"Hear me, my chiefs!
I am tired; my heart is
sick and sad. From where
the sun stands I will fight
no more forever."
Chief Joseph - Nez Perce
about the death penalty thread.
i will be glad to pull the lever or fire the bullet well up into my 70's.
there would be no need in retiring from that gig anytime soon.
i can't use the needle though i am no Dr.
fuckers.......
"Hear me, my chiefs!
I am tired; my heart is
sick and sad. From where
the sun stands I will fight
no more forever."
Chief Joseph - Nez Perce
"Well, you tell him that I don't talk to suckas."
"Well, you tell him that I don't talk to suckas."
"Well, you tell him that I don't talk to suckas."
it is true though.
when i am a senior citizen i would enjoy pulling the lever for the roasting.
again, why retire from such a rewarding gig?
"Hear me, my chiefs!
I am tired; my heart is
sick and sad. From where
the sun stands I will fight
no more forever."
Chief Joseph - Nez Perce
"Well, you tell him that I don't talk to suckas."
"Hear me, my chiefs!
I am tired; my heart is
sick and sad. From where
the sun stands I will fight
no more forever."
Chief Joseph - Nez Perce
Godfather.
"Well, you tell him that I don't talk to suckas."
couldn't agree more. If you are a working adult you can afford to save for your retirement. it may only be small amounts but it is necessary to do. I also started a roth at a young age, 18, and have seen it go up and seen it come down, but I am up on my principle and that is all that matters. People need to be more proactive if they wish to retire. Personally I don't think i will ever stop working, but that is more because i want to, not because I have to do it. I cannot wait for the day when I "retire" from the damn rat race and get a job doing what I want to do. People would have a lot more $ to put into their own plans if the government quit taking for SS. But that would require people taking responsibility for something...and we cannot ask them to do that...
Ultimately this can only work if Social Security is phased out. Obviously it cannot be scrapped, and everyone who put money into it should get something out of it. and there definitely need to be programs from poor seniors, don't get me wrong, but what they look like in my view should be a lot different than what social security looks like today.
It is terrifying when you are too stupid to know who is dumb
- Joe Rogan
That's because Social Security is not a retirement pension fund... Social Security was created as a SUPPLEMENT Retirement fund. You're supposed to get a job, save some of your earnings to retire on and the Government holds back some in case you do not save enough or hit a patch where you are out of work.
It is the stupid people that think Social Security is a retirement plan. They should have been saving their money during good times and limit their spending during bad.
I am hoping to deny my Social Security and plan on my savings and company pension to live on. I heard it is almost impossible to reject Social Security, so I will probably donate it to a cause I will believe in when I'm 65.
Hail, Hail!!!
"Well, you tell him that I don't talk to suckas."
my dad tried that but then my folks couldn't get health insurance...so reluctantly, he did and shortly thereafter my mom got cancer so in the end it was a good thing because otherwise my folks wouldn't have been able to afford the last six years of chemo for her
"Well, you tell him that I don't talk to suckas."
http://en.wikipedia.org/wiki/Social_Sec ... ted_States)
Not today Sir, Probably not tomorrow.............................................. bayfront arena st. pete '94
you're finally here and I'm a mess................................................... nationwide arena columbus '10
memories like fingerprints are slowly raising.................................... first niagara center buffalo '13
another man ..... moved by sleight of hand...................................... joe louis arena detroit '14
We should have seen SS would have been a distaster from the start. The population increases with welfare and gov programns increasing. People should read the richest man in babylon.
christ, some people are so fuckin selfish, all they care about is me and mine...fuck everyone else...
waaaaaa...I don't want to pay for others...waaaaaa...my hard-earned money...waaaaa....screw that 80 year old lady..what did she do for me...waaaaaa....
more whining...
typical, selfish whining...
and why do you have to take care of your family...? fuck 'em right....they can take care of themselves...right?
and you say I'm clueless...whine on, my friend...
teach them well, as no one will be there for them in their golden years...
I trust you'll not be sending them to taxpayer funded schools...
good luck...
Not if they want a good education.
I'm fine with contributing to the retirement of others. I wish that I was able to invest a portion of what they take from me through SS tax to invest on my own though. It only makes sense, which is why it'll never happen.
I don't disagree...
personally, I'm putting 20% in my 401k (Both regular and Roth), plus another mandatory 7% toward a pension...
thus, my daily driver is a 1990 Jetta Diesel with no A/C...
damn, it's hot today...
neither can the majority of the elderly. ever hear of a nursing home? this is why SS is so important. it is important to have some sort of quality of life and a way to make ends meet and pay for your life sustaining medication and care after working for 50 years.
"Well, you tell him that I don't talk to suckas."
that seriously is terrible.
we all deserve quality fucking health care.
it cannot be that difficult can it?
"Hear me, my chiefs!
I am tired; my heart is
sick and sad. From where
the sun stands I will fight
no more forever."
Chief Joseph - Nez Perce