This is why
shadowcast
Posts: 2,231
we need Health care. I cannot believe people would even side on the insurance companies. What scum bags!!
Insurers Fight Coverage for Kids
Guaranteed health-care coverage for children with pre-existing conditions was one of health-care reform’s provisions that was supposed to activate immediately; however, the insurance companies are saying it ain’t so. The insurance companies are arguing that the law requires them to cover pre-existing conditions only if they choose to cover a child; they say that they retain the right to not offer a child any insurance whatsoever, at least until 2014 when new legal requirements will kick in. “If you have a sick kid, the individual insurance market will continue to be a scary place,” says one health-care expert.
Read it at The New York Times
Insurers Fight Coverage for Kids
Guaranteed health-care coverage for children with pre-existing conditions was one of health-care reform’s provisions that was supposed to activate immediately; however, the insurance companies are saying it ain’t so. The insurance companies are arguing that the law requires them to cover pre-existing conditions only if they choose to cover a child; they say that they retain the right to not offer a child any insurance whatsoever, at least until 2014 when new legal requirements will kick in. “If you have a sick kid, the individual insurance market will continue to be a scary place,” says one health-care expert.
Read it at The New York Times
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what are you but my reflection? who am i to judge or strike you down?
"I will promise you this, that if we have not gotten our troops out by the time I am president, it is the first thing I will do. I will get our troops home. We will bring an end to this war. You can take that to the bank." - Barack Obama
when you told me 'if you can't beat 'em, join 'em'
i was thinkin 'death before dishonor'
http://www.nytimes.com/2010/03/29/healt ... th.html?hp
what are you but my reflection? who am i to judge or strike you down?
"I will promise you this, that if we have not gotten our troops out by the time I am president, it is the first thing I will do. I will get our troops home. We will bring an end to this war. You can take that to the bank." - Barack Obama
when you told me 'if you can't beat 'em, join 'em'
i was thinkin 'death before dishonor'
Why are the insurance companies to blame? This wouldn't be an issue if the Doctors just treated children for free. Let's blame the doctors.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
Are you serious?
clearly it's the doctor's who are the problem i mean compare how much the average family doctor makes, not counting their school debt, with the top 5 insurance companies making over $12 billion last year and it is painfully obvious to anyone the poor health insurance companies are just getting a bad rap.... :roll:
what are you but my reflection? who am i to judge or strike you down?
"I will promise you this, that if we have not gotten our troops out by the time I am president, it is the first thing I will do. I will get our troops home. We will bring an end to this war. You can take that to the bank." - Barack Obama
when you told me 'if you can't beat 'em, join 'em'
i was thinkin 'death before dishonor'
I'm interested in finding out what know1 does for a living, and whether he would consent to performing his work for free also.
I agree! Anyone who would make it the law to require people to buy from insurance companies are scum bags!
its a neverending cycle of blame. insurance companies are making billions by not providing a service and dropping people. its abundently clear to me that they are the ones to blame.
"Well, you tell him that I don't talk to suckas."
(I'm only trying to make a point here and trying to make people see there are more than 2 sides to things.)
But...if a doctor refuses to give care due to the patient not being able to pay isn't that basically the same thing as the insurance company denying coverage?
Believe me, I think health insurance is as big of a scam as the next person, but the answer to that is not to force the public to rely on them more than they already do. It should be for the public to find ways to rely on them less.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
I don't see that big of a difference between that and what the insurance companies are doing by not covering some people. Insurance is a business, like it or not, and I don't think the answer is to force them to cover people that they do not want to cover. The only thing that is going to do is force them to raise rates elsewhere to make up for it.
And for the record, the insurance companies do not make billions by not providing a service and dropping people. They do it by actually providing the service.
What I really, really, really do not understand is why people can not see that it's our reliance on the insurance companies and the government that has gotten us into this mess. The solution can not be to rely on them more. It must be to rely on them less.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
...are those who've helped us.
Right 'round the corner could be bigger than ourselves.
"Well, you tell him that I don't talk to suckas."
I agree that insurance is a scam. But your comparison of docs to insurance companies is wrong on so many levels:
1. Doctors sell care, not coverage. It's the role of the insurance companies, not the doctors, to ensure payment of services. That's why we pay insurance premiums. It makes a lot more sense for the insurance companies to provide the coverage we have paid for than for the docs to provide the care we have not paid for.
2. If doctors provided their services for free, they would go out of business. If they went out of business, no one would have medical care. Insurance companies, by contrast, are perfectly able to provide the coverage expected of them without going out of business; they only deny it so they can line their own pockets even further.
3. Doctors generally work for hospital systems and must work within the parameters of those systems. They don't have the ability to just treat patients for free on a whim.
a. There is more to medical billing than just the physician's fee; there are fees for nursing and administrative staff, for equipment, for malpractice premiums, for rent, etc. Even if a doc could donate his/her services, they can't tell patients they don't have to pay all the hospital fees that go along with them.
b. Docs who step outside the system to see patients are no longer covered by the malpractice insurance they have through that system. There's no possible way - logistically or financially - that they could get a separate malpractice policy every time they came across a patient for whom they wanted to provide free care.
c. Free care must be provided in a fair way. There are laws/policies (here, at least) against providing free or discounted services to one patient and not to all others.
4. Doctors and hospitals frequently already do provide medical care at no charge for patients who aren't otherwise covered. Here, there is a huge program for people who are broke but don't qualify for Medicaid. They are not charged for their care.
5. Doctors are forbidden from denying lifesaving care from people who are not able to pay. Insurance companies, on the other hand, deny coverage of lifesaving care all the time.
It's really just not a valid comparison. And I'm not sure how you thought it would prove your point.
So you agree we need universal health care?