Personal Budget

2»

Comments

  • Anon
    Anon Posts: 11,175
    My dad says often: Life is a shit sandwich. The more bread you have, the less shit you have to eat.
  • Corduroyboy
    Corduroyboy Posts: 1,256
    LoveOnTwoLegs wrote:
    My dad says often: Life is a shit sandwich. The more bread you have, the less shit you have to eat.

    Ahhhh, there can be an awful lot of shit placed between those 2 slices of bread... More bread doesn't mean less shit. Less shit means less shit.
  • decides2dream
    decides2dream Posts: 14,977
    Corduroyboy wrote:
    LoveOnTwoLegs wrote:
    My dad says often: Life is a shit sandwich. The more bread you have, the less shit you have to eat.

    Ahhhh, there can be an awful lot of shit placed between those 2 slices of bread... More bread doesn't mean less shit. Less shit means less shit.



    however, taken in the context of a play on words....bread = $$$....it might make more sense, and then yes...also a good joke.
    :thumbup:
    Stay with me...
    Let's just breathe...


    I am myself like you somehow


  • Jo
    Jo Posts: 2,098
    With a morgage, 4 kids, dog, medical and dental, outside hobbies, incidentals...I"ve been financialy f#*ked for years and quite frankly I'm fed up with it. I'm sick of scrimping and saving every cent. I'm tired of planning weekly menues for half decent meals. I've had enough of giving most of our pay cheque to the Taxman and essential services........Thank God I have Pearl Jam.......as I'll probably be doing this same shit for the rest of this life.
    Where's a f#*king FREE Guru on love, lifestyle, money and life coaching when you need one??
    and shit sandwiches rock!
  • i_lov_it
    i_lov_it Perth, Western Australia Posts: 4,007
    Jo wrote:
    With a morgage, 4 kids, dog, medical and dental, outside hobbies, incidentals...I"ve been financialy f#*ked for years and quite frankly I'm fed up with it. I'm sick of scrimping and saving every cent. I'm tired of planning weekly menues for half decent meals. I've had enough of giving most of our pay cheque to the Taxman and essential services........Thank God I have Pearl Jam.......as I'll probably be doing this same shit for the rest of this life.
    Where's a f#*king FREE Guru on love, lifestyle, money and life coaching when you need one??
    and shit sandwiches rock!

    You need to win ***LOTTO*** like me...lol ;)
  • DreamOfAngels
    DreamOfAngels Posts: 829
    i_lov_it wrote:

    You need to win ***LOTTO*** like me...lol ;)
    Hmm.. I graduated with a business degree...I think I learned a lot there.. hmm - your statement implies the need to purchase lotto tickets in order to have the slim chance of winning... which costs more money... OR... did you go about winning the lotto in a different way ;)
  • i_lov_it
    i_lov_it Perth, Western Australia Posts: 4,007
    DreamOfAngels wrote:
    i_lov_it wrote:

    You need to win ***LOTTO*** like me...lol ;)
    Hmm.. I graduated with a business degree...I think I learned a lot there.. hmm - your statement implies the need to purchase lotto tickets in order to have the slim chance of winning... which costs more money... OR... did you go about winning the lotto in a different way ;)

    Okayyyyyyyyyyyyyyyyyy!!! :? :? :? :? :crazy:
  • Lauri
    Lauri Posts: 748
    I am a highly educated professional in a science-related field, I don't have any children, I don't have any pets, I don't own my home, and I paid off the one car I've ever owned five years ago. I've never been particularly frivolous, always had simple tastes, always worked hard, always had a job.

    But I did get a two-year professional masters that is NOT an MBA, and therefore, will never have a spare dime to my name, ever. My rent (actually below average for the general area), student loans, utilities, car insurance, cable/internet, gym membership, subway pass, and payments on my long maxed-out credit card are more than I make in a month. I'm in my 30s and my parents have to give me money for groceries and occasional new clothing. I haven't used a credit card in several years, but all I can afford is the minimum payment on the balance I ran up while transitioning in and out of school.

    Unless I completely changed my entire career and went into like, finance or something, or moved to someplace like Iowa, I will never have any spare money or savings, probably for the rest of my life. I know that I'll never own my home. I cash out all of my vacation time because I couldn't ever afford to go anywhere anyway. I have no idea how people can afford children. It literally seems impossible to me.

    The lack of any sort of budget for anything "unnecessary" is particularly frustrating because I have a lot interests, and I really enjoy different athletic activities, and I have trouble being able to do them in my free time. This and realizing that I probably will never travel again when my coworkers talk about exciting vacations they've been on are really the only times not having money can upset me. I get by pretty well in day-to-day life, so other than being bored a lot, my standard of living is nothing to complain about.

    I have managed to go to some pearl jam shows in recent years though...I do put (literally) a few dollars away each month, and since it would never be enough for a real "vacation," it's good to use it for that purpose once a year or something.

Categories