So when the dollar goes to shit...

MichaelMcKevinMichaelMcKevin Posts: 1,161
edited January 2010 in A Moving Train
how will I be paying off my student loans?
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  • gimmesometruth27gimmesometruth27 St. Fuckin Louis Posts: 23,303
    how will I be paying off my student loans?
    fox news' glenn beck would have you buy gold, but its worth too much now and would not be the sure-thing investment that beck claims it would be. i should have bought some 5 years ago...
    "You can tell the greatness of a man by what makes him angry."  - Lincoln

    "Well, you tell him that I don't talk to suckas."
  • VINNY GOOMBAVINNY GOOMBA Posts: 1,818
    Your contract for your student loan is in dollars, so you will pay it in dollars, no matter how worthless they are. That is what the contract reads, correct?

    It is for this reason that in a collapse of the dollar, it wouldn't be bad to be holding onto several things of value in place of just Federal Reserve Notes, even if these things are being paid off with some low interest fixed rate loan. Look at it on a small scale: This is an example and I'm just making up amounts here, but if you bought an ounce of gold 10 years ago for 200 dollars, and on that same day signed a 10 year lease on a car that cost $100 / month, you would pay $12,000 for the car over 10 years. That same ounce of gold when measured in dollars is worth about $1,000 today, so if you traded it in for dollars, you could make a large payment of $1,000 (10 months of payments) on that car while it cost you only two months worth of payments to buy the gold.

    In a true crash / hyper-inflation scenario, people will be happy to part with the paper in favor of something with intrinsic value-- you may be able to pay off your house with a few pounds of silver to at least rid yourself of your debt.

    However if this goes down, it will probably be complete pandamonium, and I don't know if your house will be threatened most by banks, government, or looters.

    The moral of the story, keep at least part of your assests in something tangible, yet still kind of liquid to help preserve wealth.
  • VINNY GOOMBAVINNY GOOMBA Posts: 1,818
    how will I be paying off my student loans?
    fox news' glenn beck would have you buy gold, but its worth too much now and would not be the sure-thing investment that beck claims it would be. i should have bought some 5 years ago...

    I like silver... It's so much more affordable and has far more industrial use than gold. I think it might even be worth more, or if not more highly demanded in a crash scenario. After all, more people will be trading around silver coins pre-1964 (when all the silver was taken out), as means of barter, any quantity of gold, will be so "valuable" (in terms of dollars anyway), it will be too hard to use it for trading (would you trade your car for a loaf of bread?), and because its so expensive right now, people are stocking up on the "next best thing," that being silver.

    I wouldn't rule out old copper pennies (or copper, in general) being of value as well. Copper is already recognized as valuable among everyone-- try working construction and not seeing copper, in any condition being lifted off a job site. You can't argue its usefulness.
  • JOEJOEJOEJOEJOEJOE Posts: 10,625
    I recently bought 100 1oz silver coins.

    If anything ever disrupts our currency, precious metals will still hold their value.
  • AnonAnon Posts: 11,175
    If things ever go really bad, I mean really bad, comsumables would hold very high value.

    Everyone one should have a 72 hr pack to survive. Some people even have INCH (I'm never coming home) packs with plans to get out of major cities. I don't believe for a second the amount of chaos that would ensue can be imagined should we ever get attacked with a nuclear device. It is wise to be prepared and not count on anyone, especially the government, to help your family.

    New Orleans was a drop in the bucket compared to what could happen. Be prepared.
  • So when the dollar goes to shit..the europeans are more happy 8-)
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  • gimmesometruth27gimmesometruth27 St. Fuckin Louis Posts: 23,303
    how will I be paying off my student loans?
    fox news' glenn beck would have you buy gold, but its worth too much now and would not be the sure-thing investment that beck claims it would be. i should have bought some 5 years ago...

    I like silver... It's so much more affordable and has far more industrial use than gold. I think it might even be worth more, or if not more highly demanded in a crash scenario. After all, more people will be trading around silver coins pre-1964 (when all the silver was taken out), as means of barter, any quantity of gold, will be so "valuable" (in terms of dollars anyway), it will be too hard to use it for trading (would you trade your car for a loaf of bread?), and because its so expensive right now, people are stocking up on the "next best thing," that being silver.

    I wouldn't rule out old copper pennies (or copper, in general) being of value as well. Copper is already recognized as valuable among everyone-- try working construction and not seeing copper, in any condition being lifted off a job site. You can't argue its usefulness.

    yeah i agree with the silver and copper statements. i know people around here are breaking into people's homes and schools and stealing the copper piping for heating and cooling systems....bastards...that's just hateful :)
    "You can tell the greatness of a man by what makes him angry."  - Lincoln

    "Well, you tell him that I don't talk to suckas."
  • man I am confused... isn't the amount you owe is "shit" as well if the dollar "goes to shit" :?

    If you're having problems with a government loan it is fairly easy to get a forbearance for 3 or 6 months. They are fairly lenient right now with that sort of thing because most of the time people will turn things around and it costs less to wait for the money then it does to collect it through an attorney.
    Everything not forbidden is compulsory and eveything not compulsory is forbidden. You are free... free to do what the government says you can do.
  • StarfallStarfall Posts: 548
    I'm not so sure that the dollar will be "going to shit" as some have maintained.

