Health Insurance Debate
yoke
Posts: 1,440
Now I for one am not for the Public Option, but lets put that aside for now. Why can't we allow Insurance companies to compete for our business? Why can't an Insurance carrier in lets say North Carolina give me insurance in NJ? Why do we have this Federal Law that can't they cross state lines? I would think that the more competition out there it would drive prices down and it would be good for the consumer. That is just my opinion and I have heard it only stated maybe once or twice in this debate. Is this not an option?
Thoughts?
Thoughts?
Thats a lovely accent you have. New Jersey?
www.seanbrady.net
www.seanbrady.net
Post edited by Unknown User on
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lets just say that a person goes to the hospital for a brain tumor, teh hospital says it will cost $100,000 for the operation. the insurance company says that they can't afford this becuase they are not charging too high a fee. what happens? person dies or company goes bankrupt.
you have to limit the amount of money a hospital can change for certain things. if you did that, you can lower teh price of insurance and then competition will work.
A friend of mine is a doctor and complains a lot about his (and his staff's) daily dealings with health insurance companies... different companies use different forms, and have different limits and rules, etc... While more companies competing for our business is probably good for us, I can't imagine the headaches (and increased administrative costs) that would be caused by dealing with that many more insurance companies.
I would imagine that most doctors would just keep their "local" providers and not accept many more new ones from other states.
was like a picture
of a sunny day
“We can complain because rose bushes have thorns, or rejoice because thorn bushes have roses.”
― Abraham Lincoln
Yes bureaucracy is what scares me, and I feel it will only get worse with the public option or Co-Ops they are talking about. I understand what you are talking about and I have some friends in the medical field and they have said these things to me as well. My one friends practice doesn't take Medicare or Medicaid as it is because of the mess of paperwork.
Lets say that if the Gov allows you to purchase insurance over state lines. Can maybe things get standardized a bit like paperwork,billing,coding etc... Hell in the computer field they did it with the IEEE standards, why can't it be done in the medical field?
www.seanbrady.net
here's something I found about the subject...
http://www.newamerica.net/pressroom/200 ... not_answer
Not sure, I would think competition would be the benefit. I will read the report, it looks to only be 18 pages so I will read it later after dinner. Thanks for the link...
www.seanbrady.net