    The dollar is being kept afloat mostly because oil is traded in dollars (hence the term, petrodollars), plus even though our debt is being held mostly by the Chinese, Japanese and other foreign countries, like any creditor they have vested interests in keeping our currency strong - China in particular has capitalized on the strong dollar to keep the value of their goods low and exports easy, while limiting the amount of imports (plus they impose as much as 20% tariffs on goods from the US entering China).

    As far as Crybaby Beck shilling for gold, it's probably important to point outthat even his corporate overlords at Fixed News are concerned over his manipulation of fear over the dollar to boost sales of gold... kinda like promoting false WMD scares over Iraq to justify no bid contracts to a company you own stock in. :lol:
    "It's not hard to own something. Or everything. You just have to know that it's yours, and then be willing to let it go." - Neil Gaiman, "Stardust"
  • VINNY GOOMBAVINNY GOOMBA Posts: 1,818
    Starfall wrote:
    I'm not so sure that the dollar will be "going to shit" as some have maintained.

    The dollar is being kept afloat mostly because oil is traded in dollars (hence the term, petrodollars), plus even though our debt is being held mostly by the Chinese, Japanese and other foreign countries, like any creditor they have vested interests in keeping our currency strong - China in particular has capitalized on the strong dollar to keep the value of their goods low and exports easy, while limiting the amount of imports (plus they impose as much as 20% tariffs on goods from the US entering China).

    Nothing is forever, and I don't know if this was mis-reported by the Post, but I haven't heard much about it since:
    http://www.nypost.com/p/news/business/d ... D6530791C5
  • yahamitayahamita Posts: 1,514
    JB811 wrote:
    If things ever go really bad, I mean really bad, comsumables would hold very high value.

    Everyone one should have a 72 hr pack to survive. Some people even have INCH (I'm never coming home) packs with plans to get out of major cities. I don't believe for a second the amount of chaos that would ensue can be imagined should we ever get attacked with a nuclear device. It is wise to be prepared and not count on anyone, especially the government, to help your family.

    New Orleans was a drop in the bucket compared to what could happen. Be prepared.
    My thoughts exactly! I hear toilet paper will be in high demand also, so have lots stocked up for trading..
    I knew all the rules, but the rules did not know me...GUARANTEED!

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  • AnonAnon Posts: 11,175
    TP is a good one, but if you are on the road it does take up space.

    Other great items to have:
    dental floss (multiple uses)
    ammo (.22 for hunting small game)
    matches
    aspirin/advil/painkillers
    first aid supplies

    The list goes on and on. A great website I've used in the past for preparedness is zombiehunters.org. Don't let the name fool you, they know their stuff. Plus they have a lot of cool threads and posts about living off the grid in general and not creating waste while using the most out of your available resources.
  • JB811 wrote:
    TP is a good one, but if you are on the road it does take up space.

    Other great items to have:
    dental floss (multiple uses)
    ammo (.22 for hunting small game)
    matches
    aspirin/advil/painkillers
    first aid supplies

    The list goes on and on. A great website I've used in the past for preparedness is zombiehunters.org. Don't let the name fool you, they know their stuff. Plus they have a lot of cool threads and posts about living off the grid in general and not creating waste while using the most out of your available resources.
    hehe zombiehunters.

    don't forget to put braaaaaaaaaaaaains on your list!

    mmmm yummy.
  • StarfallStarfall Posts: 548
    JB811 wrote:
    TP is a good one, but if you are on the road it does take up space.

    Other great items to have:
    dental floss (multiple uses)
    ammo (.22 for hunting small game)
    matches
    aspirin/advil/painkillers
    first aid supplies

    The list goes on and on. A great website I've used in the past for preparedness is zombiehunters.org. Don't let the name fool you, they know their stuff. Plus they have a lot of cool threads and posts about living off the grid in general and not creating waste while using the most out of your available resources.

    LOL that site kicks ass.
    Still, doesn't hurt to keep a 12 gauge handy... you never know when the zombies might actually attack. :mrgreen:
    "It's not hard to own something. Or everything. You just have to know that it's yours, and then be willing to let it go." - Neil Gaiman, "Stardust"
  • CJMST3KCJMST3K Posts: 9,722
    how will I be paying off my student loans?

    pay in pennies. they hate that.
    ADD 5,200 to the post count you see, thank you. :)
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  • AnonAnon Posts: 11,175
    Starfall wrote:
    JB811 wrote:
    TP is a good one, but if you are on the road it does take up space.

    Other great items to have:
    dental floss (multiple uses)
    ammo (.22 for hunting small game)
    matches
    aspirin/advil/painkillers
    first aid supplies

    The list goes on and on. A great website I've used in the past for preparedness is zombiehunters.org. Don't let the name fool you, they know their stuff. Plus they have a lot of cool threads and posts about living off the grid in general and not creating waste while using the most out of your available resources.

    LOL that site kicks ass.
    Still, doesn't hurt to keep a 12 gauge handy... you never know when the zombies might actually attack. :mrgreen:


    Dual khukris wielded by Milla Jovovich helps too. I wonder if I can talk her into moving in, you know just in case. :lol:
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